Last update: Oct 2026

Cost of Living Comparison Between Setif and Ubud, Bali

For one person, living is cheaper in Setif: $412 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Setif
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Setif Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Setif

🇩🇿 Algeria

$412

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Setif and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setif and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $412 in Setif versus $1,353 in Ubud, Bali.

Setif $412
Ubud, Bali $1,353

Estimated couple costs with rent: $683 in Setif versus $2,297 in Ubud, Bali.

Setif $683
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $953 in Setif versus $3,241 in Ubud, Bali.

Setif $953
Ubud, Bali $3,241

Living in Setif costs roughly 70% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Setif is 70% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.11 DZD 416

$3.23 Rp 58.1K

-3.72%

Three-Course Dinner for Two, Mid-Range

$15.82 DZD 2,118

$34.88 Rp 627.8K

-54.64%

Fast Food Meal (McDonalds, etc)

$3.54 DZD 474

$5.70 Rp 102.5K

-37.89%

Cappuccino

$0.58 DZD 78.0

$2.62 Rp 47.1K

-77.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 DZD 85.9

$1.72 Rp 31.0K

-62.79%

Water (0.33 liter bottle)

$0.17 DZD 23.39

$0.81 Rp 14.6K

-79.01%

Local Beer (0.5 liter draught)

$1.37 DZD 184

$2.65 Rp 47.7K

-48.30%

Imported Beer (0.33 liter bottle)

$2.12 DZD 284

$4.37 Rp 78.6K

-51.49%

Milk (1 liter)

$0.73 DZD 97.1

$1.57 Rp 28.3K

-53.50%

White Bread (500g)

$0.15 DZD 19.48

$2.19 Rp 39.5K

-93.15%

Rice (white) (1kg)

$1.04 DZD 139

$1.18 Rp 21.2K

-11.86%

Eggs

$0.84 DZD 113

$2.16 Rp 38.8K

-61.11%

Local Cheese (1kg)

$6.46 DZD 865

$17.65 Rp 317.7K

-63.40%

Chicken Fillets (1kg)

$4.00 DZD 535

$3.78 Rp 68.0K

5.82%

Beef Round Steak (1kg)

$14.51 DZD 1,943

$11.95 Rp 215.1K

21.42%

Apples (1kg)

$2.03 DZD 271

$3.60 Rp 64.8K

-43.61%

Banana (1kg)

$2.81 DZD 376

$1.59 Rp 28.6K

76.73%

Oranges (1kg)

$1.13 DZD 151

$2.31 Rp 41.6K

-51.08%

Tomato (1kg)

$0.81 DZD 108

$1.91 Rp 34.3K

-57.59%

Potato (1kg)

$0.48 DZD 64.9

$1.78 Rp 32.1K

-73.03%

Onion (1kg)

$0.45 DZD 60.7

$2.33 Rp 41.9K

-80.69%

Lettuce (1 head)

$0.41 DZD 54.3

$1.00 Rp 18.0K

-59.00%

Water (1.5 liter bottle)

$0.20 DZD 26.95

$0.53 Rp 9,509

-62.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.66 DZD 356

$2.29 Rp 41.1K

16.16%

Wine (Bottle)

$5.34 DZD 715

$22.07 Rp 397.3K

-75.80%

Local Beer (0.5 liter bottle)

$1.27 DZD 170

$2.35 Rp 42.2K

-45.96%

Imported Beer (0.33 liter bottle)

$1.95 DZD 262

$2.98 Rp 53.6K

-34.56%

One-way Ticket (Public Transport)

$0.12 DZD 15.86

$0.23 Rp 4,112

-47.83%

Public Transport Monthly Pass (Regular Price)

$5.64 DZD 755

$8.90 Rp 160.2K

-36.63%

Taxi Start (Normal Tariff)

$0.58 DZD 77.8

$0.47 Rp 8,466

23.40%

Taxi (Normal Tariff) (1km)

$0.36 DZD 48.66

$0.43 Rp 7,737

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$4.81 DZD 644

$5.47 Rp 98.4K

-12.07%

Gasoline (1 liter)

