Last update: Nov 2026

Cost of Living Comparison Between Siedlce and Ubud, Bali

For one person, living is cheaper in Siedlce: $1,169 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Siedlce
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Siedlce Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Siedlce

🇵🇱 Poland

$1,169

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Siedlce and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siedlce and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,169 in Siedlce versus $1,331 in Ubud, Bali.

Siedlce $1,169
Ubud, Bali $1,331

Estimated couple costs with rent: $1,455 in Siedlce versus $2,255 in Ubud, Bali.

Siedlce $1,455
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,741 in Siedlce versus $3,180 in Ubud, Bali.

Siedlce $1,741
Ubud, Bali $3,180

Living in Siedlce costs roughly 12% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Siedlce 14% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$5.22 zł 20.47

$3.38 Rp 60.9K

54.44%

Three-Course Dinner for Two, Mid-Range

$44.40 zł 174

$34.65 Rp 625.4K

28.14%

Fast Food Meal (McDonalds, etc)

$6.34 zł 24.86

$5.57 Rp 100.6K

13.82%

Cappuccino

$2.24 zł 8.77

$2.62 Rp 47.3K

-14.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 zł 6.76

$1.54 Rp 27.8K

11.69%

Water (0.33 liter bottle)

$1.42 zł 5.56

$0.64 Rp 11.6K

121.87%

Local Beer (0.5 liter draught)

$3.46 zł 13.55

$2.67 Rp 48.1K

29.59%

Imported Beer (0.33 liter bottle)

$3.65 zł 14.31

$4.26 Rp 76.9K

-14.32%

Milk (1 liter)

$1.02 zł 4.01

$1.46 Rp 26.4K

-30.14%

White Bread (500g)

$1.00 zł 3.92

$2.29 Rp 41.4K

-56.33%

Rice (white) (1kg)

$1.32 zł 5.19

$1.11 Rp 20.0K

18.92%

Eggs

$3.09 zł 12.11

$2.10 Rp 37.9K

47.14%

Local Cheese (1kg)

$7.50 zł 29.40

$15.94 Rp 287.7K

-52.95%

Chicken Fillets (1kg)

$5.16 zł 20.22

$3.88 Rp 70.1K

32.99%

Beef Round Steak (1kg)

$11.81 zł 46.30

$11.40 Rp 205.8K

3.60%

Apples (1kg)

$0.49 zł 1.92

$3.55 Rp 64.1K

-86.20%

Banana (1kg)

$0.78 zł 3.05

$1.54 Rp 27.7K

-49.35%

Oranges (1kg)

$2.32 zł 9.08

$2.23 Rp 40.2K

4.04%

Tomato (1kg)

$2.89 zł 11.34

$1.97 Rp 35.6K

46.70%

Potato (1kg)

$0.84 zł 3.31

$1.86 Rp 33.5K

-54.84%

Onion (1kg)

$0.86 zł 3.37

$2.42 Rp 43.6K

-64.46%

Lettuce (1 head)

$1.39 zł 5.45

$1.02 Rp 18.5K

36.27%

Water (1.5 liter bottle)

$0.49 zł 1.93

$0.52 Rp 9,427

-5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.45 zł 21.35

$2.20 Rp 39.7K

147.73%

Wine (Bottle)

$5.17 zł 20.25

$21.79 Rp 393.2K

-76.27%

Local Beer (0.5 liter bottle)

$1.09 zł 4.26

$2.33 Rp 42.0K

-53.22%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.87

$2.97 Rp 53.6K

-41.08%

One-way Ticket (Public Transport)

$1.03 zł 4.04

$0.25 Rp 4,519

312.00%

Public Transport Monthly Pass (Regular Price)

$25.08 zł 98.3

$8.17 Rp 147.5K

206.98%

Taxi Start (Normal Tariff)

$1.74 zł 6.81

$0.44 Rp 7,901

295.45%

Taxi (Normal Tariff) (1km)

