Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Spanish Fork, UT

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,226 in Spanish Fork, UT, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
107

Cost of Living Index in Spanish Fork, UT
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Spanish Fork, UT Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Spanish Fork, UT

🇺🇸 United States

$2,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Spanish Fork, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Spanish Fork, UT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,226 in Spanish Fork, UT.

Ubud, Bali $1,331
Spanish Fork, UT $2,226

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,139 in Spanish Fork, UT.

Ubud, Bali $2,255
Spanish Fork, UT $3,139

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,052 in Spanish Fork, UT.

Ubud, Bali $3,180
Spanish Fork, UT $4,052

Living in Ubud, Bali costs roughly 40% less than in Spanish Fork, UT, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Spanish Fork, UT is 65% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$18.12 $18.12

-81.35%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$72.3 $72.3

-52.08%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.85 $9.85

-43.45%

Cappuccino

$2.62 Rp 47.5K

$5.03 $5.03

-47.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.28 $2.28

-32.46%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.73 $1.73

-63.01%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.85 $5.85

-54.36%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.13 $5.13

-16.96%

Milk (1 liter)

$1.46 Rp 26.5K

$0.69 $0.69

111.59%

White Bread (500g)

$2.29 Rp 41.6K

$2.16 $2.16

6.02%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.53 $2.53

-56.13%

Eggs

$2.10 Rp 38.1K

$2.04 $2.04

2.94%

Local Cheese (1kg)

$15.94 Rp 289.2K

$8.58 $8.58

85.78%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.71 $6.71

-42.18%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.03 $13.03

-12.51%

Apples (1kg)

$3.55 Rp 64.4K

$4.16 $4.16

-14.66%

Banana (1kg)

$1.54 Rp 27.9K

$1.24 $1.24

24.19%

Oranges (1kg)

$2.23 Rp 40.5K

$2.22 $2.22

0.45%

Tomato (1kg)

$1.97 Rp 35.8K

$2.55 $2.55

-22.75%

Potato (1kg)

$1.86 Rp 33.7K

$0.96 $0.96

93.75%

Onion (1kg)

$2.42 Rp 43.9K

$1.98 $1.98

22.22%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.52 $1.52

-32.89%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.04 $1.04

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$7.54 $7.54

-70.82%

Wine (Bottle)

$21.79 Rp 395.2K

$14.98 $14.98

45.46%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.51 $1.51

54.30%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.26 $2.26

31.42%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.95 $1.95

-87.18%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$60.9 $60.9

-86.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.54 $2.54

-82.68%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.04 $1.04

-54.81%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$24.70 $24.70

-77.33%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.15 $1.15

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$34.7K $34.7K

-29.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.8K $25.8K

22.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$194 $194

-60.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$27.23 $27.23

-77.45%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$48.02 $48.02

-60.60%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$39.71 $39.71

28.41%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$8.76 $8.76

-50.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,257 $1,257

-60.82%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$12.3K $12.3K

-0.98%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$41.78 $41.78

8.09%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$29.12 $29.12

19.81%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$47.06 $47.06

66.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.4 $79.4

-1.88%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,609 $1,609

-33.01%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,181 $1,181

-43.72%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,880 $1,880

86.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,742 $1,742

-4.08%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,607 $2,607

-10.25%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,016 $2,016

10.91%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,480 $3,480

-95.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.64

144.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Spanish Fork, UT: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Spanish Fork, UT

$1.2K 53.1% 77.7% $517

Groceries & Markets

Ubud, Bali

$279 21%

Spanish Fork, UT

$262 11.8% 6.1% $17

Clothing & Footwear

Ubud, Bali

$106 8%

Spanish Fork, UT

$89 4% 16.5% $18

Eating Out

Ubud, Bali

$106 8%

Spanish Fork, UT

$290 13.1% 175% $185

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Spanish Fork, UT

$269 12.1% 162% $166

Sport & Entertainment

Ubud, Bali

$60 4.5%

Spanish Fork, UT

$57 2.6% 4.3% $2.5

Getting Around

Ubud, Bali

$12 0.9%

Spanish Fork, UT

$76 3.4% 540% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,609 in Spanish Fork, UT. Housing cost is often the main lever when comparing two cities.

Spanish Fork, UT pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $72 in Spanish Fork, UT. Groceries flip the comparison at $279 vs $262, with Spanish Fork, UT cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Spanish Fork, UT

🕒 Local time

17:49 5:49 PM

02:49 2:49 AM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

42,602

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Spanish Fork, UT 14,200 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Spanish Fork, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Spanish Fork, UT: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Spanish Fork, UT. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,609 in Spanish Fork, UT. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,226 in Spanish Fork, UT – Ubud, Bali is about 40% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Spanish Fork, UT. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Spanish Fork, UT are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Spanish Fork, UT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.