$0.32 DZD 43.41

$0.83 Rp 14.9K

-61.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K DZD 3.8M

$23.9K Rp 429.8M

18.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K DZD 2.7M

$32.8K Rp 590.1M

-38.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.09 DZD 4,698

$80.0 Rp 1.4M

-56.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.61 DZD 1,287

$6.56 Rp 118.1K

46.49%

Internet (50+ Mbps, Unlimited Data)

$12.55 DZD 1,680

$18.60 Rp 334.8K

-32.53%

Gym Membership (Monthly)

$17.42 DZD 2,332

$54.1 Rp 974.1K

-67.81%

Tennis Court (1 Hour on Weekend)

$5.64 DZD 755

$18.28 Rp 329.0K

-69.15%

Cinema Ticket

$4.56 DZD 610

$4.25 Rp 76.5K

7.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$551 DZD 73.7K

$493 Rp 8.9M

11.74%

International Primary School, 1 Child (Yearly)

$6,358 DZD 851.2K

$5,597 Rp 100.7M

13.59%

Jeans (Levis 501 Or Similar)

$17.14 DZD 2,295

$45.58 Rp 820.4K

-62.40%

Summer Dress (H&M, Zara, etc)

$15.41 DZD 2,063

$34.96 Rp 629.4K

-55.92%

Sport Shoes (Adidas, Nike)

$33.52 DZD 4,488

$77.7 Rp 1.4M

-56.87%

Men's Leather Business Shoes

$56.0 DZD 7,491

$78.5 Rp 1.4M

-28.74%

1-bedroom Apartment, City Center (Monthly)

$67.6 DZD 9,047

$1,131 Rp 20.4M

-94.03%

1-bedroom Apartment, Outside City Center (Monthly)

$46.38 DZD 6,209

$673 Rp 12.1M

-93.11%

3-bedroom Apartment, City Center (Monthly)

$129 DZD 17.3K

$3,613 Rp 65.0M

-96.42%

3-bedroom Apartment, Outside City Center (Monthly)

$112 DZD 15.0K

$1,702 Rp 30.6M

-93.43%

Buy Apartment in City Center (m2)

$337 DZD 45.1K

$2,717 Rp 48.9M

-87.61%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$294 DZD 39.3K

$166 Rp 3.0M

76.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setif: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Setif

$162 39.3%

Ubud, Bali

$287 21.2% 77.2% $125

Monthly Utilities & Internet

Setif

$57 13.9%

Ubud, Bali

$105 7.8% 83.7% $48

Eating Out

Setif

$57 13.8%

Ubud, Bali

$106 7.9% 87.1% $50

Clothing & Footwear

Setif

$55 13.3%

Ubud, Bali

$107 7.9% 94% $52

Accommodation & Living

Setif

$46 11.2%

Ubud, Bali

$673 49.7% 1351% $627

Sport & Entertainment

Setif

$27 6.4%

Ubud, Bali

$63 4.6% 136% $36

Getting Around

Setif

$8.5 2.1%

Ubud, Bali

$12 0.9% 46.1% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $67.6 in Setif and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Setif pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Setif vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $162 vs $287 per month, with Setif cheaper across the board.

Good to know

🇩🇿 Setif

🇮🇩 Ubud, Bali

🕒 Local time

12:37 12:37 PM

19:37 7:37 PM

7 h ahead of Setif

🌤 Weather

👥 Population

288,461

74,800

💱 Currency

Algerian Dinar DZD د.ج

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 DZD = 7.47 USD

1,000 DZD = 6.64 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to DZD – Algerian Dinar Converter

🇺🇸 United States Dollar ($)

🇩🇿 Algerian Dinar (د.ج)

Algerian Dinar exchange rates as of October 20, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 151 DZD (1,000 DZD = 6.64 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to DZD in detail →

On the map

Lowest

Highest

Between locations

Setif Ubud, Bali 12,340 km ≈ 16 h nonstop flight

From you

Setif
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setif vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Setif and Ubud, Bali differ by about 228% in total monthly costs ($412 vs $1,353 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 76% higher in Setif, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $67.6 in Setif versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $551 in Setif versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 77% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $412 in Setif versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Setif and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 228% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.