Last update: Oct 2026

Cost of Living Comparison Between Simpson Bay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,879 in Simpson Bay, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Simpson Bay

🇸🇽 Sint Maarten

$3,879

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Simpson Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Simpson Bay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,879 per month in Simpson Bay vs $1,368 in Ubud, Bali, rent included.

Simpson Bay $3,879
Ubud, Bali $1,368

A couple spends around $6,586 per month in Simpson Bay vs $2,314 in Ubud, Bali, rent included.

Simpson Bay $6,586
Ubud, Bali $2,314

A family of three spends $9,293 per month in Simpson Bay vs $3,260 in Ubud, Bali, rent included.

Simpson Bay $9,293
Ubud, Bali $3,260

Simpson Bay costs about 184% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Simpson Bay and Ubud, Bali sit above the global median – Simpson Bay by 187%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$19.30 ANG 34.54

$3.33 Rp 59.9K

479.58%

Three-Course Dinner for Two, Mid-Range

$132 ANG 236

$35.18 Rp 633.2K

274.16%

Fast Food Meal (McDonalds, etc)

$13.10 ANG 23.44

$5.80 Rp 104.5K

125.86%

Cappuccino

$4.45 ANG 7.96

$2.73 Rp 49.1K

63.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 ANG 5.29

$1.64 Rp 29.5K

80.49%

Water (0.33 liter bottle)

$2.92 ANG 5.23

$0.83 Rp 15.0K

251.81%

Local Beer (0.5 liter draught)

$5.45 ANG 9.76

$2.70 Rp 48.6K

101.85%

Imported Beer (0.33 liter bottle)

$4.12 ANG 7.37

$4.30 Rp 77.4K

-4.19%

Milk (1 liter)

$4.09 ANG 7.32

$1.50 Rp 27.1K

172.67%

White Bread (500g)

$2.75 ANG 4.92

$2.30 Rp 41.4K

19.57%

Rice (white) (1kg)

$2.93 ANG 5.25

$1.18 Rp 21.2K

148.31%

Eggs

$4.50 ANG 8.06

$2.14 Rp 38.6K

110.28%

Local Cheese (1kg)

$24.59 ANG 44.02

$17.48 Rp 314.6K

40.68%

Chicken Fillets (1kg)

$13.46 ANG 24.10

$4.03 Rp 72.5K

234.00%

Beef Round Steak (1kg)

$17.21 ANG 30.80

$12.23 Rp 220.1K

40.72%

Apples (1kg)

$4.28 ANG 7.65

$3.55 Rp 63.9K

20.56%

Banana (1kg)

$3.51 ANG 6.29

$1.57 Rp 28.3K

123.57%

Oranges (1kg)

$6.55 ANG 11.72

$2.24 Rp 40.2K

192.41%

Tomato (1kg)

$5.07 ANG 9.08

$1.93 Rp 34.7K

162.69%

Potato (1kg)

$4.02 ANG 7.20

$1.88 Rp 33.9K

113.83%

Onion (1kg)

$3.51 ANG 6.29

$2.29 Rp 41.3K

53.28%

Lettuce (1 head)

$2.92 ANG 5.23

$0.99 Rp 17.9K

194.95%

Water (1.5 liter bottle)

$1.44 ANG 2.58

$0.53 Rp 9,475

171.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$14.87 ANG 26.62

$23.01 Rp 414.2K

-35.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$1.70 ANG 3.05

$2.91 Rp 52.4K

-41.58%

One-way Ticket (Public Transport)

$3.05 ANG 5.45

$0.24 Rp 4,315

1170.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$15.20 ANG 27.21

$0.48 Rp 8,684

3066.67%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.31 ANG 2.34

$0.88 Rp 15.9K

48.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$506 ANG 906

$83.0 Rp 1.5M

509.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.60 ANG 61.9

$6.45 Rp 116.0K

436.43%

Internet (50+ Mbps, Unlimited Data)

$88.9 ANG 159

$18.57 Rp 334.2K

378.94%

Gym Membership (Monthly)

$75.5 ANG 135

$55.8 Rp 1.0M

35.18%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$7.97 ANG 14.27

$4.38 Rp 78.9K

81.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$753 ANG 1,348

$493 Rp 8.9M

52.71%

International Primary School, 1 Child (Yearly)

$11.9K ANG 21.3K

$5,754 Rp 103.6M

107.21%

Jeans (Levis 501 Or Similar)

$49.79 ANG 89.1

$46.19 Rp 831.4K

7.79%

Summer Dress (H&M, Zara, etc)

$39.25 ANG 70.3

$35.33 Rp 636.0K

11.10%

Sport Shoes (Adidas, Nike)

$101 ANG 181

$79.1 Rp 1.4M

27.78%

Men's Leather Business Shoes

$59.8 ANG 107

$78.4 Rp 1.4M

-23.77%

1-bedroom Apartment, City Center (Monthly)

$2,321 ANG 4,155

$1,142 Rp 20.6M

103.21%

1-bedroom Apartment, Outside City Center (Monthly)

$2,246 ANG 4,020

$676 Rp 12.2M

232.38%

3-bedroom Apartment, City Center (Monthly)

$5,924 ANG 10.6K

$3,503 Rp 63.1M

69.12%

3-bedroom Apartment, Outside City Center (Monthly)

$5,759 ANG 10.3K

$1,700 Rp 30.6M

238.83%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simpson Bay: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Simpson Bay

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Simpson Bay

–

Ubud, Bali

$290 21.2%

Eating Out

Simpson Bay

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Simpson Bay

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Simpson Bay

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Simpson Bay

–

Ubud, Bali

$65 4.7%

Getting Around

Simpson Bay

–

Ubud, Bali

$13 0.9%

Cost Breakdown

A central one-bedroom costs $2,321 in Simpson Bay versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $132 in Simpson Bay versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $466 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇸🇽 Simpson Bay

🇮🇩 Ubud, Bali

🕒 Local time

18:30 6:30 PM

06:30 6:30 AM

12 h ahead of Simpson Bay

🌤 Weather

👥 Population

6,000

74,800

💱 Currency

Netherlands Antillean Guilder ANG ƒ

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 ANG = 0.559 USD

1 ANG = 0.497 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ANG – Netherlands Antillean Guilder Converter

🇺🇸 United States Dollar ($)

🌐 Netherlands Antillean Guilder (ƒ)

Netherlands Antillean Guilder exchange rates as of October 19, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ANG in detail →

On the map

Lowest

Highest

Between locations

Simpson Bay Ubud, Bali 18,940 km ≈ 24 h nonstop flight

From you

Simpson Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simpson Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Simpson Bay costs about 184% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,818 per month in Simpson Bay and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $132 in Simpson Bay and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 61% more in Simpson Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Simpson Bay at $3,879. In Ubud, Bali it covers expenses comfortably, while in Simpson Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $3,879 in Simpson Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Simpson Bay makes more sense. Both are solid long-term options with distinct trade-offs.