Cost of Living Comparison Between Ubud, Bali and Sagamu Cost of Living Comparison Between Ubud, Bali and Sagamu

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $453 in Sagamu, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $811 in Sagamu, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,168 in Sagamu, rent included.

Ubud, Bali costs about 210% more than Sagamu, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Sagamu is 66% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.65 ₦3,604

34.72%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$49.27 ₦67.0K

-34.04%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.26 ₦7,155

-7.60%

Cappuccino

$2.75 Rp 49.2K

$2.12 ₦2,877

29.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.37 ₦499

256.76%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 ₦300

218.18%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.79 ₦1,073

268.35%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.38 ₦1,872

174.64%

Milk (1 liter)

$1.71 Rp 30.6K

$2.31 ₦3,142

-25.97%

White Bread (500g)

$2.47 Rp 44.3K

$1.23 ₦1,678

100.81%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.24 ₦3,043

-46.43%

Eggs

$2.44 Rp 43.8K

$1.71 ₦2,329

42.69%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.39 ₦8,685

125.04%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.31 ₦5,856

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.46 ₦7,429

123.63%

Apples (1kg)

$3.68 Rp 66.0K

$3.45 ₦4,685

6.67%

Banana (1kg)

$1.55 Rp 27.8K

$2.12 ₦2,887

-26.89%

Oranges (1kg)

$2.79 Rp 49.9K

$2.14 ₦2,907

30.37%

Tomato (1kg)

$2.33 Rp 41.8K

$2.40 ₦3,270

-2.92%

Potato (1kg)

$1.97 Rp 35.3K

$2.41 ₦3,280

-18.26%

Onion (1kg)

$2.31 Rp 41.4K

$1.93 ₦2,623

19.69%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.99 ₦2,700

-46.73%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.35 ₦481

108.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.29 ₦1,760

154.26%

Wine (Bottle)

$22.79 Rp 408.4K

$2.52 ₦3,421

804.37%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.69 ₦942

307.25%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$0.88 ₦1,191

215.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.21 ₦1,639

-62.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.23 ₦3,036

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.79 ₦6,519

30.27%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.74 ₦1,004

14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$20.5K ₦27.9M

26.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.8K ₦28.3M

51.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$42.09 ₦57.2K

91.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$10.24 ₦13.9K

-60.35%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$34.59 ₦47.0K

-29.40%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$6.32 ₦8,597

-36.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$83.5 ₦113.5K

264.33%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,334 ₦3.2M

183.63%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$19.09 ₦26.0K

184.08%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$24.43 ₦33.2K

58.74%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$65.8 ₦89.4K

31.01%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$56.0 ₦76.1K

37.01%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sagamu: June 8, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $49.00 in Sagamu. Groceries tell a different story – $297 in Ubud, Bali vs $192 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $453 in Sagamu – roughly 210% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $680 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $453 in Sagamu. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $83.5 in Sagamu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $453, than in Ubud, Bali at $1,404. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $453 in Sagamu to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.