Cost of Living Comparison Between Ubud, Bali and Saku Cost of Living Comparison Between Ubud, Bali and Saku

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,055 in Saku, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,659 in Saku, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,263 in Saku, rent included.

Ubud, Bali costs about 36% more than Saku, driven mainly by Eating Out.

Ubud, Bali sits 7% above the global median, while Saku is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$15.95 €13.65

-77.62%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$69.2 €59.2

-52.91%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.93 €8.50

-48.94%

Cappuccino

$2.83 Rp 49.0K

$3.61 €3.09

-21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.55 €2.19

-47.45%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.45 €2.10

-71.84%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$5.06 €4.33

-40.91%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.95 €5.09

-35.29%

Milk (1 liter)

$1.74 Rp 30.2K

$1.24 €1.06

40.32%

White Bread (500g)

$2.54 Rp 44.0K

$1.43 €1.23

77.62%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.39 €2.05

-50.21%

Eggs

$2.43 Rp 42.0K

$2.97 €2.54

-18.18%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.57 €10.76

16.63%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.94 €7.65

-53.24%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.18 €9.57

6.80%

Apples (1kg)

$3.69 Rp 63.9K

$1.97 €1.69

87.31%

Banana (1kg)

$1.61 Rp 27.8K

$1.57 €1.35

2.55%

Oranges (1kg)

$2.69 Rp 46.5K

$2.47 €2.11

8.91%

Tomato (1kg)

$2.33 Rp 40.4K

$2.39 €2.04

-2.51%

Potato (1kg)

$1.91 Rp 33.0K

$1.00 €0.85

91.00%

Onion (1kg)

$2.19 Rp 37.9K

$0.93 €0.80

135.48%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.97 €1.69

-46.19%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.06 €0.91

-32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$6.30 €5.39

-50.32%

Wine (Bottle)

$23.49 Rp 407.1K

$10.73 €9.18

118.92%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.90 €1.63

44.21%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.17 €1.86

32.72%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.41 €2.92

-86.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.69 €0.59

-39.13%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$17.54 €15.02

-64.88%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.95 €1.67

-56.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$28.9K €24.8K

-9.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$31.2K €26.7K

3.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$274 €235

-71.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$20.28 €17.36

-80.52%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$36.06 €30.87

-32.33%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$11.67 €9.99

-65.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$118 €101

157.03%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,848 €6,718

-16.89%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$114 €97.2

-52.59%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$40.16 €34.38

-5.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$97.3 €83.3

-10.84%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$109 €93.5

-27.82%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$4,206 €3,601

-29.05%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,838 €2,430

-17.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,881 €1,610

-90.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.3

208.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Saku: April 27, 2026

Cost Breakdown

Salaries run about 986% higher in Saku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $69.0 in Saku. Groceries tell a different story – $298 in Ubud, Bali vs $266 in Saku – so Saku wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saku: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 36%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,583 in Saku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,055 in Saku. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $118 in Saku. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Saku, where all-in costs run around $1,055, than in Ubud, Bali at $1,438. In Saku it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Saku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.