Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sisak

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,473 in Sisak, rent and utilities included – about $1,700 less a year. The total is higher in Sisak despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Sisak
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Sisak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sisak

🇭🇷 Croatia

$1,473

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sisak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sisak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,473 in Sisak.

Ubud, Bali $1,331
Sisak $1,473

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,286 in Sisak.

Ubud, Bali $2,255
Sisak $2,286

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,099 in Sisak.

Ubud, Bali $3,180
Sisak $3,099

Living in Ubud, Bali costs roughly 10% less than in Sisak, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Ubud, Bali is 2% below, Sisak is 9% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$14.30 €12.76

-76.36%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$68.0 €60.7

-49.06%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.16 €8.17

-39.19%

Cappuccino

$2.62 Rp 47.5K

$2.50 €2.23

4.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.02 €2.70

-49.01%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.12 €1.89

-69.81%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.31 €2.96

-19.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.36 €3.89

-2.29%

Milk (1 liter)

$1.46 Rp 26.5K

$1.09 €0.98

33.94%

White Bread (500g)

$2.29 Rp 41.6K

$1.15 €1.02

99.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.30 €2.05

-51.74%

Eggs

$2.10 Rp 38.1K

$3.82 €3.41

-45.03%

Local Cheese (1kg)

$15.94 Rp 289.3K

$10.82 €9.65

47.32%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$10.88 €9.71

-64.34%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$18.42 €16.43

-38.11%

Apples (1kg)

$3.55 Rp 64.5K

$1.98 €1.76

79.29%

Banana (1kg)

$1.54 Rp 27.9K

$1.89 €1.69

-18.52%

Oranges (1kg)

$2.23 Rp 40.5K

$2.12 €1.89

5.19%

Tomato (1kg)

$1.97 Rp 35.8K

$2.53 €2.26

-22.13%

Potato (1kg)

$1.86 Rp 33.7K

$1.31 €1.17

41.98%

Onion (1kg)

$2.42 Rp 43.9K

$1.32 €1.18

83.33%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.34 €1.20

-23.88%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$1.25 €1.11

-58.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.68 €5.06

-61.27%

Wine (Bottle)

$21.79 Rp 395.4K

$7.62 €6.79

185.96%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.94 €1.73

20.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.44 €2.17

21.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$135 €121

-93.97%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$3.45 €3.08

-87.25%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$2.18 €1.95

-78.44%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$22.14 €19.75

-74.71%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.88 €1.68

-55.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$26.7K €23.8K

-8.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$26.3K €23.5K

20.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$154 €137

-49.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$21.88 €19.52

-71.94%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$39.34 €35.10

-51.91%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$33.44 €29.82

52.48%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$15.46 €13.79

18.05%

Cinema Ticket

$4.38 Rp 79.5K

$10.49 €9.35

-58.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$241 €215

104.06%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$2,799 €2,497

336.63%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$101 €89.9

-55.20%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$33.90 €30.24

2.92%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.0 €80.3

-13.02%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$114 €101

-31.43%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$498 €444

116.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$395 €352

68.25%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$811 €723

333.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$646 €577

158.52%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,607 €2,326

-10.25%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,779 €1,587

25.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,083 €966

-84.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.72

270.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sisak: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sisak

$395 26.8% 40.6% $270

Groceries & Markets

Ubud, Bali

$279 21%

Sisak

$288 19.6% 3.1% $8.7

Clothing & Footwear

Ubud, Bali

$106 8%

Sisak

$152 10.3% 43.2% $46

Eating Out

Ubud, Bali

$106 8%

Sisak

$218 14.8% 106% $112

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sisak

$215 14.6% 110% $113

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sisak

$54 3.7% 9% $5.4

Getting Around

Ubud, Bali

$12 0.9%

Sisak

$150 * 10.2% 1154% $138

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $498 in Sisak. Housing cost is often the main lever when comparing two cities.

Sisak pays about 6.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $68 in Sisak for a mid-range dinner for two. Groceries echo the gap at $279 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Sisak

🕒 Local time

16:03 4:03 PM

09:03 9:03 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,121

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sisak 11,370 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Sisak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sisak: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,473 in Sisak, so Ubud, Bali is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $498 in Sisak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $241 in Sisak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Sisak. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sisak are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Sisak on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.