Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Saint Joseph, MO

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,526 in Saint Joseph, MO, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Saint Joseph, MO
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Saint Joseph, MO Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Saint Joseph, MO

🇺🇸 United States

$2,526

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint Joseph, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint Joseph, MO actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,526 in Saint Joseph, MO, rent included.

Ubud, Bali $1,331
Saint Joseph, MO $2,526

A couple spends around $2,255 per month in Ubud, Bali vs $3,681 in Saint Joseph, MO, rent included.

Ubud, Bali $2,255
Saint Joseph, MO $3,681

A family of three spends $3,180 per month in Ubud, Bali vs $4,836 in Saint Joseph, MO, rent included.

Ubud, Bali $3,180
Saint Joseph, MO $4,836

Ubud, Bali is about 47% cheaper than Saint Joseph, MO, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Saint Joseph, MO is 87% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$20.12 $20.12

-83.20%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$49.48 $49.48

-29.97%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$10.81 $10.81

-48.47%

Cappuccino

$2.62 Rp 47.3K

$5.00 $5.00

-47.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.03 $2.03

-24.14%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.14 $1.14

-43.86%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$4.89 $4.89

-45.40%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$7.87 $7.87

-45.87%

Milk (1 liter)

$1.46 Rp 26.4K

$0.89 $0.89

64.04%

White Bread (500g)

$2.29 Rp 41.4K

$3.26 $3.26

-29.75%

Rice (white) (1kg)

$1.11 Rp 20.0K

$6.27 $6.27

-82.30%

Eggs

$2.10 Rp 38.0K

$4.67 $4.67

-55.03%

Local Cheese (1kg)

$15.94 Rp 288.1K

$11.38 $11.38

40.07%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$8.37 $8.37

-53.64%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$15.10 $15.10

-24.50%

Apples (1kg)

$3.55 Rp 64.2K

$6.64 $6.64

-46.54%

Banana (1kg)

$1.54 Rp 27.8K

$2.10 $2.10

-26.67%

Oranges (1kg)

$2.23 Rp 40.3K

$5.84 $5.84

-61.82%

Tomato (1kg)

$1.97 Rp 35.6K

$4.20 $4.20

-53.10%

Potato (1kg)

$1.86 Rp 33.6K

$3.39 $3.39

-45.13%

Onion (1kg)

$2.42 Rp 43.7K

$3.70 $3.70

-34.59%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.88 $1.88

-45.74%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$2.56 $2.56

-79.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$8.87 $8.87

-75.20%

Wine (Bottle)

$21.79 Rp 393.8K

$17.28 $17.28

26.10%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.79 $1.79

30.17%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$2.57 $2.57

15.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$1.74 $1.74

-85.63%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$67.3 $67.3

-87.86%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$4.90 $4.90

-91.02%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$1.81 $1.81

-74.03%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$35.06 $35.06

-84.03%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.08 $1.08

-23.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$27.3K $27.3K

-10.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$26.0K $26.0K

21.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$147 $147

-47.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$47.66 $47.66

-87.12%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$66.6 $66.6

-71.58%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$35.95 $35.95

41.84%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$4.38 Rp 79.2K

$14.85 $14.85

-70.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$821 $821

-40.05%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$9,129 $9,129

33.87%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$47.88 $47.88

-5.68%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$34.87 $34.87

0.06%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.1 $90.1

-13.06%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$116 $116

-33.06%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,594 $1,594

-32.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,274 $1,274

-47.81%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,535 $2,535

38.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$2,138 $2,138

-21.86%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$1,566 $1,566

49.47%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$1,537 $1,537

45.53%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,808 $2,808

-94.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.37

116.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Saint Joseph, MO: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Saint Joseph, MO

$1.3K 50.4% 91.6% $609

Groceries & Markets

Ubud, Bali

$279 21%

Saint Joseph, MO

$401 15.9% 43.5% $122

Clothing & Footwear

Ubud, Bali

$106 8%

Saint Joseph, MO

$130 5.2% 22.4% $24

Eating Out

Ubud, Bali

$106 8%

Saint Joseph, MO

$306 12.1% 190% $200

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Saint Joseph, MO

$261 10.3% 155% $159

Sport & Entertainment

Ubud, Bali

$60 4.5%

Saint Joseph, MO

$66 2.6% 9.9% $5.9

Getting Around

Ubud, Bali

$12 0.9%

Saint Joseph, MO

$88 3.5% 638% $76

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,594 in Saint Joseph, MO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Joseph, MO are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $49 in Saint Joseph, MO. Monthly groceries follow the same trend: $279 vs $401 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Saint Joseph, MO

🕒 Local time

21:34 9:34 PM

07:34 7:34 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,780

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint Joseph, MO 15,430 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Saint Joseph, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Joseph, MO: Cost of Living - Frequently Asked Questions

Saint Joseph, MO costs about 90% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,790 in Saint Joseph, MO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,594 in Saint Joseph, MO.

Groceries cost about 44% more in Saint Joseph, MO, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $49 in Saint Joseph, MO. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,526 in Saint Joseph, MO. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Saint Joseph, MO makes more sense. Both are solid long-term options with distinct trade-offs.