Last update: Oct 2026

Cost of Living Comparison Between Sivas and Ubud, Bali

For one person, living is cheaper in Sivas: $967 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Sivas
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Sivas Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sivas

🇹🇷 Turkey

$967

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sivas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sivas and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $967 per month in Sivas vs $1,349 in Ubud, Bali, rent included.

Sivas $967
Ubud, Bali $1,349

A couple spends around $1,444 per month in Sivas vs $2,305 in Ubud, Bali, rent included.

Sivas $1,444
Ubud, Bali $2,305

A family of three spends $1,922 per month in Sivas vs $3,261 in Ubud, Bali, rent included.

Sivas $1,922
Ubud, Bali $3,261

Sivas is about 28% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.97 ₺498

$3.32 Rp 60.3K

200.30%

Three-Course Dinner for Two, Mid-Range

$59.3 ₺2,962

$35.64 Rp 647.3K

66.25%

Fast Food Meal (McDonalds, etc)

$10.49 ₺524

$5.53 Rp 100.5K

89.69%

Cappuccino

$4.05 ₺202

$2.72 Rp 49.4K

48.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ₺39.31

$1.70 Rp 30.9K

-53.53%

Water (0.33 liter bottle)

$0.29 ₺14.35

$0.76 Rp 13.8K

-61.84%

Local Beer (0.5 liter draught)

$1.84 ₺91.9

$2.65 Rp 48.2K

-30.57%

Imported Beer (0.33 liter bottle)

$2.03 ₺102

$4.38 Rp 79.6K

-53.65%

Milk (1 liter)

$0.94 ₺46.97

$1.49 Rp 27.1K

-36.91%

White Bread (500g)

$0.77 ₺38.35

$2.28 Rp 41.3K

-66.23%

Rice (white) (1kg)

$2.48 ₺124

$1.19 Rp 21.6K

108.40%

Eggs

$2.56 ₺128

$2.04 Rp 37.0K

25.49%

Local Cheese (1kg)

$8.40 ₺420

$17.70 Rp 321.5K

-52.54%

Chicken Fillets (1kg)

$2.82 ₺141

$3.96 Rp 72.0K

-28.79%

Beef Round Steak (1kg)

$19.86 ₺993

$12.19 Rp 221.4K

62.92%

Apples (1kg)

$2.05 ₺103

$3.66 Rp 66.4K

-43.99%

Banana (1kg)

$1.58 ₺79.0

$1.52 Rp 27.6K

3.95%

Oranges (1kg)

$0.79 ₺39.45

$2.23 Rp 40.5K

-64.57%

Tomato (1kg)

$1.03 ₺51.3

$1.97 Rp 35.8K

-47.72%

Potato (1kg)

$0.42 ₺20.95

$1.85 Rp 33.6K

-77.30%

Onion (1kg)

$0.29 ₺14.67

$2.42 Rp 44.0K

-88.02%

Lettuce (1 head)

$0.80 ₺39.87

$0.99 Rp 18.0K

-19.19%

Water (1.5 liter bottle)

$0.63 ₺31.29

$0.51 Rp 9,324

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 ₺108

$2.22 Rp 40.4K

-3.15%

Wine (Bottle)

$8.92 ₺446

$22.24 Rp 403.9K

-59.89%

Local Beer (0.5 liter bottle)

$1.67 ₺83.3

$2.26 Rp 41.0K

-26.11%

Imported Beer (0.33 liter bottle)

$2.30 ₺115

$2.97 Rp 53.9K

-22.56%

One-way Ticket (Public Transport)

$0.48 ₺24.02

$0.25 Rp 4,559

92.00%

Public Transport Monthly Pass (Regular Price)

$15.32 ₺766

$7.82 Rp 142.1K

95.91%

Taxi Start (Normal Tariff)

$1.97 ₺98.7

$0.44 Rp 7,982

347.73%

Taxi (Normal Tariff) (1km)

