Cost of Living Comparison Between Razgrad and Ubud, Bali Cost of Living Comparison Between Razgrad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $854 in Razgrad versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,315 in Razgrad versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,775 in Razgrad versus $3,273 in Ubud, Bali.

Living in Razgrad costs roughly 39% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Razgrad is 38% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$8.75 BGN 14.56

$3.37 Rp 59.5K

159.64%

Three-Course Dinner for Two, Mid-Range

$23.39 BGN 38.91

$38.59 Rp 680.3K

-39.39%

Fast Food Meal (McDonalds, etc)

$9.30 BGN 15.46

$5.52 Rp 97.3K

68.48%

Cappuccino

$1.89 BGN 3.15

$2.64 Rp 46.6K

-28.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 BGN 2.59

$1.67 Rp 29.5K

-6.59%

Water (0.33 liter bottle)

$1.22 BGN 2.03

$0.77 Rp 13.6K

58.44%

Local Beer (0.5 liter draught)

$1.90 BGN 3.16

$2.63 Rp 46.4K

-27.76%

Imported Beer (0.33 liter bottle)

$2.39 BGN 3.98

$4.28 Rp 75.5K

-44.16%

Milk (1 liter)

$1.73 BGN 2.88

$1.55 Rp 27.3K

11.61%

White Bread (500g)

$0.82 BGN 1.37

$2.22 Rp 39.2K

-63.06%

Rice (white) (1kg)

$2.33 BGN 3.88

$1.13 Rp 19.8K

106.19%

Eggs

$3.26 BGN 5.42

$2.09 Rp 36.8K

55.98%

Local Cheese (1kg)

$6.94 BGN 11.55

$17.39 Rp 306.6K

-60.09%

Chicken Fillets (1kg)

$8.16 BGN 13.58

$3.87 Rp 68.2K

110.85%

Beef Round Steak (1kg)

$14.96 BGN 24.89

$12.55 Rp 221.2K

19.20%

Apples (1kg)

$1.26 BGN 2.09

$3.62 Rp 63.8K

-65.19%

Banana (1kg)

$1.94 BGN 3.23

$1.56 Rp 27.5K

24.36%

Oranges (1kg)

$1.52 BGN 2.53

$2.35 Rp 41.5K

-35.32%

Tomato (1kg)

$1.93 BGN 3.22

$2.06 Rp 36.2K

-6.31%

Potato (1kg)

$0.87 BGN 1.44

$1.90 Rp 33.5K

-54.21%

Onion (1kg)

$1.07 BGN 1.78

$2.34 Rp 41.2K

-54.27%

Lettuce (1 head)

$1.09 BGN 1.82

$1.03 Rp 18.2K

5.83%

Water (1.5 liter bottle)

$0.66 BGN 1.10

$0.55 Rp 9,779

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.65 BGN 6.07

$2.25 Rp 39.7K

62.22%

Wine (Bottle)

$4.41 BGN 7.34

$23.81 Rp 419.7K

-81.48%

Local Beer (0.5 liter bottle)

$0.98 BGN 1.64

$2.31 Rp 40.8K

-57.58%

Imported Beer (0.33 liter bottle)

$1.33 BGN 2.22

$2.80 Rp 49.4K

-52.50%

One-way Ticket (Public Transport)

$0.90 BGN 1.49

$0.27 Rp 4,802

233.33%

Public Transport Monthly Pass (Regular Price)

$17.74 BGN 29.52

$8.66 Rp 152.7K

104.85%

Taxi Start (Normal Tariff)

$1.29 BGN 2.14

$0.48 Rp 8,489

168.75%

Taxi (Normal Tariff) (1km)

$0.64 BGN 1.06

$0.45 Rp 7,863

42.22%

Taxi 1hour Waiting (Normal Tariff)

$10.85 BGN 18.05

$5.72 Rp 100.8K

89.69%

Gasoline (1 liter)

$1.57 BGN 2.62

$0.76 Rp 13.4K

106.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K BGN 39.8K

$24.5K Rp 431.6M

-2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 43.4K

$32.1K Rp 566.3M

-18.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.7 BGN 131

$83.6 Rp 1.5M

-5.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.21 BGN 25.31

$6.46 Rp 113.8K

135.45%

Internet (50+ Mbps, Unlimited Data)

$12.22 BGN 20.32

$18.99 Rp 334.8K

-35.65%

Gym Membership (Monthly)

$27.49 BGN 45.74

$56.0 Rp 986.8K

-50.88%

Tennis Court (1 Hour on Weekend)

$18.10 BGN 30.11

$18.62 Rp 328.2K

-2.79%

Cinema Ticket

$7.12 BGN 11.84

$4.28 Rp 75.5K

66.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 BGN 883

$487 Rp 8.6M

9.04%

International Primary School, 1 Child (Yearly)

$5,745 BGN 9,557

$5,856 Rp 103.2M

-1.89%

Jeans (Levis 501 Or Similar)

$35.43 BGN 59.0

$45.56 Rp 803.2K

-22.23%

Summer Dress (H&M, Zara, etc)

$17.51 BGN 29.14

$36.38 Rp 641.4K

-51.87%

Sport Shoes (Adidas, Nike)

$93.6 BGN 156

$82.0 Rp 1.4M

14.24%

Men's Leather Business Shoes

$106 BGN 177

$80.4 Rp 1.4M

32.41%

1-bedroom Apartment, City Center (Monthly)

$290 BGN 482

$1,117 Rp 19.7M

-74.05%

1-bedroom Apartment, Outside City Center (Monthly)

$204 BGN 339

$701 Rp 12.4M

-70.91%

3-bedroom Apartment, City Center (Monthly)

$380 BGN 633

$3,537 Rp 62.4M

-89.25%

3-bedroom Apartment, Outside City Center (Monthly)

$313 BGN 521

$1,762 Rp 31.1M

-82.24%

Buy Apartment in City Center (m2)

$1,143 BGN 1,902

$2,826 Rp 49.8M

-59.55%

Buy Apartment Outside City Center (m2)

$762 BGN 1,267

$2,292 Rp 40.4M

-66.76%

Average Monthly Net Salary (After Tax)

$1,221 BGN 2,032

$170 Rp 3.0M

619.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Razgrad: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Razgrad and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Razgrad pays 619% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Razgrad vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $222 vs $293 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Razgrad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

Average pay runs 619% higher in Razgrad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $290 in Razgrad versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $23.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $854 per month in Razgrad versus $1,396 in Ubud, Bali – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

At $854 in Razgrad versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $854 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Razgrad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.