Cost of Living Comparison Between Simpson Bay and Ubud, Bali Cost of Living Comparison Between Simpson Bay and Ubud, Bali

Monthly Cost of Living

A single person spends $3,927 per month in Simpson Bay vs $1,396 in Ubud, Bali, rent included.

A couple spends around $6,485 per month in Simpson Bay vs $2,334 in Ubud, Bali, rent included.

A family of three spends $9,042 per month in Simpson Bay vs $3,273 in Ubud, Bali, rent included.

Simpson Bay costs about 181% more than Ubud, Bali, driven mainly by Eating Out.

Both Simpson Bay and Ubud, Bali sit above the global median – Simpson Bay by 186%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Simpson Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.94 ANG 33.81
$3.37 Rp 59.7K
462.02%
Three-Course Dinner for Two, Mid-Range
$130 ANG 232
$38.59 Rp 682.4K
236.95%
Fast Food Meal (McDonalds, etc)
$13.03 ANG 23.26
$5.52 Rp 97.6K
136.05%
Cappuccino
$4.44 ANG 7.92
$2.64 Rp 46.8K
68.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 ANG 5.40
$1.67 Rp 29.6K
81.44%
Water (0.33 liter bottle)
$2.92 ANG 5.22
$0.77 Rp 13.6K
279.22%
Local Beer (0.5 liter draught)
$5.60 ANG 10.00
$2.63 Rp 46.6K
112.93%
Imported Beer (0.33 liter bottle)
$3.93 ANG 7.01
$4.28 Rp 75.7K
-8.18%
🛒 Groceries & Markets
Simpson Bay
Ubud, Bali
Difference
Milk (1 liter)
$4.06 ANG 7.25
$1.55 Rp 27.3K
161.94%
White Bread (500g)
$2.82 ANG 5.03
$2.22 Rp 39.3K
27.03%
Rice (white) (1kg)
$3.04 ANG 5.42
$1.13 Rp 19.9K
169.03%
Eggs
$4.44 ANG 7.93
$2.09 Rp 36.9K
112.44%
Local Cheese (1kg)
$24.67 ANG 44.04
$17.39 Rp 307.6K
41.86%
Chicken Fillets (1kg)
$13.58 ANG 24.25
$3.87 Rp 68.4K
250.90%
Beef Round Steak (1kg)
$16.97 ANG 30.30
$12.55 Rp 221.9K
35.22%
Apples (1kg)
$4.28 ANG 7.64
$3.62 Rp 63.9K
18.23%
Banana (1kg)
$3.56 ANG 6.35
$1.56 Rp 27.6K
128.21%
Oranges (1kg)
$6.62 ANG 11.81
$2.35 Rp 41.6K
181.70%
Tomato (1kg)
$5.04 ANG 8.99
$2.06 Rp 36.4K
144.66%
Potato (1kg)
$4.03 ANG 7.20
$1.90 Rp 33.6K
112.11%
Onion (1kg)
$3.47 ANG 6.19
$2.34 Rp 41.3K
48.29%
Lettuce (1 head)
$3.05 ANG 5.45
$1.03 Rp 18.2K
196.12%
Water (1.5 liter bottle)
$1.40 ANG 2.51
$0.55 Rp 9,809
154.55%
Cigarettes 20 Pack (Marlboro, Camel)
-
$2.25 Rp 39.8K
-
Wine (Bottle)
$15.27 ANG 27.26
$23.81 Rp 421.0K
-35.87%
Local Beer (0.5 liter bottle)
-
$2.31 Rp 40.9K
-
Imported Beer (0.33 liter bottle)
$1.71 ANG 3.05
$2.80 Rp 49.5K
-38.93%
🚌 Getting Around
Simpson Bay
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.05 ANG 5.45
$0.27 Rp 4,816
1029.63%
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.2K
-
Taxi Start (Normal Tariff)
$14.81 ANG 26.44
$0.48 Rp 8,515
2985.42%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 7,887
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.72 Rp 101.1K
-
Gasoline (1 liter)
$1.32 ANG 2.36
$0.76 Rp 13.4K
73.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.5K Rp 433.0M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.1K Rp 568.0M
-
🧾 Monthly Utilities & Internet
Simpson Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$505 ANG 902
$83.6 Rp 1.5M
504.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.81 ANG 62.1
$6.46 Rp 114.2K
438.85%
Internet (50+ Mbps, Unlimited Data)
$88.2 ANG 157
$18.99 Rp 335.9K
364.24%
🎉 Sport & Entertainment
Simpson Bay
Ubud, Bali
Difference
Gym Membership (Monthly)
$73.7 ANG 131
$56.0 Rp 989.8K
31.59%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 329.2K
-
Cinema Ticket
$8.23 ANG 14.69
$4.28 Rp 75.7K
92.29%
🧸 Childcare & Education
Simpson Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$753 ANG 1,345
$487 Rp 8.6M
54.84%
International Primary School, 1 Child (Yearly)
$12.0K ANG 21.5K
$5,856 Rp 103.6M
105.50%
👕👟 Clothing & Footwear
Simpson Bay
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.2 ANG 89.6
$45.56 Rp 805.6K
10.21%
Summer Dress (H&M, Zara, etc)
$39.86 ANG 71.1
$36.38 Rp 643.3K
9.57%
Sport Shoes (Adidas, Nike)
$100 ANG 179
$82.0 Rp 1.4M
22.11%
Men's Leather Business Shoes
$59.4 ANG 106
$80.4 Rp 1.4M
-26.11%
🏠 Accommodation & Living
Simpson Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,297 ANG 4,101
$1,117 Rp 19.7M
105.76%
1-bedroom Apartment, Outside City Center (Monthly)
$2,280 ANG 4,070
$701 Rp 12.4M
225.24%
3-bedroom Apartment, City Center (Monthly)
$5,893 ANG 10.5K
$3,537 Rp 62.5M
66.62%
3-bedroom Apartment, Outside City Center (Monthly)
$5,742 ANG 10.2K
$1,762 Rp 31.2M
225.78%
Buy Apartment in City Center (m2)
-
$2,826 Rp 50.0M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.5M
-
💵 Salaries & Financials
Simpson Bay
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.78
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simpson Bay: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $2,297 in Simpson Bay versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Simpson Bay versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $468 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Simpson Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Simpson Bay or Ubud, Bali?
Simpson Bay costs about 181% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Simpson Bay and in Ubud, Bali?
For a comfortable life, plan on about $5,891 per month in Simpson Bay and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Simpson Bay or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Simpson Bay and in Ubud, Bali?
A mid-range dinner for two costs $130 in Simpson Bay and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Simpson Bay or in Ubud, Bali?
Groceries cost about 60% more in Simpson Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Simpson Bay or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Simpson Bay at $3,927. In Ubud, Bali it covers expenses comfortably, while in Simpson Bay it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Simpson Bay or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $3,927 in Simpson Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Simpson Bay compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Simpson Bay or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Simpson Bay makes more sense. Both are solid long-term options with distinct trade-offs.

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