Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sivas

For one person, living is cheaper in Sivas: $958 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
46

Cost of Living Index in Sivas
Learn more

Sivas Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sivas

🇹🇷 Turkey

$958

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sivas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sivas actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $958 in Sivas, rent included.

Ubud, Bali $1,331
Sivas $958

A couple spends around $2,255 per month in Ubud, Bali vs $1,430 in Sivas, rent included.

Ubud, Bali $2,255
Sivas $1,430

A family of three spends $3,180 per month in Ubud, Bali vs $1,902 in Sivas, rent included.

Ubud, Bali $3,180
Sivas $1,902

Ubud, Bali costs about 39% more than Sivas, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Sivas are more affordable than the global median – Ubud, Bali 2% lower, Sivas 29% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$9.91 ₺496

-65.89%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$59.9 ₺2,997

-42.19%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$10.38 ₺519

-46.34%

Cappuccino

$2.62 Rp 47.5K

$4.07 ₺204

-35.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.82 ₺40.85

87.80%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.31 ₺15.62

106.45%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.82 ₺91.0

46.70%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.04 ₺102

108.82%

Milk (1 liter)

$1.46 Rp 26.5K

$0.89 ₺44.64

64.04%

White Bread (500g)

$2.29 Rp 41.6K

$0.78 ₺38.96

193.59%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.43 ₺121

-54.32%

Eggs

$2.10 Rp 38.1K

$2.46 ₺123

-14.63%

Local Cheese (1kg)

$15.94 Rp 289.2K

$8.16 ₺408

95.34%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$2.72 ₺136

42.65%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$19.26 ₺963

-40.81%

Apples (1kg)

$3.55 Rp 64.4K

$2.05 ₺103

73.17%

Banana (1kg)

$1.54 Rp 27.9K

$1.57 ₺78.7

-1.91%

Oranges (1kg)

$2.23 Rp 40.5K

$0.84 ₺41.76

165.48%

Tomato (1kg)

$1.97 Rp 35.8K

$1.03 ₺51.7

91.26%

Potato (1kg)

$1.86 Rp 33.7K

$0.42 ₺20.91

342.86%

Onion (1kg)

$2.42 Rp 43.9K

$0.27 ₺13.32

796.30%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.74 ₺37.18

37.84%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.63 ₺31.48

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.06 ₺103

6.80%

Wine (Bottle)

$21.79 Rp 395.2K

$8.96 ₺448

143.19%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.58 ₺78.8

47.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.21 ₺110

34.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.52 ₺26.00

-51.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$15.10 ₺755

-45.89%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.05 ₺102

-78.54%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.62 ₺31.07

-24.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$6.32 ₺316

-11.39%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.34 ₺66.9

-38.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$39.8K ₺2.0M

-38.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$40.4K ₺2.0M

-21.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$87.7 ₺4,385

-11.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$12.27 ₺614

-49.96%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$12.27 ₺613

54.20%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$29.88 ₺1,494

70.65%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$3.94 ₺197

11.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$255 ₺12.7K

93.18%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$29.87 ₺1,493

51.19%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$60.4 ₺3,019

-42.23%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$81.1 ₺4,052

-3.37%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$60.5 ₺3,023

28.80%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$448 ₺22.4K

140.39%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$302 ₺15.1K

120.26%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$491 ₺24.5K

615.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$295 ₺14.8K

465.68%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$866 ₺43.3K

-80.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-61.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sivas: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sivas

$302 31.5% 54.6% $363

Groceries & Markets

Ubud, Bali

$279 21%

Sivas

$203 21.2% 27.4% $77

Clothing & Footwear

Ubud, Bali

$106 8%

Sivas

$104 10.9% 1.9% $2

Eating Out

Ubud, Bali

$106 8%

Sivas

$177 18.5% 67.4% $71

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sivas

$112 11.7% 9.5% $9.7

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sivas

$38 3.9% 36.8% $22

Getting Around

Ubud, Bali

$12 0.9%

Sivas

$22 2.3% 86.9% $10

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $448 in Sivas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sivas are about 5.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $60 in Sivas. Groceries tell a different story – $279 in Ubud, Bali vs $203 in Sivas – so Sivas wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Sivas

🕒 Local time

20:16 8:16 PM

15:16 3:16 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

621,224

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 TRY = 2 USD

100 TRY = 1.79 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Turkish Lira exchange rates as of November 3, 2026: 1 USD = 49.99 TRY (100 TRY = 2 USD). 1 EUR = 55.97 TRY (100 TRY = 1.79 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sivas 9,620 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Sivas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sivas: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 39%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,438 in Sivas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sivas, especially for central apartments: a one-bedroom in the center costs $448 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $958 in Sivas. That makes Sivas about 28% cheaper.

Public transport costs about 46% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Sivas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.