Cost of Living Comparison Between Ubud, Bali and Setif Cost of Living Comparison Between Ubud, Bali and Setif

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $452 in Setif.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $762 in Setif.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,071 in Setif.

Living in Ubud, Bali is roughly 211% more expensive than in Setif, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Setif is 66% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.28 DZD 303

51.32%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$16.12 DZD 2,136

100.62%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.91 DZD 519

23.79%

Cappuccino

$2.75 Rp 49.4K

$0.67 DZD 89.2

310.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.60 DZD 79.9

130.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.21 DZD 27.74

257.14%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.48 DZD 196

102.03%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.12 DZD 281

81.60%

Milk (1 liter)

$1.74 Rp 31.2K

$0.70 DZD 93.3

148.57%

White Bread (500g)

$2.46 Rp 44.2K

$0.14 DZD 18.16

1657.14%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.07 DZD 142

9.35%

Eggs

$2.43 Rp 43.7K

$1.85 DZD 246

31.35%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.69 DZD 887

116.74%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.09 DZD 674

-14.54%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.07 DZD 1,864

-14.85%

Apples (1kg)

$3.72 Rp 66.8K

$2.82 DZD 374

31.91%

Banana (1kg)

$1.63 Rp 29.2K

$2.97 DZD 393

-45.12%

Oranges (1kg)

$2.74 Rp 49.3K

$1.50 DZD 198

82.67%

Tomato (1kg)

$2.24 Rp 40.3K

$0.76 DZD 101

194.74%

Potato (1kg)

$1.92 Rp 34.5K

$0.52 DZD 69.0

269.23%

Onion (1kg)

$2.28 Rp 40.9K

$0.50 DZD 66.5

356.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.45 DZD 59.9

135.56%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.28 DZD 36.66

157.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.81 DZD 373

17.08%

Wine (Bottle)

$23.19 Rp 416.8K

$5.33 DZD 707

335.08%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.34 DZD 178

107.46%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.11 DZD 280

29.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.16 DZD 20.85

68.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$5.89 DZD 781

37.69%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.71 DZD 93.8

-32.39%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.34 DZD 44.94

23.53%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.11 DZD 677

21.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.37 DZD 48.47

118.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$29.0K DZD 3.8M

-8.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.9K DZD 2.8M

54.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.53 DZD 5,106

103.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$9.25 DZD 1,226

-56.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.15 DZD 1,743

85.02%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$18.16 DZD 2,406

443.01%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$5.69 DZD 754

11.42%

Cinema Ticket

$3.99 Rp 71.6K

$5.59 DZD 741

-28.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$93.8 DZD 12.4K

225.09%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,669 DZD 486.2K

81.06%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$24.41 DZD 3,235

121.79%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$26.82 DZD 3,554

40.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$44.78 DZD 5,935

93.93%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$56.4 DZD 7,473

35.40%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$74.8 DZD 9,911

1226.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$54.9 DZD 7,281

1124.48%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$182 DZD 24.1K

1754.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$153 DZD 20.2K

1243.68%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$922 DZD 122.2K

204.18%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$386 DZD 51.2K

476.22%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$299 DZD 39.7K

-44.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Setif: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $74.8 in Setif. Housing cost is often the main lever when comparing two cities.

Setif pays 79% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $16.00 in Setif for a mid-range dinner for two. Groceries echo the gap at $297 vs $179 per month, with Setif cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Setif: Cost of Living - Frequently Asked Questions

Ubud, Bali and Setif differ by about 211% in total monthly costs ($1,408 vs $452 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 79% lower in Setif. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $74.8 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $93.8 in Setif. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 66% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $452 in Setif versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 211% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.