Last update: Oct 2026

Cost of Living Comparison Between Saku and Ubud, Bali

For one person, living is cheaper in Saku: $1,107 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Saku
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Saku Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saku

🇪🇪 Estonia

$1,107

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saku and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saku and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,107 per month in Saku vs $1,349 in Ubud, Bali, rent included.

Saku $1,107
Ubud, Bali $1,349

A couple spends around $1,722 per month in Saku vs $2,305 in Ubud, Bali, rent included.

Saku $1,722
Ubud, Bali $2,305

A family of three spends $2,338 per month in Saku vs $3,261 in Ubud, Bali, rent included.

Saku $2,338
Ubud, Bali $3,261

Saku is about 18% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$17.03 €15.20

$3.32 Rp 60.3K

412.95%

Three-Course Dinner for Two, Mid-Range

$69.1 €61.6

$35.64 Rp 646.7K

93.80%

Fast Food Meal (McDonalds, etc)

$11.17 €9.96

$5.53 Rp 100.4K

101.99%

Cappuccino

$4.01 €3.57

$2.72 Rp 49.3K

47.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.91

$1.70 Rp 30.9K

25.88%

Water (0.33 liter bottle)

$2.35 €2.09

$0.76 Rp 13.8K

209.21%

Local Beer (0.5 liter draught)

$6.58 €5.87

$2.65 Rp 48.2K

148.30%

Imported Beer (0.33 liter bottle)

$6.79 €6.06

$4.38 Rp 79.5K

55.02%

Milk (1 liter)

$1.13 €1.01

$1.49 Rp 27.1K

-24.16%

White Bread (500g)

$1.39 €1.24

$2.28 Rp 41.3K

-39.04%

Rice (white) (1kg)

$2.30 €2.06

$1.19 Rp 21.6K

93.28%

Eggs

$2.99 €2.67

$2.04 Rp 36.9K

46.57%

Local Cheese (1kg)

$10.96 €9.78

$17.70 Rp 321.2K

-38.08%

Chicken Fillets (1kg)

$8.61 €7.68

$3.96 Rp 71.9K

117.42%

Beef Round Steak (1kg)

$15.01 €13.39

$12.19 Rp 221.2K

23.13%

Apples (1kg)

$2.06 €1.84

$3.66 Rp 66.3K

-43.72%

Banana (1kg)

$1.38 €1.23

$1.52 Rp 27.5K

-9.21%

Oranges (1kg)

$2.42 €2.16

$2.23 Rp 40.4K

8.52%

Tomato (1kg)

$2.96 €2.64

$1.97 Rp 35.8K

50.25%

Potato (1kg)

$0.82 €0.73

$1.85 Rp 33.5K

-55.68%

Onion (1kg)

$0.76 €0.68

$2.42 Rp 44.0K

-68.60%

Lettuce (1 head)

$1.87 €1.66

$0.99 Rp 18.0K

88.89%

Water (1.5 liter bottle)

$1.02 €0.91

$0.51 Rp 9,316

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.92 €6.17

$2.22 Rp 40.3K

211.71%

Wine (Bottle)

$9.90 €8.83

$22.24 Rp 403.6K

-55.49%

Local Beer (0.5 liter bottle)

$1.96 €1.75

$2.26 Rp 41.0K

-13.27%

Imported Beer (0.33 liter bottle)

$2.12 €1.90

$2.97 Rp 53.9K

-28.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$3.55 €3.17

$0.44 Rp 7,975

706.82%

Taxi (Normal Tariff) (1km)

$1.02 €0.91

$0.43 Rp 7,804

137.21%

Taxi 1hour Waiting (Normal Tariff)

$26.12 €23.31

$5.41 Rp 98.2K

382.81%

Gasoline (1 liter)

$1.92 €1.71

$0.82 Rp 15.0K

134.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €24.4K

$23.8K Rp 432.6M

14.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K €26.8K

$31.7K Rp 576.1M

-5.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$307 €274

$79.1 Rp 1.4M

288.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.53 €15.64

$6.45 Rp 117.0K

171.78%

Internet (50+ Mbps, Unlimited Data)

$32.55 €29.04

$18.58 Rp 337.1K

75.19%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$11.43 €10.20

$4.27 Rp 77.6K

167.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 €415

$491 Rp 8.9M

-5.18%

International Primary School, 1 Child (Yearly)

$10.1K €8,992

$5,674 Rp 103.0M

77.62%

Jeans (Levis 501 Or Similar)

$102 €91.0

$44.64 Rp 810.0K

128.47%

Summer Dress (H&M, Zara, etc)

$48.00 €42.82

$34.95 Rp 634.2K

37.34%

Sport Shoes (Adidas, Nike)

$105 €93.6

$79.9 Rp 1.4M

31.25%

Men's Leather Business Shoes

$119 €107

$79.4 Rp 1.4M

50.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$4,074 €3,634

$2,732 Rp 49.6M

49.12%

Buy Apartment Outside City Center (m2)

$2,730 €2,436

$2,284 Rp 41.4M

19.53%

Average Monthly Net Salary (After Tax)

$1,809 €1,614

$164 Rp 3.0M

1004.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

13.78

-75.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saku: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Saku

$357 32.3%

Ubud, Bali

$104 7.7% 70.8% $253

Eating Out

Saku

$282 25.5%

Ubud, Bali

$108 8% 61.9% $175

Groceries & Markets

Saku

$268 24.2%

Ubud, Bali

$288 21.4% 7.7% $21

Clothing & Footwear

Saku

$168 15.2%

Ubud, Bali

$108 8% 36.2% $61

Sport & Entertainment

Saku

$23 * 2.1%

Ubud, Bali

$58 4.3% 154% $35

Getting Around

Saku

$8.7 * 0.8%

Ubud, Bali

$11 0.9% 31.7% $2.8

Accommodation & Living

Saku

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Saku are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69 in Saku versus $36 in Ubud, Bali. Groceries tell a different story – $268 in Saku vs $288 in Ubud, Bali – so Saku wins on supermarket bills even if dining out costs more.

Good to know

🇪🇪 Saku

🇮🇩 Ubud, Bali

🕒 Local time

02:16 2:16 AM

08:16 8:16 AM

6 h ahead of Saku

🌤 Weather

👥 Population

4,548

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Saku Ubud, Bali 10,850 km ≈ 14 h nonstop flight

From you

Saku
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saku vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 22%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,660 per month in Saku and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,107 in Saku and $1,349 in Ubud, Bali. That makes Saku about 18% cheaper.

Kindergarten costs $465 per month in Saku and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,107 in Saku and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,107 in Saku to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.