Cost of Living Comparison Between Ubud, Bali and San Bernardo Cost of Living Comparison Between Ubud, Bali and San Bernardo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $925 in San Bernardo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,448 in San Bernardo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,972 in San Bernardo, rent included.

Ubud, Bali costs about 48% more than San Bernardo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while San Bernardo is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$8.01 CLP 7,647

-57.05%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$26.45 CLP 25.2K

37.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.98 CLP 6,657

-18.19%

Cappuccino

$2.67 Rp 47.3K

$2.65 CLP 2,533

0.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.99 CLP 949

76.77%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.07 CLP 1,020

-18.69%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$4.20 CLP 4,010

-29.76%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$4.72 CLP 4,504

-4.24%

Milk (1 liter)

$1.62 Rp 28.7K

$1.14 CLP 1,086

42.11%

White Bread (500g)

$2.33 Rp 41.3K

$1.28 CLP 1,219

82.03%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.63 CLP 1,560

-31.90%

Eggs

$2.20 Rp 39.0K

$4.08 CLP 3,895

-46.08%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.42 CLP 10.9K

54.90%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.51 CLP 4,308

-9.09%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.98 CLP 10.5K

10.93%

Apples (1kg)

$3.71 Rp 65.6K

$1.90 CLP 1,809

95.26%

Banana (1kg)

$1.59 Rp 28.1K

$1.59 CLP 1,516

Oranges (1kg)

$2.28 Rp 40.4K

$1.47 CLP 1,407

55.10%

Tomato (1kg)

$1.95 Rp 34.6K

$1.77 CLP 1,688

10.17%

Potato (1kg)

$1.91 Rp 33.7K

$0.88 CLP 840

117.05%

Onion (1kg)

$2.33 Rp 41.3K

$0.80 CLP 764

191.25%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.25 CLP 1,188

-19.20%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.13 CLP 1,081

-51.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.32 CLP 3,164

-32.83%

Wine (Bottle)

$23.07 Rp 408.6K

$6.09 CLP 5,810

278.82%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.61 CLP 1,540

50.31%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.52 CLP 2,405

19.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.81 CLP 776

-66.67%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.41 CLP 389

17.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.93 CLP 886

-53.76%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$11.80 CLP 11.3K

-52.20%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.36 CLP 1,301

-41.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$18.4K CLP 17.5M

35.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$21.7K CLP 20.7M

46.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$125 CLP 118.9K

-34.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$12.48 CLP 11.9K

-48.00%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$16.51 CLP 15.8K

13.69%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$20.41 CLP 19.5K

178.64%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$7.67 CLP 7,320

-40.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$447 CLP 426.9K

7.43%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$11.1K CLP 10.6M

-48.50%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$37.13 CLP 35.4K

22.60%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$27.27 CLP 26.0K

31.57%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$68.2 CLP 65.1K

17.89%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$82.1 CLP 78.4K

-4.22%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$279 CLP 265.8K

300.06%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$256 CLP 244.0K

172.81%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$716 CLP 683.3K

407.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$552 CLP 526.7K

214.75%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,925 CLP 1.8M

44.66%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,417 CLP 1.4M

61.53%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,347 CLP 1.3M

-87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.39

155.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for San Bernardo: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $279 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 702% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $26.00 in San Bernardo. Monthly groceries follow the same trend: $295 vs $219 – making San Bernardo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Bernardo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 48% more than San Bernardo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,387 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $925 in San Bernardo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $447 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $925, than in Ubud, Bali at $1,368. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $925 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.