Cost of Living Comparison Between Ubud, Bali and Ratlam Cost of Living Comparison Between Ubud, Bali and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $356 in Ratlam.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $525 in Ratlam.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $695 in Ratlam.

Living in Ubud, Bali is roughly 292% more expensive than in Ratlam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ratlam is 73% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$1.90 ₹182

87.89%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$6.83 ₹653

373.21%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$2.97 ₹284

68.69%

Cappuccino

$2.82 Rp 51.1K

$1.57 ₹150

79.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.34 ₹32.21

297.06%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.16 ₹14.99

356.25%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.24 ₹214

30.80%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$5.29 ₹506

-25.52%

Milk (1 liter)

$1.78 Rp 32.2K

$0.66 ₹62.7

169.70%

White Bread (500g)

$2.45 Rp 44.3K

$0.49 ₹46.59

400.00%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.72 ₹68.8

59.72%

Eggs

$2.41 Rp 43.7K

$0.83 ₹79.3

190.36%

Local Cheese (1kg)

$14.33 Rp 259.1K

$4.71 ₹450

204.25%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$2.40 ₹229

74.58%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

Apples (1kg)

$3.64 Rp 65.8K

$2.38 ₹227

52.94%

Banana (1kg)

$1.57 Rp 28.3K

$0.45 ₹43.15

248.89%

Oranges (1kg)

$2.79 Rp 50.4K

$0.95 ₹90.8

193.68%

Tomato (1kg)

$2.24 Rp 40.5K

$0.77 ₹73.8

190.91%

Potato (1kg)

$1.98 Rp 35.8K

$0.17 ₹16.67

1064.71%

Onion (1kg)

$2.28 Rp 41.2K

$0.22 ₹20.92

936.36%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.54 ₹51.9

94.44%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 ₹34.82

119.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.41 ₹326

-6.45%

Wine (Bottle)

$23.49 Rp 424.8K

$7.85 ₹750

199.24%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.54 ₹148

88.31%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.24 ₹214

23.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.58 ₹534

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.30 ₹29.04

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$8.76 ₹838

-4.45%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.64 ₹60.9

-29.69%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$1.47 ₹140

312.93%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.16 ₹111

-25.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$15.2K ₹1.5M

74.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$20.5K ₹2.0M

59.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$29.64 ₹2,835

166.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$3.90 ₹373

4.87%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$5.64 ₹540

322.87%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$5.83 ₹558

1594.34%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$6.92 ₹662

-8.24%

Cinema Ticket

$4.01 Rp 72.5K

$3.58 ₹343

12.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$62.2 ₹5,950

377.72%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$1,118 ₹106.9K

490.46%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$8.19 ₹783

552.38%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$9.38 ₹897

306.29%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$17.61 ₹1,684

403.41%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$28.77 ₹2,752

166.32%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$138 ₹13.2K

637.03%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$93.5 ₹8,944

627.32%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$174 ₹16.6K

1892.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$143 ₹13.6K

1366.44%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,257 ₹215.9K

20.90%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$684 ₹65.4K

235.58%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$388 ₹37.1K

-57.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.1

45.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ratlam: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $138 in Ratlam. Housing cost is often the main lever when comparing two cities.

Ratlam pays 137% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $7.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $298 vs $101 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratlam: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ratlam differ by about 292% in total monthly costs ($1,392 vs $356 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 137% lower in Ratlam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $138 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $356 in Ratlam – a 292% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ratlam runs roughly 5% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $356 in Ratlam versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 292% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.