Cost of Living Comparison Between Setif and Ubud, Bali Cost of Living Comparison Between Setif and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $452 in Setif versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $762 in Setif versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,071 in Setif versus $3,763 in Ubud, Bali.

Living in Setif costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Setif is 66% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.28 DZD 303

$3.45 Rp 62.1K

-33.91%

Three-Course Dinner for Two, Mid-Range

$16.12 DZD 2,136

$32.34 Rp 581.1K

-50.15%

Fast Food Meal (McDonalds, etc)

$3.91 DZD 519

$4.84 Rp 87.1K

-19.21%

Cappuccino

$0.67 DZD 89.2

$2.75 Rp 49.4K

-75.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 DZD 79.9

$1.38 Rp 24.9K

-56.52%

Water (0.33 liter bottle)

$0.21 DZD 27.74

$0.75 Rp 13.5K

-72.00%

Local Beer (0.5 liter draught)

$1.48 DZD 196

$2.99 Rp 53.8K

-50.50%

Imported Beer (0.33 liter bottle)

$2.12 DZD 281

$3.85 Rp 69.2K

-44.94%

Milk (1 liter)

$0.70 DZD 93.3

$1.74 Rp 31.2K

-59.77%

White Bread (500g)

$0.14 DZD 18.16

$2.46 Rp 44.2K

-94.31%

Rice (white) (1kg)

$1.07 DZD 142

$1.17 Rp 21.0K

-8.55%

Eggs

$1.85 DZD 246

$2.43 Rp 43.7K

-23.87%

Local Cheese (1kg)

$6.69 DZD 887

$14.50 Rp 260.6K

-53.86%

Chicken Fillets (1kg)

$5.09 DZD 674

$4.35 Rp 78.2K

17.01%

Beef Round Steak (1kg)

$14.07 DZD 1,864

$11.98 Rp 215.3K

17.45%

Apples (1kg)

$2.82 DZD 374

$3.72 Rp 66.8K

-24.19%

Banana (1kg)

$2.97 DZD 393

$1.63 Rp 29.2K

82.21%

Oranges (1kg)

$1.50 DZD 198

$2.74 Rp 49.3K

-45.26%

Tomato (1kg)

$0.76 DZD 101

$2.24 Rp 40.3K

-66.07%

Potato (1kg)

$0.52 DZD 69.0

$1.92 Rp 34.5K

-72.92%

Onion (1kg)

$0.50 DZD 66.5

$2.28 Rp 40.9K

-78.07%

Lettuce (1 head)

$0.45 DZD 59.9

$1.06 Rp 19.1K

-57.55%

Water (1.5 liter bottle)

$0.28 DZD 36.66

$0.72 Rp 12.9K

-61.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 DZD 373

$3.29 Rp 59.0K

-14.59%

Wine (Bottle)

$5.33 DZD 707

$23.19 Rp 416.8K

-77.02%

Local Beer (0.5 liter bottle)

$1.34 DZD 178

$2.78 Rp 49.9K

-51.80%

Imported Beer (0.33 liter bottle)

$2.11 DZD 280

$2.73 Rp 49.1K

-22.71%

One-way Ticket (Public Transport)

$0.16 DZD 20.85

$0.27 Rp 4,786

-40.74%

Public Transport Monthly Pass (Regular Price)

$5.89 DZD 781

$8.11 Rp 145.7K

-27.37%

Taxi Start (Normal Tariff)

$0.71 DZD 93.8

$0.48 Rp 8,675

47.92%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.94

$0.42 Rp 7,545

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$5.11 DZD 677

$6.22 Rp 111.8K

-17.85%

Gasoline (1 liter)

$0.37 DZD 48.47

$0.81 Rp 14.6K

-54.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K DZD 3.8M

$26.6K Rp 478.2M

9.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K DZD 2.8M

$32.2K Rp 578.5M

-35.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.53 DZD 5,106

$78.4 Rp 1.4M

-50.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.25 DZD 1,226

$4.07 Rp 73.1K

127.27%

Internet (50+ Mbps, Unlimited Data)

$13.15 DZD 1,743

$24.33 Rp 437.1K

-45.95%

Gym Membership (Monthly)

$18.16 DZD 2,406

$98.6 Rp 1.8M

-81.58%

Tennis Court (1 Hour on Weekend)

$5.69 DZD 754

$6.34 Rp 113.9K

-10.25%

Cinema Ticket

$5.59 DZD 741

$3.99 Rp 71.6K

40.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.8 DZD 12.4K

$305 Rp 5.5M

-69.24%

International Primary School, 1 Child (Yearly)

$3,669 DZD 486.2K

$6,642 Rp 119.4M

-44.77%

Jeans (Levis 501 Or Similar)

$24.41 DZD 3,235

$54.1 Rp 972.9K

-54.91%

Summer Dress (H&M, Zara, etc)

$26.82 DZD 3,554

$37.81 Rp 679.4K

-29.07%

Sport Shoes (Adidas, Nike)

$44.78 DZD 5,935

$86.8 Rp 1.6M

-48.43%

Men's Leather Business Shoes

$56.4 DZD 7,473

$76.4 Rp 1.4M

-26.14%

1-bedroom Apartment, City Center (Monthly)

$74.8 DZD 9,911

$992 Rp 17.8M

-92.46%

1-bedroom Apartment, Outside City Center (Monthly)

$54.9 DZD 7,281

$673 Rp 12.1M

-91.83%

3-bedroom Apartment, City Center (Monthly)

$182 DZD 24.1K

$3,375 Rp 60.7M

-94.61%

3-bedroom Apartment, Outside City Center (Monthly)

$153 DZD 20.2K

$2,050 Rp 36.8M

-92.56%

Buy Apartment in City Center (m2)

$922 DZD 122.2K

$2,805 Rp 50.4M

-67.12%

Buy Apartment Outside City Center (m2)

$386 DZD 51.2K

$2,227 Rp 40.0M

-82.65%

Average Monthly Net Salary (After Tax)

$299 DZD 39.7K

$167 Rp 3.0M

79.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setif: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $74.8 in Setif and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Setif pays 79% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Setif vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $297 per month, with Setif cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setif vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Setif and Ubud, Bali differ by about 211% in total monthly costs ($452 vs $1,408 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 79% higher in Setif, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $74.8 in Setif versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $93.8 in Setif versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 66% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $452 in Setif versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Setif and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 211% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.