Cost of Living Comparison Between Ubud, Bali and San Bernardo Cost of Living Comparison Between Ubud, Bali and San Bernardo

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,133 in San Bernardo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,747 in San Bernardo, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,360 in San Bernardo, rent included.

Ubud, Bali costs about 27% more than San Bernardo, driven mainly by Eating Out.

Ubud, Bali sits 7% above the global median, while San Bernardo is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$10.65 CLP 9,469

-66.48%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$53.6 CLP 47.7K

-39.21%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.39 CLP 7,460

-39.57%

Cappuccino

$2.83 Rp 49.0K

$3.29 CLP 2,926

-13.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.87 CLP 778

54.02%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.31 CLP 1,163

-47.33%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.32 CLP 2,953

-9.94%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.40 CLP 3,911

-12.50%

Milk (1 liter)

$1.74 Rp 30.2K

$1.16 CLP 1,030

50.00%

White Bread (500g)

$2.54 Rp 44.0K

$1.51 CLP 1,345

68.21%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.08 CLP 1,852

-42.79%

Eggs

$2.43 Rp 42.0K

$4.10 CLP 3,649

-40.73%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.53 CLP 9,367

39.22%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.78 CLP 6,024

-38.35%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.02 CLP 9,801

8.35%

Apples (1kg)

$3.69 Rp 63.9K

$2.00 CLP 1,779

84.50%

Banana (1kg)

$1.61 Rp 27.8K

$1.56 CLP 1,390

3.21%

Oranges (1kg)

$2.69 Rp 46.5K

$2.11 CLP 1,873

27.49%

Tomato (1kg)

$2.33 Rp 40.4K

$1.93 CLP 1,714

20.73%

Potato (1kg)

$1.91 Rp 33.0K

$1.86 CLP 1,657

2.69%

Onion (1kg)

$2.19 Rp 37.9K

$1.69 CLP 1,507

29.59%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.35 CLP 1,199

-21.48%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.22 CLP 1,088

-40.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.36 CLP 2,984

-6.85%

Wine (Bottle)

$23.49 Rp 407.1K

$6.80 CLP 6,048

245.44%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.54 CLP 1,365

77.92%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.60 CLP 2,309

10.77%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.63 CLP 560

-53.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.51 CLP 451

-11.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.40 CLP 1,245

-70.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$11.40 CLP 10.1K

-45.96%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.42 CLP 1,267

-40.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.3K CLP 17.2M

35.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.3K CLP 19.8M

45.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$130 CLP 115.4K

-39.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.51 CLP 12.0K

-70.76%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$22.15 CLP 19.7K

10.16%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$38.06 CLP 33.8K

153.65%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$21.01 CLP 18.7K

-69.78%

Cinema Ticket

$4.04 Rp 70.0K

$6.29 CLP 5,593

-35.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$440 CLP 390.8K

-31.14%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,722 CLP 7.8M

-25.22%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$54.9 CLP 48.8K

-1.91%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$32.33 CLP 28.8K

17.48%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$77.2 CLP 68.6K

12.41%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$83.2 CLP 74.0K

-5.26%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$472 CLP 419.9K

114.37%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$373 CLP 331.8K

80.74%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$888 CLP 789.3K

281.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$594 CLP 528.5K

253.03%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,050 CLP 1.8M

45.57%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,513 CLP 1.3M

54.58%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,382 CLP 1.2M

-87.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for San Bernardo: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $472 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 698% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $54.0 in San Bernardo. Groceries tell a different story – $298 in Ubud, Bali vs $243 in San Bernardo – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Bernardo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 27% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,700 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,133 in San Bernardo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $440 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,133, than in Ubud, Bali at $1,438. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,133 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.