Cost of Living Comparison Between Ubud, Bali and Shchelkovo Cost of Living Comparison Between Ubud, Bali and Shchelkovo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $896 in Shchelkovo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,407 in Shchelkovo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,918 in Shchelkovo, rent included.

Ubud, Bali costs about 53% more than Shchelkovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Shchelkovo is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$5.79 ₽487

-40.59%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$29.30 ₽2,465

23.92%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.77 ₽653

-26.51%

Cappuccino

$2.67 Rp 47.4K

$2.77 ₽233

-3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.89 ₽74.9

96.63%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.57 ₽48.24

52.63%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$0.90 ₽75.5

227.78%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.43 ₽121

216.08%

Milk (1 liter)

$1.62 Rp 28.7K

$0.95 ₽79.6

70.53%

White Bread (500g)

$2.33 Rp 41.3K

$0.79 ₽66.1

194.94%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.15 ₽96.4

-3.48%

Eggs

$2.20 Rp 39.0K

$1.53 ₽129

43.79%

Local Cheese (1kg)

$17.69 Rp 313.9K

$8.88 ₽747

99.21%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.83 ₽406

-15.11%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$11.57 ₽974

5.27%

Apples (1kg)

$3.71 Rp 65.8K

$1.55 ₽130

139.35%

Banana (1kg)

$1.59 Rp 28.2K

$1.43 ₽121

11.19%

Oranges (1kg)

$2.28 Rp 40.5K

$1.50 ₽126

52.00%

Tomato (1kg)

$1.95 Rp 34.7K

$2.52 ₽212

-22.62%

Potato (1kg)

$1.91 Rp 33.8K

$0.69 ₽58.3

176.81%

Onion (1kg)

$2.33 Rp 41.4K

$0.39 ₽33.13

497.44%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.37 ₽115

-26.28%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.43 ₽35.80

27.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.10 ₽177

6.19%

Wine (Bottle)

$23.07 Rp 409.3K

$6.89 ₽580

234.83%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.71 ₽59.5

240.85%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.48 ₽125

102.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.49 ₽41.04

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$3.40 ₽286

-85.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.16 ₽13.61

168.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$3.42 ₽288

64.91%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.76 ₽63.7

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$34.4K ₽2.9M

-27.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$46.6K ₽3.9M

-31.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$101 ₽8,527

-19.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$3.42 ₽288

89.77%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$4.62 ₽389

306.28%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$34.45 ₽2,899

65.08%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$22.93 ₽1,929

-18.32%

Cinema Ticket

$4.54 Rp 80.5K

$5.94 ₽500

-23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$176 ₽14.8K

173.51%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$3,491 ₽293.7K

63.59%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$41.33 ₽3,478

10.14%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$23.17 ₽1,949

54.86%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$138 ₽11.6K

-41.81%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$118 ₽9,934

-33.37%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$446 ₽37.5K

150.11%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$304 ₽25.6K

129.46%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$786 ₽66.1K

362.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$529 ₽44.5K

228.56%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,232 ₽187.8K

24.73%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,434 ₽120.6K

59.72%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.75

-33.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Shchelkovo: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $446 in Shchelkovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Shchelkovo. Monthly groceries follow the same trend: $295 vs $182 – making Shchelkovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shchelkovo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 53%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,344 in Shchelkovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shchelkovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $29.00 in Shchelkovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Shchelkovo, where all-in costs run around $896, than in Ubud, Bali at $1,368. In Shchelkovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shchelkovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shchelkovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.