Cost of Living Comparison Between Sarpsborg and Ubud, Bali Cost of Living Comparison Between Sarpsborg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,496 in Sarpsborg versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,763 in Sarpsborg versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,030 in Sarpsborg versus $3,757 in Ubud, Bali.

Living in Sarpsborg is roughly 77% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Sarpsborg 86% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$38.11 NOK 354

$3.42 Rp 58.7K

1014.33%

Three-Course Dinner for Two, Mid-Range

$95.2 NOK 885

$32.96 Rp 566.5K

188.80%

Fast Food Meal (McDonalds, etc)

$18.27 NOK 170

$5.08 Rp 87.3K

259.65%

Cappuccino

$5.25 NOK 48.85

$2.82 Rp 48.5K

86.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 NOK 25.44

$1.37 Rp 23.5K

100.00%

Water (0.33 liter bottle)

$2.56 NOK 23.79

$0.71 Rp 12.2K

260.56%

Local Beer (0.5 liter draught)

$6.24 NOK 58.1

$2.97 Rp 51.0K

110.10%

Imported Beer (0.33 liter bottle)

$7.89 NOK 73.4

$3.91 Rp 67.2K

101.79%

Milk (1 liter)

$2.22 NOK 20.61

$1.75 Rp 30.0K

26.86%

White Bread (500g)

$3.28 NOK 30.50

$2.52 Rp 43.2K

30.16%

Rice (white) (1kg)

$3.32 NOK 30.86

$1.21 Rp 20.8K

174.38%

Eggs

$4.43 NOK 41.21

$2.33 Rp 40.1K

90.13%

Local Cheese (1kg)

$12.12 NOK 113

$14.50 Rp 249.2K

-16.41%

Chicken Fillets (1kg)

$14.90 NOK 139

$4.36 Rp 74.9K

241.74%

Beef Round Steak (1kg)

$28.08 NOK 261

$12.05 Rp 207.0K

133.03%

Apples (1kg)

$3.48 NOK 32.38

$3.82 Rp 65.6K

-8.90%

Banana (1kg)

$2.48 NOK 23.07

$1.61 Rp 27.7K

54.04%

Oranges (1kg)

$3.41 NOK 31.71

$2.70 Rp 46.5K

26.30%

Tomato (1kg)

$4.38 NOK 40.76

$2.23 Rp 38.3K

96.41%

Potato (1kg)

$2.45 NOK 22.76

$1.90 Rp 32.6K

28.95%

Onion (1kg)

$2.54 NOK 23.62

$2.18 Rp 37.5K

16.51%

Lettuce (1 head)

$2.75 NOK 25.59

$1.03 Rp 17.7K

166.99%

Water (1.5 liter bottle)

$1.92 NOK 17.86

$0.77 Rp 13.3K

149.35%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 NOK 139

$3.18 Rp 54.7K

369.18%

Wine (Bottle)

$19.21 NOK 179

$23.23 Rp 399.2K

-17.31%

Local Beer (0.5 liter bottle)

$3.34 NOK 31.03

$2.85 Rp 48.9K

17.19%

Imported Beer (0.33 liter bottle)

$4.08 NOK 37.91

$2.72 Rp 46.7K

50.00%

One-way Ticket (Public Transport)

$2.49 NOK 23.17

$0.29 Rp 5,022

758.62%

Public Transport Monthly Pass (Regular Price)

$74.4 NOK 691

$8.43 Rp 144.8K

781.97%

Taxi Start (Normal Tariff)

$10.19 NOK 94.8

$0.49 Rp 8,344

1979.59%

Taxi (Normal Tariff) (1km)

$1.39 NOK 12.92

$0.45 Rp 7,812

208.89%

Taxi 1hour Waiting (Normal Tariff)

$47.55 NOK 442

$6.28 Rp 107.8K

657.17%

Gasoline (1 liter)

$2.03 NOK 18.89

$0.85 Rp 14.6K

138.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K NOK 326.0K

$26.1K Rp 447.8M

34.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K NOK 354.9K

$31.5K Rp 541.8M

21.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 NOK 2,232

$79.8 Rp 1.4M

200.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.83 NOK 352

$4.09 Rp 70.3K

824.94%

Internet (50+ Mbps, Unlimited Data)

$56.0 NOK 521

$24.06 Rp 413.6K

132.88%

Gym Membership (Monthly)

$49.58 NOK 461

$96.2 Rp 1.7M

-48.46%

Tennis Court (1 Hour on Weekend)

$36.07 NOK 335

$6.53 Rp 112.2K

452.37%

Cinema Ticket

$16.71 NOK 155

$4.13 Rp 71.1K

304.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 NOK 2,593

$297 Rp 5.1M

-6.04%

International Primary School, 1 Child (Yearly)

$10.1K NOK 93.6K

$6,661 Rp 114.5M

51.07%

Jeans (Levis 501 Or Similar)

$96.6 NOK 898

$55.0 Rp 944.5K

75.67%

Summer Dress (H&M, Zara, etc)

$51.3 NOK 477

$38.75 Rp 666.0K

32.36%

Sport Shoes (Adidas, Nike)

$108 NOK 1,003

$89.6 Rp 1.5M

20.32%

Men's Leather Business Shoes

$154 NOK 1,437

$78.9 Rp 1.4M

95.80%

1-bedroom Apartment, City Center (Monthly)

$1,222 NOK 11.4K

$1,018 Rp 17.5M

20.05%

1-bedroom Apartment, Outside City Center (Monthly)

$904 NOK 8,404

$660 Rp 11.3M

36.93%

3-bedroom Apartment, City Center (Monthly)

$1,514 NOK 14.1K

$3,435 Rp 59.0M

-55.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,342 NOK 12.5K

$2,053 Rp 35.3M

-34.63%

Buy Apartment in City Center (m2)

$6,929 NOK 64.4K

$2,981 Rp 51.2M

132.47%

Buy Apartment Outside City Center (m2)

$4,477 NOK 41.6K

$2,368 Rp 40.7M

89.08%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.28

-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarpsborg: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,222 in Sarpsborg and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $95 in Sarpsborg vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $459 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarpsborg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 77% lower than in Sarpsborg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,744 in Sarpsborg and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,222 in Sarpsborg versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 782% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $279 in Sarpsborg versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $2,496 in Sarpsborg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sarpsborg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Sarpsborg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 77% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.