๐A single person spends $1,160 per month in Shchelkovo vs $1,438 in Ubud, Bali, rent included.
๐A couple spends around $1,785 per month in Shchelkovo vs $2,585 in Ubud, Bali, rent included.
๐A family of three spends $2,411 per month in Shchelkovo vs $3,732 in Ubud, Bali, rent included.
๐Shchelkovo is about 19% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.
๐Shchelkovo sits 13% below the global median, while Ubud, Bali is 7% above โ they fall on opposite sides of the world average.
Currency
๐ฝ Eating Out
Shchelkovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.49โฝ936
$3.57Rpย 61.4K
249.86%
Three-Course Dinner for Two, Mid-Range
$58.6โฝ4,393
$32.58Rpย 560.9K
79.96%
Fast Food Meal(McDonalds, etc)
$6.18โฝ463
$5.07Rpย 87.2K
21.89%
Cappuccino
$3.15โฝ236
$2.83Rpย 48.6K
11.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.44โฝ108
$1.34Rpย 23.1K
7.46%
Water(0.33 liter bottle)
$0.62โฝ46.35
$0.69Rpย 11.9K
-10.14%
Local Beer(0.5 liter draught)
$1.41โฝ106
$2.99Rpย 51.5K
-52.84%
Imported Beer(0.33 liter bottle)
$4.47โฝ335
$3.85Rpย 66.2K
16.10%
๐ Groceries & Markets
Shchelkovo
Ubud, Bali
Difference
Milk(1 liter)
$1.33โฝ99.3
$1.74Rpย 30.0K
-23.56%
White Bread(500g)
$0.85โฝ63.5
$2.54Rpย 43.7K
-66.54%
Rice(white)(1kg)
$1.74โฝ130
$1.19Rpย 20.5K
46.22%
Eggs
$1.91โฝ143
$2.43Rpย 41.8K
-21.40%
Local Cheese(1kg)
$12.97โฝ972
$14.66Rpย 252.4K
-11.53%
Chicken Fillets(1kg)
$6.07โฝ455
$4.18Rpย 71.9K
45.22%
Beef Round Steak(1kg)
$12.25โฝ918
$11.94Rpย 205.5K
2.60%
Apples(1kg)
$1.97โฝ147
$3.69Rpย 63.5K
-46.61%
Banana(1kg)
$2.03โฝ152
$1.61Rpย 27.6K
26.09%
Oranges(1kg)
$2.36โฝ177
$2.69Rpย 46.2K
-12.27%
Tomato(1kg)
$4.04โฝ303
$2.33Rpย 40.1K
73.39%
Potato(1kg)
$1.03โฝ77.1
$1.91Rpย 32.8K
-46.07%
Onion(1kg)
$0.81โฝ60.3
$2.19Rpย 37.6K
-63.01%
Lettuce(1 head)
$1.63โฝ122
$1.06Rpย 18.2K
53.77%
Water(1.5 liter bottle)
$0.74โฝ55.8
$0.72Rpย 12.4K
2.78%
Cigarettes 20 Pack(Marlboro, Camel)
$3.25โฝ243
$3.13Rpย 53.9K
3.83%
Wine(Bottle)
$8.10โฝ607
$23.49Rpย 404.4K
-65.52%
Local Beer(0.5 liter bottle)
$1.07โฝ80.3
$2.74Rpย 47.1K
-60.95%
Imported Beer(0.33 liter bottle)
$2.32โฝ174
$2.88Rpย 49.6K
-19.44%
๐ Getting Around
Shchelkovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.50โฝ37.21
$0.29Rpย 4,996
72.41%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rpย 140.6K
-
Taxi Start(Normal Tariff)
$2.48โฝ186
$0.45Rpย 7,811
451.11%
Taxi(Normal Tariff)(1km)
$0.45โฝ33.59
$0.42Rpย 7,256
7.14%
Taxi 1hour Waiting(Normal Tariff)
$8.26โฝ619
$6.16Rpย 106.0K
34.09%
Gasoline(1 liter)
$0.81โฝ61.0
$0.84Rpย 14.5K
-3.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7Kโฝ2.9M
$26.2KRpย 451.8M
47.30%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.6Kโฝ2.7M
$32.5KRpย 559.1M
12.68%
๐งพ Monthly Utilities & Internet
Shchelkovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$150โฝ11.2K
$78.4Rpย 1.4M
91.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.83โฝ587
$3.95Rpย 68.0K
98.23%
Internet(50+ Mbps, Unlimited Data)
$8.10โฝ607
$24.40Rpย 420.1K
-66.80%
๐ Sport & Entertainment
Shchelkovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$34.86โฝ2,612
$96.5Rpย 1.7M
-63.89%
Tennis Court(1 Hour on Weekend)
-
$6.35Rpย 109.2K
-
Cinema Ticket
$6.41โฝ480
$4.04Rpย 69.5K
58.66%
๐งธ Childcare & Education
Shchelkovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$323โฝ24.2K
$303Rpย 5.2M
6.77%
International Primary School, 1 Child(Yearly)
$6,919โฝ518.5K
$6,523Rpย 112.3M
6.08%
๐๐ Clothing & Footwear
Shchelkovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$87.0โฝ6,518
$53.8Rpย 926.8K
61.57%
Summer Dress(H&M, Zara, etc)
$53.7โฝ4,020
$37.98Rpย 653.9K
41.26%
Sport Shoes(Adidas, Nike)
$131โฝ9,805
$86.8Rpย 1.5M
50.82%
Men's Leather Business Shoes
$163โฝ12.2K
$78.9Rpย 1.4M
106.92%
๐ Accommodation & Living
Shchelkovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$443โฝ33.2K
$1,012Rpย 17.4M
-56.24%
1-bedroom Apartment, Outside City Center(Monthly)
$303โฝ22.7K
$674Rpย 11.6M
-55.07%
3-bedroom Apartment, City Center(Monthly)
$772โฝ57.8K
$3,390Rpย 58.4M
-77.24%
3-bedroom Apartment, Outside City Center(Monthly)
$511โฝ38.3K
$2,098Rpย 36.1M
-75.66%
Buy Apartment in City Center(m2)
$1,944โฝ145.7K
$2,985Rpย 51.4M
-34.87%
Buy Apartment Outside City Center(m2)
$1,603โฝ120.1K
$2,339Rpย 40.3M
-31.45%
๐ต Salaries & Financials
Shchelkovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
24.39
13.28
83.66%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Shchelkovo: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
๐ A central one-bedroom costs $443 in Shchelkovo versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐A mid-range dinner for two costs $59 in Shchelkovo versus $33 in Ubud, Bali. Groceries tell a different story โ $240 in Shchelkovo vs $298 in Ubud, Bali โ so Shchelkovo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shchelkovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Shchelkovo?
Yes โ Ubud, Bali is pricier by about 24%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,740 per month in Shchelkovo and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shchelkovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Shchelkovo or Ubud, Bali?
A mid-range dinner for two costs $59.0 in Shchelkovo and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
How do food prices compare in Shchelkovo and Ubud, Bali?
Groceries cost about 24% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Shchelkovo or Ubud, Bali?
A $1,500 monthly budget goes further in Shchelkovo, where all-in costs run around $1,160, than in Ubud, Bali at $1,438. In Shchelkovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Shchelkovo or Ubud, Bali more family-friendly?
Families tend to lean toward Shchelkovo โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Shchelkovo or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Shchelkovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Shchelkovo vs other spots: cost of living compared