Cost of Living Comparison Between Ubud, Bali and Saku Cost of Living Comparison Between Ubud, Bali and Saku

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,044 in Saku, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,657 in Saku, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,269 in Saku, rent included.

Ubud, Bali costs about 33% more than Saku, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Saku is 22% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$15.99 €13.84

-77.67%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$68.1 €59.0

-52.56%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.70 €8.40

-48.35%

Cappuccino

$2.82 Rp 51.0K

$3.78 €3.27

-25.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.46 €2.13

-45.12%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$2.54 €2.20

-71.26%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$5.18 €4.48

-43.44%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$5.91 €5.12

-33.33%

Milk (1 liter)

$1.78 Rp 32.1K

$1.25 €1.09

42.40%

White Bread (500g)

$2.45 Rp 44.2K

$1.44 €1.24

70.14%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.28 €1.97

-49.56%

Eggs

$2.41 Rp 43.6K

$2.98 €2.58

-19.13%

Local Cheese (1kg)

$14.33 Rp 258.7K

$12.30 €10.65

16.50%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$8.83 €7.65

-52.55%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$11.48 €9.94

5.05%

Apples (1kg)

$3.64 Rp 65.7K

$1.90 €1.65

91.58%

Banana (1kg)

$1.57 Rp 28.3K

$1.58 €1.36

-0.63%

Oranges (1kg)

$2.79 Rp 50.3K

$2.47 €2.14

12.96%

Tomato (1kg)

$2.24 Rp 40.5K

$2.40 €2.08

-6.67%

Potato (1kg)

$1.98 Rp 35.7K

$0.99 €0.86

100.00%

Onion (1kg)

$2.28 Rp 41.1K

$1.00 €0.87

128.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.05 €1.77

-48.78%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.05 €0.91

-24.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$6.33 €5.48

-49.61%

Wine (Bottle)

$23.49 Rp 424.1K

$10.16 €8.80

131.20%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.93 €1.67

50.26%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.17 €1.88

27.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.27 €2.83

-86.24%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.74 €0.64

-37.84%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$17.13 €14.83

-64.57%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.94 €1.68

-55.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.8K €25.0K

-7.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$30.2K €26.2K

7.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$266 €231

-70.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$20.23 €17.52

-79.78%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$35.97 €31.15

-33.69%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$11.54 €9.99

-65.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$117 €102

153.21%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,739 €6,702

-14.70%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$112 €96.8

-52.18%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$40.27 €34.87

-5.36%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$97.7 €84.6

-9.22%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$110 €95.1

-30.19%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$4,104 €3,554

-33.50%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,685 €2,325

-14.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,851 €1,603

-91.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.3

208.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Saku: July 27, 2026

Cost Breakdown

Salaries run about 1031% higher in Saku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $68.0 in Saku. Groceries tell a different story – $298 in Ubud, Bali vs $264 in Saku – so Saku wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saku: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 33%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,566 in Saku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,044 in Saku. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $117 in Saku. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Saku, where all-in costs run around $1,044, than in Ubud, Bali at $1,392. In Saku it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Saku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.