Cost of Living Comparison Between Ubud, Bali and Simpson Bay Cost of Living Comparison Between Ubud, Bali and Simpson Bay

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $3,648 in Simpson Bay, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $6,397 in Simpson Bay, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $9,145 in Simpson Bay, rent included.

Ubud, Bali is about 61% cheaper than Simpson Bay, driven mainly by Eating Out.

Both Ubud, Bali and Simpson Bay sit above the global median – Ubud, Bali by 5%, Simpson Bay by 173%.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$21.83 ANG 38.97

-84.20%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$139 ANG 248

-76.71%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

Cappuccino

$2.75 Rp 49.3K

$2.91 ANG 5.20

-5.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.95 ANG 5.26

-53.22%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$3.04 ANG 5.43

-75.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$5.41 ANG 9.66

-44.73%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$4.12 ANG 7.35

-6.55%

Milk (1 liter)

$1.74 Rp 31.1K

$4.62 ANG 8.25

-62.34%

White Bread (500g)

$2.46 Rp 44.1K

$2.46 ANG 4.39

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.48 ANG 4.43

-52.82%

Eggs

$2.43 Rp 43.6K

$4.13 ANG 7.37

-41.16%

Local Cheese (1kg)

$14.50 Rp 260.2K

$18.38 ANG 32.81

-21.11%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$13.97 ANG 24.93

-68.86%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$15.56 ANG 27.78

-23.01%

Apples (1kg)

$3.72 Rp 66.7K

$3.69 ANG 6.58

0.81%

Banana (1kg)

$1.63 Rp 29.2K

$2.91 ANG 5.19

-43.99%

Oranges (1kg)

$2.74 Rp 49.2K

$5.21 ANG 9.30

-47.41%

Tomato (1kg)

$2.24 Rp 40.2K

$3.98 ANG 7.10

-43.72%

Potato (1kg)

$1.92 Rp 34.4K

$2.99 ANG 5.33

-35.79%

Onion (1kg)

$2.28 Rp 40.8K

$2.06 ANG 3.67

10.68%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.95 ANG 5.27

-64.07%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.45 ANG 2.59

-50.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$23.19 Rp 416.1K

$15.13 ANG 27.01

53.27%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.98 ANG 1.75

183.67%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.52 ANG 2.72

79.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$2.16 ANG 3.86

-87.50%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$9.86 ANG 17.60

-95.13%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.41 ANG 2.51

-42.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$507 ANG 905

-84.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$35.34 ANG 63.1

-88.48%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$89.2 ANG 159

-72.73%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$8.61 ANG 15.36

-53.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,009 ANG 1,801

-69.77%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$12.0K ANG 21.4K

-44.51%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$78.9 ANG 141

10.01%

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$2,295 ANG 4,097

-56.78%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,288 ANG 4,084

-70.59%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$6,494 ANG 11.6K

-48.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$5,963 ANG 10.6K

-65.62%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Simpson Bay: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $2,295 in Simpson Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $139 in Simpson Bay. Monthly groceries follow the same trend: $297 vs $426 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Simpson Bay: Cost of Living - Frequently Asked Questions

Simpson Bay costs about 159% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $5,473 in Simpson Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $139 in Simpson Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 43% more in Simpson Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Simpson Bay at $3,648. In Ubud, Bali it covers expenses comfortably, while in Simpson Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $3,648 in Simpson Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Simpson Bay makes more sense. Both are solid long-term options with distinct trade-offs.