Cost of Living Comparison Between Ubud, Bali and San Bernardo Cost of Living Comparison Between Ubud, Bali and San Bernardo

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $1,151 in San Bernardo, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,752 in San Bernardo, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $2,354 in San Bernardo, rent included.

Ubud, Bali costs about 21% more than San Bernardo, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while San Bernardo is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$10.86 CLP 9,623

-68.69%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$53.6 CLP 47.4K

-39.54%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$8.26 CLP 7,314

-39.47%

Cappuccino

$2.82 Rp 50.0K

$3.13 CLP 2,776

-9.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.89 CLP 789

55.06%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$1.24 CLP 1,099

-41.13%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$3.32 CLP 2,939

-10.24%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$4.23 CLP 3,749

-6.15%

Milk (1 liter)

$1.79 Rp 31.8K

$1.11 CLP 983

61.26%

White Bread (500g)

$2.46 Rp 43.7K

$1.58 CLP 1,401

55.70%

Rice (white) (1kg)

$1.20 Rp 21.2K

$2.09 CLP 1,851

-42.58%

Eggs

$2.39 Rp 42.3K

$4.10 CLP 3,632

-41.71%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.32 CLP 9,139

39.53%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$6.76 CLP 5,986

-36.69%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$11.05 CLP 9,790

6.97%

Apples (1kg)

$3.78 Rp 67.0K

$2.04 CLP 1,810

85.29%

Banana (1kg)

$1.63 Rp 28.9K

$1.63 CLP 1,445

Oranges (1kg)

$2.80 Rp 49.6K

$2.05 CLP 1,812

36.59%

Tomato (1kg)

$2.26 Rp 40.0K

$1.86 CLP 1,647

21.51%

Potato (1kg)

$2.00 Rp 35.3K

$1.90 CLP 1,681

5.26%

Onion (1kg)

$2.21 Rp 39.2K

$1.62 CLP 1,434

36.42%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.30 CLP 1,149

-17.69%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.22 CLP 1,084

-37.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.38 CLP 2,995

-7.40%

Wine (Bottle)

$23.81 Rp 421.9K

$6.73 CLP 5,959

253.79%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.60 CLP 1,419

77.50%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.58 CLP 2,289

7.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.58 CLP 518

-53.45%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.50 CLP 444

-10.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.47 CLP 1,303

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$11.45 CLP 10.1K

-47.77%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.38 CLP 1,222

-42.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$19.8K CLP 17.6M

30.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$22.5K CLP 19.9M

41.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$133 CLP 117.8K

-39.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$13.51 CLP 12.0K

-69.36%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$22.12 CLP 19.6K

9.04%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$38.66 CLP 34.2K

152.85%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$21.47 CLP 19.0K

-69.07%

Cinema Ticket

$4.04 Rp 71.5K

$6.35 CLP 5,622

-36.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$431 CLP 381.6K

-31.05%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$8,522 CLP 7.5M

-22.67%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$55.7 CLP 49.3K

-0.93%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$33.41 CLP 29.6K

15.26%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$77.0 CLP 68.2K

11.83%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$83.5 CLP 74.0K

-6.64%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$478 CLP 423.7K

105.99%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$373 CLP 330.3K

78.27%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$892 CLP 790.0K

286.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$585 CLP 518.2K

249.08%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$2,066 CLP 1.8M

36.94%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$1,528 CLP 1.4M

49.41%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,370 CLP 1.2M

-87.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for San Bernardo: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $478 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 710% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $54.0 in San Bernardo. Groceries tell a different story – $299 in Ubud, Bali vs $242 in San Bernardo – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Bernardo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 21% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,726 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,394 in Ubud, Bali and $1,151 in San Bernardo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $431 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,151, than in Ubud, Bali at $1,394. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,151 versus $1,394 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.