Cost of Living Comparison Between San German and Ubud, Bali Cost of Living Comparison Between San German and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,315 in San German versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,074 in San German versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,833 in San German versus $3,327 in Ubud, Bali.

Living in San German costs roughly 4% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: San German is 4% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$18.60 $18.60

$3.44 Rp 61.0K

440.70%

Three-Course Dinner for Two, Mid-Range

$82.6 $82.6

$36.31 Rp 644.2K

127.54%

Fast Food Meal (McDonalds, etc)

$9.42 $9.42

$5.71 Rp 101.2K

64.97%

Cappuccino

$3.78 $3.78

$2.67 Rp 47.4K

41.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

$1.75 Rp 31.0K

5.14%

Water (0.33 liter bottle)

$1.49 $1.49

$0.87 Rp 15.5K

71.26%

Local Beer (0.5 liter draught)

$2.98 $2.98

$2.95 Rp 52.4K

1.02%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$4.52 Rp 80.2K

9.29%

Milk (1 liter)

$2.29 $2.29

$1.62 Rp 28.7K

41.36%

White Bread (500g)

$3.74 $3.74

$2.33 Rp 41.3K

60.52%

Rice (white) (1kg)

$2.39 $2.39

$1.11 Rp 19.6K

115.32%

Eggs

$7.32 $7.32

$2.20 Rp 39.0K

232.73%

Local Cheese (1kg)

$12.68 $12.68

$17.69 Rp 313.9K

-28.32%

Chicken Fillets (1kg)

$9.43 $9.43

$4.10 Rp 72.7K

130.00%

Beef Round Steak (1kg)

$13.43 $13.43

$12.18 Rp 216.0K

10.26%

Apples (1kg)

$4.99 $4.99

$3.71 Rp 65.8K

34.50%

Banana (1kg)

$2.67 $2.67

$1.59 Rp 28.2K

67.92%

Oranges (1kg)

$4.84 $4.84

$2.28 Rp 40.5K

112.28%

Tomato (1kg)

$4.94 $4.94

$1.95 Rp 34.7K

153.33%

Potato (1kg)

$3.81 $3.81

$1.91 Rp 33.8K

99.48%

Onion (1kg)

$4.01 $4.01

$2.33 Rp 41.4K

72.10%

Lettuce (1 head)

$3.50 $3.50

$1.01 Rp 17.9K

246.53%

Water (1.5 liter bottle)

$1.60 $1.60

$0.55 Rp 9,791

190.91%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 $12.01

$2.23 Rp 39.6K

438.57%

Wine (Bottle)

$15.65 $15.65

$23.07 Rp 409.3K

-32.16%

Local Beer (0.5 liter bottle)

$3.03 $3.03

$2.42 Rp 42.9K

25.21%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$3.00 Rp 53.2K

31.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$2.47 $2.47

$0.48 Rp 8,582

414.58%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$0.43 Rp 7,693

258.14%

Taxi 1hour Waiting (Normal Tariff)

$41.27 $41.27

$5.64 Rp 100.1K

631.74%

Gasoline (1 liter)

$1.15 $1.15

$0.80 Rp 14.3K

43.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K $39.4K

$24.9K Rp 442.5M

57.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$31.7K Rp 562.6M

-12.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 $316

$81.5 Rp 1.4M

287.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.0 $68.0

$6.49 Rp 115.2K

947.77%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$18.77 Rp 333.0K

271.71%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$10.56 $10.56

$4.54 Rp 80.5K

132.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$823 $823

$481 Rp 8.5M

71.29%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$5,711 Rp 101.3M

121.03%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$45.52 Rp 807.5K

25.79%

Summer Dress (H&M, Zara, etc)

$61.3 $61.3

$35.88 Rp 636.6K

70.90%

Sport Shoes (Adidas, Nike)

$108 $108

$80.4 Rp 1.4M

34.52%

Men's Leather Business Shoes

$114 $114

$78.7 Rp 1.4M

45.39%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$2,818 $2,818

$168 Rp 3.0M

1577.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San German: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

San German pays 1577% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $83.0 in San German vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $417 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San German vs Ubud, Bali: Cost of Living - Frequently Asked Questions

San German and Ubud, Bali differ by about 4% in total monthly costs ($1,315 vs $1,368 including rent). San German is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1577% higher in San German, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Ubud, Bali pay roughly 41% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,315 per month in San German versus $1,368 in Ubud, Bali – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,315 in San German versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in San German but tight or insufficient in Ubud, Bali. The gap between the two cities makes San German the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San German and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San German gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.