🙂Monthly costs for one person with rent: $1,382 in Siedlce versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,986 in Siedlce versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,591 in Siedlce versus $3,763 in Ubud, Bali.
🌍Living in Siedlce costs roughly 2% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Siedlce3% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Siedlce
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.13zł 15.68
$3.45Rp 62.1K
19.71%
Three-Course Dinner for Two, Mid-Range
$40.63zł 154
$32.34Rp 581.1K
25.63%
Fast Food Meal(McDonalds, etc)
$5.55zł 21.05
$4.84Rp 87.1K
14.67%
Cappuccino
$2.76zł 10.48
$2.75Rp 49.4K
0.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.58zł 6.01
$1.38Rp 24.9K
14.49%
Water(0.33 liter bottle)
$1.39zł 5.27
$0.75Rp 13.5K
85.33%
Local Beer(0.5 liter draught)
$3.30zł 12.52
$2.99Rp 53.8K
10.37%
Imported Beer(0.33 liter bottle)
$2.16zł 8.19
$3.85Rp 69.2K
-43.90%
🛒 Groceries & Markets
Siedlce
Ubud, Bali
Difference
Milk(1 liter)
$1.08zł 4.10
$1.74Rp 31.2K
-37.93%
White Bread(500g)
$1.07zł 4.06
$2.46Rp 44.2K
-56.50%
Rice(white)(1kg)
$1.23zł 4.67
$1.17Rp 21.0K
5.13%
Eggs
$3.13zł 11.88
$2.43Rp 43.7K
28.81%
Local Cheese(1kg)
$7.93zł 30.08
$14.50Rp 260.6K
-45.31%
Chicken Fillets(1kg)
$5.36zł 20.33
$4.35Rp 78.2K
23.22%
Beef Round Steak(1kg)
$10.76zł 40.81
$11.98Rp 215.3K
-10.18%
Apples(1kg)
$0.52zł 1.99
$3.72Rp 66.8K
-86.02%
Banana(1kg)
$0.84zł 3.17
$1.63Rp 29.2K
-48.47%
Oranges(1kg)
$1.99zł 7.54
$2.74Rp 49.3K
-27.37%
Tomato(1kg)
$2.80zł 10.61
$2.24Rp 40.3K
25.00%
Potato(1kg)
$0.89zł 3.37
$1.92Rp 34.5K
-53.65%
Onion(1kg)
$1.25zł 4.76
$2.28Rp 40.9K
-45.18%
Lettuce(1 head)
$1.15zł 4.35
$1.06Rp 19.1K
8.49%
Water(1.5 liter bottle)
$0.52zł 1.97
$0.72Rp 12.9K
-27.78%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10zł 19.33
$3.29Rp 59.0K
55.02%
Wine(Bottle)
$5.18zł 19.65
$23.19Rp 416.8K
-77.66%
Local Beer(0.5 liter bottle)
$1.25zł 4.74
$2.78Rp 49.9K
-55.04%
Imported Beer(0.33 liter bottle)
$1.88zł 7.14
$2.73Rp 49.1K
-31.14%
🚌 Getting Around
Siedlce
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.11zł 4.21
$0.27Rp 4,786
311.11%
Public Transport Monthly Pass(Regular Price)
$33.00zł 125
$8.11Rp 145.7K
306.91%
Taxi Start(Normal Tariff)
$2.21zł 8.38
$0.48Rp 8,675
360.42%
Taxi(Normal Tariff)(1km)
$1.02zł 3.89
$0.42Rp 7,545
142.86%
Taxi 1hour Waiting(Normal Tariff)
$9.75zł 36.98
$6.22Rp 111.8K
56.75%
Gasoline(1 liter)
$1.69zł 6.41
$0.81Rp 14.6K
108.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8Kzł 128.2K
$26.6KRp 478.2M
26.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8Kzł 109.5K
$32.2KRp 578.5M
-10.38%
🧾 Monthly Utilities & Internet
Siedlce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$334zł 1,268
$78.4Rp 1.4M
326.51%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.62zł 32.71
$4.07Rp 73.1K
111.79%
Internet(50+ Mbps, Unlimited Data)
$17.16zł 65.1
$24.33Rp 437.1K
-29.47%
🎉 Sport & Entertainment
Siedlce
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.00zł 137
$98.6Rp 1.8M
-63.49%
Tennis Court(1 Hour on Weekend)
$19.43zł 73.7
$6.34Rp 113.9K
206.47%
Cinema Ticket
$8.03zł 30.45
$3.99Rp 71.6K
101.25%
🧸 Childcare & Education
Siedlce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$333zł 1,262
$305Rp 5.5M
9.07%
International Primary School, 1 Child(Yearly)
$9,645zł 36.6K
$6,642Rp 119.4M
45.21%
👕👟 Clothing & Footwear
Siedlce
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$93.7zł 355
$54.1Rp 972.9K
73.05%
Summer Dress(H&M, Zara, etc)
$30.74zł 117
$37.81Rp 679.4K
-18.70%
Sport Shoes(Adidas, Nike)
$76.7zł 291
$86.8Rp 1.6M
-11.65%
Men's Leather Business Shoes
$96.7zł 367
$76.4Rp 1.4M
26.63%
🏠 Accommodation & Living
Siedlce
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$521zł 1,976
$992Rp 17.8M
-47.50%
1-bedroom Apartment, Outside City Center(Monthly)
$496zł 1,881
$673Rp 12.1M
-26.31%
3-bedroom Apartment, City Center(Monthly)
$959zł 3,638
$3,375Rp 60.7M
-71.59%
3-bedroom Apartment, Outside City Center(Monthly)
$821zł 3,115
$2,050Rp 36.8M
-59.95%
Buy Apartment in City Center(m2)
$2,148zł 8,150
$2,805Rp 50.4M
-23.41%
Buy Apartment Outside City Center(m2)
$2,218zł 8,417
$2,227Rp 40.0M
-0.39%
💵 Salaries & Financials
Siedlce
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,061zł 4,027
$167Rp 3.0M
535.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.78
13.28
-48.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Siedlce: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $521 in Siedlce and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Siedlce pays 536% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $41.00 in Siedlce vs $32.00 in Ubud, Bali. Groceries flip the comparison at $188 vs $297, with Siedlce cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siedlce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Siedlce or Ubud, Bali?
Siedlce wins on cost – living expenses run 2% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.
Are salaries higher in Siedlce or in Ubud, Bali?
Average pay runs 536% higher in Siedlce, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Siedlce compared to Ubud, Bali?
Rent for a central apartment: $521 in Siedlce versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Siedlce compared to Ubud, Bali?
All in, you'll spend $1,382 per month in Siedlce versus $1,408 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Siedlce compared to Ubud, Bali?
A monthly transit pass in Siedlce runs roughly 307% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Siedlce or in Ubud, Bali?
At $1,382 in Siedlce versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Siedlce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.
Which city is better for digital nomads, Siedlce or Ubud, Bali?
Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.
How safe is Siedlce compared to Ubud, Bali?
Safety-wise, Siedlce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Siedlce gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.