Last update: Nov 2026

Cost of Living Comparison Between San Rafael, Costa Rica and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,718 in San Rafael, rent and utilities included – about $4,600 less a year. The total is higher in San Rafael despite lower rent and utilities.

83

Cost of Living Index in San Rafael
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San Rafael Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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San Rafael

🇨🇷 Costa Rica

$1,718

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in San Rafael and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Rafael and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,718 per month in San Rafael vs $1,331 in Ubud, Bali, rent included.

San Rafael $1,718
Ubud, Bali $1,331

A couple spends around $2,741 per month in San Rafael vs $2,255 in Ubud, Bali, rent included.

San Rafael $2,741
Ubud, Bali $2,255

A family of three spends $3,765 per month in San Rafael vs $3,180 in Ubud, Bali, rent included.

San Rafael $3,765
Ubud, Bali $3,180

San Rafael costs about 29% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

San Rafael sits 27% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.45 ₡5,597

$3.38 Rp 61.2K

268.34%

Three-Course Dinner for Two, Mid-Range

$62.3 ₡28.0K

$34.65 Rp 628.6K

79.80%

Fast Food Meal (McDonalds, etc)

$11.82 ₡5,315

$5.57 Rp 101.1K

112.21%

Cappuccino

$4.34 ₡1,951

$2.62 Rp 47.5K

65.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 ₡1,174

$1.54 Rp 27.9K

69.48%

Water (0.33 liter bottle)

$1.93 ₡866

$0.64 Rp 11.6K

201.56%

Local Beer (0.5 liter draught)

$3.30 ₡1,484

$2.67 Rp 48.4K

23.60%

Imported Beer (0.33 liter bottle)

$4.46 ₡2,007

$4.26 Rp 77.3K

4.69%

Milk (1 liter)

$2.31 ₡1,039

$1.46 Rp 26.5K

58.22%

White Bread (500g)

$3.06 ₡1,375

$2.29 Rp 41.6K

33.62%

Rice (white) (1kg)

$2.39 ₡1,074

$1.11 Rp 20.1K

115.32%

Eggs

$3.53 ₡1,589

$2.10 Rp 38.1K

68.10%

Local Cheese (1kg)

$10.70 ₡4,813

$15.94 Rp 289.2K

-32.87%

Chicken Fillets (1kg)

$10.61 ₡4,772

$3.88 Rp 70.4K

173.45%

Beef Round Steak (1kg)

$13.86 ₡6,232

$11.40 Rp 206.8K

21.58%

Apples (1kg)

$5.12 ₡2,301

$3.55 Rp 64.4K

44.23%

Banana (1kg)

$1.60 ₡717

$1.54 Rp 27.9K

3.90%

Oranges (1kg)

$4.89 ₡2,197

$2.23 Rp 40.5K

119.28%

Tomato (1kg)

$3.82 ₡1,718

$1.97 Rp 35.8K

93.91%

Potato (1kg)

$3.72 ₡1,671

$1.86 Rp 33.7K

100.00%

Onion (1kg)

$3.71 ₡1,666

$2.42 Rp 43.9K

53.31%

Lettuce (1 head)

$1.13 ₡509

$1.02 Rp 18.6K

10.78%

Water (1.5 liter bottle)

$3.20 ₡1,439

$0.52 Rp 9,475

515.38%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 ₡2,696

$2.20 Rp 39.9K

172.73%

Wine (Bottle)

$19.67 ₡8,846

$21.79 Rp 395.2K

-9.73%

Local Beer (0.5 liter bottle)

$2.87 ₡1,291

$2.33 Rp 42.2K

23.18%

Imported Beer (0.33 liter bottle)

$3.55 ₡1,595

$2.97 Rp 53.9K

19.53%

One-way Ticket (Public Transport)

$1.35 ₡607

$0.25 Rp 4,542

440.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$2.46 ₡1,107

$0.44 Rp 7,941

459.09%

Taxi (Normal Tariff) (1km)

$1.62 ₡728

$0.47 Rp 8,489

244.68%

Taxi 1hour Waiting (Normal Tariff)

$8.85 ₡3,978

$5.60 Rp 101.6K

58.04%

Gasoline (1 liter)

$1.56 ₡702

$0.83 Rp 15.0K

87.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K ₡15.3M

$24.4K Rp 443.5M

38.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.2K ₡19.0M

$31.7K Rp 575.0M

33.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.5 ₡43.4K

$77.5 Rp 1.4M

24.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.72 ₡16.1K

$6.14 Rp 111.5K

481.76%

Internet (50+ Mbps, Unlimited Data)

$59.7 ₡26.9K

$18.92 Rp 343.1K

215.59%

Gym Membership (Monthly)

$68.3 ₡30.7K

$51.0 Rp 925.0K

34.03%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$7.73 ₡3,478

$4.38 Rp 79.5K

76.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$985 ₡442.8K

$492 Rp 8.9M

99.99%

International Primary School, 1 Child (Yearly)

$16.9K ₡7.6M

$12.2K Rp 221.7M

38.59%

Jeans (Levis 501 Or Similar)

$72.3 ₡32.5K

$45.16 Rp 819.2K

60.19%

Summer Dress (H&M, Zara, etc)

$56.9 ₡25.6K

$34.89 Rp 632.9K

63.14%

Sport Shoes (Adidas, Nike)

$127 ₡56.9K

$78.3 Rp 1.4M

61.52%

Men's Leather Business Shoes

$133 ₡59.6K

$77.9 Rp 1.4M

70.27%

1-bedroom Apartment, City Center (Monthly)

$795 ₡357.3K

$1,078 Rp 19.5M

-26.26%

1-bedroom Apartment, Outside City Center (Monthly)

$621 ₡279.3K

$665 Rp 12.1M

-6.60%

3-bedroom Apartment, City Center (Monthly)

$1,888 ₡849.2K

$3,510 Rp 63.7M

-46.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,271 ₡571.8K

$1,671 Rp 30.3M

-23.91%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

13.78

-37.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Rafael

$621 36.1%

Ubud, Bali

$665 50% 7.1% $44

Groceries & Markets

San Rafael

$400 23.3%

Ubud, Bali

$279 21% 30.2% $121

Eating Out

San Rafael

$231 13.4%

Ubud, Bali

$106 8% 54.2% $125

Monthly Utilities & Internet

San Rafael

$192 11.2%

Ubud, Bali

$103 7.7% 46.6% $89

Clothing & Footwear

San Rafael

$175 10.2%

Ubud, Bali

$106 8% 39.2% $68

Sport & Entertainment

San Rafael

$84 4.9%

Ubud, Bali

$60 4.5% 28.7% $24

Getting Around

San Rafael

$16 * 0.9%

Ubud, Bali

$12 0.9% 25.1% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $795 in San Rafael versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62 in San Rafael versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $400 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇷 San Rafael

🇮🇩 Ubud, Bali

🕒 Local time

13:49 1:49 PM

03:49 3:49 AM

14 h ahead of San Rafael

🌤 Weather

👥 Population

30,000

74,800

💱 Currency

Costa Rican Colón CRC ₡

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of November 3, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 503 CRC (1,000 CRC = 1.99 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to CRC in detail →

On the map

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Highest

Between locations

San Rafael Ubud, Bali 17,880 km ≈ 23 h nonstop flight

From you

San Rafael
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Rafael vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,718 in San Rafael, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 23% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,577 per month in San Rafael and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Rafael, especially for central apartments: a one-bedroom in the center costs $795 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $62 in San Rafael and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 43% more in San Rafael, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,718 in San Rafael and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,718 in San Rafael. Climate, culture, job market, and personal taste all factor in.