Last update: Nov 2026

Cost of Living Comparison Between San German and Ubud, Bali

For one person, living costs are similar in San German and in Ubud, Bali: $1,332 and $1,331 a month, rent and utilities included.

San German, Puerto Rico
Ubud, Bali, Indonesia
San German
🇵🇷 Puerto Rico
$1,332
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in San German and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San German and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,332 in San German versus $1,331 in Ubud, Bali.

  • San German $1,332
  • Ubud, Bali $1,331

Estimated couple costs with rent: $2,099 in San German versus $2,255 in Ubud, Bali.

  • San German $2,099
  • Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,865 in San German versus $3,180 in Ubud, Bali.

  • San German $2,865
  • Ubud, Bali $3,180

Monthly costs are close between San German and Ubud, Bali; which city is cheaper depends on the spending category.

Currency
🍽 Eating Out
San German
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.74 $19.74
$3.38 Rp 61.3K
484.02%
Three-Course Dinner for Two, Mid-Range
$82.9 $82.9
$34.65 Rp 629.1K
139.22%
Fast Food Meal (McDonalds, etc)
$9.34 $9.34
$5.57 Rp 101.2K
67.68%
Cappuccino
$3.59 $3.59
$2.62 Rp 47.6K
37.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.84 $1.84
$1.54 Rp 27.9K
19.48%
Water (0.33 liter bottle)
$1.48 $1.48
$0.64 Rp 11.6K
131.25%
Local Beer (0.5 liter draught)
$3.08 $3.08
$2.67 Rp 48.4K
15.36%
Imported Beer (0.33 liter bottle)
$4.91 $4.91
$4.26 Rp 77.4K
15.26%
🛒 Groceries & Markets
San German
Ubud, Bali
Difference
Milk (1 liter)
$2.23 $2.23
$1.46 Rp 26.5K
52.74%
White Bread (500g)
$3.54 $3.54
$2.29 Rp 41.6K
54.59%
Rice (white) (1kg)
$2.36 $2.36
$1.11 Rp 20.1K
112.61%
Eggs
$7.79 $7.79
$2.10 Rp 38.1K
270.95%
Local Cheese (1kg)
$12.58 $12.58
$15.94 Rp 289.4K
-21.08%
Chicken Fillets (1kg)
$9.45 $9.45
$3.88 Rp 70.5K
143.56%
Beef Round Steak (1kg)
$13.36 $13.36
$11.40 Rp 207.0K
17.19%
Apples (1kg)
$4.91 $4.91
$3.55 Rp 64.5K
38.31%
Banana (1kg)
$2.67 $2.67
$1.54 Rp 27.9K
73.38%
Oranges (1kg)
$4.73 $4.73
$2.23 Rp 40.5K
112.11%
Tomato (1kg)
$4.95 $4.95
$1.97 Rp 35.8K
151.27%
Potato (1kg)
$3.68 $3.68
$1.86 Rp 33.7K
97.85%
Onion (1kg)
$3.93 $3.93
$2.42 Rp 43.9K
62.40%
Lettuce (1 head)
$3.50 $3.50
$1.02 Rp 18.6K
243.14%
Water (1.5 liter bottle)
$1.58 $1.58
$0.52 Rp 9,483
203.85%
Cigarettes 20 Pack (Marlboro, Camel)
$12.06 $12.06
$2.20 Rp 39.9K
448.18%
Wine (Bottle)
$15.76 $15.76
$21.79 Rp 395.6K
-27.67%
Local Beer (0.5 liter bottle)
$2.98 $2.98
$2.33 Rp 42.2K
27.90%
Imported Beer (0.33 liter bottle)
$4.12 $4.12
$2.97 Rp 53.9K
38.72%
🚌 Getting Around
San German
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,546
-
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 148.4K
-
Taxi Start (Normal Tariff)
$2.51 $2.51
$0.44 Rp 7,947
470.45%
Taxi (Normal Tariff) (1km)
$1.54 $1.54
$0.47 Rp 8,496
227.66%
Taxi 1hour Waiting (Normal Tariff)
$42.58 $42.58
$5.60 Rp 101.7K
660.36%
Gasoline (1 liter)
$1.20 $1.20
$0.83 Rp 15.0K
44.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$24.4K Rp 443.8M
41.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K $27.5K
$31.7K Rp 575.5M
-13.23%
🧾 Monthly Utilities & Internet
San German
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$326 $326
$77.5 Rp 1.4M
320.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.1 $70.1
$6.14 Rp 111.6K
1042.02%
Internet (50+ Mbps, Unlimited Data)
$69.7 $69.7
$18.92 Rp 343.4K
268.50%
🎉 Sport & Entertainment
San German
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$51.0 Rp 925.8K
-
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.3K
-
Cinema Ticket
$10.66 $10.66
$4.38 Rp 79.6K
143.38%
🧸 Childcare & Education
San German
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$809 $809
$492 Rp 8.9M
64.30%
International Primary School, 1 Child (Yearly)
$12.1K $12.1K
$12.2K Rp 221.9M
-0.88%
👕👟 Clothing & Footwear
San German
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.1 $55.1
$45.16 Rp 819.9K
22.08%
Summer Dress (H&M, Zara, etc)
$62.1 $62.1
$34.89 Rp 633.4K
77.87%
Sport Shoes (Adidas, Nike)
$108 $108
$78.3 Rp 1.4M
37.91%
Men's Leather Business Shoes
$115 $115
$77.9 Rp 1.4M
47.36%
🏠 Accommodation & Living
San German
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,078 Rp 19.6M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$665 Rp 12.1M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,510 Rp 63.7M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,671 Rp 30.3M
-
Buy Apartment in City Center (m2)
-
$2,340 Rp 42.5M
-
Buy Apartment Outside City Center (m2)
-
$2,236 Rp 40.6M
-
💵 Salaries & Financials
San German
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,744 $2,744
$166 Rp 3.0M
1549.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
13.78
-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San German: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
San German
$466
Ubud, Bali
$103 78% $363
Groceries & Markets
San German
$414
Ubud, Bali
$279 32.5% $135
Eating Out
San German
$268
Ubud, Bali
$106 60.5% $162
Clothing & Footwear
San German
$153
Ubud, Bali
$106 30.5% $47
Sport & Entertainment
San German
$21 *
Ubud, Bali
$60 180% $38
Getting Around
San German
$10 *
Ubud, Bali
$12 17% $1.7
Accommodation & Living
San German
- *
Ubud, Bali
$665

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

San German pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $83 in San German vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $414 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know
🇵🇷 San German
🇮🇩 Ubud, Bali
🕒 Local time
22:46 10:46 PM
10:46 10:46 AM
12 h ahead of San German
🌤 Weather
👥 Population
35,000
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

On the map
Between locations
  • San German Ubud, Bali 18,920 km ≈ 24 h nonstop flight
From you
  • San German
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San German vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city pays better: San German or Ubud, Bali?
Average pay in San German is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the difference in childcare costs between San German and Ubud, Bali?
Childcare runs $809 in San German versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 48% higher in San German. For households that cook at home regularly, that difference adds up over a month.
Which city is feasible on a $1,000 budget?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How does quality of life compare between San German and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San German or Ubud, Bali safer for residents?
Safety-wise, San German and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.
How do I decide between San German and Ubud, Bali?
It comes down to priorities – Ubud, Bali wins on affordability, San German on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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