Cost of Living Comparison Between Ubud, Bali and Ratlam Cost of Living Comparison Between Ubud, Bali and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $352 in Ratlam.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $514 in Ratlam.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $676 in Ratlam.

Living in Ubud, Bali is roughly 299% more expensive than Ratlam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Ratlam is 74% below.

Meal at Budget Restaurant

$3.57 Rp 64.1K

$1.94 ₹185

84.02%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 584.0K

$7.06 ₹673

360.34%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.4K

$2.90 ₹276

67.59%

Cappuccino

$2.75 Rp 49.4K

$1.58 ₹150

74.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.8K

$0.33 ₹31.87

300.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.17 ₹16.15

311.76%

Local Beer (0.5 liter draught)

$2.91 Rp 52.3K

$2.28 ₹217

27.63%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.2K

$5.15 ₹491

-26.41%

Milk (1 liter)

$1.71 Rp 30.7K

$0.60 ₹57.3

185.00%

White Bread (500g)

$2.47 Rp 44.5K

$0.45 ₹42.86

448.89%

Rice (white) (1kg)

$1.20 Rp 21.6K

$0.66 ₹63.1

81.82%

Eggs

$2.44 Rp 43.9K

$0.88 ₹83.9

177.27%

Local Cheese (1kg)

$14.38 Rp 258.4K

$4.73 ₹451

204.02%

Chicken Fillets (1kg)

$4.31 Rp 77.3K

$2.39 ₹227

80.33%

Beef Round Steak (1kg)

$12.21 Rp 219.4K

Apples (1kg)

$3.68 Rp 66.2K

$2.33 ₹222

57.94%

Banana (1kg)

$1.55 Rp 27.9K

$0.45 ₹43.21

244.44%

Oranges (1kg)

$2.79 Rp 50.1K

$0.97 ₹92.1

187.63%

Tomato (1kg)

$2.33 Rp 41.9K

$0.82 ₹78.3

184.15%

Potato (1kg)

$1.97 Rp 35.4K

$0.17 ₹16.55

1058.82%

Onion (1kg)

$2.31 Rp 41.5K

$0.22 ₹20.95

950.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.54 ₹51.1

96.30%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.36 ₹34.74

102.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.9K

$3.39 ₹323

-3.24%

Wine (Bottle)

$22.79 Rp 409.5K

$7.87 ₹750

189.58%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.4K

$1.52 ₹145

84.87%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.0K

$2.13 ₹203

30.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.74 ₹547

One-way Ticket (Public Transport)

$0.29 Rp 5,232

$0.30 ₹28.96

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.8K

$8.67 ₹826

-7.04%

Taxi Start (Normal Tariff)

$0.45 Rp 8,069

$0.69 ₹66.0

-34.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 112.1K

$1.48 ₹141

321.62%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.20 ₹114

-29.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 466.7M

$15.4K ₹1.5M

68.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 568.8M

$20.2K ₹1.9M

56.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$28.65 ₹2,729

181.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.88 ₹369

4.64%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 438.8K

$5.70 ₹543

328.42%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$5.86 ₹558

1566.72%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.8K

$6.82 ₹650

-5.43%

Cinema Ticket

$4.04 Rp 72.6K

$3.58 ₹341

12.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$63.4 ₹6,041

379.39%

International Primary School, 1 Child (Yearly)

$6,621 Rp 119.0M

$1,084 ₹103.3K

510.67%

Jeans (Levis 501 Or Similar)

$54.2 Rp 974.4K

$8.24 ₹785

558.13%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 696.6K

$9.07 ₹864

327.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$17.56 ₹1,672

390.55%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$29.53 ₹2,813

159.63%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$134 ₹12.8K

633.66%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$92.0 ₹8,761

615.32%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.5M

$174 ₹16.6K

1833.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.1M

$148 ₹14.1K

1299.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.3M

$2,270 ₹216.2K

20.78%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.0M

$669 ₹63.7K

232.94%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$386 ₹36.7K

-57.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.1

45.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ratlam: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $134 in Ratlam. Housing cost is often the main lever when comparing two cities.

Ratlam pays 136% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $7.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $297 vs $100 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratlam: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ratlam differ by about 299% in total monthly costs ($1,404 vs $352 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ratlam earns 136% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $134 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $352 in Ratlam – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ratlam runs roughly 8% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $352 in Ratlam versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.