Cost of Living Comparison Between Shchelkovo and Ubud, Bali Cost of Living Comparison Between Shchelkovo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,160 per month in Shchelkovo vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,785 per month in Shchelkovo vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,411 per month in Shchelkovo vs $3,732 in Ubud, Bali, rent included.

Shchelkovo is about 19% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Shchelkovo sits 13% below the global median, while Ubud, Bali is 7% above โ€“ they fall on opposite sides of the world average.

Currency
๐Ÿฝ Eating Out
Shchelkovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.49 โ‚ฝ936
$3.57 Rpย 61.4K
249.86%
Three-Course Dinner for Two, Mid-Range
$58.6 โ‚ฝ4,393
$32.58 Rpย 560.9K
79.96%
Fast Food Meal (McDonalds, etc)
$6.18 โ‚ฝ463
$5.07 Rpย 87.2K
21.89%
Cappuccino
$3.15 โ‚ฝ236
$2.83 Rpย 48.6K
11.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.44 โ‚ฝ108
$1.34 Rpย 23.1K
7.46%
Water (0.33 liter bottle)
$0.62 โ‚ฝ46.35
$0.69 Rpย 11.9K
-10.14%
Local Beer (0.5 liter draught)
$1.41 โ‚ฝ106
$2.99 Rpย 51.5K
-52.84%
Imported Beer (0.33 liter bottle)
$4.47 โ‚ฝ335
$3.85 Rpย 66.2K
16.10%
๐Ÿ›’ Groceries & Markets
Shchelkovo
Ubud, Bali
Difference
Milk (1 liter)
$1.33 โ‚ฝ99.3
$1.74 Rpย 30.0K
-23.56%
White Bread (500g)
$0.85 โ‚ฝ63.5
$2.54 Rpย 43.7K
-66.54%
Rice (white) (1kg)
$1.74 โ‚ฝ130
$1.19 Rpย 20.5K
46.22%
Eggs
$1.91 โ‚ฝ143
$2.43 Rpย 41.8K
-21.40%
Local Cheese (1kg)
$12.97 โ‚ฝ972
$14.66 Rpย 252.4K
-11.53%
Chicken Fillets (1kg)
$6.07 โ‚ฝ455
$4.18 Rpย 71.9K
45.22%
Beef Round Steak (1kg)
$12.25 โ‚ฝ918
$11.94 Rpย 205.5K
2.60%
Apples (1kg)
$1.97 โ‚ฝ147
$3.69 Rpย 63.5K
-46.61%
Banana (1kg)
$2.03 โ‚ฝ152
$1.61 Rpย 27.6K
26.09%
Oranges (1kg)
$2.36 โ‚ฝ177
$2.69 Rpย 46.2K
-12.27%
Tomato (1kg)
$4.04 โ‚ฝ303
$2.33 Rpย 40.1K
73.39%
Potato (1kg)
$1.03 โ‚ฝ77.1
$1.91 Rpย 32.8K
-46.07%
Onion (1kg)
$0.81 โ‚ฝ60.3
$2.19 Rpย 37.6K
-63.01%
Lettuce (1 head)
$1.63 โ‚ฝ122
$1.06 Rpย 18.2K
53.77%
Water (1.5 liter bottle)
$0.74 โ‚ฝ55.8
$0.72 Rpย 12.4K
2.78%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฝ243
$3.13 Rpย 53.9K
3.83%
Wine (Bottle)
$8.10 โ‚ฝ607
$23.49 Rpย 404.4K
-65.52%
Local Beer (0.5 liter bottle)
$1.07 โ‚ฝ80.3
$2.74 Rpย 47.1K
-60.95%
Imported Beer (0.33 liter bottle)
$2.32 โ‚ฝ174
$2.88 Rpย 49.6K
-19.44%
๐ŸšŒ Getting Around
Shchelkovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.50 โ‚ฝ37.21
$0.29 Rpย 4,996
72.41%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rpย 140.6K
-
Taxi Start (Normal Tariff)
$2.48 โ‚ฝ186
$0.45 Rpย 7,811
451.11%
Taxi (Normal Tariff) (1km)
$0.45 โ‚ฝ33.59
$0.42 Rpย 7,256
7.14%
Taxi 1hour Waiting (Normal Tariff)
$8.26 โ‚ฝ619
$6.16 Rpย 106.0K
34.09%
Gasoline (1 liter)
$0.81 โ‚ฝ61.0
$0.84 Rpย 14.5K
-3.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K โ‚ฝ2.9M
$26.2K Rpย 451.8M
47.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.6K โ‚ฝ2.7M
$32.5K Rpย 559.1M
12.68%
๐Ÿงพ Monthly Utilities & Internet
Shchelkovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$150 โ‚ฝ11.2K
$78.4 Rpย 1.4M
