Last update: Oct 2026

Cost of Living Comparison Between Saarlouis and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,769 in Saarlouis, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Saarlouis
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Saarlouis Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saarlouis

🇩🇪 Germany

$1,769

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Saarlouis and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saarlouis and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,769 in Saarlouis versus $1,331 in Ubud, Bali.

Saarlouis $1,769
Ubud, Bali $1,331

Estimated couple costs with rent: $2,697 in Saarlouis versus $2,255 in Ubud, Bali.

Saarlouis $2,697
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,624 in Saarlouis versus $3,180 in Ubud, Bali.

Saarlouis $3,624
Ubud, Bali $3,180

Living in Saarlouis is roughly 33% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saarlouis is 31% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$13.67 €12.19

$3.38 Rp 61.3K

304.44%

Three-Course Dinner for Two, Mid-Range

$55.4 €49.41

$34.65 Rp 628.8K

59.88%

Fast Food Meal (McDonalds, etc)

$11.30 €10.08

$5.57 Rp 101.2K

102.87%

Cappuccino

$2.94 €2.62

$2.62 Rp 47.5K

12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 €2.59

$1.54 Rp 27.9K

88.31%

Water (0.33 liter bottle)

$2.42 €2.16

$0.64 Rp 11.6K

278.12%

Local Beer (0.5 liter draught)

$4.44 €3.96

$2.67 Rp 48.4K

66.29%

Imported Beer (0.33 liter bottle)

$3.28 €2.93

$4.26 Rp 77.4K

-23.00%

Milk (1 liter)

$1.25 €1.12

$1.46 Rp 26.5K

-14.38%

White Bread (500g)

$2.16 €1.93

$2.29 Rp 41.6K

-5.68%

Rice (white) (1kg)

$3.06 €2.73

$1.11 Rp 20.1K

175.68%

Eggs

$3.61 €3.22

$2.10 Rp 38.1K

71.90%

Local Cheese (1kg)

$13.75 €12.27

$15.94 Rp 289.3K

-13.74%

Chicken Fillets (1kg)

$9.60 €8.57

$3.88 Rp 70.5K

147.42%

Beef Round Steak (1kg)

$19.46 €17.36

$11.40 Rp 206.9K

70.70%

Apples (1kg)

$3.13 €2.79

$3.55 Rp 64.5K

-11.83%

Banana (1kg)

$1.68 €1.50

$1.54 Rp 27.9K

9.09%

Oranges (1kg)

$2.06 €1.84

$2.23 Rp 40.5K

-7.62%

Tomato (1kg)

$3.77 €3.36

$1.97 Rp 35.8K

91.37%

Potato (1kg)

$1.18 €1.05

$1.86 Rp 33.7K

-36.56%

Onion (1kg)

$1.13 €1.01

$2.42 Rp 43.9K

-53.31%

Lettuce (1 head)

$1.32 €1.18

$1.02 Rp 18.6K

29.41%

Water (1.5 liter bottle)

$0.80 €0.72

$0.52 Rp 9,479

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 €8.90

$2.20 Rp 39.9K

353.18%

Wine (Bottle)

$5.56 €4.96

$21.79 Rp 395.4K

-74.48%

Local Beer (0.5 liter bottle)

$1.01 €0.90

$2.33 Rp 42.2K

-56.65%

Imported Beer (0.33 liter bottle)

$1.41 €1.25

$2.97 Rp 53.9K

-52.53%

One-way Ticket (Public Transport)

$3.44 €3.06

$0.25 Rp 4,544

1276.00%

Public Transport Monthly Pass (Regular Price)

$69.2 €61.7

$8.17 Rp 148.4K

746.39%

Taxi Start (Normal Tariff)

$4.16 €3.71

$0.44 Rp 7,944

845.45%

Taxi (Normal Tariff) (1km)

$2.27 €2.03

$0.47 Rp 8,493

382.98%

Taxi 1hour Waiting (Normal Tariff)

$35.21 €31.41

$5.60 Rp 101.6K

528.75%

Gasoline (1 liter)

$2.10 €1.87

$0.83 Rp 15.0K

153.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.4K

$24.4K Rp 443.7M

34.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K €34.0K

$31.7K Rp 575.2M

20.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €180

$77.5 Rp 1.4M

160.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.78 €24.78

$6.14 Rp 111.5K

352.44%

Internet (50+ Mbps, Unlimited Data)

$36.73 €32.76

$18.92 Rp 343.3K

94.13%

Gym Membership (Monthly)

$39.54 €35.27

$51.0 Rp 925.4K

-22.46%

Tennis Court (1 Hour on Weekend)

$26.68 €23.80

$18.25 Rp 331.2K

46.19%

Cinema Ticket

$15.69 €14.00

$4.38 Rp 79.5K

258.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 €393

$492 Rp 8.9M

-10.55%

International Primary School, 1 Child (Yearly)

$10.2K €9,131

$12.2K Rp 221.8M

-16.24%

Jeans (Levis 501 Or Similar)

$83.4 €74.4

$45.16 Rp 819.6K

84.70%

Summer Dress (H&M, Zara, etc)

$34.81 €31.05

$34.89 Rp 633.2K

-0.23%

Sport Shoes (Adidas, Nike)

$98.8 €88.1

$78.3 Rp 1.4M

26.09%

Men's Leather Business Shoes

$138 €123

$77.9 Rp 1.4M

76.65%

1-bedroom Apartment, City Center (Monthly)

$792 €707

$1,078 Rp 19.6M

-26.47%

1-bedroom Apartment, Outside City Center (Monthly)

$644 €575

$665 Rp 12.1M

-3.11%

3-bedroom Apartment, City Center (Monthly)

$1,457 €1,299

$3,510 Rp 63.7M

-58.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,157 €1,032

$1,671 Rp 30.3M

-30.73%

Buy Apartment in City Center (m2)

$4,613 €4,115

$2,340 Rp 42.5M

97.15%

Buy Apartment Outside City Center (m2)

$3,353 €2,991

$2,236 Rp 40.6M

49.96%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

13.78

-73.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saarlouis: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saarlouis

$644 36.4%

Ubud, Bali

$665 50% 3.2% $21

Groceries & Markets

Saarlouis

$301 17%

Ubud, Bali

$279 21% 7.2% $22

Monthly Utilities & Internet

Saarlouis

$266 15.1%

Ubud, Bali

$103 7.7% 61.5% $164

Eating Out

Saarlouis

$229 12.9%

Ubud, Bali

$106 8% 53.7% $123

Clothing & Footwear

Saarlouis

$160 9%

Ubud, Bali

$106 8% 33.4% $53

Getting Around

Saarlouis

$98 5.6%

Ubud, Bali

$12 0.9% 87.9% $86

Sport & Entertainment

Saarlouis

$71 4%

Ubud, Bali

$60 4.5% 15.7% $11

Cost Breakdown

A one-bedroom apartment in the center runs $792 in Saarlouis and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $55 in Saarlouis vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $301 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Saarlouis

🇮🇩 Ubud, Bali

🕒 Local time

02:52 2:52 AM

09:52 9:52 AM

7 h ahead of Saarlouis

🌤 Weather

👥 Population

34,354

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

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Between locations

Saarlouis Ubud, Bali 12,060 km ≈ 16 h nonstop flight

From you

Saarlouis
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saarlouis vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 25% lower than in Saarlouis. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,653 in Saarlouis and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $792 in Saarlouis versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,769 per month in Saarlouis versus $1,331 in Ubud, Bali – Ubud, Bali is about 25% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Saarlouis. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saarlouis and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.