Last update: Nov 2026

Cost of Living Comparison Between Sibenik and Ubud, Bali

For one person, living costs are similar in Sibenik and in Ubud, Bali: $1,364 and $1,331 a month, rent and utilities included.

Sibenik, Croatia
Ubud, Bali, Indonesia
Sibenik
🇭🇷 Croatia
$1,364
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Sibenik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sibenik and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,364 in Sibenik versus $1,331 in Ubud, Bali.

  • Sibenik $1,364
  • Ubud, Bali $1,331

Estimated couple costs with rent: $1,960 in Sibenik versus $2,255 in Ubud, Bali.

  • Sibenik $1,960
  • Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,555 in Sibenik versus $3,180 in Ubud, Bali.

  • Sibenik $2,555
  • Ubud, Bali $3,180

Monthly costs are close between Sibenik and Ubud, Bali; which city is cheaper depends on the spending category.

Currency
🍽 Eating Out
Sibenik
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.19 €11.79
$3.38 Rp 61.2K
290.24%
Three-Course Dinner for Two, Mid-Range
$50.5 €45.14
$34.65 Rp 628.6K
45.69%
Fast Food Meal (McDonalds, etc)
$7.44 €6.66
$5.57 Rp 101.1K
33.57%
Cappuccino
$2.36 €2.11
$2.62 Rp 47.5K
-9.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.82 €1.63
$1.54 Rp 27.9K
18.18%
Water (0.33 liter bottle)
$1.09 €0.97
$0.64 Rp 11.6K
70.31%
Local Beer (0.5 liter draught)
$3.06 €2.74
$2.67 Rp 48.4K
14.61%
Imported Beer (0.33 liter bottle)
$4.58 €4.10
$4.26 Rp 77.3K
7.51%
🛒 Groceries & Markets
Sibenik
Ubud, Bali
Difference
Milk (1 liter)
$1.01 €0.90
$1.46 Rp 26.5K
-30.82%
White Bread (500g)
$1.15 €1.03
$2.29 Rp 41.6K
-49.78%
Rice (white) (1kg)
$1.63 €1.46
$1.11 Rp 20.1K
46.85%
Eggs
$3.55 €3.17
$2.10 Rp 38.1K
69.05%
Local Cheese (1kg)
$8.06 €7.21
$15.94 Rp 289.2K
-49.44%
Chicken Fillets (1kg)
$8.02 €7.17
$3.88 Rp 70.4K
106.70%
Beef Round Steak (1kg)
$10.27 €9.19
$11.40 Rp 206.8K
-9.91%
Apples (1kg)
$1.28 €1.15
$3.55 Rp 64.4K
-63.94%
Banana (1kg)
$1.57 €1.41
$1.54 Rp 27.9K
1.95%
Oranges (1kg)
$1.42 €1.27
$2.23 Rp 40.5K
-36.32%
Tomato (1kg)
$1.22 €1.09
$1.97 Rp 35.8K
-38.07%
Potato (1kg)
$1.15 €1.03
$1.86 Rp 33.7K
-38.17%
Onion (1kg)
$1.26 €1.12
$2.42 Rp 43.9K
-47.93%
Lettuce (1 head)
$0.54 €0.48
$1.02 Rp 18.6K
-47.06%
Water (1.5 liter bottle)
$0.99 €0.88
$0.52 Rp 9,475
90.38%
Cigarettes 20 Pack (Marlboro, Camel)
$5.28 €4.72
$2.20 Rp 39.9K
140.00%
Wine (Bottle)
$4.43 €3.96
$21.79 Rp 395.2K
-79.67%
Local Beer (0.5 liter bottle)
$1.23 €1.10
$2.33 Rp 42.2K
-47.21%
Imported Beer (0.33 liter bottle)
$0.79 €0.71
$2.97 Rp 53.9K
-73.40%
🚌 Getting Around
Sibenik
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.43 €1.28
$0.25 Rp 4,542
472.00%
Public Transport Monthly Pass (Regular Price)
$22.14 €19.80
$8.17 Rp 148.3K
170.99%
Taxi Start (Normal Tariff)
$5.62 €5.03
$0.44 Rp 7,941
1177.27%
Taxi (Normal Tariff) (1km)
$1.42 €1.27
$0.47 Rp 8,489
202.13%
Taxi 1hour Waiting (Normal Tariff)
$13.28 €11.87
$5.60 Rp 101.6K
137.14%
Gasoline (1 liter)
$1.72 €1.54
$0.83 Rp 15.0K
107.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K €22.4K
$24.4K Rp 443.5M
2.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K €22.2K
$31.7K Rp 575.0M
-21.74%
🧾 Monthly Utilities & Internet
Sibenik
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 €129
$77.5 Rp 1.4M
85.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.37 €17.32
$6.14 Rp 111.5K
215.47%
Internet (50+ Mbps, Unlimited Data)
$34.22 €30.60
$18.92 Rp 343.1K
80.87%
🎉 Sport & Entertainment
Sibenik
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.49 €33.53
