Cost of Living Comparison Between Ubud, Bali and Razgrad Cost of Living Comparison Between Ubud, Bali and Razgrad

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $871 in Razgrad.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,334 in Razgrad.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,796 in Razgrad.

Living in Ubud, Bali is roughly 58% more expensive than in Razgrad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Razgrad is 36% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$8.46 BGN 14.07

-60.87%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$23.42 BGN 38.95

66.87%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$8.96 BGN 14.91

-37.28%

Cappuccino

$2.64 Rp 46.9K

$1.94 BGN 3.23

36.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.62 BGN 2.69

-2.47%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$1.19 BGN 1.99

-40.34%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.97 BGN 3.28

38.58%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.39 BGN 3.98

80.75%

Milk (1 liter)

$1.54 Rp 27.4K

$1.80 BGN 3.00

-14.44%

White Bread (500g)

$2.30 Rp 40.8K

$0.80 BGN 1.33

187.50%

Rice (white) (1kg)

$1.03 Rp 18.3K

$2.23 BGN 3.71

-53.81%

Eggs

$2.12 Rp 37.7K

$3.31 BGN 5.51

-35.95%

Local Cheese (1kg)

$17.30 Rp 307.5K

$7.23 BGN 12.02

139.28%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$8.29 BGN 13.79

-51.39%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$15.50 BGN 25.79

-19.87%

Apples (1kg)

$3.70 Rp 65.7K

$1.26 BGN 2.10

193.65%

Banana (1kg)

$1.62 Rp 28.7K

$1.95 BGN 3.24

-16.92%

Oranges (1kg)

$2.27 Rp 40.3K

$1.52 BGN 2.52

49.34%

Tomato (1kg)

$1.99 Rp 35.4K

$1.95 BGN 3.24

2.05%

Potato (1kg)

$1.83 Rp 32.5K

$0.91 BGN 1.51

101.10%

Onion (1kg)

$2.25 Rp 40.1K

$1.03 BGN 1.72

118.45%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.10 BGN 1.82

-5.45%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.62 BGN 1.03

-9.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.60 BGN 6.00

-38.33%

Wine (Bottle)

$23.22 Rp 412.7K

$4.52 BGN 7.53

413.72%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.02 BGN 1.70

134.31%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.32 BGN 2.20

117.42%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.88 BGN 1.47

-71.59%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$17.91 BGN 29.80

-59.97%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.29 BGN 2.14

-64.34%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.65 BGN 1.09

-29.23%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$10.72 BGN 17.84

-46.83%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.56 BGN 2.60

-51.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$23.4K BGN 38.9K

5.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$25.8K BGN 42.9K

20.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$79.3 BGN 132

3.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$14.79 BGN 24.60

-57.20%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$12.27 BGN 20.42

51.10%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$28.06 BGN 46.69

99.75%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$17.90 BGN 29.77

2.85%

Cinema Ticket

$4.26 Rp 75.8K

$7.27 BGN 12.09

-41.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$527 BGN 877

-7.19%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$5,538 BGN 9,212

4.61%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$36.01 BGN 59.9

27.69%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$17.97 BGN 29.89

99.55%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$95.0 BGN 158

-16.25%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$107 BGN 178

-24.42%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$286 BGN 476

300.11%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$203 BGN 338

240.14%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$379 BGN 631

831.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$307 BGN 510

457.43%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$1,115 BGN 1,854

149.80%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$762 BGN 1,267

196.82%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,216 BGN 2,024

-86.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Razgrad: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $286 in Razgrad. Housing cost is often the main lever when comparing two cities.

Razgrad pays 618% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $23.00 in Razgrad for a mid-range dinner for two. Groceries echo the gap at $293 vs $225 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Razgrad: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 58% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

On paper, salaries run 618% lower in Razgrad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $286 in Razgrad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $23.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,379 per month in Ubud, Bali versus $871 in Razgrad – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

At $871 in Razgrad versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $871 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Ubud, Bali and Razgrad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.