$0.61 ₺30.70

$0.43 Rp 7,811

41.86%

Taxi 1hour Waiting (Normal Tariff)

$6.35 ₺317

$5.41 Rp 98.2K

17.38%

Gasoline (1 liter)

$1.33 ₺66.4

$0.82 Rp 15.0K

62.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K ₺2.1M

$23.8K Rp 433.0M

72.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K ₺2.0M

$31.7K Rp 576.6M

25.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.0 ₺4,450

$79.1 Rp 1.4M

12.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.43 ₺621

$6.45 Rp 117.1K

92.71%

Internet (50+ Mbps, Unlimited Data)

$12.33 ₺616

$18.58 Rp 337.4K

-33.64%

Gym Membership (Monthly)

$30.25 ₺1,512

$49.48 Rp 898.7K

-38.86%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$4.03 ₺201

$4.27 Rp 77.6K

-5.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$249 ₺12.5K

$491 Rp 8.9M

-49.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$30.19 ₺1,509

$44.64 Rp 810.7K

-32.37%

Summer Dress (H&M, Zara, etc)

$61.3 ₺3,065

$34.95 Rp 634.8K

75.42%

Sport Shoes (Adidas, Nike)

$78.8 ₺3,939

$79.9 Rp 1.5M

-1.38%

Men's Leather Business Shoes

$59.5 ₺2,973

$79.4 Rp 1.4M

-25.11%

1-bedroom Apartment, City Center (Monthly)

$459 ₺22.9K

$1,125 Rp 20.4M

-59.20%

1-bedroom Apartment, Outside City Center (Monthly)

$304 ₺15.2K

$671 Rp 12.2M

-54.74%

3-bedroom Apartment, City Center (Monthly)

$505 ₺25.2K

$3,565 Rp 64.7M

-85.84%

3-bedroom Apartment, Outside City Center (Monthly)

$306 ₺15.3K

$1,723 Rp 31.3M

-82.23%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$901 ₺45.0K

$164 Rp 3.0M

449.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

161.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sivas: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sivas

$304 31.4%

Ubud, Bali

$672 49.8% 121% $368

Groceries & Markets

Sivas

$207 21.5%

Ubud, Bali

$288 21.4% 39% $81

Eating Out

Sivas

$177 18.4%

Ubud, Bali

$108 8% 39.3% $70

Monthly Utilities & Internet

Sivas

$114 11.8%

Ubud, Bali

$104 7.7% 8.5% $9.7

Clothing & Footwear

Sivas

$103 10.7%

Ubud, Bali

$108 8% 4% $4.1

Sport & Entertainment

Sivas

$38 4%

Ubud, Bali

$58 4.3% 51.5% $20

Getting Around

Sivas

$22 2.3%

Ubud, Bali

$11 0.9% 48.7% $11

Cost Breakdown

A central one-bedroom costs $459 in Sivas versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sivas are about 5.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59 in Sivas versus $36 in Ubud, Bali. Groceries tell a different story – $207 in Sivas vs $288 in Ubud, Bali – so Sivas wins on supermarket bills even if dining out costs more.

Good to know

🇹🇷 Sivas

🇮🇩 Ubud, Bali

🕒 Local time

12:03 12:03 PM

17:03 5:03 PM

5 h ahead of Sivas

🌤 Weather

👥 Population

621,224

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.79 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 3, 2026: 1 USD = 49.98 TRY (100 TRY = 2 USD). 1 EUR = 55.96 TRY (100 TRY = 1.79 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Sivas Ubud, Bali 9,620 km ≈ 13 h nonstop flight

From you

Sivas
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated June 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sivas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 40%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,450 per month in Sivas and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sivas, especially for central apartments: a one-bedroom in the center costs $459 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $967 in Sivas and $1,349 in Ubud, Bali. That makes Sivas about 28% cheaper.

Public transport costs about 49% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Sivas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.