Cost of Living Comparison Between Ubud, Bali and Sagamu Cost of Living Comparison Between Ubud, Bali and Sagamu

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $475 in Sagamu, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $800 in Sagamu, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,124 in Sagamu, rent included.

Ubud, Bali costs about 188% more than Sagamu, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Sagamu is 65% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$3.86 ₦5,128

-10.88%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$49.84 ₦66.2K

-27.15%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.62 ₦10.1K

-25.07%

Cappuccino

$2.67 Rp 47.4K

$2.73 ₦3,625

-2.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.44 ₦589

297.73%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.25 ₦333

248.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.03 ₦1,364

186.41%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.04 ₦2,714

121.57%

Milk (1 liter)

$1.62 Rp 28.7K

$3.15 ₦4,191

-48.57%

White Bread (500g)

$2.33 Rp 41.3K

$1.46 ₦1,935

59.59%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.21 ₦1,603

-8.26%

Eggs

$2.20 Rp 39.0K

$2.19 ₦2,908

0.46%

Local Cheese (1kg)

$17.69 Rp 313.9K

$3.61 ₦4,801

390.03%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.88 ₦5,157

5.67%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$4.36 ₦5,786

179.36%

Apples (1kg)

$3.71 Rp 65.8K

$1.72 ₦2,284

115.70%

Banana (1kg)

$1.59 Rp 28.2K

$1.23 ₦1,639

29.27%

Oranges (1kg)

$2.28 Rp 40.5K

$1.15 ₦1,527

98.26%

Tomato (1kg)

$1.95 Rp 34.7K

$1.27 ₦1,692

53.54%

Potato (1kg)

$1.91 Rp 33.8K

$1.33 ₦1,773

43.61%

Onion (1kg)

$2.33 Rp 41.4K

$1.31 ₦1,741

77.86%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.83 ₦1,108

21.69%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.37 ₦485

48.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$0.56 ₦742

298.21%

Wine (Bottle)

$23.07 Rp 409.3K

$2.58 ₦3,434

794.19%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.54 ₦711

348.15%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$0.46 ₦614

552.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.71 ₦946

-32.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.95 ₦1,262

-54.74%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$2.20 ₦2,924

156.36%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.83 ₦1,102

-3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$11.2K ₦14.9M

122.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$13.5K ₦17.9M

135.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$114 ₦151.5K

-28.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$16.05 ₦21.3K

-59.56%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$32.77 ₦43.5K

-42.72%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.74 ₦6,295

-4.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$678 ₦900.9K

-29.12%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$19.8K ₦26.3M

-71.12%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$14.74 ₦19.6K

208.82%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$17.88 ₦23.8K

100.67%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$36.87 ₦49.0K

118.04%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$49.58 ₦65.9K

58.67%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.05

-23.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Sagamu: September 12, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $50.0 in Sagamu. Groceries tell a different story – $295 in Ubud, Bali vs $153 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $475 in Sagamu – roughly 188% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $713 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $475 in Sagamu. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $678 in Sagamu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $475, than in Ubud, Bali at $1,368. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $475 in Sagamu to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.