Cost of Living Comparison Between Sagamu and Ubud, Bali Cost of Living Comparison Between Sagamu and Ubud, Bali

Monthly Cost of Living

A single person spends $441 per month in Sagamu vs $1,438 in Ubud, Bali, rent included.

A couple spends around $807 per month in Sagamu vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,173 per month in Sagamu vs $3,732 in Ubud, Bali, rent included.

Sagamu is about 69% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Sagamu sits 67% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.60 ₦3,581

$3.57 Rp 61.9K

-27.17%

Three-Course Dinner for Two, Mid-Range

$49.85 ₦68.6K

$32.58 Rp 564.7K

53.01%

Fast Food Meal (McDonalds, etc)

$5.23 ₦7,195

$5.07 Rp 87.8K

3.16%

Cappuccino

$2.18 ₦3,000

$2.83 Rp 49.0K

-22.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₦506

$1.34 Rp 23.2K

-72.39%

Water (0.33 liter bottle)

$0.20 ₦275

$0.69 Rp 12.0K

-71.01%

Local Beer (0.5 liter draught)

$0.79 ₦1,089

$2.99 Rp 51.8K

-73.58%

Imported Beer (0.33 liter bottle)

$1.43 ₦1,973

$3.85 Rp 66.7K

-62.86%

Milk (1 liter)

$2.24 ₦3,078

$1.74 Rp 30.2K

28.74%

White Bread (500g)

$1.19 ₦1,644

$2.54 Rp 44.0K

-53.15%

Rice (white) (1kg)

$2.23 ₦3,066

$1.19 Rp 20.6K

87.39%

Eggs

$1.69 ₦2,324

$2.43 Rp 42.0K

-30.45%

Local Cheese (1kg)

$6.41 ₦8,831

$14.66 Rp 254.1K

-56.28%

Chicken Fillets (1kg)

$4.12 ₦5,672

$4.18 Rp 72.4K

-1.44%

Beef Round Steak (1kg)

$5.52 ₦7,604

$11.94 Rp 206.9K

-53.77%

Apples (1kg)

$3.44 ₦4,734

$3.69 Rp 63.9K

-6.78%

Banana (1kg)

$2.13 ₦2,928

$1.61 Rp 27.8K

32.30%

Oranges (1kg)

$2.19 ₦3,016

$2.69 Rp 46.5K

-18.59%

Tomato (1kg)

$2.33 ₦3,208

$2.33 Rp 40.4K

Potato (1kg)

$2.41 ₦3,313

$1.91 Rp 33.0K

26.18%

Onion (1kg)

$2.01 ₦2,768

$2.19 Rp 37.9K

-8.22%

Lettuce (1 head)

$1.99 ₦2,736

$1.06 Rp 18.3K

87.74%

Water (1.5 liter bottle)

$0.38 ₦526

$0.72 Rp 12.5K

-47.22%

Cigarettes 20 Pack (Marlboro, Camel)

$1.31 ₦1,800

$3.13 Rp 54.3K

-58.15%

Wine (Bottle)

$3.28 ₦4,513

$23.49 Rp 407.1K

-86.04%

Local Beer (0.5 liter bottle)

$0.63 ₦874

$2.74 Rp 47.5K

-77.01%

Imported Beer (0.33 liter bottle)

$0.90 ₦1,236

$2.88 Rp 49.9K

-68.75%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$1.21 ₦1,662

$0.45 Rp 7,863

168.89%

Taxi (Normal Tariff) (1km)

$2.16 ₦2,980

$0.42 Rp 7,305

414.29%

Taxi 1hour Waiting (Normal Tariff)

$4.66 ₦6,417

$6.16 Rp 106.7K

-24.35%

Gasoline (1 liter)

$0.80 ₦1,097

$0.84 Rp 14.6K

-4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₦27.7M

$26.2K Rp 454.9M

-23.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₦28.5M

$32.5K Rp 562.9M

-36.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.24 ₦56.8K

$78.4 Rp 1.4M

-47.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.29 ₦14.2K

$3.95 Rp 68.5K

160.51%

Internet (50+ Mbps, Unlimited Data)

$33.94 ₦46.7K

$24.40 Rp 423.0K

39.10%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$6.38 ₦8,779

$4.04 Rp 70.0K

57.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.6 ₦112.3K

$303 Rp 5.2M

-73.05%

International Primary School, 1 Child (Yearly)

$2,327 ₦3.2M

$6,523 Rp 113.1M

-64.32%

Jeans (Levis 501 Or Similar)

$19.53 ₦26.9K

$53.8 Rp 933.1K

-63.73%

Summer Dress (H&M, Zara, etc)

$25.14 ₦34.6K

$37.98 Rp 658.3K

-33.81%

Sport Shoes (Adidas, Nike)

$64.1 ₦88.2K

$86.8 Rp 1.5M

-26.15%

Men's Leather Business Shoes

$56.2 ₦77.4K

$78.9 Rp 1.4M

-28.76%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

13.28

22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A mid-range dinner for two costs $50.0 in Sagamu versus $33.00 in Ubud, Bali. Groceries tell a different story – $192 in Sagamu vs $298 in Ubud, Bali – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $441 in Sagamu, $1,438 in Ubud, Bali – roughly 226% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $661 per month in Sagamu and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $441 in Sagamu and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $81.6 per month in Sagamu and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $441, than in Ubud, Bali at $1,438. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $441 in Sagamu to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.