Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and San German

For one person, living costs are similar in Ubud, Bali and in San German: $1,331 and $1,332 a month, rent and utilities included.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in San German
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San German Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

San German

🇵🇷 Puerto Rico

$1,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San German

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San German actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,332 in San German.

Ubud, Bali $1,331
San German $1,332

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,099 in San German.

Ubud, Bali $2,255
San German $2,099

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,865 in San German.

Ubud, Bali $3,180
San German $2,865

Monthly costs are close between Ubud, Bali and San German; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$19.74 $19.74

-82.88%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$82.9 $82.9

-58.20%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.34 $9.34

-40.36%

Cappuccino

$2.62 Rp 47.6K

$3.59 $3.59

-27.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.84 $1.84

-16.30%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.48 $1.48

-56.76%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.08 $3.08

-13.31%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.91 $4.91

-13.24%

Milk (1 liter)

$1.46 Rp 26.5K

$2.23 $2.23

-34.53%

White Bread (500g)

$2.29 Rp 41.6K

$3.54 $3.54

-35.31%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.36 $2.36

-52.97%

Eggs

$2.10 Rp 38.1K

$7.79 $7.79

-73.04%

Local Cheese (1kg)

$15.94 Rp 289.4K

$12.58 $12.58

26.71%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.45 $9.45

-58.94%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$13.36 $13.36

-14.67%

Apples (1kg)

$3.55 Rp 64.5K

$4.91 $4.91

-27.70%

Banana (1kg)

$1.54 Rp 27.9K

$2.67 $2.67

-42.32%

Oranges (1kg)

$2.23 Rp 40.5K

$4.73 $4.73

-52.85%

Tomato (1kg)

$1.97 Rp 35.8K

$4.95 $4.95

-60.20%

Potato (1kg)

$1.86 Rp 33.7K

$3.68 $3.68

-49.46%

Onion (1kg)

$2.42 Rp 43.9K

$3.93 $3.93

-38.42%

Lettuce (1 head)

$1.02 Rp 18.6K

$3.50 $3.50

-70.86%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.58 $1.58

-67.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$12.06 $12.06

-81.76%

Wine (Bottle)

$21.79 Rp 395.6K

$15.76 $15.76

38.26%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.98 $2.98

-21.81%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.12 $4.12

-27.91%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.51 $2.51

-82.47%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.54 $1.54

-69.48%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$42.58 $42.58

-86.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.20 $1.20

-30.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$34.5K $34.5K

-29.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$27.5K $27.5K

15.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$326 $326

-76.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$70.1 $70.1

-91.24%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$69.7 $69.7

-72.86%

Gym Membership (Monthly)

$51.0 Rp 925.8K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$10.66 $10.66

-58.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$809 $809

-39.14%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$12.1K $12.1K

0.89%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$55.1 $55.1

-18.08%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$62.1 $62.1

-43.78%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$108 $108

-27.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$115 $115

-32.14%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,744 $2,744

-93.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for San German: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

San German

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

San German

$414 31.1% 48.2% $135

Clothing & Footwear

Ubud, Bali

$106 8%

San German

$153 11.5% 43.9% $47

Eating Out

Ubud, Bali

$106 8%

San German

$268 20.1% 153% $162

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

San German

$466 35% 354% $363

Sport & Entertainment

Ubud, Bali

$60 4.5%

San German

$21 * 1.6% 64.3% $38

Getting Around

Ubud, Bali

$12 0.9%

San German

$10 * 0.8% 14.6% $1.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

San German pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $83 in San German for a mid-range dinner for two. Groceries echo the gap at $279 vs $414 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 San German

🕒 Local time

11:05 11:05 AM

23:05 11:05 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

35,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San German 18,920 km ≈ 24 h nonstop flight

From you

Ubud, Bali
San German

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San German: Cost of Living - Frequently Asked Questions

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $492 in Ubud, Bali versus $809 in San German. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in San German. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San German are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, San German on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.