🙂Monthly costs for one person with rent: $1,395 in Siedlce versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,954 in Siedlce versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,514 in Siedlce versus $3,660 in Ubud, Bali.
🙂Living in Siedlce costs roughly 2% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Siedlce4% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Siedlce
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.14zł 15.11
$3.56Rp 64.3K
16.29%
Three-Course Dinner for Two, Mid-Range
$41.32zł 151
$32.73Rp 590.3K
26.25%
Fast Food Meal(McDonalds, etc)
$5.39zł 19.66
$4.95Rp 89.2K
8.89%
Cappuccino
$2.66zł 9.69
$2.71Rp 48.9K
-1.85%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.59zł 5.79
$1.34Rp 24.2K
18.66%
Water(0.33 liter bottle)
$1.32zł 4.83
$0.70Rp 12.6K
88.57%
Local Beer(0.5 liter draught)
$3.32zł 12.09
$2.92Rp 52.7K
13.70%
Imported Beer(0.33 liter bottle)
$2.15zł 7.83
$3.96Rp 71.4K
-45.71%
🛒 Groceries & Markets
Siedlce
Ubud, Bali
Difference
Milk(1 liter)
$1.07zł 3.91
$1.81Rp 32.6K
-40.88%
White Bread(500g)
$1.08zł 3.93
$2.52Rp 45.4K
-57.14%
Rice(white)(1kg)
$1.23zł 4.47
$1.16Rp 20.9K
6.03%
Eggs
$3.14zł 11.46
$2.46Rp 44.4K
27.64%
Local Cheese(1kg)
$8.24zł 30.03
$14.71Rp 265.3K
-43.98%
Chicken Fillets(1kg)
$5.40zł 19.68
$4.32Rp 77.9K
25.00%
Beef Round Steak(1kg)
$10.86zł 39.60
$12.14Rp 218.9K
-10.54%
Apples(1kg)
$0.55zł 2.01
$3.84Rp 69.3K
-85.68%
Banana(1kg)
$0.85zł 3.10
$1.56Rp 28.1K
-45.51%
Oranges(1kg)
$1.99zł 7.27
$2.83Rp 51.1K
-29.68%
Tomato(1kg)
$2.83zł 10.30
$2.33Rp 41.9K
21.46%
Potato(1kg)
$0.90zł 3.30
$1.91Rp 34.5K
-52.88%
Onion(1kg)
$1.24zł 4.53
$2.20Rp 39.7K
-43.64%
Lettuce(1 head)
$1.20zł 4.39
$1.01Rp 18.3K
18.81%
Water(1.5 liter bottle)
$0.52zł 1.89
$0.78Rp 14.0K
-33.33%
Cigarettes 20 Pack(Marlboro, Camel)
$5.29zł 19.28
$3.32Rp 59.8K
59.34%
Wine(Bottle)
$5.62zł 20.50
$23.74Rp 428.0K
-76.33%
Local Beer(0.5 liter bottle)
$1.21zł 4.40
$2.79Rp 50.3K
-56.63%
Imported Beer(0.33 liter bottle)
$1.86zł 6.78
$2.86Rp 51.6K
-34.97%
🚌 Getting Around
Siedlce
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.10zł 4.01
$0.27Rp 4,848
307.41%
Public Transport Monthly Pass(Regular Price)
$32.51zł 119
$8.03Rp 144.8K
304.86%
Taxi Start(Normal Tariff)
$2.15zł 7.86
$0.46Rp 8,230
367.39%
Taxi(Normal Tariff)(1km)
$0.99zł 3.59
$0.45Rp 8,116
120.00%
Taxi 1hour Waiting(Normal Tariff)
$9.47zł 34.54
$6.10Rp 109.9K
55.25%
Gasoline(1 liter)
$1.77zł 6.44
$0.79Rp 14.3K
124.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0Kzł 120.2K
$26.1KRp 471.6M
26.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9Kzł 105.4K
$32.1KRp 579.2M
-9.99%
🧾 Monthly Utilities & Internet
Siedlce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$334zł 1,217
$79.9Rp 1.4M
317.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.46zł 30.85
$4.06Rp 73.3K
108.37%
Internet(50+ Mbps, Unlimited Data)
$17.14zł 62.5
$23.52Rp 424.1K
-27.13%
🎉 Sport & Entertainment
Siedlce
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.50zł 133
$98.7Rp 1.8M
-63.02%
Tennis Court(1 Hour on Weekend)
$19.82zł 72.3
$6.63Rp 119.6K
198.94%
Cinema Ticket
$7.91zł 28.85
$4.15Rp 74.8K
90.60%
🧸 Childcare & Education
Siedlce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$334zł 1,217
$304Rp 5.5M
9.78%
International Primary School, 1 Child(Yearly)
$9,671zł 35.3K
$6,613Rp 119.3M
46.24%
👕👟 Clothing & Footwear
Siedlce
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$92.3zł 336
$55.5Rp 1.0M
66.13%
Summer Dress(H&M, Zara, etc)
$31.07zł 113
$38.31Rp 690.9K
-18.90%
Sport Shoes(Adidas, Nike)
$74.8zł 273
$88.6Rp 1.6M
-15.63%
Men's Leather Business Shoes
$93.7zł 342
$77.9Rp 1.4M
20.37%
🏠 Accommodation & Living
Siedlce
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$506zł 1,844
$1,006Rp 18.1M
-49.76%
1-bedroom Apartment, Outside City Center(Monthly)
$493zł 1,799
$675Rp 12.2M
-26.94%
3-bedroom Apartment, City Center(Monthly)
$967zł 3,525
$3,442Rp 62.1M
-71.91%
3-bedroom Apartment, Outside City Center(Monthly)
$817zł 2,979
$2,039Rp 36.8M
-59.94%
Buy Apartment in City Center(m2)
$2,230zł 8,133
$2,841Rp 51.2M
-21.50%
Buy Apartment Outside City Center(m2)
$2,372zł 8,649
$2,264Rp 40.8M
4.77%
💵 Salaries & Financials
Siedlce
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,096zł 3,996
$165Rp 3.0M
563.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.78
13.28
-48.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Siedlce: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $506 in Siedlce and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Siedlce pays 563% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $41.00 in Siedlce vs $33.00 in Ubud, Bali. Groceries flip the comparison at $190 vs $302, with Siedlce cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siedlce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Siedlce or Ubud, Bali?
Siedlce wins on cost – living expenses run 2% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.
Are salaries higher in Siedlce or Ubud, Bali?
Siedlce pays 563% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Siedlce vs Ubud, Bali?
Rent for a central apartment: $506 in Siedlce versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Siedlce compared to Ubud, Bali?
All in, you'll spend $1,395 per month in Siedlce versus $1,419 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Siedlce vs Ubud, Bali?
A monthly transit pass in Siedlce runs roughly 305% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Siedlce or Ubud, Bali?
At $1,395 in Siedlce versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Siedlce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.
Which city is better for digital nomads, Siedlce or Ubud, Bali?
Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.
How safe is Siedlce compared to Ubud, Bali?
Safety-wise, Siedlce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Siedlce gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.