Last update: Nov 2026

Cost of Living Comparison Between Sisak and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,473 in Sisak, rent and utilities included – about $1,700 less a year. The total is higher in Sisak despite lower rent and utilities.

71

Cost of Living Index in Sisak
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Sisak Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sisak

🇭🇷 Croatia

$1,473

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Sisak and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sisak and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,473 in Sisak versus $1,331 in Ubud, Bali.

Sisak $1,473
Ubud, Bali $1,331

Estimated couple costs with rent: $2,286 in Sisak versus $2,255 in Ubud, Bali.

Sisak $2,286
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,099 in Sisak versus $3,180 in Ubud, Bali.

Sisak $3,099
Ubud, Bali $3,180

Living in Sisak is roughly 11% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Sisak is 9% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$14.30 €12.76

$3.38 Rp 61.3K

323.08%

Three-Course Dinner for Two, Mid-Range

$68.0 €60.7

$34.65 Rp 628.8K

96.31%

Fast Food Meal (McDonalds, etc)

$9.16 €8.17

$5.57 Rp 101.2K

64.45%

Cappuccino

$2.50 €2.23

$2.62 Rp 47.5K

-4.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 €2.70

$1.54 Rp 27.9K

96.10%

Water (0.33 liter bottle)

$2.12 €1.89

$0.64 Rp 11.6K

231.25%

Local Beer (0.5 liter draught)

$3.31 €2.96

$2.67 Rp 48.4K

23.97%

Imported Beer (0.33 liter bottle)

$4.36 €3.89

$4.26 Rp 77.4K

2.35%

Milk (1 liter)

$1.09 €0.98

$1.46 Rp 26.5K

-25.34%

White Bread (500g)

$1.15 €1.02

$2.29 Rp 41.6K

-49.78%

Rice (white) (1kg)

$2.30 €2.05

$1.11 Rp 20.1K

107.21%

Eggs

$3.82 €3.41

$2.10 Rp 38.1K

81.90%

Local Cheese (1kg)

$10.82 €9.65

$15.94 Rp 289.3K

-32.12%

Chicken Fillets (1kg)

$10.88 €9.71

$3.88 Rp 70.5K

180.41%

Beef Round Steak (1kg)

$18.42 €16.43

$11.40 Rp 206.9K

61.58%

Apples (1kg)

$1.98 €1.76

$3.55 Rp 64.5K

-44.23%

Banana (1kg)

$1.89 €1.69

$1.54 Rp 27.9K

22.73%

Oranges (1kg)

$2.12 €1.89

$2.23 Rp 40.5K

-4.93%

Tomato (1kg)

$2.53 €2.26

$1.97 Rp 35.8K

28.43%

Potato (1kg)

$1.31 €1.17

$1.86 Rp 33.7K

-29.57%

Onion (1kg)

$1.32 €1.18

$2.42 Rp 43.9K

-45.45%

Lettuce (1 head)

$1.34 €1.20

$1.02 Rp 18.6K

31.37%

Water (1.5 liter bottle)

$1.25 €1.11

$0.52 Rp 9,479

140.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.06

$2.20 Rp 39.9K

158.18%

Wine (Bottle)

$7.62 €6.79

$21.79 Rp 395.4K

-65.03%

Local Beer (0.5 liter bottle)

$1.94 €1.73

$2.33 Rp 42.2K

-16.74%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$2.97 Rp 53.9K

-17.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

Public Transport Monthly Pass (Regular Price)

$135 €121

$8.17 Rp 148.4K

1557.65%

Taxi Start (Normal Tariff)

$3.45 €3.08

$0.44 Rp 7,944

684.09%

Taxi (Normal Tariff) (1km)

$2.18 €1.95

$0.47 Rp 8,493

363.83%

Taxi 1hour Waiting (Normal Tariff)

$22.14 €19.75

$5.60 Rp 101.6K

295.36%

Gasoline (1 liter)

$1.88 €1.68

$0.83 Rp 15.0K

126.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K €23.8K

$24.4K Rp 443.7M

9.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €23.5K

$31.7K Rp 575.2M

-16.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 €137

$77.5 Rp 1.4M

98.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.88 €19.52

$6.14 Rp 111.5K

256.35%

Internet (50+ Mbps, Unlimited Data)

$39.34 €35.10

$18.92 Rp 343.3K

107.93%

Gym Membership (Monthly)

$33.44 €29.82

$51.0 Rp 925.4K

-34.42%

Tennis Court (1 Hour on Weekend)

$15.46 €13.79

$18.25 Rp 331.2K

-15.29%

Cinema Ticket

$10.49 €9.35

$4.38 Rp 79.5K

139.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$241 €215

$492 Rp 8.9M

-51.00%

International Primary School, 1 Child (Yearly)

$2,799 €2,497

$12.2K Rp 221.8M

-77.10%

Jeans (Levis 501 Or Similar)

$101 €89.9

$45.16 Rp 819.6K

123.23%

Summer Dress (H&M, Zara, etc)

$33.90 €30.24

$34.89 Rp 633.2K

-2.84%

Sport Shoes (Adidas, Nike)

$90.0 €80.3

$78.3 Rp 1.4M

14.96%

Men's Leather Business Shoes

$114 €101

$77.9 Rp 1.4M

45.83%

1-bedroom Apartment, City Center (Monthly)

$498 €444

$1,078 Rp 19.6M

-53.79%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €352

$665 Rp 12.1M

-40.57%

3-bedroom Apartment, City Center (Monthly)

$811 €723

$3,510 Rp 63.7M

-76.91%

3-bedroom Apartment, Outside City Center (Monthly)

$646 €577

$1,671 Rp 30.3M

-61.32%

Buy Apartment in City Center (m2)

$2,607 €2,326

$2,340 Rp 42.5M

11.42%

Buy Apartment Outside City Center (m2)

$1,779 €1,587

$2,236 Rp 40.6M

-20.44%

Average Monthly Net Salary (After Tax)

$1,083 €966

$166 Rp 3.0M

550.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

13.78

-73.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sisak: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sisak

$395 26.8%

Ubud, Bali

$665 50% 68.3% $270

Groceries & Markets

Sisak

$288 19.6%

Ubud, Bali

$279 21% 3% $8.7

Eating Out

Sisak

$218 14.8%

Ubud, Bali

$106 8% 51.4% $112

Monthly Utilities & Internet

Sisak

$215 14.6%

Ubud, Bali

$103 7.7% 52.4% $113

Clothing & Footwear

Sisak

$152 10.3%

Ubud, Bali

$106 8% 30.2% $46

Getting Around

Sisak

$150 * 10.2%

Ubud, Bali

$12 0.9% 92% $138

Sport & Entertainment

Sisak

$54 3.7%

Ubud, Bali

$60 4.5% 9.8% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $498 in Sisak and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sisak pays about 6.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $68 in Sisak vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $288 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇭🇷 Sisak

🇮🇩 Ubud, Bali

🕒 Local time

08:36 8:36 AM

15:36 3:36 PM

7 h ahead of Sisak

🌤 Weather

👥 Population

40,121

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Sisak Ubud, Bali 11,370 km ≈ 15 h nonstop flight

From you

Sisak
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sisak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,473 in Sisak and $1,331 in Ubud, Bali, so Ubud, Bali is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Sisak is about 6.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $498 in Sisak versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $241 in Sisak versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Sisak. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sisak and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Sisak on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.