Cost of Living Comparison Between Ubud, Bali and Sibenik Cost of Living Comparison Between Ubud, Bali and Sibenik

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,395 in Sibenik.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,039 in Sibenik.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,684 in Sibenik.

Living in Ubud, Bali is roughly 1% more expensive than Sibenik, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Sibenik 4% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$12.64 €10.89

-71.76%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$61.2 €52.7

-46.90%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.57 €9.10

-54.02%

Cappuccino

$2.75 Rp 49.2K

$2.36 €2.03

16.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.71 €2.33

-51.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.74 €2.36

-74.45%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.55 €3.06

-18.03%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.57 €3.08

6.16%

Milk (1 liter)

$1.71 Rp 30.6K

$1.10 €0.95

55.45%

White Bread (500g)

$2.47 Rp 44.3K

$1.24 €1.06

99.19%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.26 €1.95

-46.90%

Eggs

$2.44 Rp 43.8K

$3.48 €3.00

-29.89%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.27 €7.99

55.12%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$9.03 €7.78

-52.27%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.63 €11.74

-10.42%

Apples (1kg)

$3.68 Rp 66.0K

$1.33 €1.15

176.69%

Banana (1kg)

$1.55 Rp 27.8K

$1.67 €1.44

-7.19%

Oranges (1kg)

$2.79 Rp 49.9K

$1.39 €1.20

100.72%

Tomato (1kg)

$2.33 Rp 41.8K

$1.47 €1.27

58.50%

Potato (1kg)

$1.97 Rp 35.3K

$1.19 €1.03

65.55%

Onion (1kg)

$2.31 Rp 41.4K

$1.30 €1.12

77.69%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.81 €0.70

30.86%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.10 €0.95

-33.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.64 €4.86

-41.84%

Wine (Bottle)

$22.79 Rp 408.4K

$4.58 €3.94

397.60%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.56 €1.35

80.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.86 €1.61

49.46%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.44 €1.24

-79.86%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$23.36 €20.13

-65.50%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.08 €2.66

-85.39%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.06 €0.91

-57.55%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$9.01 €7.76

-30.74%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.75 €1.51

-51.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$30.7K €26.4K

-15.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.1K €22.5K

21.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$130 €112

-37.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$22.77 €19.62

-82.17%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$33.25 €28.65

-26.56%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$42.69 €36.78

128.79%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.72 €12.68

-56.18%

Cinema Ticket

$4.04 Rp 72.4K

$6.89 €5.93

-41.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$117 €101

160.63%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$8,081 €6,963

-18.07%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$68.7 €59.2

-21.01%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$47.86 €41.23

-18.97%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$99.1 €85.4

-13.06%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$87.4 €75.3

-12.30%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$715 €616

37.85%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$538 €463

22.35%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$950 €819

254.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$704 €606

193.54%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,284 €3,691

-36.01%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$3,653 €3,147

-39.01%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,290 €1,111

-87.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.6

188.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sibenik: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $715 in Sibenik. Housing cost is often the main lever when comparing two cities.

Sibenik pays 689% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $61.0 in Sibenik. Groceries flip the comparison at $297 vs $233, with Sibenik cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sibenik: Cost of Living - Frequently Asked Questions

Sibenik wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sibenik the obvious pick if budget is a priority.

On paper, Sibenik earns 689% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $715 in Sibenik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sibenik runs roughly 190% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $117 in Sibenik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,395 in Sibenik versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Sibenik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sibenik the clear choice for anyone on this budget.

Both work as nomad bases, but Sibenik delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sibenik hard to pass up.

Safety-wise, Ubud, Bali and Sibenik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sibenik gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.