Cost of Living Comparison Between Sagamu and Ubud, Bali Cost of Living Comparison Between Sagamu and Ubud, Bali

Monthly Cost of Living

A single person spends $453 per month in Sagamu vs $1,404 in Ubud, Bali, rent included.

A couple spends around $811 per month in Sagamu vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,168 per month in Sagamu vs $3,694 in Ubud, Bali, rent included.

Sagamu is about 68% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Sagamu sits 66% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sagamu
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.65 ₦3,604
$3.57 Rp 64.0K
-25.77%
Three-Course Dinner for Two, Mid-Range
$49.27 ₦67.0K
$32.50 Rp 582.3K
51.60%
Fast Food Meal (McDonalds, etc)
$5.26 ₦7,155
$4.86 Rp 87.1K
8.23%
Cappuccino
$2.12 ₦2,877
$2.75 Rp 49.2K
-22.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₦499
$1.32 Rp 23.7K
-71.97%
Water (0.33 liter bottle)
$0.22 ₦300
$0.70 Rp 12.6K
-68.57%
Local Beer (0.5 liter draught)
$0.79 ₦1,073
$2.91 Rp 52.2K
-72.85%
Imported Beer (0.33 liter bottle)
$1.38 ₦1,872
$3.79 Rp 68.0K
-63.59%
🛒 Groceries & Markets
Sagamu
Ubud, Bali
Difference
Milk (1 liter)
$2.31 ₦3,142
$1.71 Rp 30.6K
35.09%
White Bread (500g)
$1.23 ₦1,678
$2.47 Rp 44.3K
-50.20%
Rice (white) (1kg)
$2.24 ₦3,043
$1.20 Rp 21.5K
86.67%
Eggs
$1.71 ₦2,329
$2.44 Rp 43.8K
-29.92%
Local Cheese (1kg)
$6.39 ₦8,685
$14.38 Rp 257.7K
-55.56%
Chicken Fillets (1kg)
$4.31 ₦5,856
$4.31 Rp 77.1K
-
Beef Round Steak (1kg)
$5.46 ₦7,429
$12.21 Rp 218.7K
-55.28%
Apples (1kg)
$3.45 ₦4,685
$3.68 Rp 66.0K
-6.25%
Banana (1kg)
$2.12 ₦2,887
$1.55 Rp 27.8K
36.77%
Oranges (1kg)
$2.14 ₦2,907
$2.79 Rp 49.9K
-23.30%
Tomato (1kg)
$2.40 ₦3,270
$2.33 Rp 41.8K
3.00%
Potato (1kg)
$2.41 ₦3,280
$1.97 Rp 35.3K
22.34%
Onion (1kg)
$1.93 ₦2,623
$2.31 Rp 41.4K
-16.45%
Lettuce (1 head)
$1.99 ₦2,700
$1.06 Rp 19.1K
87.74%
Water (1.5 liter bottle)
$0.35 ₦481
$0.73 Rp 13.1K
-52.05%
Cigarettes 20 Pack (Marlboro, Camel)
$1.29 ₦1,760
$3.28 Rp 58.8K
-60.67%
Wine (Bottle)
$2.52 ₦3,421
$22.79 Rp 408.4K
-88.94%
Local Beer (0.5 liter bottle)
$0.69 ₦942
$2.81 Rp 50.3K
-75.44%
Imported Beer (0.33 liter bottle)
$0.88 ₦1,191
$2.78 Rp 49.9K
-68.35%
🚌 Getting Around
Sagamu
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.29 Rp 5,217
-
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$1.21 ₦1,639
$0.45 Rp 8,047
168.89%
Taxi (Normal Tariff) (1km)
$2.23 ₦3,036
$0.45 Rp 8,094
395.56%
Taxi 1hour Waiting (Normal Tariff)
$4.79 ₦6,519
$6.24 Rp 111.7K
-23.24%
Gasoline (1 liter)
$0.74 ₦1,004
$0.85 Rp 15.2K
-12.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5K ₦27.9M
$26.0K Rp 465.4M
-21.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K ₦28.3M
$31.7K Rp 567.2M
-34.18%
🧾 Monthly Utilities & Internet
Sagamu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$42.09 ₦57.2K
$80.8 Rp 1.4M
-47.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.24 ₦13.9K
$4.06 Rp 72.7K
152.22%
Internet (50+ Mbps, Unlimited Data)
$34.59 ₦47.0K
$24.42 Rp 437.6K
41.65%
🎉 Sport & Entertainment
Sagamu
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$97.7 Rp 1.7M
-
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$6.32 ₦8,597
$4.04 Rp 72.4K
56.44%
🧸 Childcare & Education
Sagamu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$83.5 ₦113.5K
$304 Rp 5.4M
-72.55%
International Primary School, 1 Child (Yearly)
$2,334 ₦3.2M
$6,621 Rp 118.6M
-64.74%
👕👟 Clothing & Footwear
Sagamu
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$19.09 ₦26.0K
$54.2 Rp 971.7K
-64.80%
Summer Dress (H&M, Zara, etc)
$24.43 ₦33.2K
$38.78 Rp 694.7K
-37.00%
Sport Shoes (Adidas, Nike)
$65.8 ₦89.4K
$86.1 Rp 1.5M
-23.67%
Men's Leather Business Shoes
$56.0 ₦76.1K
$76.7 Rp 1.4M
-27.01%
🏠 Accommodation & Living
Sagamu
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$986 Rp 17.7M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$658 Rp 11.8M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,369 Rp 60.4M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,066 Rp 37.0M
-
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.1M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Sagamu
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
16.33
13.28
22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A mid-range dinner for two costs $49.00 in Sagamu versus $33.00 in Ubud, Bali. Groceries tell a different story – $192 in Sagamu vs $297 in Ubud, Bali – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sagamu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Sagamu and Ubud, Bali compare overall?
Monthly costs with rent: $453 in Sagamu, $1,404 in Ubud, Bali – roughly 210% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Sagamu compared to Ubud, Bali?
For a comfortable life, plan on about $680 per month in Sagamu and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Sagamu or Ubud, Bali?
Monthly expenses with rent come to $453 in Sagamu and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Sagamu and Ubud, Bali?
Kindergarten costs $83.5 per month in Sagamu and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $453, than in Ubud, Bali at $1,404. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Sagamu and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $453 in Sagamu to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Sagamu or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Sagamu and Ubud, Bali?
If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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