Last update: Oct 2026

Cost of Living Comparison Between Saint Joseph, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,526 in Saint Joseph, MO, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Saint Joseph, MO
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Saint Joseph, MO Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint Joseph, MO

🇺🇸 United States

$2,526

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Joseph, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Joseph, MO and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,526 per month in Saint Joseph, MO vs $1,331 in Ubud, Bali, rent included.

Saint Joseph, MO $2,526
Ubud, Bali $1,331

A couple spends around $3,681 per month in Saint Joseph, MO vs $2,255 in Ubud, Bali, rent included.

Saint Joseph, MO $3,681
Ubud, Bali $2,255

A family of three spends $4,836 per month in Saint Joseph, MO vs $3,180 in Ubud, Bali, rent included.

Saint Joseph, MO $4,836
Ubud, Bali $3,180

Saint Joseph, MO costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Saint Joseph, MO sits 87% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.12 $20.12

$3.38 Rp 61.2K

495.27%

Three-Course Dinner for Two, Mid-Range

$49.48 $49.48

$34.65 Rp 628.6K

42.80%

Fast Food Meal (McDonalds, etc)

$10.81 $10.81

$5.57 Rp 101.1K

94.08%

Cappuccino

$5.00 $5.00

$2.62 Rp 47.5K

90.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 $2.03

$1.54 Rp 27.9K

31.82%

Water (0.33 liter bottle)

$1.14 $1.14

$0.64 Rp 11.6K

78.12%

Local Beer (0.5 liter draught)

$4.89 $4.89

$2.67 Rp 48.4K

83.15%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$4.26 Rp 77.3K

84.74%

Milk (1 liter)

$0.89 $0.89

$1.46 Rp 26.5K

-39.04%

White Bread (500g)

$3.26 $3.26

$2.29 Rp 41.6K

42.36%

Rice (white) (1kg)

$6.27 $6.27

$1.11 Rp 20.1K

464.86%

Eggs

$4.67 $4.67

$2.10 Rp 38.1K

122.38%

Local Cheese (1kg)

$11.38 $11.38

$15.94 Rp 289.2K

-28.61%

Chicken Fillets (1kg)

$8.37 $8.37

$3.88 Rp 70.4K

115.72%

Beef Round Steak (1kg)

$15.10 $15.10

$11.40 Rp 206.8K

32.46%

Apples (1kg)

$6.64 $6.64

$3.55 Rp 64.4K

87.04%

Banana (1kg)

$2.10 $2.10

$1.54 Rp 27.9K

36.36%

Oranges (1kg)

$5.84 $5.84

$2.23 Rp 40.5K

161.88%

Tomato (1kg)

$4.20 $4.20

$1.97 Rp 35.8K

113.20%

Potato (1kg)

$3.39 $3.39

$1.86 Rp 33.7K

82.26%

Onion (1kg)

$3.70 $3.70

$2.42 Rp 43.9K

52.89%

Lettuce (1 head)

$1.88 $1.88

$1.02 Rp 18.6K

84.31%

Water (1.5 liter bottle)

$2.56 $2.56

$0.52 Rp 9,475

392.31%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$2.20 Rp 39.9K

303.18%

Wine (Bottle)

$17.28 $17.28

$21.79 Rp 395.2K

-20.70%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$2.33 Rp 42.2K

-23.18%

Imported Beer (0.33 liter bottle)

$2.57 $2.57

$2.97 Rp 53.9K

-13.47%

One-way Ticket (Public Transport)

$1.74 $1.74

$0.25 Rp 4,542

596.00%

Public Transport Monthly Pass (Regular Price)

$67.3 $67.3

$8.17 Rp 148.3K

723.75%

Taxi Start (Normal Tariff)

$4.90 $4.90

$0.44 Rp 7,941

1013.64%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$0.47 Rp 8,489

285.11%

Taxi 1hour Waiting (Normal Tariff)

$35.06 $35.06

$5.60 Rp 101.6K

526.07%

Gasoline (1 liter)

$1.08 $1.08

$0.83 Rp 15.0K

30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$24.4K Rp 443.5M

11.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.7K Rp 575.0M

-17.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$77.5 Rp 1.4M

89.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.66 $47.66

$6.14 Rp 111.5K

676.22%

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$18.92 Rp 343.1K

251.85%

Gym Membership (Monthly)

$35.95 $35.95

$51.0 Rp 925.0K

-29.50%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$14.85 $14.85

$4.38 Rp 79.5K

239.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 $821

$492 Rp 8.9M

66.80%

International Primary School, 1 Child (Yearly)

$9,129 $9,129

$12.2K Rp 221.7M

-25.30%

Jeans (Levis 501 Or Similar)

$47.88 $47.88

$45.16 Rp 819.2K

6.02%

Summer Dress (H&M, Zara, etc)

$34.87 $34.87

$34.89 Rp 632.9K

-0.06%

Sport Shoes (Adidas, Nike)

$90.1 $90.1

$78.3 Rp 1.4M

15.02%

Men's Leather Business Shoes

$116 $116

$77.9 Rp 1.4M

49.38%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$1,078 Rp 19.5M

47.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$665 Rp 12.1M

91.61%

3-bedroom Apartment, City Center (Monthly)

$2,535 $2,535

$3,510 Rp 63.7M

-27.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$1,671 Rp 30.3M

27.98%

Buy Apartment in City Center (m2)

$1,566 $1,566

$2,340 Rp 42.4M

-33.10%

Buy Apartment Outside City Center (m2)

$1,537 $1,537

$2,236 Rp 40.6M

-31.29%

Average Monthly Net Salary (After Tax)

$2,808 $2,808

$166 Rp 3.0M

1588.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

13.78

-53.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Joseph, MO: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Joseph, MO

$1.3K 50.4%

Ubud, Bali

$665 50% 47.8% $609

Groceries & Markets

Saint Joseph, MO

$401 15.9%

Ubud, Bali

$279 21% 30.3% $122

Eating Out

Saint Joseph, MO

$306 12.1%

Ubud, Bali

$106 8% 65.5% $200

Monthly Utilities & Internet

Saint Joseph, MO

$261 10.3%

Ubud, Bali

$103 7.7% 60.7% $159

Clothing & Footwear

Saint Joseph, MO

$130 5.2%

Ubud, Bali

$106 8% 18.3% $24

Getting Around

Saint Joseph, MO

$88 3.5%

Ubud, Bali

$12 0.9% 86.5% $76

Sport & Entertainment

Saint Joseph, MO

$66 2.6%

Ubud, Bali

$60 4.5% 9% $5.9

Cost Breakdown

A central one-bedroom costs $1,594 in Saint Joseph, MO versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Joseph, MO are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49 in Saint Joseph, MO versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $401 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint Joseph, MO

🇮🇩 Ubud, Bali

🕒 Local time

07:23 7:23 AM

21:23 9:23 PM

14 h ahead of Saint Joseph, MO

🌤 Weather

👥 Population

76,780

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Saint Joseph, MO Ubud, Bali 15,430 km ≈ 20 h nonstop flight

From you

Saint Joseph, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Joseph, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Joseph, MO costs about 90% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,790 per month in Saint Joseph, MO and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,594 in Saint Joseph, MO.

Groceries cost about 44% more in Saint Joseph, MO, though the gap depends on what you buy.

A mid-range dinner for two costs $49 in Saint Joseph, MO and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,526 in Saint Joseph, MO and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Saint Joseph, MO makes more sense. Both are solid long-term options with distinct trade-offs.