Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and San Rafael, Costa Rica

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,718 in San Rafael, rent and utilities included – about $4,600 less a year. The total is higher in San Rafael despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
83

Cost of Living Index in San Rafael
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San Rafael Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

San Rafael

🇨🇷 Costa Rica

$1,718

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Rafael

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Rafael actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,718 in San Rafael, rent included.

Ubud, Bali $1,331
San Rafael $1,718

A couple spends around $2,255 per month in Ubud, Bali vs $2,741 in San Rafael, rent included.

Ubud, Bali $2,255
San Rafael $2,741

A family of three spends $3,180 per month in Ubud, Bali vs $3,765 in San Rafael, rent included.

Ubud, Bali $3,180
San Rafael $3,765

Ubud, Bali is about 23% cheaper than San Rafael, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while San Rafael is 27% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$12.45 ₡5,597

-72.85%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$62.3 ₡28.0K

-44.38%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.82 ₡5,315

-52.88%

Cappuccino

$2.62 Rp 47.5K

$4.34 ₡1,951

-39.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.61 ₡1,174

-41.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.93 ₡866

-66.84%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.30 ₡1,484

-19.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$4.46 ₡2,007

-4.48%

Milk (1 liter)

$1.46 Rp 26.5K

$2.31 ₡1,039

-36.80%

White Bread (500g)

$2.29 Rp 41.6K

$3.06 ₡1,375

-25.16%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.39 ₡1,074

-53.56%

Eggs

$2.10 Rp 38.1K

$3.53 ₡1,589

-40.51%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.70 ₡4,813

48.97%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$10.61 ₡4,772

-63.43%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.86 ₡6,232

-17.75%

Apples (1kg)

$3.55 Rp 64.4K

$5.12 ₡2,301

-30.66%

Banana (1kg)

$1.54 Rp 27.9K

$1.60 ₡717

-3.75%

Oranges (1kg)

$2.23 Rp 40.5K

$4.89 ₡2,197

-54.40%

Tomato (1kg)

$1.97 Rp 35.8K

$3.82 ₡1,718

-48.43%

Potato (1kg)

$1.86 Rp 33.7K

$3.72 ₡1,671

-50.00%

Onion (1kg)

$2.42 Rp 43.9K

$3.71 ₡1,666

-34.77%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.13 ₡509

-9.73%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$3.20 ₡1,439

-83.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.00 ₡2,696

-63.33%

Wine (Bottle)

$21.79 Rp 395.2K

$19.67 ₡8,846

10.78%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.87 ₡1,291

-18.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.55 ₡1,595

-16.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.35 ₡607

-81.48%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.46 ₡1,107

-82.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.62 ₡728

-70.99%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$8.85 ₡3,978

-36.72%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.56 ₡702

-46.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$33.9K ₡15.3M

-27.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$42.2K ₡19.0M

-24.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$96.5 ₡43.4K

-19.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$35.72 ₡16.1K

-82.81%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$59.7 ₡26.9K

-68.31%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$68.3 ₡30.7K

-25.39%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$7.73 ₡3,478

-43.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$985 ₡442.8K

-50.00%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$16.9K ₡7.6M

-27.85%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$72.3 ₡32.5K

-37.57%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$56.9 ₡25.6K

-38.70%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$127 ₡56.9K

-38.09%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$133 ₡59.6K

-41.27%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$795 ₡357.3K

35.62%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$621 ₡279.3K

7.07%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,888 ₡849.2K

85.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,271 ₡571.8K

31.42%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.62

59.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for San Rafael: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

San Rafael

$621 36.1% 6.6% $44

Groceries & Markets

Ubud, Bali

$279 21%

San Rafael

$400 23.3% 43.2% $121

Clothing & Footwear

Ubud, Bali

$106 8%

San Rafael

$175 10.2% 64.4% $68

Eating Out

Ubud, Bali

$106 8%

San Rafael

$231 13.4% 118% $125

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

San Rafael

$192 11.2% 87.2% $89

Sport & Entertainment

Ubud, Bali

$60 4.5%

San Rafael

$84 4.9% 40.2% $24

Getting Around

Ubud, Bali

$12 0.9%

San Rafael

$16 * 0.9% 33.5% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $795 in San Rafael. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $62 in San Rafael. Monthly groceries follow the same trend: $279 vs $400 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇷 San Rafael

🕒 Local time

04:56 4:56 AM

14:56 2:56 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,000

💱 Currency

Indonesian Rupiah IDR Rp

Costa Rican Colón CRC ₡

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

Exchange rates and currency converter

CRC, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Costa Rican Colón exchange rates as of November 3, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 503 CRC (1,000 CRC = 1.99 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Rafael 17,880 km ≈ 23 h nonstop flight

From you

Ubud, Bali
San Rafael

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Rafael: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,718 in San Rafael – Ubud, Bali comes out roughly 23% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,577 in San Rafael. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Rafael, especially for central apartments: a one-bedroom in the center costs $795 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $62 in San Rafael. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 43% more in San Rafael, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,718 in San Rafael. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,718 in San Rafael. Climate, culture, job market, and personal taste all factor in.