Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Saku

For one person, living is cheaper in Saku: $1,108 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Saku
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Saku Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Saku

🇪🇪 Estonia

$1,108

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saku actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,108 in Saku, rent included.

Ubud, Bali $1,331
Saku $1,108

A couple spends around $2,255 per month in Ubud, Bali vs $1,724 in Saku, rent included.

Ubud, Bali $2,255
Saku $1,724

A family of three spends $3,180 per month in Ubud, Bali vs $2,339 in Saku, rent included.

Ubud, Bali $3,180
Saku $2,339

Ubud, Bali costs about 20% more than Saku, and outside of rent the biggest gap is in leisure.

Both Ubud, Bali and Saku are more affordable than the global median – Ubud, Bali 2% lower, Saku 18% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$16.43 €14.69

-79.43%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$70.4 €62.9

-50.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.23 €10.04

-50.40%

Cappuccino

$2.62 Rp 47.5K

$4.14 €3.70

-36.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.25 €2.01

-31.56%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.32 €2.07

-72.41%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.66 €5.96

-59.91%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$6.51 €5.82

-34.56%

Milk (1 liter)

$1.46 Rp 26.5K

$1.09 €0.97

33.94%

White Bread (500g)

$2.29 Rp 41.6K

$1.39 €1.24

64.75%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.38 €2.13

-53.36%

Eggs

$2.10 Rp 38.1K

$2.90 €2.59

-27.59%

Local Cheese (1kg)

$15.94 Rp 289.2K

$11.04 €9.88

44.38%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$8.41 €7.52

-53.86%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$14.64 €13.09

-22.13%

Apples (1kg)

$3.55 Rp 64.4K

$2.14 €1.92

65.89%

Banana (1kg)

$1.54 Rp 27.9K

$1.38 €1.23

11.59%

Oranges (1kg)

$2.23 Rp 40.5K

$2.49 €2.23

-10.44%

Tomato (1kg)

$1.97 Rp 35.8K

$3.01 €2.70

-34.55%

Potato (1kg)

$1.86 Rp 33.7K

$0.82 €0.73

126.83%

Onion (1kg)

$2.42 Rp 43.9K

$0.81 €0.72

198.77%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.85 €1.66

-44.86%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.01 €0.90

-48.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.91 €6.18

-68.16%

Wine (Bottle)

$21.79 Rp 395.2K

$10.22 €9.14

113.21%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.90 €1.69

22.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.08 €1.86

42.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.67 €3.28

-88.01%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.03 €0.92

-54.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$26.04 €23.28

-78.49%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.02 €1.80

-58.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$28.2K €25.2K

-13.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$29.3K €26.2K

8.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$312 €279

-75.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.17 €15.36

-64.24%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$32.62 €29.17

-42.00%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$11.65 €10.41

-62.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$469 €420

4.88%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$10.2K €9,106

20.01%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$102 €90.8

-55.52%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$48.12 €43.03

-27.49%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$106 €94.6

-25.93%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$119 €106

-34.36%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,012 €3,588

-41.68%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,648 €2,368

-15.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,764 €1,577

-90.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.44

300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Saku: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Saku

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Saku

$267 24.1% 4.6% $13

Clothing & Footwear

Ubud, Bali

$106 8%

Saku

$168 15.2% 58.3% $62

Eating Out

Ubud, Bali

$106 8%

Saku

$279 25.2% 164% $174

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Saku

$362 32.6% 253% $259

Sport & Entertainment

Ubud, Bali

$60 4.5%

Saku

$23 * 2.1% 61% $36

Getting Around

Ubud, Bali

$12 0.9%

Saku

$8.8 * 0.8% 26.1% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Saku are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $70 in Saku. Groceries tell a different story – $279 in Ubud, Bali vs $267 in Saku – so Saku wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Saku

🕒 Local time

07:23 7:23 AM

01:23 1:23 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,548

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Saku 10,850 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Saku

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saku: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 20%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,662 in Saku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,108 in Saku. That makes Saku about 17% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $469 in Saku. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,108 in Saku, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,108 in Saku to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.