Cost of Living Comparison Between Ubud, Bali and Razgrad Cost of Living Comparison Between Ubud, Bali and Razgrad

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $815 in Razgrad.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,265 in Razgrad.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,715 in Razgrad.

Living in Ubud, Bali is roughly 71% more expensive than in Razgrad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Razgrad is 39% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$8.33 BGN 13.86

-59.18%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$23.61 BGN 39.28

37.15%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$8.61 BGN 14.32

-41.93%

Cappuccino

$2.82 Rp 50.3K

$1.96 BGN 3.26

43.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$1.37 BGN 2.27

0.73%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.70 BGN 1.16

4.29%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.89 BGN 3.14

57.67%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.30 BGN 3.82

72.61%

Milk (1 liter)

$1.79 Rp 32.0K

$1.68 BGN 2.80

6.55%

White Bread (500g)

$2.46 Rp 43.9K

$0.81 BGN 1.34

203.70%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.94 BGN 3.23

-38.14%

Eggs

$2.39 Rp 42.6K

$3.31 BGN 5.50

-27.79%

Local Cheese (1kg)

$14.40 Rp 256.6K

$6.89 BGN 11.46

109.00%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$8.09 BGN 13.46

-47.10%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$11.74 BGN 19.54

0.68%

Apples (1kg)

$3.78 Rp 67.4K

$1.27 BGN 2.11

197.64%

Banana (1kg)

$1.63 Rp 29.1K

$2.07 BGN 3.45

-21.26%

Oranges (1kg)

$2.80 Rp 49.9K

$1.48 BGN 2.46

89.19%

Tomato (1kg)

$2.26 Rp 40.3K

$1.93 BGN 3.21

17.10%

Potato (1kg)

$2.00 Rp 35.6K

$0.85 BGN 1.41

135.29%

Onion (1kg)

$2.21 Rp 39.4K

$1.07 BGN 1.78

106.54%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.05 BGN 1.74

1.90%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.65 BGN 1.09

16.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$3.58 BGN 5.96

-12.57%

Wine (Bottle)

$23.81 Rp 424.4K

$4.34 BGN 7.23

448.62%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$0.95 BGN 1.58

198.95%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.32 BGN 2.19

110.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.91 BGN 1.51

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$17.67 BGN 29.39

-52.63%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.27 BGN 2.12

-64.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.65 BGN 1.08

-33.85%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$13.17 BGN 21.92

-54.59%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.55 BGN 2.58

-48.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$23.7K BGN 39.4K

9.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$25.3K BGN 42.1K

25.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$78.6 BGN 131

2.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$15.23 BGN 25.34

-72.82%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$11.89 BGN 19.79

102.86%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$27.84 BGN 46.32

251.11%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$14.56 BGN 24.21

-54.40%

Cinema Ticket

$4.04 Rp 71.9K

$7.12 BGN 11.85

-43.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$239 BGN 398

24.31%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$4,157 BGN 6,916

58.52%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$36.08 BGN 60.0

52.83%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$17.64 BGN 29.34

118.31%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$81.6 BGN 136

5.62%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$72.7 BGN 121

7.18%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$282 BGN 469

249.21%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$198 BGN 330

234.97%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$389 BGN 647

786.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$309 BGN 515

560.27%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$1,129 BGN 1,878

150.57%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$774 BGN 1,288

194.68%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,219 BGN 2,028

-86.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.22

214.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Razgrad: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $282 in Razgrad. Housing cost is often the main lever when comparing two cities.

Razgrad pays 620% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $24.00 in Razgrad for a mid-range dinner for two. Groceries echo the gap at $299 vs $209 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Razgrad: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 71% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

On paper, salaries run 620% lower in Razgrad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $282 in Razgrad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $24.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,394 per month in Ubud, Bali versus $815 in Razgrad – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

At $815 in Razgrad versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $815 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Ubud, Bali and Razgrad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.