Cost of Living Comparison Between Ubud, Bali and San Bernardo Cost of Living Comparison Between Ubud, Bali and San Bernardo

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,156 in San Bernardo, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,786 in San Bernardo, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,416 in San Bernardo, rent included.

Ubud, Bali costs about 20% more than San Bernardo, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while San Bernardo is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$10.84 CLP 10.1K

-67.07%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$53.4 CLP 49.7K

-39.46%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.40 CLP 7,813

-40.36%

Cappuccino

$2.82 Rp 51.0K

$3.14 CLP 2,923

-10.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.94 CLP 870

43.62%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.29 CLP 1,200

-43.41%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$3.19 CLP 2,972

-8.15%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.27 CLP 3,975

-7.73%

Milk (1 liter)

$1.78 Rp 32.1K

$1.11 CLP 1,036

60.36%

White Bread (500g)

$2.45 Rp 44.2K

$1.52 CLP 1,418

61.18%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.12 CLP 1,969

-45.75%

Eggs

$2.41 Rp 43.6K

$4.12 CLP 3,834

-41.50%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.51 CLP 9,783

36.35%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.72 CLP 6,248

-37.65%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.83 CLP 10.1K

11.36%

Apples (1kg)

$3.64 Rp 65.7K

$2.07 CLP 1,930

75.85%

Banana (1kg)

$1.57 Rp 28.3K

$1.63 CLP 1,513

-3.68%

Oranges (1kg)

$2.79 Rp 50.3K

$2.11 CLP 1,962

32.23%

Tomato (1kg)

$2.24 Rp 40.5K

$1.93 CLP 1,791

16.06%

Potato (1kg)

$1.98 Rp 35.7K

$1.93 CLP 1,796

2.59%

Onion (1kg)

$2.28 Rp 41.1K

$1.61 CLP 1,498

41.61%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.29 CLP 1,199

-18.60%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.22 CLP 1,137

-35.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.48 CLP 3,242

-8.33%

Wine (Bottle)

$23.49 Rp 424.1K

$6.24 CLP 5,807

276.44%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.54 CLP 1,431

88.31%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.47 CLP 2,301

11.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.58 CLP 539

-53.45%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.51 CLP 471

-11.76%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.46 CLP 1,354

-68.49%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$11.69 CLP 10.9K

-48.08%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.42 CLP 1,320

-39.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$19.4K CLP 18.0M

37.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$23.1K CLP 21.5M

41.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$130 CLP 121.0K

-39.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$13.61 CLP 12.7K

-69.95%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$22.23 CLP 20.7K

7.29%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$38.49 CLP 35.8K

156.64%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$20.84 CLP 19.4K

-69.53%

Cinema Ticket

$4.01 Rp 72.3K

$6.52 CLP 6,066

-38.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$444 CLP 413.0K

-33.03%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$8,593 CLP 8.0M

-23.17%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$54.4 CLP 50.7K

-1.86%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$32.35 CLP 30.1K

17.81%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$78.0 CLP 72.5K

13.70%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$83.8 CLP 78.0K

-8.57%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$485 CLP 451.1K

110.35%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$380 CLP 353.7K

78.97%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$889 CLP 827.4K

290.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$592 CLP 551.0K

252.95%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,945 CLP 1.8M

40.27%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,395 CLP 1.3M

64.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,390 CLP 1.3M

-88.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for San Bernardo: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $485 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 749% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $53.0 in San Bernardo. Groceries tell a different story – $298 in Ubud, Bali vs $241 in San Bernardo – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Bernardo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 20% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,733 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,156 in San Bernardo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $444 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,156, than in Ubud, Bali at $1,392. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,156 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.