Cost of Living Comparison Between San Bernardo and Ubud, Bali Cost of Living Comparison Between San Bernardo and Ubud, Bali

Monthly Cost of Living

A single person spends $925 per month in San Bernardo vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,448 per month in San Bernardo vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,972 per month in San Bernardo vs $3,327 in Ubud, Bali, rent included.

San Bernardo is about 32% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

San Bernardo sits 32% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.01 CLP 7,647

$3.44 Rp 60.9K

132.85%

Three-Course Dinner for Two, Mid-Range

$26.45 CLP 25.2K

$36.31 Rp 643.0K

-27.16%

Fast Food Meal (McDonalds, etc)

$6.98 CLP 6,657

$5.71 Rp 101.0K

22.24%

Cappuccino

$2.65 CLP 2,533

$2.67 Rp 47.3K

-0.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 CLP 949

$1.75 Rp 31.0K

-43.43%

Water (0.33 liter bottle)

$1.07 CLP 1,020

$0.87 Rp 15.4K

22.99%

Local Beer (0.5 liter draught)

$4.20 CLP 4,010

$2.95 Rp 52.3K

42.37%

Imported Beer (0.33 liter bottle)

$4.72 CLP 4,504

$4.52 Rp 80.0K

4.42%

Milk (1 liter)

$1.14 CLP 1,086

$1.62 Rp 28.7K

-29.63%

White Bread (500g)

$1.28 CLP 1,219

$2.33 Rp 41.3K

-45.06%

Rice (white) (1kg)

$1.63 CLP 1,560

$1.11 Rp 19.6K

46.85%

Eggs

$4.08 CLP 3,895

$2.20 Rp 39.0K

85.45%

Local Cheese (1kg)

$11.42 CLP 10.9K

$17.69 Rp 313.3K

-35.44%

Chicken Fillets (1kg)

$4.51 CLP 4,308

$4.10 Rp 72.5K

10.00%

Beef Round Steak (1kg)

$10.98 CLP 10.5K

$12.18 Rp 215.6K

-9.85%

Apples (1kg)

$1.90 CLP 1,809

$3.71 Rp 65.6K

-48.79%

Banana (1kg)

$1.59 CLP 1,516

$1.59 Rp 28.1K

Oranges (1kg)

$1.47 CLP 1,407

$2.28 Rp 40.4K

-35.53%

Tomato (1kg)

$1.77 CLP 1,688

$1.95 Rp 34.6K

-9.23%

Potato (1kg)

$0.88 CLP 840

$1.91 Rp 33.7K

-53.93%

Onion (1kg)

$0.80 CLP 764

$2.33 Rp 41.3K

-65.67%

Lettuce (1 head)

$1.25 CLP 1,188

$1.01 Rp 17.8K

23.76%

Water (1.5 liter bottle)

$1.13 CLP 1,081

$0.55 Rp 9,773

105.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 CLP 3,164

$2.23 Rp 39.5K

48.88%

Wine (Bottle)

$6.09 CLP 5,810

$23.07 Rp 408.6K

-73.60%

Local Beer (0.5 liter bottle)

$1.61 CLP 1,540

$2.42 Rp 42.8K

-33.47%

Imported Beer (0.33 liter bottle)

$2.52 CLP 2,405

$3.00 Rp 53.1K

-16.00%

One-way Ticket (Public Transport)

$0.81 CLP 776

$0.27 Rp 4,814

200.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.41 CLP 389

$0.48 Rp 8,566

-14.58%

Taxi (Normal Tariff) (1km)

$0.93 CLP 886

$0.43 Rp 7,679

116.28%

Taxi 1hour Waiting (Normal Tariff)

$11.80 CLP 11.3K

$5.64 Rp 99.9K

109.22%

Gasoline (1 liter)

$1.36 CLP 1,301

$0.80 Rp 14.2K

70.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K CLP 17.5M

$24.9K Rp 441.7M

-26.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CLP 20.7M

$31.7K Rp 561.5M

-31.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CLP 118.9K

$81.5 Rp 1.4M

52.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.48 CLP 11.9K

$6.49 Rp 115.0K

92.30%

Internet (50+ Mbps, Unlimited Data)

$16.51 CLP 15.8K

$18.77 Rp 332.4K

-12.04%

Gym Membership (Monthly)

$20.41 CLP 19.5K

$56.9 Rp 1.0M

-64.11%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$7.67 CLP 7,320

$4.54 Rp 80.4K

68.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$447 CLP 426.9K

$481 Rp 8.5M

-6.91%

International Primary School, 1 Child (Yearly)

$11.1K CLP 10.6M

$5,711 Rp 101.1M

94.17%

Jeans (Levis 501 Or Similar)

$37.13 CLP 35.4K

$45.52 Rp 806.0K

-18.43%

Summer Dress (H&M, Zara, etc)

$27.27 CLP 26.0K

$35.88 Rp 635.4K

-24.00%

Sport Shoes (Adidas, Nike)

$68.2 CLP 65.1K

$80.4 Rp 1.4M

-15.18%

Men's Leather Business Shoes

$82.1 CLP 78.4K

$78.7 Rp 1.4M

4.41%

1-bedroom Apartment, City Center (Monthly)

$279 CLP 265.8K

$1,115 Rp 19.7M

-75.00%

1-bedroom Apartment, Outside City Center (Monthly)

$256 CLP 244.0K

$698 Rp 12.4M

-63.34%

3-bedroom Apartment, City Center (Monthly)

$716 CLP 683.3K

$3,637 Rp 64.4M

-80.31%

3-bedroom Apartment, Outside City Center (Monthly)

$552 CLP 526.7K

$1,737 Rp 30.8M

-68.23%

Buy Apartment in City Center (m2)

$1,925 CLP 1.8M

$2,784 Rp 49.3M

-30.87%

Buy Apartment Outside City Center (m2)

$1,417 CLP 1.4M

$2,290 Rp 40.5M

-38.09%

Average Monthly Net Salary (After Tax)

$1,347 CLP 1.3M

$168 Rp 3.0M

701.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

13.78

-60.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $279 in San Bernardo versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 702% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in San Bernardo versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $219 vs $295 – making San Bernardo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 48% more than San Bernardo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,387 per month in San Bernardo and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $925 in San Bernardo and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $447 per month in San Bernardo and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $925, than in Ubud, Bali at $1,368. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $925 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.