Cost of Living Comparison Between Ubud, Bali and Shchelkovo Cost of Living Comparison Between Ubud, Bali and Shchelkovo

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,160 in Shchelkovo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,785 in Shchelkovo, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,411 in Shchelkovo, rent included.

Ubud, Bali costs about 24% more than Shchelkovo, driven mainly by Clothing & Footwear.

Ubud, Bali sits 7% above the global median, while Shchelkovo is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.4K

$12.49 ₽936

-71.42%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 560.9K

$58.6 ₽4,393

-44.43%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.2K

$6.18 ₽463

-17.96%

Cappuccino

$2.83 Rp 48.6K

$3.15 ₽236

-10.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.44 ₽108

-6.94%

Water (0.33 liter bottle)

$0.69 Rp 11.9K

$0.62 ₽46.35

11.29%

Local Beer (0.5 liter draught)

$2.99 Rp 51.5K

$1.41 ₽106

112.06%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.2K

$4.47 ₽335

-13.87%

Milk (1 liter)

$1.74 Rp 30.0K

$1.33 ₽99.3

30.83%

White Bread (500g)

$2.54 Rp 43.7K

$0.85 ₽63.5

198.82%

Rice (white) (1kg)

$1.19 Rp 20.5K

$1.74 ₽130

-31.61%

Eggs

$2.43 Rp 41.8K

$1.91 ₽143

27.23%

Local Cheese (1kg)

$14.66 Rp 252.4K

$12.97 ₽972

13.03%

Chicken Fillets (1kg)

$4.18 Rp 71.9K

$6.07 ₽455

-31.14%

Beef Round Steak (1kg)

$11.94 Rp 205.5K

$12.25 ₽918

-2.53%

Apples (1kg)

$3.69 Rp 63.5K

$1.97 ₽147

87.31%

Banana (1kg)

$1.61 Rp 27.6K

$2.03 ₽152

-20.69%

Oranges (1kg)

$2.69 Rp 46.2K

$2.36 ₽177

13.98%

Tomato (1kg)

$2.33 Rp 40.1K

$4.04 ₽303

-42.33%

Potato (1kg)

$1.91 Rp 32.8K

$1.03 ₽77.1

85.44%

Onion (1kg)

$2.19 Rp 37.6K

$0.81 ₽60.3

170.37%

Lettuce (1 head)

$1.06 Rp 18.2K

$1.63 ₽122

-34.97%

Water (1.5 liter bottle)

$0.72 Rp 12.4K

$0.74 ₽55.8

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 53.9K

$3.25 ₽243

-3.69%

Wine (Bottle)

$23.49 Rp 404.4K

$8.10 ₽607

190.00%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.1K

$1.07 ₽80.3

156.07%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.6K

$2.32 ₽174

24.14%

One-way Ticket (Public Transport)

$0.29 Rp 4,996

$0.50 ₽37.21

-42.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 140.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,811

$2.48 ₽186

-81.85%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,256

$0.45 ₽33.59

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.0K

$8.26 ₽619

-25.42%

Gasoline (1 liter)

$0.84 Rp 14.5K

$0.81 ₽61.0

3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 451.8M

$38.7K ₽2.9M

-32.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 559.1M

$36.6K ₽2.7M

-11.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$150 ₽11.2K

-47.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.0K

$7.83 ₽587

-49.55%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 420.1K

$8.10 ₽607

201.23%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.86 ₽2,612

176.94%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.2K

Cinema Ticket

$4.04 Rp 69.5K

$6.41 ₽480

-36.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$323 ₽24.2K

-6.34%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.3M

$6,919 ₽518.5K

-5.73%

Jeans (Levis 501 Or Similar)

$53.8 Rp 926.8K

$87.0 ₽6,518

-38.11%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 653.9K

$53.7 ₽4,020

-29.21%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$131 ₽9,805

-33.70%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$163 ₽12.2K

-51.67%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.4M

$443 ₽33.2K

128.51%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$303 ₽22.7K

122.55%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.4M

$772 ₽57.8K

339.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.1M

$511 ₽38.3K

310.88%

Buy Apartment in City Center (m2)

$2,985 Rp 51.4M

$1,944 ₽145.7K

53.54%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.3M

$1,603 ₽120.1K

45.89%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

24.39

-45.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Shchelkovo: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $443 in Shchelkovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $59 in Shchelkovo. Groceries tell a different story – $298 in Ubud, Bali vs $240 in Shchelkovo – so Shchelkovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shchelkovo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 24%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,740 in Shchelkovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shchelkovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $59.0 in Shchelkovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Shchelkovo, where all-in costs run around $1,160, than in Ubud, Bali at $1,438. In Shchelkovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shchelkovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shchelkovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.