Cost of Living Comparison Between Ubud, Bali and Siedlce Cost of Living Comparison Between Ubud, Bali and Siedlce

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,434 in Siedlce.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,099 in Siedlce.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,764 in Siedlce.

Living in Ubud, Bali costs roughly 4% less than in Siedlce, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Siedlce 4% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.30 zł 19.75

-37.17%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$46.34 zł 173

-22.70%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.89 zł 25.66

-18.29%

Cappuccino

$2.82 Rp 49.7K

$2.40 zł 8.93

17.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.92 zł 7.15

-8.85%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.45 zł 5.41

-44.83%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.57 zł 13.31

-14.85%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.87 zł 14.42

11.11%

Milk (1 liter)

$1.61 Rp 28.3K

$1.07 zł 3.97

50.47%

White Bread (500g)

$2.27 Rp 39.9K

$1.08 zł 4.03

110.19%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.39 zł 5.18

-15.83%

Eggs

$2.17 Rp 38.2K

$3.13 zł 11.67

-30.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.23 zł 30.64

114.22%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.21 zł 19.41

-22.26%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.21 zł 45.45

-0.25%

Apples (1kg)

$3.62 Rp 63.7K

$0.53 zł 1.97

583.02%

Banana (1kg)

$1.64 Rp 28.8K

$0.80 zł 2.97

105.00%

Oranges (1kg)

$2.31 Rp 40.6K

$2.52 zł 9.38

-8.33%

Tomato (1kg)

$1.96 Rp 34.5K

$3.04 zł 11.34

-35.53%

Potato (1kg)

$1.84 Rp 32.5K

$0.90 zł 3.34

104.44%

Onion (1kg)

$2.37 Rp 41.7K

$0.96 zł 3.57

146.88%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.44 zł 5.37

-27.08%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.55 zł 2.05

-1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.95 zł 18.43

-53.54%

Wine (Bottle)

$23.08 Rp 406.4K

$5.22 zł 19.45

342.15%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.20 zł 4.48

95.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.80 zł 6.69

70.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.05 zł 3.92

-76.19%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$30.71 zł 114

-69.33%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.60 zł 5.94

-69.38%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.58 zł 2.14

-18.97%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.71 zł 36.16

-42.33%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.59 zł 5.91

-49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$32.3K zł 120.2K

-22.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.9K zł 100.1K

15.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$332 zł 1,235

-75.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.09 zł 33.85

-28.60%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$17.79 zł 66.3

5.62%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.31 zł 146

40.52%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$23.19 zł 86.4

-21.47%

Cinema Ticket

$4.30 Rp 75.7K

$7.81 zł 29.08

-44.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$528 zł 1,965

-6.38%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$11.0K zł 41.0K

-46.24%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$78.4 zł 292

-40.95%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$41.79 zł 156

-12.80%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$94.9 zł 353

-14.95%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$102 zł 382

-23.11%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$504 zł 1,878

120.85%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$526 zł 1,957

31.87%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,042 zł 3,881

249.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$863 zł 3,214

98.37%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,159 zł 8,039

27.86%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,343 zł 8,722

-2.13%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,088 zł 4,052

-84.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Siedlce: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $504 in Siedlce. Housing cost is often the main lever when comparing two cities.

Siedlce pays 551% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $46.00 in Siedlce. Groceries flip the comparison at $294 vs $197, with Siedlce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siedlce: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 4% lower than in Siedlce. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 551% lower in Siedlce. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $504 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,434 in Siedlce – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 226% less than in Siedlce. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,378 in Ubud, Bali versus $1,434 in Siedlce, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Siedlce. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Siedlce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Siedlce. Beyond cost, consider language, visa policies, and how big the international community is in each city.