Cost of Living Comparison Between Sagamu and Ubud, Bali Cost of Living Comparison Between Sagamu and Ubud, Bali

Monthly Cost of Living

A single person spends $475 per month in Sagamu vs $1,368 in Ubud, Bali, rent included.

A couple spends around $800 per month in Sagamu vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,124 per month in Sagamu vs $3,327 in Ubud, Bali, rent included.

Sagamu is about 65% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Sagamu sits 65% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.86 ₦5,128

$3.44 Rp 61.0K

12.21%

Three-Course Dinner for Two, Mid-Range

$49.84 ₦66.2K

$36.31 Rp 644.2K

37.26%

Fast Food Meal (McDonalds, etc)

$7.62 ₦10.1K

$5.71 Rp 101.2K

33.45%

Cappuccino

$2.73 ₦3,625

$2.67 Rp 47.4K

2.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₦589

$1.75 Rp 31.0K

-74.86%

Water (0.33 liter bottle)

$0.25 ₦333

$0.87 Rp 15.5K

-71.26%

Local Beer (0.5 liter draught)

$1.03 ₦1,364

$2.95 Rp 52.4K

-65.08%

Imported Beer (0.33 liter bottle)

$2.04 ₦2,714

$4.52 Rp 80.2K

-54.87%

Milk (1 liter)

$3.15 ₦4,191

$1.62 Rp 28.7K

94.44%

White Bread (500g)

$1.46 ₦1,935

$2.33 Rp 41.3K

-37.34%

Rice (white) (1kg)

$1.21 ₦1,603

$1.11 Rp 19.6K

9.01%

Eggs

$2.19 ₦2,908

$2.20 Rp 39.0K

-0.45%

Local Cheese (1kg)

$3.61 ₦4,801

$17.69 Rp 313.9K

-79.59%

Chicken Fillets (1kg)

$3.88 ₦5,157

$4.10 Rp 72.7K

-5.37%

Beef Round Steak (1kg)

$4.36 ₦5,786

$12.18 Rp 216.0K

-64.20%

Apples (1kg)

$1.72 ₦2,284

$3.71 Rp 65.8K

-53.64%

Banana (1kg)

$1.23 ₦1,639

$1.59 Rp 28.2K

-22.64%

Oranges (1kg)

$1.15 ₦1,527

$2.28 Rp 40.5K

-49.56%

Tomato (1kg)

$1.27 ₦1,692

$1.95 Rp 34.7K

-34.87%

Potato (1kg)

$1.33 ₦1,773

$1.91 Rp 33.8K

-30.37%

Onion (1kg)

$1.31 ₦1,741

$2.33 Rp 41.4K

-43.78%

Lettuce (1 head)

$0.83 ₦1,108

$1.01 Rp 17.9K

-17.82%

Water (1.5 liter bottle)

$0.37 ₦485

$0.55 Rp 9,791

-32.73%

Cigarettes 20 Pack (Marlboro, Camel)

$0.56 ₦742

$2.23 Rp 39.6K

-74.89%

Wine (Bottle)

$2.58 ₦3,434

$23.07 Rp 409.3K

-88.82%

Local Beer (0.5 liter bottle)

$0.54 ₦711

$2.42 Rp 42.9K

-77.69%

Imported Beer (0.33 liter bottle)

$0.46 ₦614

$3.00 Rp 53.2K

-84.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.71 ₦946

$0.48 Rp 8,582

47.92%

Taxi (Normal Tariff) (1km)

$0.95 ₦1,262

$0.43 Rp 7,693

120.93%

Taxi 1hour Waiting (Normal Tariff)

$2.20 ₦2,924

$5.64 Rp 100.1K

-60.99%

Gasoline (1 liter)

$0.83 ₦1,102

$0.80 Rp 14.3K

3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦14.9M

$24.9K Rp 442.5M

-55.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.5K ₦17.9M

$31.7K Rp 562.6M

-57.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₦151.5K

$81.5 Rp 1.4M

40.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.05 ₦21.3K

$6.49 Rp 115.2K

147.30%

Internet (50+ Mbps, Unlimited Data)

$32.77 ₦43.5K

$18.77 Rp 333.0K

74.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.74 ₦6,295

$4.54 Rp 80.5K

4.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 ₦900.9K

$481 Rp 8.5M

41.08%

International Primary School, 1 Child (Yearly)

$19.8K ₦26.3M

$5,711 Rp 101.3M

246.25%

Jeans (Levis 501 Or Similar)

$14.74 ₦19.6K

$45.52 Rp 807.5K

-67.62%

Summer Dress (H&M, Zara, etc)

$17.88 ₦23.8K

$35.88 Rp 636.6K

-50.17%

Sport Shoes (Adidas, Nike)

$36.87 ₦49.0K

$80.4 Rp 1.4M

-54.14%

Men's Leather Business Shoes

$49.58 ₦65.9K

$78.7 Rp 1.4M

-36.98%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

18.05

13.78

30.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A mid-range dinner for two costs $50.0 in Sagamu versus $36.00 in Ubud, Bali. Groceries tell a different story – $153 in Sagamu vs $295 in Ubud, Bali – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $475 in Sagamu, $1,368 in Ubud, Bali – roughly 188% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $713 per month in Sagamu and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $475 in Sagamu and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $678 per month in Sagamu and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $475, than in Ubud, Bali at $1,368. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $475 in Sagamu to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.