Last update: Nov 2026

Cost of Living Comparison Between Spanish Fork, UT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,226 in Spanish Fork, UT, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Spanish Fork, UT
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Spanish Fork, UT Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Spanish Fork, UT

🇺🇸 United States

$2,226

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Spanish Fork, UT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spanish Fork, UT and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,226 in Spanish Fork, UT versus $1,331 in Ubud, Bali.

Spanish Fork, UT $2,226
Ubud, Bali $1,331

Estimated couple costs with rent: $3,139 in Spanish Fork, UT versus $2,255 in Ubud, Bali.

Spanish Fork, UT $3,139
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,052 in Spanish Fork, UT versus $3,180 in Ubud, Bali.

Spanish Fork, UT $4,052
Ubud, Bali $3,180

Living in Spanish Fork, UT is roughly 67% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Spanish Fork, UT is 65% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$18.12 $18.12

$3.38 Rp 61.2K

436.09%

Three-Course Dinner for Two, Mid-Range

$72.3 $72.3

$34.65 Rp 628.6K

108.69%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$5.57 Rp 101.1K

76.84%

Cappuccino

$5.03 $5.03

$2.62 Rp 47.5K

91.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$1.54 Rp 27.9K

48.05%

Water (0.33 liter bottle)

$1.73 $1.73

$0.64 Rp 11.6K

170.31%

Local Beer (0.5 liter draught)

$5.85 $5.85

$2.67 Rp 48.4K

119.10%

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$4.26 Rp 77.3K

20.42%

Milk (1 liter)

$0.69 $0.69

$1.46 Rp 26.5K

-52.74%

White Bread (500g)

$2.16 $2.16

$2.29 Rp 41.6K

-5.68%

Rice (white) (1kg)

$2.53 $2.53

$1.11 Rp 20.1K

127.93%

Eggs

$2.04 $2.04

$2.10 Rp 38.1K

-2.86%

Local Cheese (1kg)

$8.58 $8.58

$15.94 Rp 289.2K

-46.17%

Chicken Fillets (1kg)

$6.71 $6.71

$3.88 Rp 70.4K

72.94%

Beef Round Steak (1kg)

$13.03 $13.03

$11.40 Rp 206.8K

14.30%

Apples (1kg)

$4.16 $4.16

$3.55 Rp 64.4K

17.18%

Banana (1kg)

$1.24 $1.24

$1.54 Rp 27.9K

-19.48%

Oranges (1kg)

$2.22 $2.22

$2.23 Rp 40.5K

-0.45%

Tomato (1kg)

$2.55 $2.55

$1.97 Rp 35.8K

29.44%

Potato (1kg)

$0.96 $0.96

$1.86 Rp 33.7K

-48.39%

Onion (1kg)

$1.98 $1.98

$2.42 Rp 43.9K

-18.18%

Lettuce (1 head)

$1.52 $1.52

$1.02 Rp 18.6K

49.02%

Water (1.5 liter bottle)

$1.04 $1.04

$0.52 Rp 9,475

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$7.54 $7.54

$2.20 Rp 39.9K

242.73%

Wine (Bottle)

$14.98 $14.98

$21.79 Rp 395.2K

-31.25%

Local Beer (0.5 liter bottle)

$1.51 $1.51

$2.33 Rp 42.2K

-35.19%

Imported Beer (0.33 liter bottle)

$2.26 $2.26

$2.97 Rp 53.9K

-23.91%

One-way Ticket (Public Transport)

$1.95 $1.95

$0.25 Rp 4,542

680.00%

Public Transport Monthly Pass (Regular Price)

$60.9 $60.9

$8.17 Rp 148.3K

645.17%

Taxi Start (Normal Tariff)

$2.54 $2.54

$0.44 Rp 7,941

477.27%

Taxi (Normal Tariff) (1km)

$1.04 $1.04

$0.47 Rp 8,489

121.28%

Taxi 1hour Waiting (Normal Tariff)

