Cost of Living Comparison Between Sarpsborg and Ubud, Bali Cost of Living Comparison Between Sarpsborg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,531 in Sarpsborg versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,800 in Sarpsborg versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,068 in Sarpsborg versus $3,723 in Ubud, Bali.

Living in Sarpsborg is roughly 82% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Sarpsborg 90% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$38.33 NOK 368

$3.57 Rp 64.6K

973.67%

Three-Course Dinner for Two, Mid-Range

$92.9 NOK 891

$32.32 Rp 584.4K

187.38%

Fast Food Meal (McDonalds, etc)

$18.37 NOK 176

$5.01 Rp 90.5K

266.67%

Cappuccino

$5.45 NOK 52.3

$2.82 Rp 51.1K

93.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 NOK 26.26

$1.35 Rp 24.4K

102.96%

Water (0.33 liter bottle)

$2.50 NOK 23.96

$0.73 Rp 13.2K

242.47%

Local Beer (0.5 liter draught)

$5.92 NOK 56.8

$2.93 Rp 53.0K

102.05%

Imported Beer (0.33 liter bottle)

$7.85 NOK 75.3

$3.94 Rp 71.2K

99.24%

Milk (1 liter)

$2.25 NOK 21.60

$1.78 Rp 32.2K

26.40%

White Bread (500g)

$3.43 NOK 32.87

$2.45 Rp 44.3K

40.00%

Rice (white) (1kg)

$3.30 NOK 31.69

$1.15 Rp 20.8K

186.96%

Eggs

$4.35 NOK 41.68

$2.41 Rp 43.7K

80.50%

Local Cheese (1kg)

$11.81 NOK 113

$14.33 Rp 259.1K

-17.59%

Chicken Fillets (1kg)

$14.83 NOK 142

$4.19 Rp 75.7K

253.94%

Beef Round Steak (1kg)

$27.38 NOK 263

$12.06 Rp 218.1K

127.03%

Apples (1kg)

$3.53 NOK 33.89

$3.64 Rp 65.8K

-3.02%

Banana (1kg)

$2.49 NOK 23.86

$1.57 Rp 28.3K

58.60%

Oranges (1kg)

$3.31 NOK 31.78

$2.79 Rp 50.4K

18.64%

Tomato (1kg)

$4.40 NOK 42.21

$2.24 Rp 40.5K

96.43%

Potato (1kg)

$2.45 NOK 23.51

$1.98 Rp 35.8K

23.74%

Onion (1kg)

$2.56 NOK 24.60

$2.28 Rp 41.2K

12.28%

Lettuce (1 head)

$2.76 NOK 26.52

$1.05 Rp 19.1K

162.86%

Water (1.5 liter bottle)

$1.82 NOK 17.41

$0.79 Rp 14.2K

130.38%

Cigarettes 20 Pack (Marlboro, Camel)

$15.07 NOK 145

$3.19 Rp 57.7K

372.41%

Wine (Bottle)

$16.63 NOK 160

$23.49 Rp 424.8K

-29.20%

Local Beer (0.5 liter bottle)

$3.28 NOK 31.48

$2.90 Rp 52.4K

13.10%

Imported Beer (0.33 liter bottle)

$3.98 NOK 38.21

$2.76 Rp 49.8K

44.20%

One-way Ticket (Public Transport)

$2.51 NOK 24.12

$0.27 Rp 4,821

829.63%

Public Transport Monthly Pass (Regular Price)

$73.1 NOK 701

$8.37 Rp 151.3K

772.76%

Taxi Start (Normal Tariff)

$10.02 NOK 96.1

$0.45 Rp 8,180

2126.67%

Taxi (Normal Tariff) (1km)

$1.45 NOK 13.93

$0.46 Rp 8,311

215.22%

Taxi 1hour Waiting (Normal Tariff)

$46.91 NOK 450

$6.07 Rp 109.7K

672.82%

Gasoline (1 liter)

$2.08 NOK 19.92

$0.86 Rp 15.6K

141.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K NOK 346.1K

$26.6K Rp 480.7M

35.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K NOK 376.1K

$32.5K Rp 588.6M

20.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 NOK 2,282

$79.0 Rp 1.4M

201.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.73 NOK 372

$4.09 Rp 74.0K

846.94%

Internet (50+ Mbps, Unlimited Data)

$55.2 NOK 529

$23.85 Rp 431.2K

131.40%

Gym Membership (Monthly)

$49.40 NOK 474

$98.8 Rp 1.8M

-49.99%

Tennis Court (1 Hour on Weekend)

$34.87 NOK 334

$6.35 Rp 114.9K

449.13%

Cinema Ticket

$16.78 NOK 161

$4.01 Rp 72.5K

318.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$288 NOK 2,761

$297 Rp 5.4M

-3.16%

International Primary School, 1 Child (Yearly)

$10.1K NOK 97.0K

$6,602 Rp 119.4M

53.22%

Jeans (Levis 501 Or Similar)

$95.4 NOK 915

$53.4 Rp 966.0K

78.46%

Summer Dress (H&M, Zara, etc)

$52.7 NOK 506

$38.11 Rp 689.2K

38.34%

Sport Shoes (Adidas, Nike)

$106 NOK 1,021

$88.7 Rp 1.6M

20.01%

Men's Leather Business Shoes

$151 NOK 1,449

$76.6 Rp 1.4M

97.15%

1-bedroom Apartment, City Center (Monthly)

$1,192 NOK 11.4K

$1,020 Rp 18.4M

16.92%

1-bedroom Apartment, Outside City Center (Monthly)

$885 NOK 8,493

$680 Rp 12.3M

30.16%

3-bedroom Apartment, City Center (Monthly)

$1,532 NOK 14.7K

$3,469 Rp 62.7M

-55.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,290 NOK 12.4K

$2,090 Rp 37.8M

-38.28%

Buy Apartment in City Center (m2)

$5,754 NOK 55.2K

$2,729 Rp 49.3M

110.87%

Buy Apartment Outside City Center (m2)

$4,063 NOK 39.0K

$2,295 Rp 41.5M

76.99%

Average Monthly Net Salary (After Tax)

$2,612 NOK 25.1K

$164 Rp 3.0M

1495.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.28

-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarpsborg: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,192 in Sarpsborg and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sarpsborg pays 1496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Sarpsborg vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $450 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarpsborg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 82% lower than in Sarpsborg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1496% higher in Sarpsborg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,192 in Sarpsborg versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 773% less than in Sarpsborg. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $288 in Sarpsborg versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,392 in Ubud, Bali versus $2,531 in Sarpsborg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sarpsborg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Sarpsborg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Sarpsborg. Beyond cost, consider language, visa policies, and how big the international community is in each city.