Cost of Living Comparison Between San Bernardo and Ubud, Bali Cost of Living Comparison Between San Bernardo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,151 per month in San Bernardo vs $1,394 in Ubud, Bali, rent included.

A couple spends around $1,752 per month in San Bernardo vs $2,551 in Ubud, Bali, rent included.

A family of three spends $2,354 per month in San Bernardo vs $3,708 in Ubud, Bali, rent included.

San Bernardo is about 17% cheaper than Ubud, Bali, driven mainly by Eating Out.

San Bernardo sits 14% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.86 CLP 9,623

$3.40 Rp 60.2K

219.41%

Three-Course Dinner for Two, Mid-Range

$53.6 CLP 47.4K

$32.38 Rp 573.6K

65.41%

Fast Food Meal (McDonalds, etc)

$8.26 CLP 7,314

$5.00 Rp 88.6K

65.20%

Cappuccino

$3.13 CLP 2,776

$2.82 Rp 50.0K

10.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 CLP 789

$1.38 Rp 24.4K

-35.51%

Water (0.33 liter bottle)

$1.24 CLP 1,099

$0.73 Rp 13.0K

69.86%

Local Beer (0.5 liter draught)

$3.32 CLP 2,939

$2.98 Rp 52.8K

11.41%

Imported Beer (0.33 liter bottle)

$4.23 CLP 3,749

$3.97 Rp 70.3K

6.55%

Milk (1 liter)

$1.11 CLP 983

$1.79 Rp 31.8K

-37.99%

White Bread (500g)

$1.58 CLP 1,401

$2.46 Rp 43.7K

-35.77%

Rice (white) (1kg)

$2.09 CLP 1,851

$1.20 Rp 21.2K

74.17%

Eggs

$4.10 CLP 3,632

$2.39 Rp 42.3K

71.55%

Local Cheese (1kg)

$10.32 CLP 9,139

$14.40 Rp 255.1K

-28.33%

Chicken Fillets (1kg)

$6.76 CLP 5,986

$4.28 Rp 75.9K

57.94%

Beef Round Steak (1kg)

$11.05 CLP 9,790

$11.82 Rp 209.4K

-6.51%

Apples (1kg)

$2.04 CLP 1,810

$3.78 Rp 67.0K

-46.03%

Banana (1kg)

$1.63 CLP 1,445

$1.63 Rp 28.9K

Oranges (1kg)

$2.05 CLP 1,812

$2.80 Rp 49.6K

-26.79%

Tomato (1kg)

$1.86 CLP 1,647

$2.26 Rp 40.0K

-17.70%

Potato (1kg)

$1.90 CLP 1,681

$2.00 Rp 35.3K

-5.00%

Onion (1kg)

$1.62 CLP 1,434

$2.21 Rp 39.2K

-26.70%

Lettuce (1 head)

$1.30 CLP 1,149

$1.07 Rp 18.9K

21.50%

Water (1.5 liter bottle)

$1.22 CLP 1,084

$0.76 Rp 13.5K

60.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 CLP 2,995

$3.13 Rp 55.4K

7.99%

Wine (Bottle)

$6.73 CLP 5,959

$23.81 Rp 421.9K

-71.73%

Local Beer (0.5 liter bottle)

$1.60 CLP 1,419

$2.84 Rp 50.3K

-43.66%

Imported Beer (0.33 liter bottle)

$2.58 CLP 2,289

$2.78 Rp 49.2K

-7.19%

One-way Ticket (Public Transport)

$0.58 CLP 518

$0.27 Rp 4,726

114.81%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.50 CLP 444

$0.45 Rp 8,034

11.11%

Taxi (Normal Tariff) (1km)

$1.47 CLP 1,303

$0.43 Rp 7,578

241.86%

Taxi 1hour Waiting (Normal Tariff)

$11.45 CLP 10.1K

$5.98 Rp 105.9K

91.47%

Gasoline (1 liter)

$1.38 CLP 1,222

$0.80 Rp 14.2K

72.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K CLP 17.6M

$25.8K Rp 457.2M

-23.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K CLP 19.9M

$31.8K Rp 563.4M

-29.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 CLP 117.8K

$80.7 Rp 1.4M

64.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.51 CLP 12.0K

$4.14 Rp 73.3K

226.33%

Internet (50+ Mbps, Unlimited Data)

$22.12 CLP 19.6K

$24.12 Rp 427.2K

-8.29%

Gym Membership (Monthly)

$38.66 CLP 34.2K

$97.8 Rp 1.7M

-60.45%

Tennis Court (1 Hour on Weekend)

$21.47 CLP 19.0K

$6.64 Rp 117.7K

223.34%

Cinema Ticket

$6.35 CLP 5,622

$4.04 Rp 71.5K

57.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$431 CLP 381.6K

$297 Rp 5.3M

45.04%

International Primary School, 1 Child (Yearly)

$8,522 CLP 7.5M

$6,590 Rp 116.7M

29.31%

Jeans (Levis 501 Or Similar)

$55.7 CLP 49.3K

$55.1 Rp 976.8K

0.94%

Summer Dress (H&M, Zara, etc)

$33.41 CLP 29.6K

$38.51 Rp 682.1K

-13.24%

Sport Shoes (Adidas, Nike)

$77.0 CLP 68.2K

$86.1 Rp 1.5M

-10.58%

Men's Leather Business Shoes

$83.5 CLP 74.0K

$78.0 Rp 1.4M

7.11%

1-bedroom Apartment, City Center (Monthly)

$478 CLP 423.7K

$985 Rp 17.5M

-51.45%

1-bedroom Apartment, Outside City Center (Monthly)

$373 CLP 330.3K

$665 Rp 11.8M

-43.90%

3-bedroom Apartment, City Center (Monthly)

$892 CLP 790.0K

$3,446 Rp 61.0M

-74.12%

3-bedroom Apartment, Outside City Center (Monthly)

$585 CLP 518.2K

$2,042 Rp 36.2M

-71.35%

Buy Apartment in City Center (m2)

$2,066 CLP 1.8M

$2,829 Rp 50.1M

-26.97%

Buy Apartment Outside City Center (m2)

$1,528 CLP 1.4M

$2,282 Rp 40.4M

-33.07%

Average Monthly Net Salary (After Tax)

$1,370 CLP 1.2M

$169 Rp 3.0M

709.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.18

13.28

-60.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: June 14, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A central one-bedroom costs $478 in San Bernardo versus $985 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 710% higher in San Bernardo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $54.0 in San Bernardo versus $32.00 in Ubud, Bali. Groceries tell a different story – $242 in San Bernardo vs $299 in Ubud, Bali – so San Bernardo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 21% more than San Bernardo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,726 per month in San Bernardo and $2,091 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,151 in San Bernardo and $1,394 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $431 per month in San Bernardo and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $1,151, than in Ubud, Bali at $1,394. In San Bernardo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $1,151 versus $1,394 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.