Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Shchelkovo

For one person, living is cheaper in Shchelkovo: $1,054 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Shchelkovo
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Shchelkovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Shchelkovo

🇷🇺 Russia

$1,054

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shchelkovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shchelkovo actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,054 in Shchelkovo, rent included.

Ubud, Bali $1,331
Shchelkovo $1,054

A couple spends around $2,255 per month in Ubud, Bali vs $1,657 in Shchelkovo, rent included.

Ubud, Bali $2,255
Shchelkovo $1,657

A family of three spends $3,180 per month in Ubud, Bali vs $2,260 in Shchelkovo, rent included.

Ubud, Bali $3,180
Shchelkovo $2,260

Ubud, Bali costs about 26% more than Shchelkovo, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Shchelkovo are more affordable than the global median – Ubud, Bali 2% lower, Shchelkovo 22% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$6.07 ₽496

-44.32%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$37.25 ₽3,048

-6.98%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$7.55 ₽618

-26.23%

Cappuccino

$2.62 Rp 47.5K

$3.12 ₽255

-16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.05 ₽86.0

46.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.65 ₽53.0

-1.54%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.88 ₽72.3

203.41%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$1.87 ₽153

127.81%

Milk (1 liter)

$1.46 Rp 26.5K

$1.14 ₽93.1

28.07%

White Bread (500g)

$2.29 Rp 41.6K

$1.04 ₽84.7

120.19%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.31 ₽189

-51.95%

Eggs

$2.10 Rp 38.1K

$1.67 ₽136

25.75%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.65 ₽790

65.18%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.73 ₽551

-42.35%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$11.69 ₽957

-2.48%

Apples (1kg)

$3.55 Rp 64.4K

$1.32 ₽108

168.94%

Banana (1kg)

$1.54 Rp 27.9K

$1.30 ₽107

18.46%

Oranges (1kg)

$2.23 Rp 40.5K

$1.28 ₽104

74.22%

Tomato (1kg)

$1.97 Rp 35.8K

$2.52 ₽206

-21.83%

Potato (1kg)

$1.86 Rp 33.7K

$1.01 ₽82.8

84.16%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 ₽30.86

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.64 ₽52.5

59.38%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.58 ₽47.13

-10.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.73 ₽223

-19.41%

Wine (Bottle)

$21.79 Rp 395.2K

$6.33 ₽518

244.23%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.93 ₽76.3

150.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.89 ₽155

57.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.57 ₽46.45

-56.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$26.43 ₽2,163

-69.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$4.32 ₽354

-89.81%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.30 ₽24.15

56.67%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$4.83 ₽396

15.94%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.88 ₽72.0

-5.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$54.3K ₽4.4M

-54.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$42.7K ₽3.5M

-25.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$109 ₽8,916

-28.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$4.84 ₽396

26.86%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$5.69 ₽466

232.51%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$33.46 ₽2,739

52.39%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$23.59 ₽1,930

-22.64%

Cinema Ticket

$4.38 Rp 79.5K

$6.81 ₽557

-35.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$215 ₽17.6K

129.49%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$3,621 ₽296.3K

237.51%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$52.6 ₽4,307

-14.18%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$30.62 ₽2,506

13.95%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$141 ₽11.6K

-44.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$152 ₽12.4K

-48.65%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$460 ₽37.7K

134.19%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$359 ₽29.4K

85.27%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,023 ₽83.7K

243.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$670 ₽54.8K

149.46%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,527 ₽206.8K

-7.40%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,354 ₽110.8K

65.15%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Shchelkovo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Shchelkovo

$359 34.1% 46% $306

Groceries & Markets

Ubud, Bali

$279 21%

Shchelkovo

$202 19.1% 27.8% $78

Clothing & Footwear

Ubud, Bali

$106 8%

Shchelkovo

$169 16.1% 59.2% $63

Eating Out

Ubud, Bali

$106 8%

Shchelkovo

$124 11.7% 16.8% $18

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Shchelkovo

$119 11.3% 16.5% $17

Sport & Entertainment

Ubud, Bali

$60 4.5%

Shchelkovo

$47 4.5% 21.2% $13

Getting Around

Ubud, Bali

$12 0.9%

Shchelkovo

$35 3.3% 189% $23

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $460 in Shchelkovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $37 in Shchelkovo. Groceries tell a different story – $279 in Ubud, Bali vs $202 in Shchelkovo – so Shchelkovo wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Shchelkovo

🕒 Local time

14:48 2:48 PM

09:48 9:48 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Shchelkovo 10,010 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Shchelkovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shchelkovo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,582 in Shchelkovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shchelkovo, especially for central apartments: a one-bedroom in the center costs $460 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,054 in Shchelkovo. That makes Shchelkovo about 21% cheaper.

Public transport costs about 69% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,500 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,054 in Shchelkovo, leaving budget for savings and extras in both cases.

Families tend to lean toward Shchelkovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.