Cost of Living Comparison Between Ubud, Bali and Razgrad Cost of Living Comparison Between Ubud, Bali and Razgrad

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $803 in Razgrad.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,245 in Razgrad.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,687 in Razgrad.

Living in Ubud, Bali is roughly 79% more expensive than Razgrad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Razgrad is 40% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.51 BGN 14.21

-58.05%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$23.76 BGN 39.68

37.12%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.83 BGN 14.74

-42.58%

Cappuccino

$2.83 Rp 49.0K

$1.97 BGN 3.29

43.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.38 BGN 2.31

-2.90%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.71 BGN 1.19

-2.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.97 BGN 3.29

51.78%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.38 BGN 3.98

61.76%

Milk (1 liter)

$1.74 Rp 30.2K

$1.63 BGN 2.72

6.75%

White Bread (500g)

$2.54 Rp 44.0K

$0.80 BGN 1.34

217.50%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.87 BGN 3.13

-36.36%

Eggs

$2.43 Rp 42.0K

$3.27 BGN 5.46

-25.69%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.29 BGN 12.17

101.10%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.19 BGN 13.67

-48.96%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.63 BGN 19.42

2.67%

Apples (1kg)

$3.69 Rp 63.9K

$1.25 BGN 2.09

195.20%

Banana (1kg)

$1.61 Rp 27.8K

$2.08 BGN 3.47

-22.60%

Oranges (1kg)

$2.69 Rp 46.5K

$1.46 BGN 2.44

84.25%

Tomato (1kg)

$2.33 Rp 40.4K

$1.92 BGN 3.21

21.35%

Potato (1kg)

$1.91 Rp 33.0K

$0.84 BGN 1.40

127.38%

Onion (1kg)

$2.19 Rp 37.9K

$1.06 BGN 1.77

106.60%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.02 BGN 1.70

3.92%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.65 BGN 1.09

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.49 BGN 5.83

-10.32%

Wine (Bottle)

$23.49 Rp 407.1K

$4.42 BGN 7.39

431.45%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.01 BGN 1.68

171.29%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.34 BGN 2.24

114.93%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.91 BGN 1.51

-68.13%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$17.96 BGN 29.99

-54.51%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.26 BGN 2.10

-64.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.65 BGN 1.08

-35.38%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.34 BGN 22.27

-53.82%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.51 BGN 2.52

-44.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$23.8K BGN 39.8K

10.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.0K BGN 43.5K

24.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$77.9 BGN 130

0.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$14.91 BGN 24.91

-73.51%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$12.22 BGN 20.41

99.67%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$27.36 BGN 45.69

252.85%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.51 BGN 24.23

-56.24%

Cinema Ticket

$4.04 Rp 70.0K

$6.93 BGN 11.57

-41.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$232 BGN 388

30.31%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,063 BGN 6,786

60.53%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$35.03 BGN 58.5

53.70%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$17.43 BGN 29.11

117.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$81.1 BGN 135

6.94%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$71.1 BGN 119

10.90%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$280 BGN 467

261.60%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$201 BGN 335

236.10%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$390 BGN 652

768.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$303 BGN 505

593.18%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,147 BGN 1,916

160.11%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$759 BGN 1,268

208.20%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,243 BGN 2,076

-86.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.22

214.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Razgrad: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $280 in Razgrad. Housing cost is often the main lever when comparing two cities.

Razgrad pays 618% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Razgrad for a mid-range dinner for two. Groceries echo the gap at $298 vs $210 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Razgrad: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 79% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

On paper, Razgrad earns 618% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $280 in Razgrad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $24.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $803 in Razgrad – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

At $803 in Razgrad versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $803 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Ubud, Bali and Razgrad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.