Cost of Living Comparison Between Ubud, Bali and Ratlam Cost of Living Comparison Between Ubud, Bali and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $323 in Ratlam.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $472 in Ratlam.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $621 in Ratlam.

Living in Ubud, Bali is roughly 326% more expensive than in Ratlam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Ratlam is 77% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.12 ₹203

57.08%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$6.16 ₹589

481.49%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.70 ₹258

108.52%

Cappuccino

$2.82 Rp 49.7K

$1.49 ₹142

89.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.36 ₹33.95

386.11%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.14 ₹13.00

471.43%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.06 ₹196

47.57%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.12 ₹298

37.82%

Milk (1 liter)

$1.61 Rp 28.3K

$0.63 ₹59.7

155.56%

White Bread (500g)

$2.27 Rp 39.9K

$0.43 ₹41.37

427.91%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.70 ₹66.5

67.14%

Eggs

$2.17 Rp 38.2K

$0.92 ₹88.2

135.87%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.10 ₹487

245.69%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.05 ₹196

97.56%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$2.14 ₹204

69.16%

Banana (1kg)

$1.64 Rp 28.8K

$0.41 ₹39.10

300.00%

Oranges (1kg)

$2.31 Rp 40.6K

$0.99 ₹95.1

133.33%

Tomato (1kg)

$1.96 Rp 34.5K

$0.41 ₹38.88

378.05%

Potato (1kg)

$1.84 Rp 32.5K

$0.17 ₹16.38

982.35%

Onion (1kg)

$2.37 Rp 41.7K

$0.22 ₹21.03

977.27%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.22 ₹21.06

377.27%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.33 ₹31.56

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.68 ₹256

-14.18%

Wine (Bottle)

$23.08 Rp 406.4K

$7.68 ₹734

200.52%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.58 ₹151

48.10%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.61 ₹249

17.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.46 ₹522

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.76 ₹73.0

-35.53%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.18 ₹17.03

161.11%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.30 ₹124

330.77%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.10 ₹105

-26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$21.4K ₹2.0M

16.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$23.1K ₹2.2M

34.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$26.97 ₹2,576

206.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.32 ₹413

50.23%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$5.36 ₹512

250.56%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$5.38 ₹514

926.77%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$3.19 ₹305

34.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$67.9 ₹6,484

628.11%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$999 ₹95.4K

492.34%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$7.59 ₹725

509.75%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$8.68 ₹829

319.82%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$15.81 ₹1,510

410.44%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$26.69 ₹2,550

195.24%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$123 ₹11.7K

806.50%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$83.7 ₹7,992

728.76%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$158 ₹15.1K

2207.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$130 ₹12.4K

1218.57%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,301 ₹219.8K

19.99%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$682 ₹65.2K

236.05%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$387 ₹36.9K

-56.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.73

57.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Ratlam: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $123 in Ratlam. Housing cost is often the main lever when comparing two cities.

Ratlam pays 131% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $6.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $294 vs $96.0 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratlam: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ratlam differ by about 326% in total monthly costs ($1,378 vs $323 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 131% lower in Ratlam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $123 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 206% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $323 in Ratlam – a 326% gap that adds up to real savings over time for anyone picking the cheaper option.

At $323 in Ratlam versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 326% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.