Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ratlam

For one person, living is cheaper in Ratlam: $316 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
15

Cost of Living Index in Ratlam
Learn more

Ratlam Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ratlam

🇮🇳 India

$316

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ratlam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ratlam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $316 in Ratlam.

Ubud, Bali $1,349
Ratlam $316

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $463 in Ratlam.

Ubud, Bali $2,305
Ratlam $463

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $610 in Ratlam.

Ubud, Bali $3,261
Ratlam $610

Living in Ubud, Bali is roughly 327% more expensive than in Ratlam, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$2.16 ₹206

53.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$6.14 ₹584

480.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$2.60 ₹248

112.69%

Cappuccino

$2.72 Rp 49.0K

$1.54 ₹146

76.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$0.35 ₹32.95

385.71%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.14 ₹13.46

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$1.97 ₹188

34.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.12 ₹297

40.38%

Milk (1 liter)

$1.49 Rp 26.9K

$0.60 ₹57.1

148.33%

White Bread (500g)

$2.28 Rp 41.0K

$0.41 ₹38.92

456.10%

Rice (white) (1kg)

$1.19 Rp 21.5K

$0.65 ₹61.4

83.08%

Eggs

$2.04 Rp 36.7K

$0.83 ₹79.4

145.78%

Local Cheese (1kg)

$17.70 Rp 319.1K

$5.04 ₹480

251.19%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$2.06 ₹196

92.23%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

Apples (1kg)

$3.66 Rp 65.9K

$2.09 ₹199

75.12%

Banana (1kg)

$1.52 Rp 27.4K

$0.39 ₹37.07

289.74%

Oranges (1kg)

$2.23 Rp 40.2K

$1.03 ₹98.2

116.50%

Tomato (1kg)

$1.97 Rp 35.6K

$0.40 ₹38.49

392.50%

Potato (1kg)

$1.85 Rp 33.3K

$0.16 ₹14.92

1056.25%

Onion (1kg)

$2.42 Rp 43.7K

$0.20 ₹18.99

1110.00%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.22 ₹20.95

350.00%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.33 ₹31.66

54.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$2.68 ₹255

-17.16%

Wine (Bottle)

$22.24 Rp 400.9K

$7.78 ₹740

185.86%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.60 ₹152

41.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.58 ₹245

15.12%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.48 ₹521

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$0.71 ₹67.5

-38.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.18 ₹17.20

138.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$1.34 ₹127

303.73%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.09 ₹104

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$20.9K ₹2.0M

13.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$23.2K ₹2.2M

36.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$26.04 ₹2,476

203.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$4.09 ₹389

57.70%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$5.27 ₹501

252.56%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$5.40 ₹514

816.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$3.10 ₹295

37.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$65.7 ₹6,250

646.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$994 ₹94.6K

470.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$7.27 ₹691

514.03%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$8.54 ₹812

309.25%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$15.82 ₹1,505

405.06%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$26.47 ₹2,517

200.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$125 ₹11.9K

801.90%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$85.0 ₹8,088

689.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$156 ₹14.8K

2185.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$134 ₹12.7K

1186.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,303 ₹219.1K

18.60%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$675 ₹64.2K

238.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$389 ₹37.0K

-57.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.73

57.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ratlam: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ratlam

$85 26.9% 87.3% $586

Groceries & Markets

Ubud, Bali

$288 21.4%

Ratlam

$95 30% 67.1% $194

Eating Out

Ubud, Bali

$108 8%

Ratlam

$62 19.5% 42.8% $46

Clothing & Footwear

Ubud, Bali

$108 8%

Ratlam

$26 8.3% 75.7% $81

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ratlam

$35 11.2% 66% $69

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ratlam

$12 3.7% 80% $46

Getting Around

Ubud, Bali

$11 0.9%

Ratlam

$1.6 * 0.5% 85.9% $9.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $125 in Ratlam. Housing cost is often the main lever when comparing two cities.

Ratlam pays about 2.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $6 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $288 vs $95 per month, with Ratlam cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Ratlam

🕒 Local time

19:12 7:12 PM

16:42 4:42 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ratlam 5,630 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Ratlam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratlam: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ratlam differ by about 327% in total monthly costs ($1,349 vs $316 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 58% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $125 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 204% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $316 in Ratlam – a 327% gap that adds up to real savings over time for anyone picking the cheaper option.

At $316 in Ratlam versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.