91.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.83 โ‚ฝ587
$3.95 Rpย 68.0K
98.23%
Internet (50+ Mbps, Unlimited Data)
$8.10 โ‚ฝ607
$24.40 Rpย 420.1K
-66.80%
๐ŸŽ‰ Sport & Entertainment
Shchelkovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.86 โ‚ฝ2,612
$96.5 Rpย 1.7M
-63.89%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rpย 109.2K
-
Cinema Ticket
$6.41 โ‚ฝ480
$4.04 Rpย 69.5K
58.66%
๐Ÿงธ Childcare & Education
Shchelkovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$323 โ‚ฝ24.2K
$303 Rpย 5.2M
6.77%
International Primary School, 1 Child (Yearly)
$6,919 โ‚ฝ518.5K
$6,523 Rpย 112.3M
6.08%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Shchelkovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$87.0 โ‚ฝ6,518
$53.8 Rpย 926.8K
61.57%
Summer Dress (H&M, Zara, etc)
$53.7 โ‚ฝ4,020
$37.98 Rpย 653.9K
41.26%
Sport Shoes (Adidas, Nike)
$131 โ‚ฝ9,805
$86.8 Rpย 1.5M
50.82%
Men's Leather Business Shoes
$163 โ‚ฝ12.2K
$78.9 Rpย 1.4M
106.92%
๐Ÿ  Accommodation & Living
Shchelkovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$443 โ‚ฝ33.2K
$1,012 Rpย 17.4M
-56.24%
1-bedroom Apartment, Outside City Center (Monthly)
$303 โ‚ฝ22.7K
$674 Rpย 11.6M
-55.07%
3-bedroom Apartment, City Center (Monthly)
$772 โ‚ฝ57.8K
$3,390 Rpย 58.4M
-77.24%
3-bedroom Apartment, Outside City Center (Monthly)
$511 โ‚ฝ38.3K
$2,098 Rpย 36.1M
-75.66%
Buy Apartment in City Center (m2)
$1,944 โ‚ฝ145.7K
$2,985 Rpย 51.4M
-34.87%
Buy Apartment Outside City Center (m2)
$1,603 โ‚ฝ120.1K
$2,339 Rpย 40.3M
-31.45%
๐Ÿ’ต Salaries & Financials
Shchelkovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
24.39
13.28
83.66%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Shchelkovo: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $443 in Shchelkovo versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $59 in Shchelkovo versus $33 in Ubud, Bali. Groceries tell a different story โ€“ $240 in Shchelkovo vs $298 in Ubud, Bali โ€“ so Shchelkovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shchelkovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Shchelkovo?
Yes โ€“ Ubud, Bali is pricier by about 24%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,740 per month in Shchelkovo and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shchelkovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Shchelkovo or Ubud, Bali?
A mid-range dinner for two costs $59.0 in Shchelkovo and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
How do food prices compare in Shchelkovo and Ubud, Bali?
Groceries cost about 24% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Shchelkovo or Ubud, Bali?
A $1,500 monthly budget goes further in Shchelkovo, where all-in costs run around $1,160, than in Ubud, Bali at $1,438. In Shchelkovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Shchelkovo or Ubud, Bali more family-friendly?
Families tend to lean toward Shchelkovo โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Shchelkovo or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Shchelkovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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