$0.64 zł 2.51

$0.47 Rp 8,446

36.17%

Taxi 1hour Waiting (Normal Tariff)

$9.16 zł 35.92

$5.60 Rp 101.1K

63.57%

Gasoline (1 liter)

$1.63 zł 6.40

$0.83 Rp 14.9K

96.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 120.3K

$24.4K Rp 441.3M

25.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K zł 100.8K

$31.7K Rp 572.1M

-18.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$305 zł 1,197

$77.5 Rp 1.4M

294.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.56 zł 33.54

$6.14 Rp 110.9K

39.41%

Internet (50+ Mbps, Unlimited Data)

$17.24 zł 67.6

$18.92 Rp 341.4K

-8.88%

Gym Membership (Monthly)

$37.74 zł 148

$51.0 Rp 920.4K

-25.99%

Tennis Court (1 Hour on Weekend)

$25.11 zł 98.4

$18.25 Rp 329.4K

37.59%

Cinema Ticket

$7.81 zł 30.62

$4.38 Rp 79.1K

78.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 zł 1,973

$492 Rp 8.9M

2.19%

International Primary School, 1 Child (Yearly)

$13.6K zł 53.1K

$12.2K Rp 220.6M

10.93%

Jeans (Levis 501 Or Similar)

$72.5 zł 284

$45.16 Rp 815.1K

60.58%

Summer Dress (H&M, Zara, etc)

$40.14 zł 157

$34.89 Rp 629.7K

15.05%

Sport Shoes (Adidas, Nike)

$88.1 zł 345

$78.3 Rp 1.4M

12.47%

Men's Leather Business Shoes

$94.4 zł 370

$77.9 Rp 1.4M

21.24%

1-bedroom Apartment, City Center (Monthly)

$481 zł 1,886

$1,078 Rp 19.4M

-55.36%

1-bedroom Apartment, Outside City Center (Monthly)

$305 zł 1,195

$665 Rp 12.0M

-54.15%

3-bedroom Apartment, City Center (Monthly)

$770 zł 3,019

$3,510 Rp 63.4M

-78.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,072 zł 8,123

$2,340 Rp 42.2M

-11.44%

Buy Apartment Outside City Center (m2)

$1,959 zł 7,680

$2,236 Rp 40.4M

-12.39%

Average Monthly Net Salary (After Tax)

$1,022 zł 4,005

$166 Rp 3.0M

514.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siedlce: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Siedlce

$331 28.3%

Ubud, Bali

$103 7.7% 69% $229

Accommodation & Living

Siedlce

$305 26.1%

Ubud, Bali

$665 50% 118% $360

Groceries & Markets

Siedlce

$187 16%

Ubud, Bali

$279 21% 49.1% $92

Clothing & Footwear

Siedlce

$133 11.4%

Ubud, Bali

$106 8% 20% $27

Eating Out

Siedlce

$125 10.7%

Ubud, Bali

$106 8% 15.3% $19

Sport & Entertainment

Siedlce

$53 4.6%

Ubud, Bali

$60 4.5% 12% $6.4

Getting Around

Siedlce

$34 2.9%

Ubud, Bali

$12 0.9% 65% $22

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Siedlce and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Siedlce pays about 6.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44 in Siedlce vs $35 in Ubud, Bali. Groceries flip the comparison at $187 vs $279, with Siedlce cheaper for home cooking.

Good to know

🇵🇱 Siedlce

🇮🇩 Ubud, Bali

🕒 Local time

13:31 1:31 PM

20:31 8:31 PM

7 h ahead of Siedlce

🌤 Weather

👥 Population

77,645

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Siedlce Ubud, Bali 10,960 km ≈ 14 h nonstop flight

From you

Siedlce
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siedlce vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 12% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Siedlce the obvious pick if budget is a priority.

Average pay in Siedlce is about 6.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $481 in Siedlce versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,169 per month in Siedlce versus $1,331 in Ubud, Bali – Siedlce is about 12% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 67% less than in Siedlce. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Siedlce is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Siedlce and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.