Cost of Living Comparison Between Ubud, Bali and Saku Cost of Living Comparison Between Ubud, Bali and Saku

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,053 in Saku, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,631 in Saku, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,209 in Saku, rent included.

Ubud, Bali costs about 33% more than Saku, driven mainly by Eating Out.

Ubud, Bali sits 4% above the global median, while Saku is 22% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$16.50 €14.22

-78.36%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$68.4 €58.9

-52.46%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.52 €8.21

-48.95%

Cappuccino

$2.75 Rp 49.2K

$3.69 €3.18

-25.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.51 €2.16

-47.41%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.48 €2.14

-71.77%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.28 €4.55

-44.89%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$5.67 €4.88

-33.16%

Milk (1 liter)

$1.71 Rp 30.6K

$1.29 €1.11

32.56%

White Bread (500g)

$2.47 Rp 44.3K

$1.49 €1.28

65.77%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.38 €2.05

-49.58%

Eggs

$2.44 Rp 43.8K

$2.82 €2.43

-13.48%

Local Cheese (1kg)

$14.38 Rp 257.7K

$12.22 €10.53

17.68%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$8.78 €7.57

-50.91%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.44 €9.86

6.73%

Apples (1kg)

$3.68 Rp 66.0K

$1.91 €1.64

92.67%

Banana (1kg)

$1.55 Rp 27.8K

$1.52 €1.31

1.97%

Oranges (1kg)

$2.79 Rp 49.9K

$2.50 €2.15

11.60%

Tomato (1kg)

$2.33 Rp 41.8K

$2.41 €2.08

-3.32%

Potato (1kg)

$1.97 Rp 35.3K

$0.99 €0.86

98.99%

Onion (1kg)

$2.31 Rp 41.4K

$1.00 €0.86

131.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.95 €1.68

-45.64%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.00 €0.86

-27.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$6.34 €5.46

-48.26%

Wine (Bottle)

$22.79 Rp 408.4K

$10.50 €9.05

117.05%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.91 €1.65

47.12%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.19 €1.88

26.94%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.39 €2.92

-86.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.74 €0.64

-39.19%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$17.25 €14.86

-63.83%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.85 €1.60

-54.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$29.3K €25.3K

-11.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$31.0K €26.7K

2.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$273 €235

-70.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$20.55 €17.71

-80.24%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$35.37 €30.47

-30.96%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$11.80 €10.16

-65.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$116 €100

161.87%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,838 €6,753

-15.53%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$114 €98.2

-52.40%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$38.78 €33.41

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$97.9 €84.4

-12.02%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$107 €91.8

-28.01%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,140 €3,567

-33.78%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,803 €2,415

-20.52%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,843 €1,588

-91.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.3

208.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Saku: June 7, 2026

Cost Breakdown

Salaries run about 1028% higher in Saku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $68.0 in Saku. Groceries tell a different story – $297 in Ubud, Bali vs $264 in Saku – so Saku wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saku: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 33%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,579 in Saku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,053 in Saku. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $116 in Saku. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Saku, where all-in costs run around $1,053, than in Ubud, Bali at $1,404. In Saku it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Saku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.