Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Santa Cruz do Sul

For one person, living is cheaper in Santa Cruz do Sul: $866 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Santa Cruz do Sul
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Santa Cruz do Sul Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Santa Cruz do Sul

🇧🇷 Brazil

$866

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Cruz do Sul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Cruz do Sul actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $866 in Santa Cruz do Sul.

Ubud, Bali $1,331
Santa Cruz do Sul $866

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,393 in Santa Cruz do Sul.

Ubud, Bali $2,255
Santa Cruz do Sul $1,393

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,919 in Santa Cruz do Sul.

Ubud, Bali $3,180
Santa Cruz do Sul $1,919

Living in Ubud, Bali is roughly 54% more expensive than in Santa Cruz do Sul, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Santa Cruz do Sul 36% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.50 R$30.00

-38.55%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$36.04 R$197

-3.86%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.30 R$34.41

-11.59%

Cappuccino

$2.62 Rp 47.5K

$2.33 R$12.70

12.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.24 R$6.77

24.19%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.02 R$5.59

-37.25%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.25 R$12.27

18.67%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.70 R$14.77

57.78%

Milk (1 liter)

$1.46 Rp 26.5K

$0.91 R$4.94

60.44%

White Bread (500g)

$2.29 Rp 41.6K

$1.53 R$8.34

49.67%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.98 R$5.35

13.27%

Eggs

$2.10 Rp 38.1K

$2.21 R$12.05

-4.98%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.89 R$54.0

61.17%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.38 R$23.89

-11.42%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.10 R$49.68

25.27%

Apples (1kg)

$3.55 Rp 64.4K

$2.23 R$12.19

59.19%

Banana (1kg)

$1.54 Rp 27.9K

$1.35 R$7.39

14.07%

Oranges (1kg)

$2.23 Rp 40.5K

$1.24 R$6.79

79.84%

Tomato (1kg)

$1.97 Rp 35.8K

$1.48 R$8.05

33.11%

Potato (1kg)

$1.86 Rp 33.7K

$1.11 R$6.04

67.57%

Onion (1kg)

$2.42 Rp 43.9K

$1.01 R$5.50

139.60%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.79 R$4.31

29.11%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.74 R$4.01

-29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.28 R$12.44

-3.51%

Wine (Bottle)

$21.79 Rp 395.2K

$7.34 R$40.07

196.87%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.09 R$5.94

113.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.99 R$10.86

49.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.94 R$5.14

-73.40%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.32 R$7.20

-66.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.73 R$4.01

-35.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$7.69 R$41.99

-27.18%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.22 R$6.68

-31.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$21.7K R$118.5K

12.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$32.3K R$176.2K

-1.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$72.7 R$397

6.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$11.41 R$62.3

-46.19%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$20.47 R$112

-7.57%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$26.21 R$143

94.54%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$6.74 R$36.79

-35.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$520 R$2,838

-5.28%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$22.8K R$124.7K

-46.50%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$46.12 R$252

-2.08%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$53.1 R$290

-34.31%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.2 R$514

-16.84%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$73.3 R$400

6.22%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$524 R$2,862

105.56%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$288 R$1,570

131.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$890 R$4,860

294.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$591 R$3,224

182.93%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$372 R$2,029

-55.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.5

19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Santa Cruz do Sul: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Santa Cruz do Sul

$288 33.2% 56.7% $377

Groceries & Markets

Ubud, Bali

$279 21%

Santa Cruz do Sul

$189 21.8% 32.4% $91

Clothing & Footwear

Ubud, Bali

$106 8%

Santa Cruz do Sul

$120 13.9% 12.9% $14

Eating Out

Ubud, Bali

$106 8%

Santa Cruz do Sul

$116 13.5% 10.2% $11

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Santa Cruz do Sul

$105 12.1% 2% $2.1

Sport & Entertainment

Ubud, Bali

$60 4.5%

Santa Cruz do Sul

$40 4.6% 33.6% $20

Getting Around

Ubud, Bali

$12 0.9%

Santa Cruz do Sul

$8.8 * 1% 26.8% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $524 in Santa Cruz do Sul. Housing cost is often the main lever when comparing two cities.

Santa Cruz do Sul pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $36 in Santa Cruz do Sul. Groceries flip the comparison at $279 vs $189, with Santa Cruz do Sul cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Santa Cruz do Sul

🕒 Local time

15:00 3:00 PM

04:00 4:00 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

133,246

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1 BRL = 0.183 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Brazilian Real exchange rates as of November 5, 2026: 1 USD = 5.46 BRL (1 BRL = 0.183 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Cruz do Sul 15,570 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Santa Cruz do Sul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Cruz do Sul: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $866 in Santa Cruz do Sul, so Santa Cruz do Sul is about 35% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $524 in Santa Cruz do Sul. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $866 in Santa Cruz do Sul – Santa Cruz do Sul is about 35% cheaper, which adds up to real savings over time.

At $866 in Santa Cruz do Sul versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Santa Cruz do Sul but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Cruz do Sul the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.