Cost of Living Comparison Between Sarpsborg and Ubud, Bali Cost of Living Comparison Between Sarpsborg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,802 in Sarpsborg versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $4,162 in Sarpsborg versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,521 in Sarpsborg versus $3,327 in Ubud, Bali.

Living in Sarpsborg is roughly 105% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Sarpsborg 105% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$40.12 NOK 378

$3.44 Rp 61.0K

1066.28%

Three-Course Dinner for Two, Mid-Range

$107 NOK 1,010

$36.31 Rp 644.5K

195.29%

Fast Food Meal (McDonalds, etc)

$19.57 NOK 184

$5.71 Rp 101.3K

242.73%

Cappuccino

$5.76 NOK 54.2

$2.67 Rp 47.4K

115.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 NOK 27.36

$1.75 Rp 31.1K

65.71%

Water (0.33 liter bottle)

$2.65 NOK 25.01

$0.87 Rp 15.5K

204.60%

Local Beer (0.5 liter draught)

$8.82 NOK 83.1

$2.95 Rp 52.4K

198.98%

Imported Beer (0.33 liter bottle)

$11.73 NOK 111

$4.52 Rp 80.2K

159.51%

Milk (1 liter)

$2.36 NOK 22.23

$1.62 Rp 28.7K

45.68%

White Bread (500g)

$3.30 NOK 31.09

$2.33 Rp 41.4K

41.63%

Rice (white) (1kg)

$3.76 NOK 35.40

$1.11 Rp 19.7K

238.74%

Eggs

$5.08 NOK 47.89

$2.20 Rp 39.1K

130.91%

Local Cheese (1kg)

$12.87 NOK 121

$17.69 Rp 314.0K

-27.25%

Chicken Fillets (1kg)

$15.59 NOK 147

$4.10 Rp 72.7K

280.24%

Beef Round Steak (1kg)

$29.86 NOK 281

$12.18 Rp 216.1K

145.16%

Apples (1kg)

$3.49 NOK 32.89

$3.71 Rp 65.8K

-5.93%

Banana (1kg)

$2.78 NOK 26.15

$1.59 Rp 28.2K

74.84%

Oranges (1kg)

$3.60 NOK 33.89

$2.28 Rp 40.5K

57.89%

Tomato (1kg)

$4.52 NOK 42.57

$1.95 Rp 34.7K

131.79%

Potato (1kg)

$2.60 NOK 24.50

$1.91 Rp 33.8K

36.13%

Onion (1kg)

$2.98 NOK 28.07

$2.33 Rp 41.4K

27.90%

Lettuce (1 head)

$3.11 NOK 29.29

$1.01 Rp 17.9K

207.92%

Water (1.5 liter bottle)

$2.33 NOK 21.96

$0.55 Rp 9,795

323.64%

Cigarettes 20 Pack (Marlboro, Camel)

$19.68 NOK 185

$2.23 Rp 39.6K

782.51%

Wine (Bottle)

$17.86 NOK 168

$23.07 Rp 409.5K

-22.58%

Local Beer (0.5 liter bottle)

$3.61 NOK 34.02

$2.42 Rp 42.9K

49.17%

Imported Beer (0.33 liter bottle)

$4.32 NOK 40.73

$3.00 Rp 53.2K

44.00%

One-way Ticket (Public Transport)

$2.70 NOK 25.45

$0.27 Rp 4,825

900.00%

Public Transport Monthly Pass (Regular Price)

$77.7 NOK 732

$8.98 Rp 159.4K

765.03%

Taxi Start (Normal Tariff)

$10.98 NOK 103

$0.48 Rp 8,586

2187.50%

Taxi (Normal Tariff) (1km)

$1.95 NOK 18.38

$0.43 Rp 7,697

353.49%

Taxi 1hour Waiting (Normal Tariff)

$73.9 NOK 696

$5.64 Rp 100.1K

1209.40%

Gasoline (1 liter)

$2.18 NOK 20.52

$0.80 Rp 14.3K

172.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K NOK 423.5K

$24.9K Rp 442.7M

80.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K NOK 378.4K

$31.7K Rp 562.8M

26.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 NOK 2,570

$81.5 Rp 1.4M

234.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.00 NOK 283

$6.49 Rp 115.2K

362.25%

Internet (50+ Mbps, Unlimited Data)

$59.3 NOK 559

$18.77 Rp 333.1K

215.93%

Gym Membership (Monthly)

$51.4 NOK 484

$56.9 Rp 1.0M

-9.60%

Tennis Court (1 Hour on Weekend)

$32.10 NOK 302

$18.73 Rp 332.4K

71.38%

Cinema Ticket

$16.91 NOK 159

$4.54 Rp 80.5K

272.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 NOK 2,383

$481 Rp 8.5M

-47.36%

International Primary School, 1 Child (Yearly)

$13.2K NOK 124.2K

$5,711 Rp 101.4M

130.80%

Jeans (Levis 501 Or Similar)

$97.1 NOK 914

$45.52 Rp 807.9K

113.22%

Summer Dress (H&M, Zara, etc)

$52.2 NOK 492

$35.88 Rp 636.9K

45.60%

Sport Shoes (Adidas, Nike)

$113 NOK 1,065

$80.4 Rp 1.4M

40.60%

Men's Leather Business Shoes

$182 NOK 1,711

$78.7 Rp 1.4M

130.84%

1-bedroom Apartment, City Center (Monthly)

$1,257 NOK 11.8K

$1,115 Rp 19.8M

12.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,038 NOK 9,782

$698 Rp 12.4M

48.84%

3-bedroom Apartment, City Center (Monthly)

$1,609 NOK 15.2K

$3,637 Rp 64.5M

-55.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,388 NOK 13.1K

$1,737 Rp 30.8M

-20.09%

Buy Apartment in City Center (m2)

$6,265 NOK 59.0K

$2,784 Rp 49.4M

124.99%

Buy Apartment Outside City Center (m2)

$4,159 NOK 39.2K

$2,290 Rp 40.6M

81.65%

Average Monthly Net Salary (After Tax)

$2,721 NOK 25.6K

$168 Rp 3.0M

1519.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.18

13.78

-62.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarpsborg: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,257 in Sarpsborg and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays 1519% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in Sarpsborg vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $486 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarpsborg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 105% lower than in Sarpsborg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1519% higher in Sarpsborg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,257 in Sarpsborg versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 765% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $253 in Sarpsborg versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,802 in Sarpsborg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sarpsborg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Sarpsborg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 105% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.