Cost of Living Comparison Between Ubud, Bali and Razgrad Cost of Living Comparison Between Ubud, Bali and Razgrad

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $829 in Razgrad.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $1,300 in Razgrad.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,770 in Razgrad.

Living in Ubud, Bali is roughly 66% more expensive than in Razgrad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Razgrad is 39% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$8.61 BGN 14.98

-61.44%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$23.01 BGN 40.04

53.54%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$9.08 BGN 15.79

-41.30%

Cappuccino

$2.75 Rp 49.3K

$1.85 BGN 3.23

48.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.54 BGN 2.68

12.34%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.13 BGN 1.97

-29.20%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$1.85 BGN 3.22

59.46%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$2.31 BGN 4.02

92.21%

Milk (1 liter)

$1.50 Rp 26.8K

$1.74 BGN 3.03

-13.79%

White Bread (500g)

$2.30 Rp 41.1K

$0.79 BGN 1.38

191.14%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.22 BGN 3.86

-50.45%

Eggs

$2.16 Rp 38.6K

$3.24 BGN 5.65

-33.33%

Local Cheese (1kg)

$17.09 Rp 305.7K

$6.81 BGN 11.86

150.95%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$8.24 BGN 14.34

-52.91%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$14.36 BGN 24.99

-16.99%

Apples (1kg)

$3.57 Rp 63.8K

$1.23 BGN 2.14

190.24%

Banana (1kg)

$1.58 Rp 28.3K

$1.88 BGN 3.27

-15.96%

Oranges (1kg)

$2.36 Rp 42.2K

$1.50 BGN 2.61

57.33%

Tomato (1kg)

$1.97 Rp 35.2K

$1.92 BGN 3.34

2.60%

Potato (1kg)

$1.81 Rp 32.4K

$0.89 BGN 1.55

103.37%

Onion (1kg)

$2.39 Rp 42.8K

$1.02 BGN 1.77

134.31%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.06 BGN 1.85

-3.77%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$0.66 BGN 1.14

-25.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$3.41 BGN 5.93

-34.02%

Wine (Bottle)

$22.30 Rp 399.0K

$4.31 BGN 7.49

417.40%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.00 BGN 1.74

137.00%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$1.25 BGN 2.17

132.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$0.87 BGN 1.51

-71.26%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

$17.60 BGN 30.63

-51.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$1.31 BGN 2.28

-66.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$0.65 BGN 1.14

-35.38%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$10.42 BGN 18.14

-45.68%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.53 BGN 2.67

-47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$23.2K BGN 40.4K

2.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$25.4K BGN 44.2K

22.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$76.2 BGN 133

7.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$14.75 BGN 25.66

-57.29%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$11.78 BGN 20.50

58.15%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$27.37 BGN 47.63

99.96%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

$17.26 BGN 30.03

6.89%

Cinema Ticket

$4.24 Rp 75.8K

$6.94 BGN 12.07

-38.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$525 BGN 913

-7.73%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$5,571 BGN 9,694

0.35%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$35.02 BGN 60.9

30.70%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$17.67 BGN 30.75

101.98%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$93.9 BGN 163

-16.65%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$106 BGN 184

-24.25%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$283 BGN 493

304.71%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$200 BGN 348

238.83%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

$373 BGN 650

838.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$299 BGN 520

464.31%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$1,118 BGN 1,945

149.40%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$760 BGN 1,322

196.97%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,224 BGN 2,130

-86.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Razgrad: September 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $283 in Razgrad. Housing cost is often the main lever when comparing two cities.

Razgrad pays 642% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $23.00 in Razgrad for a mid-range dinner for two. Groceries echo the gap at $286 vs $218 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Razgrad: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 66% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

On paper, salaries run 642% lower in Razgrad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $283 in Razgrad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,374 per month in Ubud, Bali versus $829 in Razgrad – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

At $829 in Razgrad versus $1,374 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $829 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Ubud, Bali and Razgrad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 66% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.