Cost of Living Comparison Between Ubud, Bali and Sarpsborg Cost of Living Comparison Between Ubud, Bali and Sarpsborg

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,802 in Sarpsborg.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $4,162 in Sarpsborg.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $5,521 in Sarpsborg.

Living in Ubud, Bali costs roughly 51% less than in Sarpsborg, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Sarpsborg 105% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$40.12 NOK 378

-91.43%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$107 NOK 1,010

-66.14%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$19.57 NOK 184

-70.82%

Cappuccino

$2.67 Rp 47.4K

$5.76 NOK 54.2

-53.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$2.90 NOK 27.36

-39.66%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$2.65 NOK 25.01

-67.17%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$8.82 NOK 83.1

-66.55%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$11.73 NOK 111

-61.47%

Milk (1 liter)

$1.62 Rp 28.7K

$2.36 NOK 22.23

-31.36%

White Bread (500g)

$2.33 Rp 41.4K

$3.30 NOK 31.09

-29.39%

Rice (white) (1kg)

$1.11 Rp 19.7K

$3.76 NOK 35.40

-70.48%

Eggs

$2.20 Rp 39.1K

$5.08 NOK 47.89

-56.69%

Local Cheese (1kg)

$17.69 Rp 314.0K

$12.87 NOK 121

37.45%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$15.59 NOK 147

-73.70%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$29.86 NOK 281

-59.21%

Apples (1kg)

$3.71 Rp 65.8K

$3.49 NOK 32.89

6.30%

Banana (1kg)

$1.59 Rp 28.2K

$2.78 NOK 26.15

-42.81%

Oranges (1kg)

$2.28 Rp 40.5K

$3.60 NOK 33.89

-36.67%

Tomato (1kg)

$1.95 Rp 34.7K

$4.52 NOK 42.57

-56.86%

Potato (1kg)

$1.91 Rp 33.8K

$2.60 NOK 24.50

-26.54%

Onion (1kg)

$2.33 Rp 41.4K

$2.98 NOK 28.07

-21.81%

Lettuce (1 head)

$1.01 Rp 17.9K

$3.11 NOK 29.29

-67.52%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$2.33 NOK 21.96

-76.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$19.68 NOK 185

-88.67%

Wine (Bottle)

$23.07 Rp 409.5K

$17.86 NOK 168

29.17%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$3.61 NOK 34.02

-32.96%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$4.32 NOK 40.73

-30.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$2.70 NOK 25.45

-90.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$77.7 NOK 732

-88.44%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$10.98 NOK 103

-95.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.95 NOK 18.38

-77.95%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$73.9 NOK 696

-92.36%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.18 NOK 20.52

-63.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$45.0K NOK 423.5K

-44.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$40.2K NOK 378.4K

-21.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$273 NOK 2,570

-70.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$30.00 NOK 283

-78.37%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$59.3 NOK 559

-68.35%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$51.4 NOK 484

10.62%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$32.10 NOK 302

-41.65%

Cinema Ticket

$4.54 Rp 80.5K

$16.91 NOK 159

-73.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$253 NOK 2,383

89.98%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$13.2K NOK 124.2K

-56.67%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$97.1 NOK 914

-53.10%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$52.2 NOK 492

-31.32%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$113 NOK 1,065

-28.88%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$182 NOK 1,711

-56.68%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,257 NOK 11.8K

-11.34%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,038 NOK 9,782

-32.81%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,609 NOK 15.2K

125.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,388 NOK 13.1K

25.15%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$6,265 NOK 59.0K

-55.55%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$4,159 NOK 39.2K

-44.95%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$2,721 NOK 25.6K

-93.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.18

166.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Sarpsborg: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,257 in Sarpsborg. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays 1519% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $107 in Sarpsborg for a mid-range dinner for two. Groceries echo the gap at $295 vs $486 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sarpsborg: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 105% lower than in Sarpsborg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1519% lower in Sarpsborg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,257 in Sarpsborg. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 765% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $253 in Sarpsborg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,802 in Sarpsborg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sarpsborg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Sarpsborg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 105% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.