Cost of Living Comparison Between Ubud, Bali and Sagamu Cost of Living Comparison Between Ubud, Bali and Sagamu

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $449 in Sagamu, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $809 in Sagamu, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,169 in Sagamu, rent included.

Ubud, Bali costs about 210% more than Sagamu, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Sagamu is 66% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.55 ₦3,480

40.00%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$49.28 ₦67.2K

-34.42%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.43 ₦7,412

-7.73%

Cappuccino

$2.82 Rp 51.0K

$2.22 ₦3,029

27.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.34 ₦458

297.06%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.22 ₦300

231.82%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.83 ₦1,136

253.01%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.38 ₦1,881

185.51%

Milk (1 liter)

$1.78 Rp 32.1K

$2.31 ₦3,154

-22.94%

White Bread (500g)

$2.45 Rp 44.2K

$1.25 ₦1,708

96.00%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.29 ₦3,126

-49.78%

Eggs

$2.41 Rp 43.6K

$1.70 ₦2,317

41.76%

Local Cheese (1kg)

$14.33 Rp 258.7K

$6.41 ₦8,741

123.56%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.11 ₦5,613

1.95%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$5.49 ₦7,487

119.67%

Apples (1kg)

$3.64 Rp 65.7K

$3.53 ₦4,821

3.12%

Banana (1kg)

$1.57 Rp 28.3K

$2.09 ₦2,850

-24.88%

Oranges (1kg)

$2.79 Rp 50.3K

$2.09 ₦2,855

33.49%

Tomato (1kg)

$2.24 Rp 40.5K

$2.39 ₦3,261

-6.28%

Potato (1kg)

$1.98 Rp 35.7K

$2.36 ₦3,223

-16.10%

Onion (1kg)

$2.28 Rp 41.1K

$1.96 ₦2,680

16.33%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.00 ₦2,724

-47.50%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.38 ₦521

107.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.31 ₦1,781

143.51%

Wine (Bottle)

$23.49 Rp 424.1K

$2.64 ₦3,595

789.77%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.64 ₦873

353.12%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$0.88 ₦1,205

213.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.19 ₦1,619

-62.18%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.21 ₦3,020

-79.19%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$4.64 ₦6,325

30.82%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.78 ₦1,061

10.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$20.5K ₦27.9M

29.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.5K ₦28.0M

58.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$41.41 ₦56.5K

90.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$10.36 ₦14.1K

-60.52%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$34.20 ₦46.7K

-30.26%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$6.48 ₦8,836

-38.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$83.0 ₦113.2K

258.21%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$2,312 ₦3.2M

185.61%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$19.38 ₦26.4K

175.70%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$24.48 ₦33.4K

55.68%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$63.6 ₦86.7K

39.43%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$56.1 ₦76.5K

36.67%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Sagamu: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $49.00 in Sagamu. Groceries tell a different story – $298 in Ubud, Bali vs $192 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $449 in Sagamu – roughly 210% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $674 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $449 in Sagamu. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $83.0 in Sagamu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $449, than in Ubud, Bali at $1,392. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $449 in Sagamu to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.