Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and San Bernardo

For one person, living is cheaper in San Bernardo: $895 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
43

Cost of Living Index in San Bernardo
Learn more

San Bernardo Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

San Bernardo

🇨🇱 Chile

$895

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Bernardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Bernardo actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $895 in San Bernardo, rent included.

Ubud, Bali $1,331
San Bernardo $895

A couple spends around $2,255 per month in Ubud, Bali vs $1,397 in San Bernardo, rent included.

Ubud, Bali $2,255
San Bernardo $1,397

A family of three spends $3,180 per month in Ubud, Bali vs $1,899 in San Bernardo, rent included.

Ubud, Bali $3,180
San Bernardo $1,899

Ubud, Bali costs about 49% more than San Bernardo, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and San Bernardo are more affordable than the global median – Ubud, Bali 2% lower, San Bernardo 34% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$7.39 CLP 7,244

-54.26%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$25.03 CLP 24.5K

38.43%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.67 CLP 6,536

-16.49%

Cappuccino

$2.62 Rp 47.5K

$2.60 CLP 2,549

0.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.95 CLP 929

62.11%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.00 CLP 980

-36.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.93 CLP 3,851

-32.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$4.52 CLP 4,427

-5.75%

Milk (1 liter)

$1.46 Rp 26.5K

$1.08 CLP 1,057

35.19%

White Bread (500g)

$2.29 Rp 41.6K

$1.29 CLP 1,264

77.52%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.61 CLP 1,582

-31.06%

Eggs

$2.10 Rp 38.1K

$3.92 CLP 3,845

-46.43%

Local Cheese (1kg)

$15.94 Rp 289.2K

$11.06 CLP 10.8K

44.12%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.40 CLP 4,309

-11.82%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$10.44 CLP 10.2K

9.20%

Apples (1kg)

$3.55 Rp 64.4K

$1.86 CLP 1,822

90.86%

Banana (1kg)

$1.54 Rp 27.9K

$1.48 CLP 1,448

4.05%

Oranges (1kg)

$2.23 Rp 40.5K

$1.42 CLP 1,393

57.04%

Tomato (1kg)

$1.97 Rp 35.8K

$1.69 CLP 1,655

16.57%

Potato (1kg)

$1.86 Rp 33.7K

$0.83 CLP 812

124.10%

Onion (1kg)

$2.42 Rp 43.9K

$0.79 CLP 777

206.33%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.16 CLP 1,141

-12.07%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.06 CLP 1,040

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.25 CLP 3,185

-32.31%

Wine (Bottle)

$21.79 Rp 395.2K

$5.87 CLP 5,752

271.21%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.53 CLP 1,500

52.29%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.31 CLP 2,266

28.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.84 CLP 826

-70.24%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.38 CLP 373

15.79%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.90 CLP 880

-47.78%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$11.63 CLP 11.4K

-51.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.36 CLP 1,334

-38.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$16.9K CLP 16.5M

44.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.1K CLP 24.6M

26.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$124 CLP 121.2K

-37.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$11.82 CLP 11.6K

-48.05%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$16.26 CLP 15.9K

16.36%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$19.36 CLP 19.0K

163.38%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$7.32 CLP 7,171

-40.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$442 CLP 433.2K

11.40%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$10.7K CLP 10.5M

14.05%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$35.97 CLP 35.3K

25.55%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$26.70 CLP 26.2K

30.67%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$66.6 CLP 65.3K

17.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.0 CLP 79.4K

-3.88%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$267 CLP 261.9K

303.33%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$250 CLP 244.9K

166.13%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$697 CLP 682.9K

403.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$536 CLP 525.2K

211.83%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,858 CLP 1.8M

25.95%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,374 CLP 1.3M

62.80%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,333 CLP 1.3M

-87.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.39

155.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for San Bernardo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

San Bernardo

$250 27.9% 62.4% $415

Groceries & Markets

Ubud, Bali

$279 21%

San Bernardo

$210 23.5% 24.8% $69

Clothing & Footwear

Ubud, Bali

$106 8%

San Bernardo

$95 10.6% 11% $12

Eating Out

Ubud, Bali

$106 8%

San Bernardo

$147 16.4% 38.8% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

San Bernardo

$152 17% 48% $49

Sport & Entertainment

Ubud, Bali

$60 4.5%

San Bernardo

$34 3.8% 43.1% $26

Getting Around

Ubud, Bali

$12 0.9%

San Bernardo

$8.2 * 0.9% 31% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $267 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in San Bernardo are about 8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $25 in San Bernardo. Monthly groceries follow the same trend: $279 vs $210 – making San Bernardo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇱 San Bernardo

🕒 Local time

06:43 6:43 AM

19:43 7:43 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

290,912

💱 Currency

Indonesian Rupiah IDR Rp

Chilean Peso CLP $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

10,000 CLP = 10.2 USD

10,000 CLP = 9.12 EUR

Exchange rates and currency converter

CLP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Chilean Peso exchange rates as of November 3, 2026: 1 USD = 980 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Bernardo 15,290 km ≈ 20 h nonstop flight

From you

Ubud, Bali
San Bernardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Bernardo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 49% more than San Bernardo, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,343 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments: a one-bedroom in the center costs $267 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $895 in San Bernardo. That makes San Bernardo about 33% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $442 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $895 in San Bernardo. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward San Bernardo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.