Last update: Nov 2026

Cost of Living Comparison Between Shchelkovo and Ubud, Bali

For one person, living is cheaper in Shchelkovo: $1,054 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

Shchelkovo, Russia
Ubud, Bali, Indonesia
Shchelkovo
🇷🇺 Russia
$1,054
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Shchelkovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shchelkovo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,054 per month in Shchelkovo vs $1,331 in Ubud, Bali, rent included.

  • Shchelkovo $1,054
  • Ubud, Bali $1,331

A couple spends around $1,657 per month in Shchelkovo vs $2,255 in Ubud, Bali, rent included.

  • Shchelkovo $1,657
  • Ubud, Bali $2,255

A family of three spends $2,260 per month in Shchelkovo vs $3,180 in Ubud, Bali, rent included.

  • Shchelkovo $2,260
  • Ubud, Bali $3,180

Shchelkovo is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Shchelkovo and Ubud, Bali are more affordable than the global median – Shchelkovo 22% lower, Ubud, Bali 2% lower.

Currency
🍽 Eating Out
Shchelkovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.07 ₽496
$3.38 Rp 61.2K
79.59%
Three-Course Dinner for Two, Mid-Range
$37.25 ₽3,048
$34.65 Rp 628.6K
7.50%
Fast Food Meal (McDonalds, etc)
$7.55 ₽618
$5.57 Rp 101.1K
35.55%
Cappuccino
$3.12 ₽255
$2.62 Rp 47.5K
19.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.05 ₽86.0
$1.54 Rp 27.9K
-31.82%
Water (0.33 liter bottle)
$0.65 ₽53.0
$0.64 Rp 11.6K
1.56%
Local Beer (0.5 liter draught)
$0.88 ₽72.3
$2.67 Rp 48.4K
-67.04%
Imported Beer (0.33 liter bottle)
$1.87 ₽153
$4.26 Rp 77.3K
-56.10%
🛒 Groceries & Markets
Shchelkovo
Ubud, Bali
Difference
Milk (1 liter)
$1.14 ₽93.1
$1.46 Rp 26.5K
-21.92%
White Bread (500g)
$1.04 ₽84.7
$2.29 Rp 41.6K
-54.59%
Rice (white) (1kg)
$2.31 ₽189
$1.11 Rp 20.1K
108.11%
Eggs
$1.67 ₽136
$2.10 Rp 38.1K
-20.48%
Local Cheese (1kg)
$9.65 ₽790
$15.94 Rp 289.2K
-39.46%
Chicken Fillets (1kg)
$6.73 ₽551
$3.88 Rp 70.4K
73.45%
Beef Round Steak (1kg)
$11.69 ₽957
$11.40 Rp 206.8K
2.54%
Apples (1kg)
$1.32 ₽108
$3.55 Rp 64.4K
-62.82%
Banana (1kg)
$1.30 ₽107
$1.54 Rp 27.9K
-15.58%
Oranges (1kg)
$1.28 ₽104
$2.23 Rp 40.5K
-42.60%
Tomato (1kg)
$2.52 ₽206
$1.97 Rp 35.8K
27.92%
Potato (1kg)
$1.01 ₽82.8
$1.86 Rp 33.7K
-45.70%
Onion (1kg)
$0.38 ₽30.86
$2.42 Rp 43.9K
-84.30%
Lettuce (1 head)
$0.64 ₽52.5
$1.02 Rp 18.6K
-37.25%
Water (1.5 liter bottle)
$0.58 ₽47.13
$0.52 Rp 9,475
11.54%
Cigarettes 20 Pack (Marlboro, Camel)
$2.73 ₽223
$2.20 Rp 39.9K
24.09%
Wine (Bottle)
$6.33 ₽518
$21.79 Rp 395.2K
-70.95%
Local Beer (0.5 liter bottle)
$0.93 ₽76.3
$2.33 Rp 42.2K
-60.09%
Imported Beer (0.33 liter bottle)
$1.89 ₽155
$2.97 Rp 53.9K
-36.36%
🚌 Getting Around
Shchelkovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.57 ₽46.45
$0.25 Rp 4,542
128.00%
Public Transport Monthly Pass (Regular Price)
$26.43 ₽2,163
$8.17 Rp 148.3K
223.50%
Taxi Start (Normal Tariff)
$4.32 ₽354
$0.44 Rp 7,941
881.82%
Taxi (Normal Tariff) (1km)
$0.30 ₽24.15
$0.47 Rp 8,489
-36.17%
Taxi 1hour Waiting (Normal Tariff)
$4.83 ₽396
$5.60 Rp 101.6K
-13.75%
Gasoline (1 liter)
$0.88 ₽72.0
$0.83 Rp 15.0K
6.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.3K ₽4.4M
$24.4K Rp 443.5M
122.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.7K ₽3.5M
$31.7K Rp 575.0M
34.62%
🧾 Monthly Utilities & Internet
Shchelkovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₽8,916
$77.5 Rp 1.4M
40.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.84 ₽396
$6.14 Rp 111.5K
-21.17%
Internet (50+ Mbps, Unlimited Data)
$5.69 ₽466
$18.92 Rp 343.1K
-69.93%
🎉 Sport & Entertainment
Shchelkovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$33.46 ₽2,739
$51.0 Rp 925.0K
-34.38%
Tennis Court (1 Hour on Weekend)
$23.59 ₽1,930
$18.25 Rp 331.0K
29.26%
Cinema Ticket
$6.81 ₽557
$4.38 Rp 79.5K
55.48%
🧸 Childcare & Education
Shchelkovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$215 ₽17.6K
$492 Rp 8.9M
-56.43%
International Primary School, 1 Child (Yearly)
$3,621 ₽296.3K
$12.2K Rp 221.7M
-70.37%
👕👟 Clothing & Footwear
Shchelkovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.6 ₽4,307
$45.16 Rp 819.2K
16.52%
Summer Dress (H&M, Zara, etc)
$30.62 ₽2,506
$34.89 Rp 632.9K
-12.24%
Sport Shoes (Adidas, Nike)
$141 ₽11.6K
$78.3 Rp 1.4M
80.39%
Men's Leather Business Shoes
$152 ₽12.4K
$77.9 Rp 1.4M
94.76%
🏠 Accommodation & Living
Shchelkovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$460 ₽37.7K
$1,078 Rp 19.5M
-57.30%
1-bedroom Apartment, Outside City Center (Monthly)
$359 ₽29.4K
$665 Rp 12.1M
-46.03%
3-bedroom Apartment, City Center (Monthly)
$1,023 ₽83.7K
$3,510 Rp 63.7M
-70.86%
3-bedroom Apartment, Outside City Center (Monthly)
$670 ₽54.8K
$1,671 Rp 30.3M
-59.91%
Buy Apartment in City Center (m2)
$2,527 ₽206.8K
$2,340 Rp 42.4M
7.99%
Buy Apartment Outside City Center (m2)
$1,354 ₽110.8K
$2,236 Rp 40.6M
-39.45%
💵 Salaries & Financials
Shchelkovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
19
13.78
37.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shchelkovo: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Shchelkovo
$359
Ubud, Bali
$665 85.3% $306
Groceries & Markets
Shchelkovo
$202
Ubud, Bali
$279 38.5% $78
Clothing & Footwear
Shchelkovo
$169
Ubud, Bali
$106 37.2% $63
Eating Out
Shchelkovo
$124
Ubud, Bali
$106 14.4% $18
Monthly Utilities & Internet
Shchelkovo
$119
Ubud, Bali
$103 14.2% $17
Sport & Entertainment
Shchelkovo
$47
Ubud, Bali
$60 26.9% $13
Getting Around
Shchelkovo
$35
Ubud, Bali
$12 65.4% $23

