Cost of Living Comparison Between San Bernardo and Ubud, Bali Cost of Living Comparison Between San Bernardo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,133 per month in San Bernardo vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,747 per month in San Bernardo vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,360 per month in San Bernardo vs $3,732 in Ubud, Bali, rent included.

San Bernardo is about 21% cheaper than Ubud, Bali, driven mainly by Eating Out.

San Bernardo sits 15% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.65 CLP 9,469

$3.57 Rp 61.9K

198.32%

Three-Course Dinner for Two, Mid-Range

$53.6 CLP 47.7K

$32.58 Rp 564.7K

64.49%

Fast Food Meal (McDonalds, etc)

$8.39 CLP 7,460

$5.07 Rp 87.8K

65.48%

Cappuccino

$3.29 CLP 2,926

$2.83 Rp 49.0K

16.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 CLP 778

$1.34 Rp 23.2K

-35.07%

Water (0.33 liter bottle)

$1.31 CLP 1,163

$0.69 Rp 12.0K

89.86%

Local Beer (0.5 liter draught)

$3.32 CLP 2,953

$2.99 Rp 51.8K

11.04%

Imported Beer (0.33 liter bottle)

$4.40 CLP 3,911

$3.85 Rp 66.7K

14.29%

Milk (1 liter)

$1.16 CLP 1,030

$1.74 Rp 30.2K

-33.33%

White Bread (500g)

$1.51 CLP 1,345

$2.54 Rp 44.0K

-40.55%

Rice (white) (1kg)

$2.08 CLP 1,852

$1.19 Rp 20.6K

74.79%

Eggs

$4.10 CLP 3,649

$2.43 Rp 42.0K

68.72%

Local Cheese (1kg)

$10.53 CLP 9,367

$14.66 Rp 254.1K

-28.17%

Chicken Fillets (1kg)

$6.78 CLP 6,024

$4.18 Rp 72.4K

62.20%

Beef Round Steak (1kg)

$11.02 CLP 9,801

$11.94 Rp 206.9K

-7.71%

Apples (1kg)

$2.00 CLP 1,779

$3.69 Rp 63.9K

-45.80%

Banana (1kg)

$1.56 CLP 1,390

$1.61 Rp 27.8K

-3.11%

Oranges (1kg)

$2.11 CLP 1,873

$2.69 Rp 46.5K

-21.56%

Tomato (1kg)

$1.93 CLP 1,714

$2.33 Rp 40.4K

-17.17%

Potato (1kg)

$1.86 CLP 1,657

$1.91 Rp 33.0K

-2.62%

Onion (1kg)

$1.69 CLP 1,507

$2.19 Rp 37.9K

-22.83%

Lettuce (1 head)

$1.35 CLP 1,199

$1.06 Rp 18.3K

27.36%

Water (1.5 liter bottle)

$1.22 CLP 1,088

$0.72 Rp 12.5K

69.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 CLP 2,984

$3.13 Rp 54.3K

7.35%

Wine (Bottle)

$6.80 CLP 6,048

$23.49 Rp 407.1K

-71.05%

Local Beer (0.5 liter bottle)

$1.54 CLP 1,365

$2.74 Rp 47.5K

-43.80%

Imported Beer (0.33 liter bottle)

$2.60 CLP 2,309

$2.88 Rp 49.9K

-9.72%

One-way Ticket (Public Transport)

$0.63 CLP 560

$0.29 Rp 5,029

117.24%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.51 CLP 451

$0.45 Rp 7,863

13.33%

Taxi (Normal Tariff) (1km)

$1.40 CLP 1,245

$0.42 Rp 7,305

233.33%

Taxi 1hour Waiting (Normal Tariff)

$11.40 CLP 10.1K

$6.16 Rp 106.7K

85.06%

Gasoline (1 liter)

$1.42 CLP 1,267

$0.84 Rp 14.6K

69.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K CLP 17.2M

$26.2K Rp 454.9M

-26.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K CLP 19.8M

$32.5K Rp 562.9M

-31.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 CLP 115.4K

$78.4 Rp 1.4M

65.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.51 CLP 12.0K

$3.95 Rp 68.5K

242.03%

Internet (50+ Mbps, Unlimited Data)

$22.15 CLP 19.7K

$24.40 Rp 423.0K

-9.22%

Gym Membership (Monthly)

$38.06 CLP 33.8K

$96.5 Rp 1.7M

-60.58%

Tennis Court (1 Hour on Weekend)

$21.01 CLP 18.7K

$6.35 Rp 110.0K

230.87%

Cinema Ticket

$6.29 CLP 5,593

$4.04 Rp 70.0K

55.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 CLP 390.8K

$303 Rp 5.2M

45.23%

International Primary School, 1 Child (Yearly)

$8,722 CLP 7.8M

$6,523 Rp 113.1M

33.72%

Jeans (Levis 501 Or Similar)

$54.9 CLP 48.8K

$53.8 Rp 933.1K

1.95%

Summer Dress (H&M, Zara, etc)

$32.33 CLP 28.8K

$37.98 Rp 658.3K

-14.88%

Sport Shoes (Adidas, Nike)

$77.2 CLP 68.6K

$86.8 Rp 1.5M

-11.04%

Men's Leather Business Shoes

$83.2 CLP 74.0K

$78.9 Rp 1.4M

5.55%

1-bedroom Apartment, City Center (Monthly)

$472 CLP 419.9K

$1,012 Rp 17.5M

-53.35%

1-bedroom Apartment, Outside City Center (Monthly)

$373 CLP 331.8K

$674 Rp 11.7M

-44.67%

3-bedroom Apartment, City Center (Monthly)

$888 CLP 789.3K

$3,390 Rp 58.8M

-73.82%

3-bedroom Apartment, Outside City Center (Monthly)

$594 CLP 528.5K

$2,098 Rp 36.4M

-71.67%

Buy Apartment in City Center (m2)

$2,050 CLP 1.8M

$2,985 Rp 51.7M

-31.31%

Buy Apartment Outside City Center (m2)

$1,513 CLP 1.3M

$2,339 Rp 40.5M

-35.31%

Average Monthly Net Salary (After Tax)

$1,382 CLP 1.2M

$173 Rp 3.0M

698.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.18

13.28

-60.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $472 in San Bernardo versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 698% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $54.0 in San Bernardo versus $33.00 in Ubud, Bali. Groceries tell a different story – $243 in San Bernardo vs $298 in Ubud, Bali – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 27% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,700 per month in San Bernardo and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,133 in San Bernardo and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $440 per month in San Bernardo and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,133, than in Ubud, Bali at $1,438. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,133 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.