Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Saarlouis

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,769 in Saarlouis, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
85

Cost of Living Index in Saarlouis
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Saarlouis Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Saarlouis

🇩🇪 Germany

$1,769

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saarlouis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saarlouis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,769 in Saarlouis.

Ubud, Bali $1,331
Saarlouis $1,769

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,697 in Saarlouis.

Ubud, Bali $2,255
Saarlouis $2,697

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,624 in Saarlouis.

Ubud, Bali $3,180
Saarlouis $3,624

Living in Ubud, Bali costs roughly 25% less than in Saarlouis, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Saarlouis is 31% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.67 €12.21

-75.27%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.3K

$55.4 €49.48

-37.45%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.30 €10.09

-50.71%

Cappuccino

$2.62 Rp 47.6K

$2.94 €2.62

-10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 28.0K

$2.90 €2.59

-46.90%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.42 €2.16

-73.55%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.44 €3.96

-39.86%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.28 €2.93

29.88%

Milk (1 liter)

$1.46 Rp 26.6K

$1.25 €1.12

16.80%

White Bread (500g)

$2.29 Rp 41.6K

$2.16 €1.93

6.02%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.06 €2.73

-63.73%

Eggs

$2.10 Rp 38.1K

$3.61 €3.22

-41.83%

Local Cheese (1kg)

$15.94 Rp 289.5K

$13.75 €12.29

15.93%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.60 €8.58

-59.58%

Beef Round Steak (1kg)

$11.40 Rp 207.1K

$19.46 €17.38

-41.42%

Apples (1kg)

$3.55 Rp 64.5K

$3.13 €2.80

13.42%

Banana (1kg)

$1.54 Rp 27.9K

$1.68 €1.50

-8.33%

Oranges (1kg)

$2.23 Rp 40.5K

$2.06 €1.84

8.25%

Tomato (1kg)

$1.97 Rp 35.8K

$3.77 €3.36

-47.75%

Potato (1kg)

$1.86 Rp 33.7K

$1.18 €1.05

57.63%

Onion (1kg)

$2.42 Rp 43.9K

$1.13 €1.01

114.16%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.32 €1.18

-22.73%

Water (1.5 liter bottle)

$0.52 Rp 9,486

$0.80 €0.72

-35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.97 €8.91

-77.93%

Wine (Bottle)

$21.79 Rp 395.7K

$5.56 €4.97

291.91%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.01 €0.91

130.69%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.41 €1.26

110.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

$3.44 €3.07

-92.73%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

$69.2 €61.8

-88.19%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$4.16 €3.71

-89.42%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,499

$2.27 €2.03

-79.30%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$35.21 €31.45

-84.10%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.10 €1.87

-60.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 444.0M

$32.9K €29.4K

-25.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.6M

$38.1K €34.0K

-16.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$202 €180

-61.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$27.78 €24.82

-77.90%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.5K

$36.73 €32.81

-48.49%

Gym Membership (Monthly)

$51.0 Rp 926.1K

$39.54 €35.31

28.96%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

$26.68 €23.83

-31.60%

Cinema Ticket

$4.38 Rp 79.6K

$15.69 €14.02

-72.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$440 €393

11.79%

International Primary School, 1 Child (Yearly)

$12.2K Rp 222.0M

$10.2K €9,143

19.39%

Jeans (Levis 501 Or Similar)

$45.16 Rp 820.2K

$83.4 €74.5

-45.86%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.6K

$34.81 €31.09

0.23%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.8 €88.2

-20.69%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$138 €123

-43.39%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$792 €708

36.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$644 €575

3.21%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,457 €1,301

140.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,157 €1,034

44.37%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$4,613 €4,121

-49.28%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,353 €2,995

-33.32%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.62

280.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Saarlouis: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Saarlouis

$644 36.4% 3.1% $21

Groceries & Markets

Ubud, Bali

$279 21%

Saarlouis

$301 17% 7.7% $22

Clothing & Footwear

Ubud, Bali

$106 8%

Saarlouis

$160 9% 50.1% $53

Eating Out

Ubud, Bali

$106 8%

Saarlouis

$229 12.9% 116% $123

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Saarlouis

$266 15.1% 160% $164

Sport & Entertainment

Ubud, Bali

$60 4.5%

Saarlouis

$71 4% 18.7% $11

Getting Around

Ubud, Bali

$12 0.9%

Saarlouis

$98 5.6% 723% $86

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $792 in Saarlouis. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $55 in Saarlouis for a mid-range dinner for two. Groceries echo the gap at $279 vs $301 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Saarlouis

🕒 Local time

00:38 12:38 AM

17:38 5:38 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

34,354

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saarlouis 12,060 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Saarlouis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saarlouis: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 25% lower than in Saarlouis. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $2,653 in Saarlouis to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $792 in Saarlouis. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,769 in Saarlouis – Ubud, Bali is about 25% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Saarlouis. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saarlouis are both considered safe, so it’s unlikely to be the deciding factor between them.