Last update: Oct 2026

Cost of Living Comparison Between Sagamu and Ubud, Bali

For one person, living is cheaper in Sagamu: $480 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Sagamu
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Sagamu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sagamu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sagamu and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $480 per month in Sagamu vs $1,349 in Ubud, Bali, rent included.

Sagamu $480
Ubud, Bali $1,349

A couple spends around $810 per month in Sagamu vs $2,305 in Ubud, Bali, rent included.

Sagamu $810
Ubud, Bali $2,305

A family of three spends $1,141 per month in Sagamu vs $3,261 in Ubud, Bali, rent included.

Sagamu $1,141
Ubud, Bali $3,261

Sagamu is about 64% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.77 ₦5,041

$3.32 Rp 60.3K

13.55%

Three-Course Dinner for Two, Mid-Range

$50.7 ₦67.8K

$35.64 Rp 647.3K

42.28%

Fast Food Meal (McDonalds, etc)

$7.31 ₦9,777

$5.53 Rp 100.5K

32.19%

Cappuccino

$2.73 ₦3,653

$2.72 Rp 49.4K

0.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₦542

$1.70 Rp 30.9K

-75.88%

Water (0.33 liter bottle)

$0.24 ₦321

$0.76 Rp 13.8K

-68.42%

Local Beer (0.5 liter draught)

$0.98 ₦1,316

$2.65 Rp 48.2K

-63.02%

Imported Beer (0.33 liter bottle)

$2.04 ₦2,727

$4.38 Rp 79.6K

-53.42%

Milk (1 liter)

$3.12 ₦4,166

$1.49 Rp 27.1K

109.40%

White Bread (500g)

$1.49 ₦1,993

$2.28 Rp 41.3K

-34.65%

Rice (white) (1kg)

$1.21 ₦1,623

$1.19 Rp 21.6K

1.68%

Eggs

$2.22 ₦2,972

$2.04 Rp 37.0K

8.82%

Local Cheese (1kg)

$3.45 ₦4,607

$17.70 Rp 321.5K

-80.51%

Chicken Fillets (1kg)

$3.94 ₦5,265

$3.96 Rp 72.0K

-0.51%

Beef Round Steak (1kg)

$4.50 ₦6,013

$12.19 Rp 221.4K

-63.08%

Apples (1kg)

$1.61 ₦2,154

$3.66 Rp 66.4K

-56.01%

Banana (1kg)

$1.27 ₦1,695

$1.52 Rp 27.6K

-16.45%

Oranges (1kg)

$1.13 ₦1,508

$2.23 Rp 40.5K

-49.33%

Tomato (1kg)

$1.53 ₦2,040

$1.97 Rp 35.8K

-22.34%

Potato (1kg)

$1.55 ₦2,074

$1.85 Rp 33.6K

-16.22%

Onion (1kg)

$1.52 ₦2,025

$2.42 Rp 44.0K

-37.19%

Lettuce (1 head)

$0.82 ₦1,098

$0.99 Rp 18.0K

-17.17%

Water (1.5 liter bottle)

$0.37 ₦490

$0.51 Rp 9,324

-27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦731

$2.22 Rp 40.4K

-75.23%

Wine (Bottle)

$2.36 ₦3,153

$22.24 Rp 403.9K

-89.39%

Local Beer (0.5 liter bottle)

$0.50 ₦666

$2.26 Rp 41.0K

-77.88%

Imported Beer (0.33 liter bottle)

$0.46 ₦618

$2.97 Rp 53.9K

-84.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.68 ₦914

$0.44 Rp 7,982

54.55%

Taxi (Normal Tariff) (1km)

$0.97 ₦1,292

$0.43 Rp 7,811

125.58%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₦2,869

$5.41 Rp 98.2K

-60.26%

Gasoline (1 liter)

$0.92 ₦1,234

$0.82 Rp 15.0K

12.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦15.0M

$23.8K Rp 433.0M

-52.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K ₦38.4M

$31.7K Rp 576.6M

-9.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₦147.8K

$79.1 Rp 1.4M

39.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.96 ₦20.0K

$6.45 Rp 117.1K

131.94%

Internet (50+ Mbps, Unlimited Data)

$32.15 ₦43.0K

$18.58 Rp 337.4K

73.04%

Gym Membership (Monthly)

$49.48 Rp 898.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$6.23 ₦8,322

$4.27 Rp 77.6K

45.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$654 ₦873.8K

$491 Rp 8.9M

33.27%

International Primary School, 1 Child (Yearly)

$19.7K ₦26.3M

$5,674 Rp 103.0M

247.17%

Jeans (Levis 501 Or Similar)

$14.77 ₦19.7K

$44.64 Rp 810.7K

-66.91%

Summer Dress (H&M, Zara, etc)

$18.23 ₦24.4K

$34.95 Rp 634.8K

-47.84%

Sport Shoes (Adidas, Nike)

$36.43 ₦48.7K

$79.9 Rp 1.5M

-54.41%

Men's Leather Business Shoes

$47.86 ₦64.0K

$79.4 Rp 1.4M

-39.74%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

13.78

33.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sagamu

$158 32.9%

Ubud, Bali

$104 7.7% 34% $54

Groceries & Markets

Sagamu

$155 32.3%

Ubud, Bali

$288 21.4% 86.5% $134

Eating Out

Sagamu

$97 20.1%

Ubud, Bali

$108 8% 11.6% $11

Clothing & Footwear

Sagamu

$53 11%

Ubud, Bali

$108 8% 104% $55

Sport & Entertainment

Sagamu

$12 * 2.6%

Ubud, Bali

$58 4.3% 366% $46

Getting Around

Sagamu

$5.5 * 1.2%

Ubud, Bali

$11 0.9% 107% $5.9

Accommodation & Living

Sagamu

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51 in Sagamu versus $36 in Ubud, Bali. Groceries tell a different story – $155 in Sagamu vs $288 in Ubud, Bali – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Sagamu

🇮🇩 Ubud, Bali

🕒 Local time

05:01 5:01 AM

12:01 12:01 PM

7 h ahead of Sagamu

🌤 Weather

👥 Population

214,558

74,800

💱 Currency

Nigerian Naira NGN ₦

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.68 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Sagamu Ubud, Bali 12,490 km ≈ 16 h nonstop flight

From you

Sagamu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $480 in Sagamu, $1,349 in Ubud, Bali – Sagamu comes out roughly 64% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $719 per month in Sagamu and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $480 in Sagamu and $1,349 in Ubud, Bali. That makes Sagamu about 64% cheaper.

Kindergarten costs $654 per month in Sagamu and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Sagamu, where all-in costs run around $480, than in Ubud, Bali at $1,349. In Sagamu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $480 in Sagamu to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.