🙂Monthly costs for one person with rent: $352 in Ratlam versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $514 in Ratlam versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $676 in Ratlam versus $3,694 in Ubud, Bali.
🙂Living in Ratlam costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ratlam is 74% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Ratlam
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.94₹185
$3.57Rp 64.1K
-45.66%
Three-Course Dinner for Two, Mid-Range
$7.06₹673
$32.50Rp 584.0K
-78.28%
Fast Food Meal(McDonalds, etc)
$2.90₹276
$4.86Rp 87.4K
-40.33%
Cappuccino
$1.58₹150
$2.75Rp 49.4K
-42.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33₹31.87
$1.32Rp 23.8K
-75.00%
Water(0.33 liter bottle)
$0.17₹16.15
$0.70Rp 12.6K
-75.71%
Local Beer(0.5 liter draught)
$2.28₹217
$2.91Rp 52.3K
-21.65%
Imported Beer(0.33 liter bottle)
$5.15₹491
$3.79Rp 68.2K
35.88%
🛒 Groceries & Markets
Ratlam
Ubud, Bali
Difference
Milk(1 liter)
$0.60₹57.3
$1.71Rp 30.7K
-64.91%
White Bread(500g)
$0.45₹42.86
$2.47Rp 44.5K
-81.78%
Rice(white)(1kg)
$0.66₹63.1
$1.20Rp 21.6K
-45.00%
Eggs
$0.88₹83.9
$2.44Rp 43.9K
-63.93%
Local Cheese(1kg)
$4.73₹451
$14.38Rp 258.4K
-67.11%
Chicken Fillets(1kg)
$2.39₹227
$4.31Rp 77.3K
-44.55%
Beef Round Steak(1kg)
-
$12.21Rp 219.4K
-
Apples(1kg)
$2.33₹222
$3.68Rp 66.2K
-36.68%
Banana(1kg)
$0.45₹43.21
$1.55Rp 27.9K
-70.97%
Oranges(1kg)
$0.97₹92.1
$2.79Rp 50.1K
-65.23%
Tomato(1kg)
$0.82₹78.3
$2.33Rp 41.9K
-64.81%
Potato(1kg)
$0.17₹16.55
$1.97Rp 35.4K
-91.37%
Onion(1kg)
$0.22₹20.95
$2.31Rp 41.5K
-90.48%
Lettuce(1 head)
$0.54₹51.1
$1.06Rp 19.1K
-49.06%
Water(1.5 liter bottle)
$0.36₹34.74
$0.73Rp 13.1K
-50.68%
Cigarettes 20 Pack(Marlboro, Camel)
$3.39₹323
$3.28Rp 58.9K
3.35%
Wine(Bottle)
$7.87₹750
$22.79Rp 409.5K
-65.47%
Local Beer(0.5 liter bottle)
$1.52₹145
$2.81Rp 50.4K
-45.91%
Imported Beer(0.33 liter bottle)
$2.13₹203
$2.78Rp 50.0K
-23.38%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.74₹547
-
-
🚌 Getting Around
Ratlam
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.30₹28.96
$0.29Rp 5,232
3.45%
Public Transport Monthly Pass(Regular Price)
$8.67₹826
$8.06Rp 144.8K
7.57%
Taxi Start(Normal Tariff)
$0.69₹66.0
$0.45Rp 8,069
53.33%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,117
-
Taxi 1hour Waiting(Normal Tariff)
$1.48₹141
$6.24Rp 112.1K
-76.28%
Gasoline(1 liter)
$1.20₹114
$0.85Rp 15.2K
41.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.4K₹1.5M
$26.0KRp 466.7M
-40.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K₹1.9M
$31.7KRp 568.8M
-36.05%
🧾 Monthly Utilities & Internet
Ratlam
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$28.65₹2,729
$80.8Rp 1.5M
-64.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.88₹369
$4.06Rp 72.9K
-4.43%
Internet(50+ Mbps, Unlimited Data)
$5.70₹543
$24.42Rp 438.8K
-76.66%
🎉 Sport & Entertainment
Ratlam
Ubud, Bali
Difference
Gym Membership(Monthly)
$5.86₹558
$97.7Rp 1.8M
-94.00%
Tennis Court(1 Hour on Weekend)
$6.82₹650
$6.45Rp 115.8K
5.74%
Cinema Ticket
$3.58₹341
$4.04Rp 72.6K
-11.39%
🧸 Childcare & Education
Ratlam
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$63.4₹6,041
$304Rp 5.5M
-79.14%
International Primary School, 1 Child(Yearly)
$1,084₹103.3K
$6,621Rp 119.0M
-83.62%
👕👟 Clothing & Footwear
Ratlam
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$8.24₹785
$54.2Rp 974.4K
-84.81%
Summer Dress(H&M, Zara, etc)
$9.07₹864
$38.78Rp 696.6K
-76.61%
Sport Shoes(Adidas, Nike)
$17.56₹1,672
$86.1Rp 1.5M
-79.61%
Men's Leather Business Shoes
$29.53₹2,813
$76.7Rp 1.4M
-61.48%
🏠 Accommodation & Living
Ratlam
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$134₹12.8K
$986Rp 17.7M
-86.37%
1-bedroom Apartment, Outside City Center(Monthly)
$92.0₹8,761
$658Rp 11.8M
-86.02%
3-bedroom Apartment, City Center(Monthly)
$174₹16.6K
$3,369Rp 60.5M
-94.83%
3-bedroom Apartment, Outside City Center(Monthly)
$148₹14.1K
$2,066Rp 37.1M
-92.85%
Buy Apartment in City Center(m2)
$2,270₹216.2K
$2,741Rp 49.3M
-17.21%
Buy Apartment Outside City Center(m2)
$669₹63.7K
$2,228Rp 40.0M
-69.96%
💵 Salaries & Financials
Ratlam
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$386₹36.7K
$163Rp 2.9M
135.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.1
13.28
-31.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ratlam: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $134 in Ratlam and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ratlam pays 136% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $7.00 in Ratlam vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $100 vs $297 per month, with Ratlam cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ratlam vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ratlam and Ubud, Bali?
Ratlam and Ubud, Bali differ by about 299% in total monthly costs ($352 vs $1,404 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Ratlam or Ubud, Bali?
Ratlam pays 136% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Ratlam and Ubud, Bali?
Rent for a central apartment: $134 in Ratlam versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ratlam or Ubud, Bali?
All in, you'll spend $352 per month in Ratlam versus $1,404 in Ubud, Bali – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ratlam and Ubud, Bali?
A monthly transit pass in Ratlam runs roughly 8% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $352 in Ratlam versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.
How does quality of life compare between Ratlam and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ratlam or Ubud, Bali safer for residents?
Safety-wise, Ratlam and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ratlam or Ubud, Bali?
Expats usually find Ratlam gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.