Cost of Living Comparison Between Sarpsborg and Ubud, Bali Cost of Living Comparison Between Sarpsborg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,561 in Sarpsborg versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,771 in Sarpsborg versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,982 in Sarpsborg versus $3,694 in Ubud, Bali.

Living in Sarpsborg is roughly 82% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Sarpsborg 91% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$37.65 NOK 357

$3.57 Rp 64.0K

954.62%

Three-Course Dinner for Two, Mid-Range

$92.3 NOK 876

$32.50 Rp 582.3K

183.85%

Fast Food Meal (McDonalds, etc)

$18.53 NOK 176

$4.86 Rp 87.1K

281.28%

Cappuccino

$5.28 NOK 50.1

$2.75 Rp 49.2K

92.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 NOK 25.40

$1.32 Rp 23.7K

103.03%

Water (0.33 liter bottle)

$2.60 NOK 24.70

$0.70 Rp 12.6K

271.43%

Local Beer (0.5 liter draught)

$5.89 NOK 55.9

$2.91 Rp 52.2K

102.41%

Imported Beer (0.33 liter bottle)

$7.79 NOK 73.9

$3.79 Rp 68.0K

105.54%

Milk (1 liter)

$2.26 NOK 21.41

$1.71 Rp 30.6K

32.16%

White Bread (500g)

$3.29 NOK 31.18

$2.47 Rp 44.3K

33.20%

Rice (white) (1kg)

$3.14 NOK 29.85

$1.20 Rp 21.5K

161.67%

Eggs

$4.37 NOK 41.52

$2.44 Rp 43.8K

79.10%

Local Cheese (1kg)

$11.93 NOK 113

$14.38 Rp 257.7K

-17.04%

Chicken Fillets (1kg)

$14.93 NOK 142

$4.31 Rp 77.1K

246.40%

Beef Round Steak (1kg)

$28.14 NOK 267

$12.21 Rp 218.7K

130.47%

Apples (1kg)

$3.60 NOK 34.19

$3.68 Rp 66.0K

-2.17%

Banana (1kg)

$2.47 NOK 23.46

$1.55 Rp 27.8K

59.35%

Oranges (1kg)

$3.32 NOK 31.54

$2.79 Rp 49.9K

19.00%

Tomato (1kg)

$4.35 NOK 41.26

$2.33 Rp 41.8K

86.70%

Potato (1kg)

$2.48 NOK 23.58

$1.97 Rp 35.3K

25.89%

Onion (1kg)

$2.49 NOK 23.67

$2.31 Rp 41.4K

7.79%

Lettuce (1 head)

$2.78 NOK 26.37

$1.06 Rp 19.1K

162.26%

Water (1.5 liter bottle)

$1.82 NOK 17.24

$0.73 Rp 13.1K

149.32%

Cigarettes 20 Pack (Marlboro, Camel)

$15.31 NOK 145

$3.28 Rp 58.8K

366.77%

Wine (Bottle)

$19.10 NOK 181

$22.79 Rp 408.4K

-16.19%

Local Beer (0.5 liter bottle)

$3.40 NOK 32.24

$2.81 Rp 50.3K

21.00%

Imported Beer (0.33 liter bottle)

$3.99 NOK 37.88

$2.78 Rp 49.9K

43.53%

One-way Ticket (Public Transport)

$2.47 NOK 23.40

$0.29 Rp 5,217

751.72%

Public Transport Monthly Pass (Regular Price)

$74.1 NOK 703

$8.06 Rp 144.4K

819.11%

Taxi Start (Normal Tariff)

$10.15 NOK 96.3

$0.45 Rp 8,047

2155.56%

Taxi (Normal Tariff) (1km)

$1.40 NOK 13.30

$0.45 Rp 8,094

211.11%

Taxi 1hour Waiting (Normal Tariff)

$45.99 NOK 437

$6.24 Rp 111.7K

637.02%

Gasoline (1 liter)

$2.14 NOK 20.32

$0.85 Rp 15.2K

151.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K NOK 342.9K

$26.0K Rp 465.4M

39.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K NOK 366.1K

$31.7K Rp 567.2M

21.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 NOK 2,263

$80.8 Rp 1.4M

195.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.10 NOK 362

$4.06 Rp 72.7K

838.42%

Internet (50+ Mbps, Unlimited Data)

$56.1 NOK 532

$24.42 Rp 437.6K

129.69%

Gym Membership (Monthly)

$50.1 NOK 476

$97.7 Rp 1.7M

-48.66%

Tennis Court (1 Hour on Weekend)

$36.13 NOK 343

$6.45 Rp 115.5K

460.16%

Cinema Ticket

$16.31 NOK 155

$4.04 Rp 72.4K

303.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$284 NOK 2,692

$304 Rp 5.4M

-6.72%

International Primary School, 1 Child (Yearly)

$10.1K NOK 95.8K

$6,621 Rp 118.6M

52.45%

Jeans (Levis 501 Or Similar)

$97.6 NOK 926

$54.2 Rp 971.7K

79.96%

Summer Dress (H&M, Zara, etc)

$52.8 NOK 501

$38.78 Rp 694.7K

36.13%

Sport Shoes (Adidas, Nike)

$109 NOK 1,033

$86.1 Rp 1.5M

26.36%

Men's Leather Business Shoes

$150 NOK 1,421

$76.7 Rp 1.4M

95.29%

1-bedroom Apartment, City Center (Monthly)

$1,209 NOK 11.5K

$986 Rp 17.7M

22.63%

1-bedroom Apartment, Outside City Center (Monthly)

$903 NOK 8,572

$658 Rp 11.8M

37.26%

3-bedroom Apartment, City Center (Monthly)

$1,492 NOK 14.2K

$3,369 Rp 60.4M

-55.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,319 NOK 12.5K

$2,066 Rp 37.0M

-36.15%

Buy Apartment in City Center (m2)

$6,022 NOK 57.2K

$2,741 Rp 49.1M

119.67%

Buy Apartment Outside City Center (m2)

$4,474 NOK 42.5K

$2,228 Rp 39.9M

100.85%

Average Monthly Net Salary (After Tax)

$2,685 NOK 25.5K

$163 Rp 2.9M

1543.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.28

-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarpsborg: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Sarpsborg and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays 1543% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Sarpsborg vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $457 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarpsborg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 82% lower than in Sarpsborg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Sarpsborg pays 1543% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,209 in Sarpsborg versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 819% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $284 in Sarpsborg versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,404 in Ubud, Bali versus $2,561 in Sarpsborg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sarpsborg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Sarpsborg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.