$51.0 Rp 925.0K
-26.48%
Tennis Court (1 Hour on Weekend)
$22.20 €19.85
$18.25 Rp 331.0K
21.64%
Cinema Ticket
$6.84 €6.12
$4.38 Rp 79.5K
56.16%
🧸 Childcare & Education
Sibenik
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$112 €100.0
$492 Rp 8.9M
-77.30%
International Primary School, 1 Child (Yearly)
$9,952 €8,899
$12.2K Rp 221.7M
-18.57%
👕👟 Clothing & Footwear
Sibenik
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.9 €50.8
$45.16 Rp 819.2K
25.89%
Summer Dress (H&M, Zara, etc)
$41.56 €37.17
$34.89 Rp 632.9K
19.12%
Sport Shoes (Adidas, Nike)
$86.1 €77.0
$78.3 Rp 1.4M
9.96%
Men's Leather Business Shoes
$67.2 €60.1
$77.9 Rp 1.4M
-13.68%
🏠 Accommodation & Living
Sibenik
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$748 €669
$1,078 Rp 19.5M
-30.54%
1-bedroom Apartment, Outside City Center (Monthly)
$568 €508
$665 Rp 12.1M
-14.61%
3-bedroom Apartment, City Center (Monthly)
$937 €838
$3,510 Rp 63.7M
-73.29%
3-bedroom Apartment, Outside City Center (Monthly)
$758 €678
$1,671 Rp 30.3M
-54.63%
Buy Apartment in City Center (m2)
$4,036 €3,609
$2,340 Rp 42.4M
72.46%
Buy Apartment Outside City Center (m2)
$3,418 €3,056
$2,236 Rp 40.6M
52.84%
💵 Salaries & Financials
Sibenik
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,238 €1,107
$166 Rp 3.0M
644.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.73
13.78
-72.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sibenik: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sibenik
$568
Ubud, Bali
$665 17.1% $97
Groceries & Markets
Sibenik
$202
Ubud, Bali
$279 38.7% $78
Monthly Utilities & Internet
Sibenik
$197
Ubud, Bali
$103 48% $95
Eating Out
Sibenik
$192
Ubud, Bali
$106 45% $87
Clothing & Footwear
Sibenik
$113
Ubud, Bali
$106 6.2% $7
Sport & Entertainment
Sibenik
$51
Ubud, Bali
$60 16.8% $8.6
Getting Around
Sibenik
$41
Ubud, Bali
$12 70.5% $29

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Sibenik and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sibenik pays about 7.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Sibenik vs $35 in Ubud, Bali. Groceries flip the comparison at $202 vs $279, with Sibenik cheaper for home cooking.

Good to know
🇭🇷 Sibenik
🇮🇩 Ubud, Bali
🕒 Local time
23:29 11:29 PM
06:29 6:29 AM
7 h ahead of Sibenik
🌤 Weather
👥 Population
42,599
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

On the map
Between locations
  • Sibenik Ubud, Bali 11,410 km ≈ 15 h nonstop flight
From you
  • Sibenik
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sibenik vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Are salaries higher in Sibenik or in Ubud, Bali?
Average pay in Sibenik is about 7.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Sibenik compared to Ubud, Bali?
Rent for a central apartment: $748 in Sibenik versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Sibenik and in Ubud, Bali?
Childcare runs $112 in Sibenik versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Sibenik and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $50 in Sibenik. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Sibenik or in Ubud, Bali?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How safe is Sibenik compared to Ubud, Bali?
Safety-wise, Sibenik and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.
Should I move to Sibenik or to Ubud, Bali?
It comes down to priorities – Ubud, Bali wins on affordability, Sibenik on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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