Cost of Living Comparison Between Siedlce and Ubud, Bali Cost of Living Comparison Between Siedlce and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Siedlce versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,954 in Siedlce versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,514 in Siedlce versus $3,660 in Ubud, Bali.

Living in Siedlce costs roughly 2% less than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Siedlce 4% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Siedlce
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.14 zł 15.11
$3.56 Rp 64.3K
16.29%
Three-Course Dinner for Two, Mid-Range
$41.32 zł 151
$32.73 Rp 590.3K
26.25%
Fast Food Meal (McDonalds, etc)
$5.39 zł 19.66
$4.95 Rp 89.2K
8.89%
Cappuccino
$2.66 zł 9.69
$2.71 Rp 48.9K
-1.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 zł 5.79
$1.34 Rp 24.2K
18.66%
Water (0.33 liter bottle)
$1.32 zł 4.83
$0.70 Rp 12.6K
88.57%
Local Beer (0.5 liter draught)
$3.32 zł 12.09
$2.92 Rp 52.7K
13.70%
Imported Beer (0.33 liter bottle)
$2.15 zł 7.83
$3.96 Rp 71.4K
-45.71%
🛒 Groceries & Markets
Siedlce
Ubud, Bali
Difference
Milk (1 liter)
$1.07 zł 3.91
$1.81 Rp 32.6K
-40.88%
White Bread (500g)
$1.08 zł 3.93
$2.52 Rp 45.4K
-57.14%
Rice (white) (1kg)
$1.23 zł 4.47
$1.16 Rp 20.9K
6.03%
Eggs
$3.14 zł 11.46
$2.46 Rp 44.4K
27.64%
Local Cheese (1kg)
$8.24 zł 30.03
$14.71 Rp 265.3K
-43.98%
Chicken Fillets (1kg)
$5.40 zł 19.68
$4.32 Rp 77.9K
25.00%
Beef Round Steak (1kg)
$10.86 zł 39.60
$12.14 Rp 218.9K
-10.54%
Apples (1kg)
$0.55 zł 2.01
$3.84 Rp 69.3K
-85.68%
Banana (1kg)
$0.85 zł 3.10
$1.56 Rp 28.1K
-45.51%
Oranges (1kg)
$1.99 zł 7.27
$2.83 Rp 51.1K
-29.68%
Tomato (1kg)
$2.83 zł 10.30
$2.33 Rp 41.9K
21.46%
Potato (1kg)
$0.90 zł 3.30
$1.91 Rp 34.5K
-52.88%
Onion (1kg)
$1.24 zł 4.53
$2.20 Rp 39.7K
-43.64%
Lettuce (1 head)
$1.20 zł 4.39
$1.01 Rp 18.3K
18.81%
Water (1.5 liter bottle)
$0.52 zł 1.89
$0.78 Rp 14.0K
-33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$5.29 zł 19.28
$3.32 Rp 59.8K
59.34%
Wine (Bottle)
$5.62 zł 20.50
$23.74 Rp 428.0K
-76.33%
Local Beer (0.5 liter bottle)
$1.21 zł 4.40
$2.79 Rp 50.3K
-56.63%
Imported Beer (0.33 liter bottle)
$1.86 zł 6.78
$2.86 Rp 51.6K
-34.97%
🚌 Getting Around
Siedlce
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.10 zł 4.01
$0.27 Rp 4,848
307.41%
Public Transport Monthly Pass (Regular Price)
$32.51 zł 119
$8.03 Rp 144.8K
304.86%
Taxi Start (Normal Tariff)
$2.15 zł 7.86
$0.46 Rp 8,230
367.39%
Taxi (Normal Tariff) (1km)
$0.99 zł 3.59
$0.45 Rp 8,116
120.00%
Taxi 1hour Waiting (Normal Tariff)
$9.47 zł 34.54
$6.10 Rp 109.9K
55.25%
Gasoline (1 liter)
$1.77 zł 6.44
$0.79 Rp 14.3K
124.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K zł 120.2K
$26.1K Rp 471.6M
26.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K zł 105.4K
$32.1K Rp 579.2M
-9.99%
🧾 Monthly Utilities & Internet
Siedlce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$334 zł 1,217
$79.9 Rp 1.4M
317.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.46 zł 30.85
$4.06 Rp 73.3K
108.37%
Internet (50+ Mbps, Unlimited Data)
$17.14 zł 62.5
$23.52 Rp 424.1K
-27.13%
🎉 Sport & Entertainment
Siedlce
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.50 zł 133
$98.7 Rp 1.8M
-63.02%
Tennis Court (1 Hour on Weekend)
$19.82 zł 72.3
$6.63 Rp 119.6K
198.94%
Cinema Ticket
$7.91 zł 28.85
$4.15 Rp 74.8K
90.60%
🧸 Childcare & Education
Siedlce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$334 zł 1,217
$304 Rp 5.5M
9.78%
International Primary School, 1 Child (Yearly)
$9,671 zł 35.3K
$6,613 Rp 119.3M
46.24%
👕👟 Clothing & Footwear
Siedlce
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$92.3 zł 336
$55.5 Rp 1.0M
66.13%
Summer Dress (H&M, Zara, etc)
$31.07 zł 113
$38.31 Rp 690.9K
-18.90%
Sport Shoes (Adidas, Nike)
$74.8 zł 273
$88.6 Rp 1.6M
-15.63%
Men's Leather Business Shoes
$93.7 zł 342
$77.9 Rp 1.4M
20.37%
🏠 Accommodation & Living
Siedlce
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$506 zł 1,844
$1,006 Rp 18.1M
-49.76%
1-bedroom Apartment, Outside City Center (Monthly)
$493 zł 1,799
$675 Rp 12.2M
-26.94%
3-bedroom Apartment, City Center (Monthly)
$967 zł 3,525
$3,442 Rp 62.1M
-71.91%
3-bedroom Apartment, Outside City Center (Monthly)
$817 zł 2,979
$2,039 Rp 36.8M
-59.94%
Buy Apartment in City Center (m2)
$2,230 zł 8,133
$2,841 Rp 51.2M
-21.50%
Buy Apartment Outside City Center (m2)
$2,372 zł 8,649
$2,264 Rp 40.8M
4.77%
💵 Salaries & Financials
Siedlce
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,096 zł 3,996
$165 Rp 3.0M
563.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.78
13.28
-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siedlce: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Siedlce and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Siedlce pays 563% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Siedlce vs $33.00 in Ubud, Bali. Groceries flip the comparison at $190 vs $302, with Siedlce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siedlce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Siedlce or Ubud, Bali?
Siedlce wins on cost – living expenses run 2% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.
Are salaries higher in Siedlce or Ubud, Bali?
Siedlce pays 563% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Siedlce vs Ubud, Bali?
Rent for a central apartment: $506 in Siedlce versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Siedlce compared to Ubud, Bali?
All in, you'll spend $1,395 per month in Siedlce versus $1,419 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Siedlce vs Ubud, Bali?
A monthly transit pass in Siedlce runs roughly 305% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Siedlce or Ubud, Bali?
At $1,395 in Siedlce versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Siedlce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.
Which city is better for digital nomads, Siedlce or Ubud, Bali?
Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.
How safe is Siedlce compared to Ubud, Bali?
Safety-wise, Siedlce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Siedlce gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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