Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sibenik

For one person, living costs are similar in Ubud, Bali and in Sibenik: $1,331 and $1,364 a month, rent and utilities included.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
65

Cost of Living Index in Sibenik
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Sibenik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sibenik

🇭🇷 Croatia

$1,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sibenik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sibenik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,364 in Sibenik.

Ubud, Bali $1,331
Sibenik $1,364

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,960 in Sibenik.

Ubud, Bali $2,255
Sibenik $1,960

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,555 in Sibenik.

Ubud, Bali $3,180
Sibenik $2,555

Monthly costs are close between Ubud, Bali and Sibenik; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$13.19 €11.79

-74.37%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$50.5 €45.14

-31.36%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$7.44 €6.66

-25.13%

Cappuccino

$2.62 Rp 47.5K

$2.36 €2.11

11.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.82 €1.63

-15.38%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.09 €0.97

-41.28%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.06 €2.74

-12.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$4.58 €4.10

-6.99%

Milk (1 liter)

$1.46 Rp 26.5K

$1.01 €0.90

44.55%

White Bread (500g)

$2.29 Rp 41.6K

$1.15 €1.03

99.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.63 €1.46

-31.90%

Eggs

$2.10 Rp 38.1K

$3.55 €3.17

-40.85%

Local Cheese (1kg)

$15.94 Rp 289.2K

$8.06 €7.21

97.77%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$8.02 €7.17

-51.62%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$10.27 €9.19

11.00%

Apples (1kg)

$3.55 Rp 64.4K

$1.28 €1.15

177.34%

Banana (1kg)

$1.54 Rp 27.9K

$1.57 €1.41

-1.91%

Oranges (1kg)

$2.23 Rp 40.5K

$1.42 €1.27

57.04%

Tomato (1kg)

$1.97 Rp 35.8K

$1.22 €1.09

61.48%

Potato (1kg)

$1.86 Rp 33.7K

$1.15 €1.03

61.74%

Onion (1kg)

$2.42 Rp 43.9K

$1.26 €1.12

92.06%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.54 €0.48

88.89%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.99 €0.88

-47.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.28 €4.72

-58.33%

Wine (Bottle)

$21.79 Rp 395.2K

$4.43 €3.96

391.87%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.23 €1.10

89.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.79 €0.71

275.95%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.43 €1.28

-82.52%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$22.14 €19.80

-63.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$5.62 €5.03

-92.17%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.42 €1.27

-66.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$13.28 €11.87

-57.83%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.72 €1.54

-51.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$25.1K €22.4K

-2.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.8K €22.2K

27.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$144 €129

-46.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$19.37 €17.32

-68.30%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$34.22 €30.60

-44.71%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$37.49 €33.53

36.01%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$22.20 €19.85

-17.79%

Cinema Ticket

$4.38 Rp 79.5K

$6.84 €6.12

-35.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$112 €100.0

340.49%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$9,952 €8,899

22.80%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$56.9 €50.8

-20.56%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$41.56 €37.17

-16.05%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.1 €77.0

-9.06%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$67.2 €60.1

15.84%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$748 €669

43.97%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$568 €508

17.12%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$937 €838

274.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$758 €678

120.39%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,036 €3,609

-42.01%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,418 €3,056

-34.57%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,238 €1,107

-86.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.73

269.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sibenik: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sibenik

$568 41.6% 14.6% $97

Groceries & Markets

Ubud, Bali

$279 21%

Sibenik

$202 14.8% 27.9% $78

Clothing & Footwear

Ubud, Bali

$106 8%

Sibenik

$113 8.3% 6.6% $7

Eating Out

Ubud, Bali

$106 8%

Sibenik

$192 14.1% 81.8% $87

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sibenik

$197 14.5% 92.5% $95

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sibenik

$51 3.8% 14.4% $8.6

Getting Around

Ubud, Bali

$12 0.9%

Sibenik

$41 3% 239% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $748 in Sibenik. Housing cost is often the main lever when comparing two cities.

Sibenik pays about 7.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $50 in Sibenik. Groceries flip the comparison at $279 vs $202, with Sibenik cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Sibenik

🕒 Local time

04:16 4:16 AM

21:16 9:16 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

42,599

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sibenik 11,410 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Sibenik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sibenik: Cost of Living - Frequently Asked Questions

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $748 in Sibenik. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $112 in Sibenik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $50 in Sibenik. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Ubud, Bali and Sibenik are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Sibenik on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.