Cost Breakdown

A central one-bedroom costs $460 in Shchelkovo versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37 in Shchelkovo versus $35 in Ubud, Bali. Groceries tell a different story – $202 in Shchelkovo vs $279 in Ubud, Bali – so Shchelkovo wins on supermarket bills even if dining out costs more.

Good to know
🇷🇺 Shchelkovo
🇮🇩 Ubud, Bali
🕒 Local time
05:45 5:45 AM
10:45 10:45 AM
5 h ahead of Shchelkovo
🌤 Weather
👥 Population
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

On the map
Between locations
  • Shchelkovo Ubud, Bali 10,010 km ≈ 13 h nonstop flight
From you
  • Shchelkovo
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shchelkovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Shchelkovo cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,582 per month in Shchelkovo and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shchelkovo, especially for central apartments: a one-bedroom in the center costs $460 there versus $1,078 in Ubud, Bali.
What are total monthly expenses in Shchelkovo and in Ubud, Bali?
Monthly expenses with rent come to $1,054 in Shchelkovo and $1,331 in Ubud, Bali. That makes Shchelkovo about 21% cheaper.
Which city has cheaper public transport?
Public transport costs about 69% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 enough for either Shchelkovo or Ubud, Bali?
$1,500 covers both cities comfortably – all-in costs are $1,054 in Shchelkovo and $1,331 in Ubud, Bali, leaving budget for savings and extras in both cases.
Is Shchelkovo or Ubud, Bali more family-friendly?
Families tend to lean toward Shchelkovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Shchelkovo vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?