Cost of Living Comparison Between Ubud, Bali and Rochester, MN Cost of Living Comparison Between Ubud, Bali and Rochester, MN

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,776 in Rochester, MN.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $4,056 in Rochester, MN.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $5,337 in Rochester, MN.

Living in Ubud, Bali costs roughly 48% less than in Rochester, MN, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Rochester, MN 107% above.

Currency
🍽 Eating Out
Ubud, Bali
Rochester, MN
Difference
Meal at Budget Restaurant
$3.57 Rp 61.6K
$15.76 $15.76
-77.35%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 562.6K
$75.6 $75.6
-56.91%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.5K
$11.17 $11.17
-54.61%
Cappuccino
$2.83 Rp 48.8K
$6.27 $6.27
-54.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.1K
$2.56 $2.56
-47.66%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$2.25 $2.25
-69.33%
Local Beer (0.5 liter draught)
$2.99 Rp 51.6K
$4.90 $4.90
-38.98%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.4K
$7.15 $7.15
-46.15%
🛒 Groceries & Markets
Ubud, Bali
Rochester, MN
Difference
Milk (1 liter)
$1.74 Rp 30.1K
$0.90 $0.90
93.33%
White Bread (500g)
$2.54 Rp 43.8K
$2.46 $2.46
3.25%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.22 $2.22
-46.40%
Eggs
$2.43 Rp 41.9K
$3.52 $3.52
-30.97%
Local Cheese (1kg)
$14.66 Rp 253.2K
$12.51 $12.51
17.19%
Chicken Fillets (1kg)
$4.18 Rp 72.1K
$11.69 $11.69
-64.24%
Beef Round Steak (1kg)
$11.94 Rp 206.1K
$16.53 $16.53
-27.77%
Apples (1kg)
$3.69 Rp 63.6K
$4.37 $4.37
-15.56%
Banana (1kg)
$1.61 Rp 27.7K
$1.62 $1.62
-0.62%
Oranges (1kg)
$2.69 Rp 46.4K
$3.71 $3.71
-27.49%
Tomato (1kg)
$2.33 Rp 40.2K
$3.45 $3.45
-32.46%
Potato (1kg)
$1.91 Rp 32.9K
$2.03 $2.03
-5.91%
Onion (1kg)
$2.19 Rp 37.7K
$3.05 $3.05
-28.20%
Lettuce (1 head)
$1.06 Rp 18.3K
$2.93 $2.93
-63.82%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$2.97 $2.97
-75.76%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.1K
$8.90 $8.90
-64.83%
Wine (Bottle)
$23.49 Rp 405.6K
$15.24 $15.24
54.13%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.3K
$1.76 $1.76
55.68%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.7K
$3.03 $3.03
-4.95%
🚌 Getting Around
Ubud, Bali
Rochester, MN
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,010
$2.04 $2.04
-85.78%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.0K
$42.24 $42.24
-80.66%
Taxi Start (Normal Tariff)
$0.45 Rp 7,834
$1.98 $1.98
-77.27%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,278
$2.16 $2.16
-80.56%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.3K
$20.28 $20.28
-69.63%
Gasoline (1 liter)
$0.84 Rp 14.5K
$0.84 $0.84
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 453.1M
$26.2K $26.2K
0.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 560.8M
$24.2K $24.2K
34.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rochester, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$128 $128
-38.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.2K
$52.0 $52.0
-92.40%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 421.4K
$60.2 $60.2
-59.46%
🎉 Sport & Entertainment
Ubud, Bali
Rochester, MN
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$70.0 $70.0
37.97%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 109.6K
-
-
Cinema Ticket
$4.04 Rp 69.7K
$12.33 $12.33
-67.23%
🧸 Childcare & Education
Ubud, Bali
Rochester, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$1,382 $1,382
-78.11%
International Primary School, 1 Child (Yearly)
$6,523 Rp 112.6M
$11.9K $11.9K
-45.30%
👕👟 Clothing & Footwear
Ubud, Bali
Rochester, MN
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 929.5K
$63.7 $63.7
-15.52%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 655.8K
$61.9 $61.9
-38.66%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$72.0 $72.0
20.43%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$85.9 $85.9
-8.21%
🏠 Accommodation & Living
Ubud, Bali
Rochester, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,457 $1,457
-30.53%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.6M
$1,650 $1,650
-59.13%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.5M
$2,090 $2,090
62.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.2M
$2,595 $2,595
-19.15%
Buy Apartment in City Center (m2)
$2,985 Rp 51.5M
$2,121 $2,121
40.72%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.4M
$2,101 $2,101
11.33%
💵 Salaries & Financials
Ubud, Bali
Rochester, MN
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$4,614 $4,614
-96.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.4
107.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Rochester, MN: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,457 in Rochester, MN. Housing cost is often the main lever when comparing two cities.

Rochester, MN pays 2565% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $76.0 in Rochester, MN for a mid-range dinner for two. Groceries echo the gap at $298 vs $371 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rochester, MN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Rochester, MN?
Ubud, Bali wins on cost – living expenses run 93% lower than in Rochester, MN. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Rochester, MN?
On paper, Rochester, MN earns 2565% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Rochester, MN?
Rent for a central apartment: $1,012 in Ubud, Bali versus $1,457 in Rochester, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Rochester, MN?
Supermarket bills run roughly 24% higher in Rochester, MN. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Rochester, MN?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $76.0 in Rochester, MN. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Rochester, MN?
At $1,438 in Ubud, Bali versus $2,776 in Rochester, MN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Rochester, MN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Rochester, MN?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Rochester, MN?
Safety-wise, Ubud, Bali and Rochester, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 93% less than in Rochester, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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