Cost of Living Comparison Between Setif and Ubud, Bali Cost of Living Comparison Between Setif and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $462 in Setif versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $776 in Setif versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,089 in Setif versus $3,660 in Ubud, Bali.

Living in Setif costs roughly 67% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Setif is 66% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.38 DZD 315

$3.56 Rp 63.9K

-33.15%

Three-Course Dinner for Two, Mid-Range

$16.25 DZD 2,157

$32.73 Rp 586.8K

-50.35%

Fast Food Meal (McDonalds, etc)

$3.88 DZD 515

$4.95 Rp 88.7K

-21.62%

Cappuccino

$0.63 DZD 83.8

$2.71 Rp 48.6K

-76.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 DZD 76.5

$1.34 Rp 24.1K

-56.72%

Water (0.33 liter bottle)

$0.23 DZD 30.58

$0.70 Rp 12.5K

-67.14%

Local Beer (0.5 liter draught)

$1.42 DZD 189

$2.92 Rp 52.3K

-51.37%

Imported Beer (0.33 liter bottle)

$2.20 DZD 292

$3.96 Rp 70.9K

-44.44%

Milk (1 liter)

$0.74 DZD 97.8

$1.81 Rp 32.4K

-59.12%

White Bread (500g)

$0.14 DZD 19.00

$2.52 Rp 45.1K

-94.44%

Rice (white) (1kg)

$1.03 DZD 136

$1.16 Rp 20.8K

-11.21%

Eggs

$1.81 DZD 240

$2.46 Rp 44.1K

-26.42%

Local Cheese (1kg)

$6.50 DZD 862

$14.71 Rp 263.7K

-55.81%

Chicken Fillets (1kg)

$5.10 DZD 676

$4.32 Rp 77.4K

18.06%

Beef Round Steak (1kg)

$14.50 DZD 1,924

$12.14 Rp 217.5K

19.44%

Apples (1kg)

$2.76 DZD 366

$3.84 Rp 68.8K

-28.13%

Banana (1kg)

$2.92 DZD 388

$1.56 Rp 27.9K

87.18%

Oranges (1kg)

$1.46 DZD 193

$2.83 Rp 50.8K

-48.41%

Tomato (1kg)

$0.78 DZD 103

$2.33 Rp 41.7K

-66.52%

Potato (1kg)

$0.52 DZD 69.2

$1.91 Rp 34.3K

-72.77%

Onion (1kg)

$0.47 DZD 62.2

$2.20 Rp 39.5K

-78.64%

Lettuce (1 head)

$0.46 DZD 60.6

$1.01 Rp 18.2K

-54.46%

Water (1.5 liter bottle)

$0.28 DZD 36.64

$0.78 Rp 13.9K

-64.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 DZD 370

$3.32 Rp 59.4K

-15.96%

Wine (Bottle)

$5.41 DZD 718

$23.74 Rp 425.5K

-77.21%

Local Beer (0.5 liter bottle)

$1.35 DZD 179

$2.79 Rp 50.0K

-51.61%

Imported Beer (0.33 liter bottle)

$2.01 DZD 267

$2.86 Rp 51.3K

-29.72%

One-way Ticket (Public Transport)

$0.17 DZD 22.40

$0.27 Rp 4,819

-37.04%

Public Transport Monthly Pass (Regular Price)

$5.69 DZD 755

$8.03 Rp 143.9K

-29.14%

Taxi Start (Normal Tariff)

$0.71 DZD 94.2

$0.46 Rp 8,181

54.35%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.53

$0.45 Rp 8,068

-24.44%

Taxi 1hour Waiting (Normal Tariff)

$4.95 DZD 657

$6.10 Rp 109.3K

-18.85%

Gasoline (1 liter)

$0.33 DZD 44.35

$0.79 Rp 14.2K

-58.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K DZD 3.8M

$26.1K Rp 468.8M

8.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K DZD 2.7M

$32.1K Rp 575.8M

-36.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.44 DZD 5,234

$79.9 Rp 1.4M

-50.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.56 DZD 1,269

$4.06 Rp 72.9K

135.47%

Internet (50+ Mbps, Unlimited Data)

$13.34 DZD 1,771

$23.52 Rp 421.6K

-43.28%

Gym Membership (Monthly)

$18.43 DZD 2,445

$98.7 Rp 1.8M

-81.33%

Tennis Court (1 Hour on Weekend)

$5.65 DZD 750

$6.63 Rp 118.8K

-14.78%

Cinema Ticket

$5.57 DZD 739

$4.15 Rp 74.3K

34.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.5 DZD 12.4K

$304 Rp 5.4M

-69.23%

International Primary School, 1 Child (Yearly)

$3,549 DZD 470.9K

$6,613 Rp 118.5M

-46.34%

Jeans (Levis 501 Or Similar)

$24.93 DZD 3,309

$55.5 Rp 995.6K

-55.11%

Summer Dress (H&M, Zara, etc)

$26.95 DZD 3,576

$38.31 Rp 686.7K

-29.65%

Sport Shoes (Adidas, Nike)

$44.23 DZD 5,871

$88.6 Rp 1.6M

-50.08%

Men's Leather Business Shoes

$55.0 DZD 7,295

$77.9 Rp 1.4M

-29.41%

1-bedroom Apartment, City Center (Monthly)

$74.8 DZD 9,931

$1,006 Rp 18.0M

-92.57%

1-bedroom Apartment, Outside City Center (Monthly)

$56.2 DZD 7,458

$675 Rp 12.1M

-91.68%

3-bedroom Apartment, City Center (Monthly)

$179 DZD 23.8K

$3,442 Rp 61.7M

-94.79%

3-bedroom Apartment, Outside City Center (Monthly)

$155 DZD 20.5K

$2,039 Rp 36.6M

-92.42%

Buy Apartment in City Center (m2)

$957 DZD 127.1K

$2,841 Rp 50.9M

-66.31%

Buy Apartment Outside City Center (m2)

$383 DZD 50.9K

$2,264 Rp 40.6M

-83.07%

Average Monthly Net Salary (After Tax)

$304 DZD 40.3K

$165 Rp 3.0M

83.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setif: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $74.8 in Setif and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Setif pays 84% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Setif vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $302 per month, with Setif cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setif vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Setif and Ubud, Bali differ by about 207% in total monthly costs ($462 vs $1,419 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Setif pays 84% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $74.8 in Setif versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $93.5 in Setif versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $462 in Setif versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Setif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Setif and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 207% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.