Cost of Living Comparison Between Razgrad and Ubud, Bali Cost of Living Comparison Between Razgrad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $802 in Razgrad versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,250 in Razgrad versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,697 in Razgrad versus $3,660 in Ubud, Bali.

Living in Razgrad costs roughly 43% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Razgrad is 40% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$8.66 BGN 14.40

$3.56 Rp 64.3K

143.26%

Three-Course Dinner for Two, Mid-Range

$23.69 BGN 39.42

$32.73 Rp 590.3K

-27.62%

Fast Food Meal (McDonalds, etc)

$8.60 BGN 14.30

$4.95 Rp 89.2K

73.74%

Cappuccino

$1.96 BGN 3.26

$2.71 Rp 48.9K

-27.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 BGN 2.19

$1.34 Rp 24.2K

-1.49%

Water (0.33 liter bottle)

$0.69 BGN 1.15

$0.70 Rp 12.6K

-1.43%

Local Beer (0.5 liter draught)

$1.87 BGN 3.11

$2.92 Rp 52.7K

-35.96%

Imported Beer (0.33 liter bottle)

$2.40 BGN 3.99

$3.96 Rp 71.4K

-39.39%

Milk (1 liter)

$1.69 BGN 2.81

$1.81 Rp 32.6K

-6.63%

White Bread (500g)

$0.88 BGN 1.46

$2.52 Rp 45.4K

-65.08%

Rice (white) (1kg)

$1.86 BGN 3.10

$1.16 Rp 20.9K

60.34%

Eggs

$3.37 BGN 5.60

$2.46 Rp 44.4K

36.99%

Local Cheese (1kg)

$7.26 BGN 12.08

$14.71 Rp 265.3K

-50.65%

Chicken Fillets (1kg)

$8.00 BGN 13.31

$4.32 Rp 77.9K

85.19%

Beef Round Steak (1kg)

$11.60 BGN 19.29

$12.14 Rp 218.9K

-4.45%

Apples (1kg)

$1.30 BGN 2.16

$3.84 Rp 69.3K

-66.15%

Banana (1kg)

$2.01 BGN 3.35

$1.56 Rp 28.1K

28.85%

Oranges (1kg)

$1.45 BGN 2.42

$2.83 Rp 51.1K

-48.76%

Tomato (1kg)

$1.99 BGN 3.31

$2.33 Rp 41.9K

-14.59%

Potato (1kg)

$0.91 BGN 1.51

$1.91 Rp 34.5K

-52.36%

Onion (1kg)

$1.01 BGN 1.68

$2.20 Rp 39.7K

-54.09%

Lettuce (1 head)

$1.05 BGN 1.75

$1.01 Rp 18.3K

3.96%

Water (1.5 liter bottle)

$0.67 BGN 1.11

$0.78 Rp 14.0K

-14.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 BGN 5.99

$3.32 Rp 59.8K

8.43%

Wine (Bottle)

$4.54 BGN 7.55

$23.74 Rp 428.0K

-80.88%

Local Beer (0.5 liter bottle)

$1.00 BGN 1.67

$2.79 Rp 50.3K

-64.16%

Imported Beer (0.33 liter bottle)

$1.31 BGN 2.19

$2.86 Rp 51.6K

-54.20%

One-way Ticket (Public Transport)

$0.89 BGN 1.49

$0.27 Rp 4,848

229.63%

Public Transport Monthly Pass (Regular Price)

$17.95 BGN 29.85

$8.03 Rp 144.8K

123.54%

Taxi Start (Normal Tariff)

$1.27 BGN 2.11

$0.46 Rp 8,230

176.09%

Taxi (Normal Tariff) (1km)

$0.60 BGN 1.00

$0.45 Rp 8,116

33.33%

Taxi 1hour Waiting (Normal Tariff)

$13.04 BGN 21.70

$6.10 Rp 109.9K

113.77%

Gasoline (1 liter)

$1.54 BGN 2.56

$0.79 Rp 14.3K

94.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K BGN 38.9K

$26.1K Rp 471.6M

-10.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K BGN 43.1K

$32.1K Rp 579.2M

-19.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.1 BGN 130

$79.9 Rp 1.4M

-2.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 BGN 25.04

$4.06 Rp 73.3K

270.69%

Internet (50+ Mbps, Unlimited Data)

$11.88 BGN 19.77

$23.52 Rp 424.1K

-49.49%

Gym Membership (Monthly)

$27.08 BGN 45.04

$98.7 Rp 1.8M

-72.56%

Tennis Court (1 Hour on Weekend)

$14.68 BGN 24.43

$6.63 Rp 119.6K

121.42%

Cinema Ticket

$7.02 BGN 11.67

$4.15 Rp 74.8K

69.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 BGN 388

$304 Rp 5.5M

-23.18%

International Primary School, 1 Child (Yearly)

$4,122 BGN 6,858

$6,613 Rp 119.3M

-37.66%

Jeans (Levis 501 Or Similar)

$35.98 BGN 59.9

$55.5 Rp 1.0M

-35.22%

Summer Dress (H&M, Zara, etc)

$17.95 BGN 29.86

$38.31 Rp 690.9K

-53.15%

Sport Shoes (Adidas, Nike)

$81.6 BGN 136

$88.6 Rp 1.6M

-7.93%

Men's Leather Business Shoes

$72.2 BGN 120

$77.9 Rp 1.4M

-7.28%

1-bedroom Apartment, City Center (Monthly)

$284 BGN 473

$1,006 Rp 18.1M

-71.78%

1-bedroom Apartment, Outside City Center (Monthly)

$198 BGN 330

$675 Rp 12.2M

-70.61%

3-bedroom Apartment, City Center (Monthly)

$388 BGN 646

$3,442 Rp 62.1M

-88.72%

3-bedroom Apartment, Outside City Center (Monthly)

$304 BGN 506

$2,039 Rp 36.8M

-85.10%

Buy Apartment in City Center (m2)

$1,147 BGN 1,909

$2,841 Rp 51.2M

-59.62%

Buy Apartment Outside City Center (m2)

$753 BGN 1,253

$2,264 Rp 40.8M

-66.74%

Average Monthly Net Salary (After Tax)

$1,230 BGN 2,046

$165 Rp 3.0M

644.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

13.28

-68.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Razgrad: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $284 in Razgrad and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Razgrad pays 644% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Razgrad vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $302 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Razgrad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 77% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

Razgrad pays 644% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $284 in Razgrad versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $24.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $802 per month in Razgrad versus $1,419 in Ubud, Bali – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

At $802 in Razgrad versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $802 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Razgrad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 77% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.