Cost of Living Comparison Between Ubud, Bali and Setif Cost of Living Comparison Between Ubud, Bali and Setif

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $435 in Setif.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $705 in Setif.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $974 in Setif.

Living in Ubud, Bali is roughly 221% more expensive than in Setif, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Setif is 68% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.21 DZD 425

4.98%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$16.36 DZD 2,168

135.88%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.76 DZD 498

46.81%

Cappuccino

$2.64 Rp 46.6K

$0.60 DZD 79.8

340.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.67 DZD 88.5

149.25%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.20 DZD 26.51

285.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.49 DZD 198

76.51%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.18 DZD 289

96.33%

Milk (1 liter)

$1.55 Rp 27.3K

$0.74 DZD 97.8

109.46%

White Bread (500g)

$2.22 Rp 39.2K

$0.13 DZD 17.00

1607.69%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.05 DZD 139

7.62%

Eggs

$2.09 Rp 36.8K

$0.87 DZD 116

140.23%

Local Cheese (1kg)

$17.39 Rp 306.6K

$6.53 DZD 866

166.31%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$4.20 DZD 557

-7.86%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$15.01 DZD 1,990

-16.39%

Apples (1kg)

$3.62 Rp 63.8K

$2.15 DZD 285

68.37%

Banana (1kg)

$1.56 Rp 27.5K

$2.79 DZD 370

-44.09%

Oranges (1kg)

$2.35 Rp 41.5K

$1.16 DZD 154

102.59%

Tomato (1kg)

$2.06 Rp 36.2K

$0.86 DZD 114

139.53%

Potato (1kg)

$1.90 Rp 33.5K

$0.55 DZD 72.3

245.45%

Onion (1kg)

$2.34 Rp 41.2K

$0.48 DZD 63.1

387.50%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.42 DZD 56.3

145.24%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.21 DZD 28.33

161.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.72 DZD 361

-17.28%

Wine (Bottle)

$23.81 Rp 419.7K

$5.71 DZD 756

316.99%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.26 DZD 167

83.33%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.03 DZD 270

37.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.13 DZD 17.13

107.69%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$5.77 DZD 764

50.09%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.57 DZD 75.4

-15.79%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.41 DZD 54.6

9.76%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$5.13 DZD 680

11.50%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.36 DZD 48.21

111.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$29.3K DZD 3.9M

-16.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$21.0K DZD 2.8M

52.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$36.86 DZD 4,886

126.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$10.76 DZD 1,427

-39.96%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$12.97 DZD 1,720

46.41%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$18.14 DZD 2,405

208.54%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$5.84 DZD 774

218.84%

Cinema Ticket

$4.28 Rp 75.5K

$4.51 DZD 598

-5.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$574 DZD 76.1K

-15.22%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$6,503 DZD 862.0K

-9.95%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$17.19 DZD 2,279

165.04%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$15.44 DZD 2,047

135.62%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$35.47 DZD 4,702

131.07%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$57.5 DZD 7,616

39.95%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$69.4 DZD 9,196

1509.62%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$49.21 DZD 6,524

1324.67%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$138 DZD 18.3K

2461.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$117 DZD 15.5K

1409.14%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$343 DZD 45.5K

723.67%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$310 DZD 41.1K

-45.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Setif: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $69.4 in Setif. Housing cost is often the main lever when comparing two cities.

Setif pays 82% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $16.00 in Setif for a mid-range dinner for two. Groceries echo the gap at $293 vs $167 per month, with Setif cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Setif: Cost of Living - Frequently Asked Questions

Ubud, Bali and Setif differ by about 221% in total monthly costs ($1,396 vs $435 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 82% lower in Setif. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $69.4 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $574 in Setif. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 75% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $435 in Setif versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 221% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.