Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz do Sul and Ubud, Bali

For one person, living is cheaper in Santa Cruz do Sul: $866 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Santa Cruz do Sul
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Santa Cruz do Sul Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Cruz do Sul

🇧🇷 Brazil

$866

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Cruz do Sul and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz do Sul and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $866 in Santa Cruz do Sul versus $1,331 in Ubud, Bali.

Santa Cruz do Sul $866
Ubud, Bali $1,331

Estimated couple costs with rent: $1,393 in Santa Cruz do Sul versus $2,255 in Ubud, Bali.

Santa Cruz do Sul $1,393
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,919 in Santa Cruz do Sul versus $3,180 in Ubud, Bali.

Santa Cruz do Sul $1,919
Ubud, Bali $3,180

Living in Santa Cruz do Sul costs roughly 35% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Santa Cruz do Sul 36% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$5.50 R$30.00

$3.38 Rp 61.2K

62.72%

Three-Course Dinner for Two, Mid-Range

$36.04 R$197

$34.65 Rp 628.6K

4.01%

Fast Food Meal (McDonalds, etc)

$6.30 R$34.41

$5.57 Rp 101.1K

13.11%

Cappuccino

$2.33 R$12.70

$2.62 Rp 47.5K

-11.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.24 R$6.77

$1.54 Rp 27.9K

-19.48%

Water (0.33 liter bottle)

$1.02 R$5.59

$0.64 Rp 11.6K

59.38%

Local Beer (0.5 liter draught)

$2.25 R$12.27

$2.67 Rp 48.4K

-15.73%

Imported Beer (0.33 liter bottle)

$2.70 R$14.77

$4.26 Rp 77.3K

-36.62%

Milk (1 liter)

$0.91 R$4.94

$1.46 Rp 26.5K

-37.67%

White Bread (500g)

$1.53 R$8.34

$2.29 Rp 41.6K

-33.19%

Rice (white) (1kg)

$0.98 R$5.35

$1.11 Rp 20.1K

-11.71%

Eggs

$2.21 R$12.05

$2.10 Rp 38.1K

5.24%

Local Cheese (1kg)

$9.89 R$54.0

$15.94 Rp 289.2K

-37.95%

Chicken Fillets (1kg)

$4.38 R$23.89

$3.88 Rp 70.4K

12.89%

Beef Round Steak (1kg)

$9.10 R$49.68

$11.40 Rp 206.8K

-20.18%

Apples (1kg)

$2.23 R$12.19

$3.55 Rp 64.4K

-37.18%

Banana (1kg)

$1.35 R$7.39

$1.54 Rp 27.9K

-12.34%

Oranges (1kg)

$1.24 R$6.79

$2.23 Rp 40.5K

-44.39%

Tomato (1kg)

$1.48 R$8.05

$1.97 Rp 35.8K

-24.87%

Potato (1kg)

$1.11 R$6.04

$1.86 Rp 33.7K

-40.32%

Onion (1kg)

$1.01 R$5.50

$2.42 Rp 43.9K

-58.26%

Lettuce (1 head)

$0.79 R$4.31

$1.02 Rp 18.6K

-22.55%

Water (1.5 liter bottle)

$0.74 R$4.01

$0.52 Rp 9,475

42.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 R$12.44

$2.20 Rp 39.9K

3.64%

Wine (Bottle)

$7.34 R$40.07

$21.79 Rp 395.2K

-66.31%

Local Beer (0.5 liter bottle)

$1.09 R$5.94

$2.33 Rp 42.2K

-53.22%

Imported Beer (0.33 liter bottle)

$1.99 R$10.86

$2.97 Rp 53.9K

-33.00%

One-way Ticket (Public Transport)

$0.94 R$5.14

$0.25 Rp 4,542

276.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$1.32 R$7.20

$0.44 Rp 7,941

200.00%

Taxi (Normal Tariff) (1km)

$0.73 R$4.01

$0.47 Rp 8,489

55.32%

Taxi 1hour Waiting (Normal Tariff)

$7.69 R$41.99

$5.60 Rp 101.6K

37.32%

Gasoline (1 liter)

