Cost of Living Comparison Between Ubud, Bali and Sisak Cost of Living Comparison Between Ubud, Bali and Sisak

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,412 in Sisak.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,157 in Sisak.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,902 in Sisak.

Living in Ubud, Bali costs roughly 1% less than in Sisak, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Sisak 6% above.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$13.81 €11.89

-75.38%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$75.7 €65.2

-57.22%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$9.39 €8.08

-46.75%

Cappuccino

$2.82 Rp 50.0K

$2.47 €2.13

14.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$3.17 €2.73

-56.47%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.11 €1.81

-65.40%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$3.56 €3.06

-16.29%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$5.04 €4.34

-21.23%

Milk (1 liter)

$1.79 Rp 31.8K

$1.46 €1.25

22.60%

White Bread (500g)

$2.46 Rp 43.7K

$1.61 €1.39

52.80%

Rice (white) (1kg)

$1.20 Rp 21.2K

$3.57 €3.08

-66.39%

Eggs

$2.39 Rp 42.3K

$4.19 €3.61

-42.96%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.50 €9.04

37.14%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$8.99 €7.74

-52.39%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$10.88 €9.37

8.64%

Apples (1kg)

$3.78 Rp 67.0K

$1.97 €1.70

91.88%

Banana (1kg)

$1.63 Rp 28.9K

$1.64 €1.41

-0.61%

Oranges (1kg)

$2.80 Rp 49.6K

$2.14 €1.84

30.84%

Tomato (1kg)

$2.26 Rp 40.0K

$3.44 €2.96

-34.30%

Potato (1kg)

$2.00 Rp 35.3K

$1.46 €1.26

36.99%

Onion (1kg)

$2.21 Rp 39.2K

$0.91 €0.78

142.86%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.36 €1.17

-21.32%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.33 €1.14

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$5.06 €4.36

-38.14%

Wine (Bottle)

$23.81 Rp 421.9K

$7.33 €6.31

224.83%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.61 €1.39

76.40%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.61 €2.25

6.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$1.69 €1.45

-84.02%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$43.32 €37.30

-80.68%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$3.16 €2.72

-85.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.38 €1.19

-68.84%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$9.06 €7.80

-34.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.77 €1.52

-54.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$37.5K €32.2K

-31.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$27.9K €24.0K

14.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$130 €112

-38.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$23.88 €20.56

-82.66%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$33.72 €29.04

-28.47%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$52.6 €45.25

86.01%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$14.54 €12.52

-54.33%

Cinema Ticket

$4.04 Rp 71.5K

$16.49 €14.20

-75.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$249 €214

19.25%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$2,342 €2,017

181.34%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$94.2 €81.1

-41.45%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$38.45 €33.11

0.16%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$166 €143

-48.18%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$114 €98.2

-31.63%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$481 €414

104.89%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$384 €331

73.16%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$723 €623

376.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$586 €504

248.75%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$2,270 €1,955

24.63%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$1,632 €1,405

39.83%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,154 €993

-85.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.22

214.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Sisak: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $481 in Sisak. Housing cost is often the main lever when comparing two cities.

Sisak pays 582% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $76.0 in Sisak. Groceries flip the comparison at $299 vs $272, with Sisak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sisak: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sisak differ by about 1% in total monthly costs ($1,394 vs $1,412 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Sisak earns 582% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $481 in Sisak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $249 in Sisak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Sisak pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,394 in Ubud, Bali versus $1,412 in Sisak, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sisak. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sisak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Sisak. Beyond cost, consider language, visa policies, and how big the international community is in each city.