Cost of Living Comparison Between Razgrad and Ubud, Bali Cost of Living Comparison Between Razgrad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $825 in Razgrad versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,254 in Razgrad versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,683 in Razgrad versus $3,763 in Ubud, Bali.

Living in Razgrad costs roughly 41% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Razgrad is 38% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$8.33 BGN 13.85

$3.45 Rp 62.1K

141.45%

Three-Course Dinner for Two, Mid-Range

$23.28 BGN 38.72

$32.34 Rp 581.1K

-28.01%

Fast Food Meal (McDonalds, etc)

$9.02 BGN 15.01

$4.84 Rp 87.1K

86.36%

Cappuccino

$1.88 BGN 3.13

$2.75 Rp 49.4K

-31.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 BGN 2.19

$1.38 Rp 24.9K

-4.35%

Water (0.33 liter bottle)

$0.69 BGN 1.16

$0.75 Rp 13.5K

-8.00%

Local Beer (0.5 liter draught)

$1.95 BGN 3.25

$2.99 Rp 53.8K

-34.78%

Imported Beer (0.33 liter bottle)

$2.35 BGN 3.91

$3.85 Rp 69.2K

-38.96%

Milk (1 liter)

$1.69 BGN 2.81

$1.74 Rp 31.2K

-2.87%

White Bread (500g)

$0.81 BGN 1.35

$2.46 Rp 44.2K

-67.07%

Rice (white) (1kg)

$1.97 BGN 3.28

$1.17 Rp 21.0K

68.38%

Eggs

$3.38 BGN 5.63

$2.43 Rp 43.7K

39.09%

Local Cheese (1kg)

$7.28 BGN 12.11

$14.50 Rp 260.6K

-49.79%

Chicken Fillets (1kg)

$7.84 BGN 13.04

$4.35 Rp 78.2K

80.23%

Beef Round Steak (1kg)

$11.53 BGN 19.18

$11.98 Rp 215.3K

-3.76%

Apples (1kg)

$1.26 BGN 2.10

$3.72 Rp 66.8K

-66.13%

Banana (1kg)

$1.99 BGN 3.31

$1.63 Rp 29.2K

22.09%

Oranges (1kg)

$1.45 BGN 2.41

$2.74 Rp 49.3K

-47.08%

Tomato (1kg)

$2.03 BGN 3.37

$2.24 Rp 40.3K

-9.38%

Potato (1kg)

$0.85 BGN 1.41

$1.92 Rp 34.5K

-55.73%

Onion (1kg)

$1.07 BGN 1.77

$2.28 Rp 40.9K

-53.07%

Lettuce (1 head)

$1.00 BGN 1.67

$1.06 Rp 19.1K

-5.66%

Water (1.5 liter bottle)

$0.65 BGN 1.08

$0.72 Rp 12.9K

-9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.62 BGN 6.02

$3.29 Rp 59.0K

10.03%

Wine (Bottle)

$4.26 BGN 7.09

$23.19 Rp 416.8K

-81.63%

Local Beer (0.5 liter bottle)

$0.94 BGN 1.57

$2.78 Rp 49.9K

-66.19%

Imported Beer (0.33 liter bottle)

$1.28 BGN 2.13

$2.73 Rp 49.1K

-53.11%

One-way Ticket (Public Transport)

$0.85 BGN 1.41

$0.27 Rp 4,786

214.81%

Public Transport Monthly Pass (Regular Price)

$17.44 BGN 29.01

$8.11 Rp 145.7K

115.04%

Taxi Start (Normal Tariff)

$1.26 BGN 2.10

$0.48 Rp 8,675

162.50%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.02

$0.42 Rp 7,545

47.62%

Taxi 1hour Waiting (Normal Tariff)

$13.15 BGN 21.87

$6.22 Rp 111.8K

111.41%

Gasoline (1 liter)

$1.51 BGN 2.51

$0.81 Rp 14.6K

86.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K BGN 39.0K

$26.6K Rp 478.2M

-11.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K BGN 41.7K

$32.2K Rp 578.5M

-22.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.1 BGN 130

$78.4 Rp 1.4M

-0.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.18 BGN 25.26

$4.07 Rp 73.1K

272.97%

Internet (50+ Mbps, Unlimited Data)

$12.06 BGN 20.06

$24.33 Rp 437.1K

-50.43%

Gym Membership (Monthly)

$27.70 BGN 46.09

$98.6 Rp 1.8M

-71.91%

Tennis Court (1 Hour on Weekend)

$14.55 BGN 24.21

$6.34 Rp 113.9K

129.50%

Cinema Ticket

$7.06 BGN 11.74

$3.99 Rp 71.6K

76.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 BGN 389

$305 Rp 5.5M

-23.36%

International Primary School, 1 Child (Yearly)

$4,059 BGN 6,753

$6,642 Rp 119.4M

-38.89%

Jeans (Levis 501 Or Similar)

$34.80 BGN 57.9

$54.1 Rp 972.9K

-35.72%

Summer Dress (H&M, Zara, etc)

$17.74 BGN 29.52

$37.81 Rp 679.4K

-53.08%

Sport Shoes (Adidas, Nike)

$83.0 BGN 138

$86.8 Rp 1.6M

-4.47%

Men's Leather Business Shoes

$70.5 BGN 117

$76.4 Rp 1.4M

-7.62%

1-bedroom Apartment, City Center (Monthly)

$290 BGN 483

$992 Rp 17.8M

-70.73%

1-bedroom Apartment, Outside City Center (Monthly)

$199 BGN 332

$673 Rp 12.1M

-70.36%

3-bedroom Apartment, City Center (Monthly)

$390 BGN 649

$3,375 Rp 60.7M

-88.44%

3-bedroom Apartment, Outside City Center (Monthly)

$308 BGN 513

$2,050 Rp 36.8M

-84.97%

Buy Apartment in City Center (m2)

$1,096 BGN 1,824

$2,805 Rp 50.4M

-60.90%

Buy Apartment Outside City Center (m2)

$746 BGN 1,240

$2,227 Rp 40.0M

-66.52%

Average Monthly Net Salary (After Tax)

$1,201 BGN 1,999

$167 Rp 3.0M

619.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

13.28

-68.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Razgrad: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Razgrad and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Razgrad pays 620% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Razgrad vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $209 vs $297 per month, with Razgrad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Razgrad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 71% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

Average pay runs 620% higher in Razgrad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $290 in Razgrad versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $23.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $825 per month in Razgrad versus $1,408 in Ubud, Bali – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

At $825 in Razgrad versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Razgrad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $825 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Razgrad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.