$1.22 R$6.68

$0.83 Rp 15.0K

46.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K R$118.5K

$24.4K Rp 443.5M

-11.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K R$176.2K

$31.7K Rp 575.0M

1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.7 R$397

$77.5 Rp 1.4M

-6.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.41 R$62.3

$6.14 Rp 111.5K

85.83%

Internet (50+ Mbps, Unlimited Data)

$20.47 R$112

$18.92 Rp 343.1K

8.19%

Gym Membership (Monthly)

$26.21 R$143

$51.0 Rp 925.0K

-48.60%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$6.74 R$36.79

$4.38 Rp 79.5K

53.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 R$2,838

$492 Rp 8.9M

5.57%

International Primary School, 1 Child (Yearly)

$22.8K R$124.7K

$12.2K Rp 221.7M

86.93%

Jeans (Levis 501 Or Similar)

$46.12 R$252

$45.16 Rp 819.2K

2.13%

Summer Dress (H&M, Zara, etc)

$53.1 R$290

$34.89 Rp 632.9K

52.22%

Sport Shoes (Adidas, Nike)

$94.2 R$514

$78.3 Rp 1.4M

20.25%

Men's Leather Business Shoes

$73.3 R$400

$77.9 Rp 1.4M

-5.86%

1-bedroom Apartment, City Center (Monthly)

$524 R$2,862

$1,078 Rp 19.5M

-51.35%

1-bedroom Apartment, Outside City Center (Monthly)

$288 R$1,570

$665 Rp 12.1M

-56.74%

3-bedroom Apartment, City Center (Monthly)

$890 R$4,860

$3,510 Rp 63.7M

-74.64%

3-bedroom Apartment, Outside City Center (Monthly)

$591 R$3,224

$1,671 Rp 30.3M

-64.66%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$372 R$2,029

$166 Rp 3.0M

123.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

13.78

-16.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz do Sul: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Cruz do Sul

$288 33.2%

Ubud, Bali

$665 50% 131% $377

Groceries & Markets

Santa Cruz do Sul

$189 21.8%

Ubud, Bali

$279 21% 47.9% $91

Clothing & Footwear

Santa Cruz do Sul

$120 13.9%

Ubud, Bali

$106 8% 11.4% $14

Eating Out

Santa Cruz do Sul

$116 13.5%

Ubud, Bali

$106 8% 9.2% $11

Monthly Utilities & Internet

Santa Cruz do Sul

$105 12.1%

Ubud, Bali

$103 7.7% 2% $2.1

Sport & Entertainment

Santa Cruz do Sul

$40 4.6%

Ubud, Bali

$60 4.5% 50.6% $20

Getting Around

Santa Cruz do Sul

$8.8 * 1%

Ubud, Bali

$12 0.9% 36.6% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $524 in Santa Cruz do Sul and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Cruz do Sul pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Santa Cruz do Sul vs $35 in Ubud, Bali. Groceries flip the comparison at $189 vs $279, with Santa Cruz do Sul cheaper for home cooking.

Good to know

🇧🇷 Santa Cruz do Sul

🇮🇩 Ubud, Bali

🕒 Local time

07:30 7:30 AM

18:30 6:30 PM

11 h ahead of Santa Cruz do Sul

🌤 Weather

👥 Population

133,246

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.183 USD

1 BRL = 0.163 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of November 5, 2026: 1 USD = 5.46 BRL (1 BRL = 0.183 USD). 1 EUR = 6.14 BRL (1 BRL = 0.163 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Santa Cruz do Sul Ubud, Bali 15,570 km ≈ 20 h nonstop flight

From you

Santa Cruz do Sul
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz do Sul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $866 in Santa Cruz do Sul and $1,331 in Ubud, Bali, so Santa Cruz do Sul is about 35% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Santa Cruz do Sul is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $524 in Santa Cruz do Sul versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $866 per month in Santa Cruz do Sul versus $1,331 in Ubud, Bali – Santa Cruz do Sul is about 35% cheaper, which adds up to real savings over time.

At $866 in Santa Cruz do Sul versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Santa Cruz do Sul but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Cruz do Sul the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.