Cost of Living Comparison Between Ubud, Bali and Simpson Bay Cost of Living Comparison Between Ubud, Bali and Simpson Bay

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $3,727 in Simpson Bay, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $6,371 in Simpson Bay, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $9,016 in Simpson Bay, rent included.

Ubud, Bali is about 62% cheaper than Simpson Bay, driven mainly by Eating Out.

Both Ubud, Bali and Simpson Bay sit above the global median – Ubud, Bali by 6%, Simpson Bay by 178%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$21.68 ANG 38.70

-83.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$137 ANG 245

-76.16%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$2.71 Rp 48.4K

$2.96 ANG 5.29

-8.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.93 ANG 5.23

-54.27%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$3.03 ANG 5.41

-76.90%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.60 ANG 9.99

-47.86%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.92 ANG 7.00

1.02%

Milk (1 liter)

$1.81 Rp 32.3K

$4.51 ANG 8.05

-59.87%

White Bread (500g)

$2.52 Rp 45.0K

$2.46 ANG 4.39

2.44%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.60 ANG 4.65

-55.38%

Eggs

$2.46 Rp 43.9K

$4.17 ANG 7.44

-41.01%

Local Cheese (1kg)

$14.71 Rp 262.7K

$18.68 ANG 33.34

-21.25%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$13.97 ANG 24.94

-69.08%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$15.13 ANG 27.01

-19.76%

Apples (1kg)

$3.84 Rp 68.6K

$3.74 ANG 6.67

2.67%

Banana (1kg)

$1.56 Rp 27.8K

$2.86 ANG 5.10

-45.45%

Oranges (1kg)

$2.83 Rp 50.6K

$5.23 ANG 9.33

-45.89%

Tomato (1kg)

$2.33 Rp 41.5K

$3.92 ANG 7.01

-40.56%

Potato (1kg)

$1.91 Rp 34.2K

$3.01 ANG 5.38

-36.54%

Onion (1kg)

$2.20 Rp 39.3K

$1.95 ANG 3.49

12.82%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.99 ANG 5.33

-66.22%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.42 ANG 2.53

-45.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

$15.20 ANG 27.14

56.18%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.97 ANG 1.74

187.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.54 ANG 2.76

85.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.16 ANG 3.86

-87.50%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$10.06 ANG 17.95

-95.43%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.46 ANG 2.60

-45.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$503 ANG 898

-84.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$35.37 ANG 63.1

-88.52%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$85.9 ANG 153

-72.61%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$8.49 ANG 15.15

-51.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,019 ANG 1,818

-70.16%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$12.3K ANG 21.9K

-46.17%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$79.0 ANG 141

12.19%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$2,279 ANG 4,068

-55.84%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$2,336 ANG 4,170

-71.09%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$6,559 ANG 11.7K

-47.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$5,796 ANG 10.3K

-64.81%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Simpson Bay: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $2,279 in Simpson Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $137 in Simpson Bay. Monthly groceries follow the same trend: $302 vs $425 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Simpson Bay: Cost of Living - Frequently Asked Questions

Simpson Bay costs about 163% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $5,590 in Simpson Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $137 in Simpson Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 41% more in Simpson Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Simpson Bay at $3,727. In Ubud, Bali it covers expenses comfortably, while in Simpson Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $3,727 in Simpson Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Simpson Bay makes more sense. Both are solid long-term options with distinct trade-offs.