Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sarpsborg

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,872 in Sarpsborg, rent and utilities included – about $18,500 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
138

Cost of Living Index in Sarpsborg
Learn more

Sarpsborg Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sarpsborg

🇳🇴 Norway

$2,872

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sarpsborg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sarpsborg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,872 in Sarpsborg.

Ubud, Bali $1,331
Sarpsborg $2,872

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $4,169 in Sarpsborg.

Ubud, Bali $2,255
Sarpsborg $4,169

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,466 in Sarpsborg.

Ubud, Bali $3,180
Sarpsborg $5,466

Living in Ubud, Bali costs roughly 54% less than in Sarpsborg, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Sarpsborg is 112% above.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$40.81 NOK 380

-91.72%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$99.3 NOK 923

-65.09%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$19.17 NOK 178

-70.94%

Cappuccino

$2.62 Rp 47.3K

$5.74 NOK 53.4

-54.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.88 NOK 26.81

-46.53%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.67 NOK 24.82

-76.03%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$6.60 NOK 61.4

-59.55%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$8.19 NOK 76.2

-47.99%

Milk (1 liter)

$1.46 Rp 26.4K

$2.32 NOK 21.54

-37.07%

White Bread (500g)

$2.29 Rp 41.4K

$3.49 NOK 32.50

-34.38%

Rice (white) (1kg)

$1.11 Rp 20.0K

$4.01 NOK 37.30

-72.32%

Eggs

$2.10 Rp 37.9K

$4.56 NOK 42.40

-53.95%

Local Cheese (1kg)

$15.94 Rp 287.7K

$12.54 NOK 117

27.11%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$17.04 NOK 158

-77.23%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$34.26 NOK 319

-66.73%

Apples (1kg)

$3.55 Rp 64.1K

$3.85 NOK 35.82

-7.79%

Banana (1kg)

$1.54 Rp 27.7K

$2.67 NOK 24.86

-42.32%

Oranges (1kg)

$2.23 Rp 40.2K

$3.49 NOK 32.51

-36.10%

Tomato (1kg)

$1.97 Rp 35.6K

$6.04 NOK 56.2

-67.38%

Potato (1kg)

$1.86 Rp 33.5K

$2.84 NOK 26.45

-34.51%

Onion (1kg)

$2.42 Rp 43.6K

$3.18 NOK 29.56

-23.90%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.65 NOK 24.67

-61.51%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$2.59 NOK 24.05

-79.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$15.56 NOK 145

-85.86%

Wine (Bottle)

$21.79 Rp 393.2K

$13.73 NOK 128

58.70%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$3.34 NOK 31.04

-30.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$4.71 NOK 43.79

-36.94%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$2.62 NOK 24.41

-90.46%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$87.2 NOK 811

-90.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$12.01 NOK 112

-96.34%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.97 NOK 18.30

-76.14%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$63.8 NOK 593

-91.22%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.27 NOK 21.12

-63.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$55.3K NOK 514.6K

-55.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$47.2K NOK 438.7K

-32.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$238 NOK 2,212

-67.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$36.62 NOK 341

-83.23%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$47.03 NOK 437

-59.77%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$50.1 NOK 466

1.86%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$38.46 NOK 358

-52.55%

Cinema Ticket

$4.38 Rp 79.1K

$19.49 NOK 181

-77.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$239 NOK 2,222

106.12%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$11.6K NOK 108.0K

5.27%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$111 NOK 1,036

-59.46%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$66.9 NOK 622

-47.82%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$125 NOK 1,160

-37.22%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$180 NOK 1,674

-56.73%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,224 NOK 11.4K

-11.96%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,093 NOK 10.2K

-39.14%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$1,606 NOK 14.9K

118.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,399 NOK 13.0K

19.46%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$6,415 NOK 59.7K

-63.52%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$4,241 NOK 39.4K

-47.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,714 NOK 25.2K

-93.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.18

166.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sarpsborg: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sarpsborg

$1.1K 38.1% 64.3% $428

Groceries & Markets

Ubud, Bali

$279 21%

Sarpsborg

$508 17.7% 81.6% $228

Clothing & Footwear

Ubud, Bali

$106 8%

Sarpsborg

$217 7.6% 104% $111

Eating Out

Ubud, Bali

$106 8%

Sarpsborg

$524 18.3% 396% $419

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sarpsborg

$321 11.2% 214% $219

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sarpsborg

$89 3.1% 49% $29

Getting Around

Ubud, Bali

$12 0.9%

Sarpsborg

$120 4.2% 901% $108

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,224 in Sarpsborg. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $99 in Sarpsborg for a mid-range dinner for two. Groceries echo the gap at $279 vs $508 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Sarpsborg

🕒 Local time

09:05 9:05 AM

02:05 2:05 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

59,906

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.75 USD

100 NOK = 9.58 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 6, 2026: 1 USD = 9.3 NOK (1 NOK = 0.108 USD). 1 EUR = 10.44 NOK (100 NOK = 9.58 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sarpsborg 11,620 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Sarpsborg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sarpsborg: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 54% lower than in Sarpsborg. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,224 in Sarpsborg. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Sarpsborg. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $239 in Sarpsborg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sarpsborg are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.