Cost of Living Comparison Between Ubud, Bali and Ratlam Cost of Living Comparison Between Ubud, Bali and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $352 in Ratlam.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $522 in Ratlam.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $691 in Ratlam.

Living in Ubud, Bali is roughly 300% more expensive than Ratlam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ratlam is 74% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$1.96 ₹184

74.49%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$6.80 ₹638

384.71%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$2.95 ₹277

72.20%

Cappuccino

$2.82 Rp 48.5K

$1.58 ₹148

78.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.36 ₹33.99

280.56%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.13 ₹12.42

446.15%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.19 ₹206

35.62%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$5.30 ₹497

-26.23%

Milk (1 liter)

$1.75 Rp 30.0K

$0.62 ₹58.2

182.26%

White Bread (500g)

$2.52 Rp 43.2K

$0.48 ₹45.09

425.00%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.72 ₹67.5

68.06%

Eggs

$2.33 Rp 40.1K

$0.82 ₹77.0

184.15%

Local Cheese (1kg)

$14.50 Rp 249.2K

$4.90 ₹460

195.92%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$2.31 ₹217

88.74%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

Apples (1kg)

$3.82 Rp 65.6K

$2.36 ₹222

61.86%

Banana (1kg)

$1.61 Rp 27.7K

$0.45 ₹42.39

257.78%

Oranges (1kg)

$2.70 Rp 46.5K

$1.01 ₹94.8

167.33%

Tomato (1kg)

$2.23 Rp 38.3K

$0.80 ₹74.9

178.75%

Potato (1kg)

$1.90 Rp 32.6K

$0.16 ₹14.95

1087.50%

Onion (1kg)

$2.18 Rp 37.5K

$0.22 ₹20.51

890.91%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.50 ₹46.76

106.00%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.34 ₹31.71

126.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$3.57 ₹335

-10.92%

Wine (Bottle)

$23.23 Rp 399.2K

$5.19 ₹487

347.59%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.61 ₹151

77.02%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.24 ₹210

21.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.64 ₹530

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.28 ₹26.01

3.57%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$8.62 ₹809

-2.20%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.70 ₹65.9

-30.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$1.49 ₹140

321.48%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.18 ₹111

-27.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$15.3K ₹1.4M

69.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$19.9K ₹1.9M

58.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$28.76 ₹2,700

177.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$3.96 ₹371

3.28%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$5.89 ₹553

308.49%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$5.91 ₹555

1527.58%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$6.90 ₹648

-5.36%

Cinema Ticket

$4.13 Rp 71.1K

$3.42 ₹321

20.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$62.3 ₹5,849

376.26%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$1,092 ₹102.5K

509.95%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$7.91 ₹743

594.82%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$9.39 ₹881

312.67%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$17.64 ₹1,656

407.99%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$29.04 ₹2,726

171.69%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$136 ₹12.7K

650.25%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$92.2 ₹8,655

615.67%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$175 ₹16.4K

1868.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$144 ₹13.5K

1330.35%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$969 ₹91.0K

207.59%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$517 ₹48.5K

358.32%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$401 ₹37.6K

-57.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.1

45.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Ratlam: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $136 in Ratlam. Housing cost is often the main lever when comparing two cities.

Ratlam pays 133% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $7 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $299 vs $96 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratlam: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ratlam differ by about 300% in total monthly costs ($1,408 vs $352 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ratlam earns 133% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $136 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $352 in Ratlam – a 300% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ratlam runs roughly 2% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $352 in Ratlam versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 300% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.