Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Siedlce

For one person, living is cheaper in Siedlce: $1,169 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
56

Cost of Living Index in Siedlce
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Siedlce Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Siedlce

🇵🇱 Poland

$1,169

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Siedlce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Siedlce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,169 in Siedlce.

Ubud, Bali $1,331
Siedlce $1,169

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,455 in Siedlce.

Ubud, Bali $2,255
Siedlce $1,455

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,741 in Siedlce.

Ubud, Bali $3,180
Siedlce $1,741

Living in Ubud, Bali is roughly 14% more expensive than in Siedlce, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Siedlce 14% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$5.22 zł 20.53

-35.25%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$44.40 zł 175

-21.96%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$6.34 zł 24.94

-12.15%

Cappuccino

$2.62 Rp 47.4K

$2.24 zł 8.80

16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.72 zł 6.78

-10.47%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.42 zł 5.58

-54.93%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$3.46 zł 13.60

-22.83%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$3.65 zł 14.36

16.71%

Milk (1 liter)

$1.46 Rp 26.5K

$1.02 zł 4.03

43.14%

White Bread (500g)

$2.29 Rp 41.5K

$1.00 zł 3.93

129.00%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.32 zł 5.21

-15.91%

Eggs

$2.10 Rp 38.0K

$3.09 zł 12.14

-32.04%

Local Cheese (1kg)

$15.94 Rp 288.6K

$7.50 zł 29.49

112.53%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$5.16 zł 20.29

-24.81%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$11.81 zł 46.45

-3.47%

Apples (1kg)

$3.55 Rp 64.3K

$0.49 zł 1.92

624.49%

Banana (1kg)

$1.54 Rp 27.8K

$0.78 zł 3.06

97.44%

Oranges (1kg)

$2.23 Rp 40.4K

$2.32 zł 9.11

-3.88%

Tomato (1kg)

$1.97 Rp 35.7K

$2.89 zł 11.37

-31.83%

Potato (1kg)

$1.86 Rp 33.6K

$0.84 zł 3.32

121.43%

Onion (1kg)

$2.42 Rp 43.8K

$0.86 zł 3.38

181.40%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.39 zł 5.47

-26.62%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.49 zł 1.94

6.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$5.45 zł 21.42

-59.63%

Wine (Bottle)

$21.79 Rp 394.4K

$5.17 zł 20.32

321.47%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.09 zł 4.28

113.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.75 zł 6.89

69.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$1.03 zł 4.06

-75.73%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$25.08 zł 98.6

-67.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$1.74 zł 6.83

-74.71%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.64 zł 2.52

-26.56%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$9.16 zł 36.03

-38.86%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.63 zł 6.42

-49.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$30.7K zł 120.6K

-20.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$25.7K zł 101.1K

23.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$305 zł 1,201

-74.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$8.56 zł 33.65

-28.27%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$17.24 zł 67.8

9.74%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$37.74 zł 148

35.11%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$25.11 zł 98.8

-27.32%

Cinema Ticket

$4.38 Rp 79.3K

$7.81 zł 30.72

-43.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$503 zł 1,979

-2.14%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$13.6K zł 53.3K

-9.85%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$72.5 zł 285

-37.73%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$40.14 zł 158

-13.08%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$88.1 zł 346

-11.09%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.4 zł 371

-17.52%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$481 zł 1,892

124.03%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$305 zł 1,199

118.12%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$770 zł 3,028

355.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,072 zł 8,149

12.92%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$1,959 zł 7,705

14.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,022 zł 4,018

-83.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Siedlce: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Siedlce

$305 26.1% 54.2% $360

Groceries & Markets

Ubud, Bali

$279 21%

Siedlce

$187 16% 32.9% $92

Clothing & Footwear

Ubud, Bali

$106 8%

Siedlce

$133 11.4% 24.9% $27

Eating Out

Ubud, Bali

$106 8%

Siedlce

$125 10.7% 18% $19

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Siedlce

$331 28.3% 223% $229

Sport & Entertainment

Ubud, Bali

$60 4.5%

Siedlce

$53 4.6% 10.7% $6.4

Getting Around

Ubud, Bali

$12 0.9%

Siedlce

$34 2.9% 186% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $481 in Siedlce. Housing cost is often the main lever when comparing two cities.

Siedlce pays about 6.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $44 in Siedlce. Groceries flip the comparison at $279 vs $187, with Siedlce cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Siedlce

🕒 Local time

23:43 11:43 PM

16:43 4:43 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

77,645

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.93 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Siedlce 10,960 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Siedlce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 12% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Siedlce the obvious pick if budget is a priority.

On paper, salaries run 84% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $481 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,169 in Siedlce – Siedlce is about 12% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 67% less than in Siedlce. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Siedlce is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Siedlce are both considered safe, so it’s unlikely to be the deciding factor between them.