Cost of Living Comparison Between Ubud, Bali and Siedlce Cost of Living Comparison Between Ubud, Bali and Siedlce

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,384 in Siedlce.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,947 in Siedlce.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $2,510 in Siedlce.

Living in Ubud, Bali is roughly 1% more expensive than in Siedlce, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Siedlce 4% above.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$3.96 zł 15.04

-13.38%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.3K

$41.49 zł 157

-22.95%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$5.57 zł 21.13

-9.34%

Cappuccino

$2.71 Rp 48.6K

$2.69 zł 10.20

0.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.66 zł 6.32

-16.27%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$1.34 zł 5.10

-44.78%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$3.20 zł 12.13

-9.69%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.11 zł 8.01

79.62%

Milk (1 liter)

$1.79 Rp 32.1K

$1.04 zł 3.96

72.12%

White Bread (500g)

$2.51 Rp 44.9K

$1.06 zł 4.02

136.79%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.17 zł 4.43

3.42%

Eggs

$2.37 Rp 42.4K

$3.13 zł 11.90

-24.28%

Local Cheese (1kg)

$14.43 Rp 258.4K

$8.05 zł 30.54

79.25%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$5.44 zł 20.65

-23.71%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$10.88 zł 41.29

11.31%

Apples (1kg)

$3.77 Rp 67.5K

$0.52 zł 1.98

625.00%

Banana (1kg)

$1.63 Rp 29.1K

$0.84 zł 3.18

94.05%

Oranges (1kg)

$2.71 Rp 48.5K

$1.96 zł 7.45

38.27%

Tomato (1kg)

$2.26 Rp 40.4K

$2.94 zł 11.15

-23.13%

Potato (1kg)

$1.93 Rp 34.5K

$0.91 zł 3.46

112.09%

Onion (1kg)

$2.19 Rp 39.3K

$1.26 zł 4.77

73.81%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.20 zł 4.55

-15.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.53 zł 2.00

35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$5.17 zł 19.62

-38.49%

Wine (Bottle)

$23.84 Rp 426.8K

$5.24 zł 19.87

354.96%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.21 zł 4.58

128.93%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.89 zł 7.19

45.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,785

$1.12 zł 4.25

-75.89%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.7K

$32.00 zł 121

-74.38%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$2.15 zł 8.16

-77.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,544

$0.99 zł 3.76

-57.58%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$9.45 zł 35.84

-36.19%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.68 zł 6.39

-51.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$34.1K zł 129.4K

-22.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$29.1K zł 110.6K

10.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$335 zł 1,272

-76.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.0K

$8.29 zł 31.46

-52.83%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$16.92 zł 64.2

41.31%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$36.04 zł 137

166.87%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$19.83 zł 75.2

-67.07%

Cinema Ticket

$4.01 Rp 71.8K

$8.26 zł 31.36

-51.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$343 zł 1,300

-11.70%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$9,353 zł 35.5K

-29.96%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.3K

$93.6 zł 355

-40.88%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$31.12 zł 118

23.14%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$75.9 zł 288

16.62%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$96.8 zł 367

-20.76%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$519 zł 1,971

89.79%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$491 zł 1,864

38.85%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$978 zł 3,713

249.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$803 zł 3,045

158.52%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$2,172 zł 8,243

27.16%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$2,278 zł 8,643

-1.53%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,034 zł 3,924

-83.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Siedlce: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $519 in Siedlce. Housing cost is often the main lever when comparing two cities.

Siedlce pays 513% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Siedlce. Groceries flip the comparison at $298 vs $189, with Siedlce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.

On paper, salaries run 513% lower in Siedlce. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $519 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,397 per month in Ubud, Bali versus $1,384 in Siedlce – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siedlce runs roughly 290% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,384 in Siedlce versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Siedlce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.

Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,384 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.

Safety-wise, Ubud, Bali and Siedlce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siedlce gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.