$24.70 $24.70

$5.60 Rp 101.6K

341.07%

Gasoline (1 liter)

$1.15 $1.15

$0.83 Rp 15.0K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$24.4K Rp 443.5M

41.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.7K Rp 575.0M

-18.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$77.5 Rp 1.4M

150.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.23 $27.23

$6.14 Rp 111.5K

343.49%

Internet (50+ Mbps, Unlimited Data)

$48.02 $48.02

$18.92 Rp 343.1K

153.81%

Gym Membership (Monthly)

$39.71 $39.71

$51.0 Rp 925.0K

-22.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$8.76 $8.76

$4.38 Rp 79.5K

100.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,257 $1,257

$492 Rp 8.9M

155.23%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$12.2K Rp 221.7M

0.99%

Jeans (Levis 501 Or Similar)

$41.78 $41.78

$45.16 Rp 819.2K

-7.48%

Summer Dress (H&M, Zara, etc)

$29.12 $29.12

$34.89 Rp 632.9K

-16.54%

Sport Shoes (Adidas, Nike)

$47.06 $47.06

$78.3 Rp 1.4M

-39.91%

Men's Leather Business Shoes

$79.4 $79.4

$77.9 Rp 1.4M

1.91%

1-bedroom Apartment, City Center (Monthly)

$1,609 $1,609

$1,078 Rp 19.5M

49.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 $1,181

$665 Rp 12.1M

77.70%

3-bedroom Apartment, City Center (Monthly)

$1,880 $1,880

$3,510 Rp 63.7M

-46.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 $1,742

$1,671 Rp 30.3M

4.25%

Buy Apartment in City Center (m2)

$2,607 $2,607

$2,340 Rp 42.4M

11.42%

Buy Apartment Outside City Center (m2)

$2,016 $2,016

$2,236 Rp 40.6M

-9.84%

Average Monthly Net Salary (After Tax)

$3,480 $3,480

$166 Rp 3.0M

1992.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.64

13.78

-59.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spanish Fork, UT: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spanish Fork, UT

$1.2K 53.1%

Ubud, Bali

$665 50% 43.7% $517

Eating Out

Spanish Fork, UT

$290 13.1%

Ubud, Bali

$106 8% 63.6% $185

Monthly Utilities & Internet

Spanish Fork, UT

$269 12.1%

Ubud, Bali

$103 7.7% 61.9% $166

Groceries & Markets

Spanish Fork, UT

$262 11.8%

Ubud, Bali

$279 21% 6.5% $17

Clothing & Footwear

Spanish Fork, UT

$89 4%

Ubud, Bali

$106 8% 19.7% $18

Getting Around

Spanish Fork, UT

$76 3.4%

Ubud, Bali

$12 0.9% 84.4% $64

Sport & Entertainment

Spanish Fork, UT

$57 2.6%

Ubud, Bali

$60 4.5% 4.4% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,609 in Spanish Fork, UT and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Spanish Fork, UT pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Spanish Fork, UT vs $35 in Ubud, Bali. Groceries flip the comparison at $262 vs $279, with Spanish Fork, UT cheaper for home cooking.

Good to know

🇺🇸 Spanish Fork, UT

🇮🇩 Ubud, Bali

🕒 Local time

02:34 2:34 AM

17:34 5:34 PM

15 h ahead of Spanish Fork, UT

🌤 Weather

👥 Population

42,602

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Spanish Fork, UT Ubud, Bali 14,200 km ≈ 18 h nonstop flight

From you

Spanish Fork, UT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spanish Fork, UT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Spanish Fork, UT. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Spanish Fork, UT is about 21 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,609 in Spanish Fork, UT versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,226 per month in Spanish Fork, UT versus $1,331 in Ubud, Bali – Ubud, Bali is about 40% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Spanish Fork, UT. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Spanish Fork, UT and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Spanish Fork, UT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.