Cost of Living Comparison Between San Bernardo and Ubud, Bali Cost of Living Comparison Between San Bernardo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,156 per month in San Bernardo vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,786 per month in San Bernardo vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,416 per month in San Bernardo vs $3,723 in Ubud, Bali, rent included.

San Bernardo is about 17% cheaper than Ubud, Bali, driven mainly by Eating Out.

San Bernardo sits 13% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.84 CLP 10.1K

$3.57 Rp 64.5K

203.64%

Three-Course Dinner for Two, Mid-Range

$53.4 CLP 49.7K

$32.32 Rp 583.4K

65.19%

Fast Food Meal (McDonalds, etc)

$8.40 CLP 7,813

$5.01 Rp 90.4K

67.66%

Cappuccino

$3.14 CLP 2,923

$2.82 Rp 51.0K

11.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 CLP 870

$1.35 Rp 24.4K

-30.37%

Water (0.33 liter bottle)

$1.29 CLP 1,200

$0.73 Rp 13.2K

76.71%

Local Beer (0.5 liter draught)

$3.19 CLP 2,972

$2.93 Rp 53.0K

8.87%

Imported Beer (0.33 liter bottle)

$4.27 CLP 3,975

$3.94 Rp 71.1K

8.38%

Milk (1 liter)

$1.11 CLP 1,036

$1.78 Rp 32.1K

-37.64%

White Bread (500g)

$1.52 CLP 1,418

$2.45 Rp 44.2K

-37.96%

Rice (white) (1kg)

$2.12 CLP 1,969

$1.15 Rp 20.7K

84.35%

Eggs

$4.12 CLP 3,834

$2.41 Rp 43.6K

70.95%

Local Cheese (1kg)

$10.51 CLP 9,783

$14.33 Rp 258.7K

-26.66%

Chicken Fillets (1kg)

$6.72 CLP 6,248

$4.19 Rp 75.6K

60.38%

Beef Round Steak (1kg)

$10.83 CLP 10.1K

$12.06 Rp 217.7K

-10.20%

Apples (1kg)

$2.07 CLP 1,930

$3.64 Rp 65.7K

-43.13%

Banana (1kg)

$1.63 CLP 1,513

$1.57 Rp 28.3K

3.82%

Oranges (1kg)

$2.11 CLP 1,962

$2.79 Rp 50.3K

-24.37%

Tomato (1kg)

$1.93 CLP 1,791

$2.24 Rp 40.5K

-13.84%

Potato (1kg)

$1.93 CLP 1,796

$1.98 Rp 35.7K

-2.53%

Onion (1kg)

$1.61 CLP 1,498

$2.28 Rp 41.1K

-29.39%

Lettuce (1 head)

$1.29 CLP 1,199

$1.05 Rp 19.0K

22.86%

Water (1.5 liter bottle)

$1.22 CLP 1,137

$0.79 Rp 14.2K

54.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 CLP 3,242

$3.19 Rp 57.6K

9.09%

Wine (Bottle)

$6.24 CLP 5,807

$23.49 Rp 424.1K

-73.44%

Local Beer (0.5 liter bottle)

$1.54 CLP 1,431

$2.90 Rp 52.3K

-46.90%

Imported Beer (0.33 liter bottle)

$2.47 CLP 2,301

$2.76 Rp 49.7K

-10.51%

One-way Ticket (Public Transport)

$0.58 CLP 539

$0.27 Rp 4,813

114.81%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.51 CLP 471

$0.45 Rp 8,167

13.33%

Taxi (Normal Tariff) (1km)

$1.46 CLP 1,354

$0.46 Rp 8,298

217.39%

Taxi 1hour Waiting (Normal Tariff)

$11.69 CLP 10.9K

$6.07 Rp 109.6K

92.59%

Gasoline (1 liter)

$1.42 CLP 1,320

$0.86 Rp 15.6K

65.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K CLP 18.0M

$26.6K Rp 480.0M

-27.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K CLP 21.5M

$32.5K Rp 587.6M

-29.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 CLP 121.0K

$79.0 Rp 1.4M

64.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.61 CLP 12.7K

$4.09 Rp 73.9K

232.76%

Internet (50+ Mbps, Unlimited Data)

$22.23 CLP 20.7K

$23.85 Rp 430.5K

-6.79%

Gym Membership (Monthly)

$38.49 CLP 35.8K

$98.8 Rp 1.8M

-61.03%

Tennis Court (1 Hour on Weekend)

$20.84 CLP 19.4K

$6.35 Rp 114.7K

228.19%

Cinema Ticket

$6.52 CLP 6,066

$4.01 Rp 72.3K

62.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 CLP 413.0K

$297 Rp 5.4M

49.33%

International Primary School, 1 Child (Yearly)

$8,593 CLP 8.0M

$6,602 Rp 119.2M

30.16%

Jeans (Levis 501 Or Similar)

$54.4 CLP 50.7K

$53.4 Rp 964.5K

1.89%

Summer Dress (H&M, Zara, etc)

$32.35 CLP 30.1K

$38.11 Rp 688.1K

-15.11%

Sport Shoes (Adidas, Nike)

$78.0 CLP 72.5K

$88.7 Rp 1.6M

-12.05%

Men's Leather Business Shoes

$83.8 CLP 78.0K

$76.6 Rp 1.4M

9.37%

1-bedroom Apartment, City Center (Monthly)

$485 CLP 451.1K

$1,020 Rp 18.4M

-52.46%

1-bedroom Apartment, Outside City Center (Monthly)

$380 CLP 353.7K

$680 Rp 12.3M

-44.12%

3-bedroom Apartment, City Center (Monthly)

$889 CLP 827.4K

$3,469 Rp 62.6M

-74.36%

3-bedroom Apartment, Outside City Center (Monthly)

$592 CLP 551.0K

$2,090 Rp 37.7M

-71.67%

Buy Apartment in City Center (m2)

$1,945 CLP 1.8M

$2,729 Rp 49.3M

-28.71%

Buy Apartment Outside City Center (m2)

$1,395 CLP 1.3M

$2,295 Rp 41.4M

-39.25%

Average Monthly Net Salary (After Tax)

$1,390 CLP 1.3M

$164 Rp 3.0M

748.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.18

13.28

-60.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $485 in San Bernardo versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 749% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $53.0 in San Bernardo versus $32.00 in Ubud, Bali. Groceries tell a different story – $241 in San Bernardo vs $298 in Ubud, Bali – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 20% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,733 per month in San Bernardo and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,156 in San Bernardo and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $444 per month in San Bernardo and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,156, than in Ubud, Bali at $1,392. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,156 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.