Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Setif

For one person, living is cheaper in Setif: $412 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
20

Cost of Living Index in Setif
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Setif Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Setif

🇩🇿 Algeria

$412

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Setif

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Setif actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $412 in Setif.

Ubud, Bali $1,353
Setif $412

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $683 in Setif.

Ubud, Bali $2,297
Setif $683

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $953 in Setif.

Ubud, Bali $3,241
Setif $953

Living in Ubud, Bali is roughly 228% more expensive than in Setif, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Setif is 70% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.11 DZD 416

3.86%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$15.82 DZD 2,118

120.48%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.54 DZD 474

61.02%

Cappuccino

$2.62 Rp 47.1K

$0.58 DZD 78.0

351.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.64 DZD 85.9

168.75%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.17 DZD 23.39

376.47%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.37 DZD 184

93.43%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.12 DZD 284

106.13%

Milk (1 liter)

$1.57 Rp 28.3K

$0.73 DZD 97.1

115.07%

White Bread (500g)

$2.19 Rp 39.5K

$0.15 DZD 19.48

1360.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.04 DZD 139

13.46%

Eggs

$2.16 Rp 38.8K

$0.84 DZD 113

157.14%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.46 DZD 865

173.22%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.00 DZD 535

-5.50%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.51 DZD 1,943

-17.64%

Apples (1kg)

$3.60 Rp 64.8K

$2.03 DZD 271

77.34%

Banana (1kg)

$1.59 Rp 28.6K

$2.81 DZD 376

-43.42%

Oranges (1kg)

$2.31 Rp 41.6K

$1.13 DZD 151

104.42%

Tomato (1kg)

$1.91 Rp 34.3K

$0.81 DZD 108

135.80%

Potato (1kg)

$1.78 Rp 32.1K

$0.48 DZD 64.9

270.83%

Onion (1kg)

$2.33 Rp 41.9K

$0.45 DZD 60.7

417.78%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.41 DZD 54.3

143.90%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.20 DZD 26.95

165.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.66 DZD 356

-13.91%

Wine (Bottle)

$22.07 Rp 397.3K

$5.34 DZD 715

313.30%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.27 DZD 170

85.04%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.95 DZD 262

52.82%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.12 DZD 15.86

91.67%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$5.64 DZD 755

57.80%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.58 DZD 77.8

-18.97%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.36 DZD 48.66

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$4.81 DZD 644

13.72%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.32 DZD 43.41

159.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.2K DZD 3.8M

-15.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$20.1K DZD 2.7M

63.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$35.09 DZD 4,698

127.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$9.61 DZD 1,287

-31.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$12.55 DZD 1,680

48.21%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$17.42 DZD 2,332

210.68%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$5.64 DZD 755

224.11%

Cinema Ticket

$4.25 Rp 76.5K

$4.56 DZD 610

-6.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$551 DZD 73.7K

-10.50%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,358 DZD 851.2K

-11.96%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$17.14 DZD 2,295

165.93%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$15.41 DZD 2,063

126.87%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$33.52 DZD 4,488

131.86%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$56.0 DZD 7,491

40.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$67.6 DZD 9,047

1574.28%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$46.38 DZD 6,209

1350.80%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$129 DZD 17.3K

2692.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$112 DZD 15.0K

1421.29%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$337 DZD 45.1K

707.04%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$294 DZD 39.3K

-43.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Setif: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Setif

$46 11.2% 93.1% $627

Groceries & Markets

Ubud, Bali

$287 21.2%

Setif

$162 39.3% 43.6% $125

Clothing & Footwear

Ubud, Bali

$107 7.9%

Setif

$55 13.3% 48.5% $52

Eating Out

Ubud, Bali

$106 7.9%

Setif

$57 13.8% 46.6% $50

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Setif

$57 13.9% 45.6% $48

Sport & Entertainment

Ubud, Bali

$63 4.6%

Setif

$27 6.4% 57.6% $36

Getting Around

Ubud, Bali

$12 0.9%

Setif

$8.5 2.1% 31.5% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $67.6 in Setif. Housing cost is often the main lever when comparing two cities.

Setif pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Setif for a mid-range dinner for two. Groceries echo the gap at $287 vs $162 per month, with Setif cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇿 Setif

🕒 Local time

21:19 9:19 PM

14:19 2:19 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

288,461

💱 Currency

Indonesian Rupiah IDR Rp

Algerian Dinar DZD د.ج

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.64 EUR

Exchange rates and currency converter

DZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Algerian Dinar exchange rates as of October 20, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 151 DZD (1,000 DZD = 6.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Setif 12,340 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Setif

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Setif: Cost of Living - Frequently Asked Questions

Ubud, Bali and Setif differ by about 228% in total monthly costs ($1,353 vs $412 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 76% lower in Setif. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $67.6 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $551 in Setif. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 77% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $412 in Setif versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 228% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.