Cost of Living Comparison Between Setif and Ubud, Bali Cost of Living Comparison Between Setif and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $435 in Setif versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $705 in Setif versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $974 in Setif versus $3,273 in Ubud, Bali.

Living in Setif costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Setif is 68% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$3.21 DZD 425

$3.37 Rp 59.5K

-4.75%

Three-Course Dinner for Two, Mid-Range

$16.36 DZD 2,168

$38.59 Rp 680.3K

-57.61%

Fast Food Meal (McDonalds, etc)

$3.76 DZD 498

$5.52 Rp 97.3K

-31.88%

Cappuccino

$0.60 DZD 79.8

$2.64 Rp 46.6K

-77.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 DZD 88.5

$1.67 Rp 29.5K

-59.88%

Water (0.33 liter bottle)

$0.20 DZD 26.51

$0.77 Rp 13.6K

-74.03%

Local Beer (0.5 liter draught)

$1.49 DZD 198

$2.63 Rp 46.4K

-43.35%

Imported Beer (0.33 liter bottle)

$2.18 DZD 289

$4.28 Rp 75.5K

-49.07%

Milk (1 liter)

$0.74 DZD 97.8

$1.55 Rp 27.3K

-52.26%

White Bread (500g)

$0.13 DZD 17.00

$2.22 Rp 39.2K

-94.14%

Rice (white) (1kg)

$1.05 DZD 139

$1.13 Rp 19.8K

-7.08%

Eggs

$0.87 DZD 116

$2.09 Rp 36.8K

-58.37%

Local Cheese (1kg)

$6.53 DZD 866

$17.39 Rp 306.6K

-62.45%

Chicken Fillets (1kg)

$4.20 DZD 557

$3.87 Rp 68.2K

8.53%

Beef Round Steak (1kg)

$15.01 DZD 1,990

$12.55 Rp 221.2K

19.60%

Apples (1kg)

$2.15 DZD 285

$3.62 Rp 63.8K

-40.61%

Banana (1kg)

$2.79 DZD 370

$1.56 Rp 27.5K

78.85%

Oranges (1kg)

$1.16 DZD 154

$2.35 Rp 41.5K

-50.64%

Tomato (1kg)

$0.86 DZD 114

$2.06 Rp 36.2K

-58.25%

Potato (1kg)

$0.55 DZD 72.3

$1.90 Rp 33.5K

-71.05%

Onion (1kg)

$0.48 DZD 63.1

$2.34 Rp 41.2K

-79.49%

Lettuce (1 head)

$0.42 DZD 56.3

$1.03 Rp 18.2K

-59.22%

Water (1.5 liter bottle)

$0.21 DZD 28.33

$0.55 Rp 9,779

-61.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 DZD 361

$2.25 Rp 39.7K

20.89%

Wine (Bottle)

$5.71 DZD 756

$23.81 Rp 419.7K

-76.02%

Local Beer (0.5 liter bottle)

$1.26 DZD 167

$2.31 Rp 40.8K

-45.45%

Imported Beer (0.33 liter bottle)

$2.03 DZD 270

$2.80 Rp 49.4K

-27.50%

One-way Ticket (Public Transport)

$0.13 DZD 17.13

$0.27 Rp 4,802

-51.85%

Public Transport Monthly Pass (Regular Price)

$5.77 DZD 764

$8.66 Rp 152.7K

-33.37%

Taxi Start (Normal Tariff)

$0.57 DZD 75.4

$0.48 Rp 8,489

18.75%

Taxi (Normal Tariff) (1km)

$0.41 DZD 54.6

$0.45 Rp 7,863

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$5.13 DZD 680

$5.72 Rp 100.8K

-10.31%

Gasoline (1 liter)

$0.36 DZD 48.21

$0.76 Rp 13.4K

-52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K DZD 3.9M

$24.5K Rp 431.6M

19.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K DZD 2.8M

$32.1K Rp 566.3M

-34.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.86 DZD 4,886

$83.6 Rp 1.5M

-55.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.76 DZD 1,427

$6.46 Rp 113.8K

66.56%

Internet (50+ Mbps, Unlimited Data)

$12.97 DZD 1,720

$18.99 Rp 334.8K

-31.70%

Gym Membership (Monthly)

$18.14 DZD 2,405

$56.0 Rp 986.8K

-67.59%

Tennis Court (1 Hour on Weekend)

$5.84 DZD 774

$18.62 Rp 328.2K

-68.64%

Cinema Ticket

$4.51 DZD 598

$4.28 Rp 75.5K

5.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$574 DZD 76.1K

$487 Rp 8.6M

17.96%

International Primary School, 1 Child (Yearly)

$6,503 DZD 862.0K

$5,856 Rp 103.2M

11.05%

Jeans (Levis 501 Or Similar)

$17.19 DZD 2,279

$45.56 Rp 803.2K

-62.27%

Summer Dress (H&M, Zara, etc)

$15.44 DZD 2,047

$36.38 Rp 641.4K

-57.56%

Sport Shoes (Adidas, Nike)

$35.47 DZD 4,702

$82.0 Rp 1.4M

-56.72%

Men's Leather Business Shoes

$57.5 DZD 7,616

$80.4 Rp 1.4M

-28.54%

1-bedroom Apartment, City Center (Monthly)

$69.4 DZD 9,196

$1,117 Rp 19.7M

-93.79%

1-bedroom Apartment, Outside City Center (Monthly)

$49.21 DZD 6,524

$701 Rp 12.4M

-92.98%

3-bedroom Apartment, City Center (Monthly)

$138 DZD 18.3K

$3,537 Rp 62.4M

-96.10%

3-bedroom Apartment, Outside City Center (Monthly)

$117 DZD 15.5K

$1,762 Rp 31.1M

-93.37%

Buy Apartment in City Center (m2)

$343 DZD 45.5K

$2,826 Rp 49.8M

-87.86%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$310 DZD 41.1K

$170 Rp 3.0M

82.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setif: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $69.4 in Setif and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Setif pays 82% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Setif vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $167 vs $293 per month, with Setif cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setif vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Setif and Ubud, Bali differ by about 221% in total monthly costs ($435 vs $1,396 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 82% higher in Setif, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $69.4 in Setif versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $574 in Setif versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 75% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $435 in Setif versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Setif and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 221% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.