Cost of Living Comparison Between Ratlam and Ubud, Bali Cost of Living Comparison Between Ratlam and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $352 in Ratlam versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $522 in Ratlam versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $691 in Ratlam versus $3,757 in Ubud, Bali.

Living in Ratlam costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ratlam is 74% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Ratlam
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.96 ₹184
$3.42 Rp 58.7K
-42.69%
Three-Course Dinner for Two, Mid-Range
$6.80 ₹638
$32.96 Rp 566.5K
-79.37%
Fast Food Meal (McDonalds, etc)
$2.95 ₹277
$5.08 Rp 87.3K
-41.93%
Cappuccino
$1.58 ₹148
$2.82 Rp 48.5K
-43.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 ₹33.99
$1.37 Rp 23.5K
-73.72%
Water (0.33 liter bottle)
$0.13 ₹12.42
$0.71 Rp 12.2K
-81.69%
Local Beer (0.5 liter draught)
$2.19 ₹206
$2.97 Rp 51.0K
-26.26%
Imported Beer (0.33 liter bottle)
$5.30 ₹497
$3.91 Rp 67.2K
35.55%
🛒 Groceries & Markets
Ratlam
Ubud, Bali
Difference
Milk (1 liter)
$0.62 ₹58.2
$1.75 Rp 30.0K
-64.57%
White Bread (500g)
$0.48 ₹45.09
$2.52 Rp 43.2K
-80.95%
Rice (white) (1kg)
$0.72 ₹67.5
$1.21 Rp 20.8K
-40.50%
Eggs
$0.82 ₹77.0
$2.33 Rp 40.1K
-64.81%
Local Cheese (1kg)
$4.90 ₹460
$14.50 Rp 249.2K
-66.21%
Chicken Fillets (1kg)
$2.31 ₹217
$4.36 Rp 74.9K
-47.02%
Beef Round Steak (1kg)
-
$12.05 Rp 207.0K
-
Apples (1kg)
$2.36 ₹222
$3.82 Rp 65.6K
-38.22%
Banana (1kg)
$0.45 ₹42.39
$1.61 Rp 27.7K
-72.05%
Oranges (1kg)
$1.01 ₹94.8
$2.70 Rp 46.5K
-62.59%
Tomato (1kg)
$0.80 ₹74.9
$2.23 Rp 38.3K
-64.13%
Potato (1kg)
$0.16 ₹14.95
$1.90 Rp 32.6K
-91.58%
Onion (1kg)
$0.22 ₹20.51
$2.18 Rp 37.5K
-89.91%
Lettuce (1 head)
$0.50 ₹46.76
$1.03 Rp 17.7K
-51.46%
Water (1.5 liter bottle)
$0.34 ₹31.71
$0.77 Rp 13.3K
-55.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.57 ₹335
$3.18 Rp 54.7K
12.26%
Wine (Bottle)
$5.19 ₹487
$23.23 Rp 399.2K
-77.66%
Local Beer (0.5 liter bottle)
$1.61 ₹151
$2.85 Rp 48.9K
-43.51%
Imported Beer (0.33 liter bottle)
$2.24 ₹210
$2.72 Rp 46.7K
-17.65%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.64 ₹530
-
-
🚌 Getting Around
Ratlam
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 ₹26.01
$0.29 Rp 5,022
-3.45%
Public Transport Monthly Pass (Regular Price)
$8.62 ₹809
$8.43 Rp 144.8K
2.25%
Taxi Start (Normal Tariff)
$0.70 ₹65.9
$0.49 Rp 8,344
42.86%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 7,812
-
Taxi 1hour Waiting (Normal Tariff)
$1.49 ₹140
$6.28 Rp 107.8K
-76.27%
Gasoline (1 liter)
$1.18 ₹111
$0.85 Rp 14.6K
38.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.3K ₹1.4M
$26.1K Rp 447.8M
-41.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9K ₹1.9M
$31.5K Rp 541.8M
-36.74%
🧾 Monthly Utilities & Internet
Ratlam
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.76 ₹2,700
$79.8 Rp 1.4M
-63.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.96 ₹371
$4.09 Rp 70.3K
-3.18%
Internet (50+ Mbps, Unlimited Data)
$5.89 ₹553
$24.06 Rp 413.6K
-75.52%
🎉 Sport & Entertainment
Ratlam
Ubud, Bali
Difference
Gym Membership (Monthly)
$5.91 ₹555
$96.2 Rp 1.7M
-93.86%
Tennis Court (1 Hour on Weekend)
$6.90 ₹648
$6.53 Rp 112.2K
5.67%
Cinema Ticket
$3.42 ₹321
$4.13 Rp 71.1K
-17.19%
🧸 Childcare & Education
Ratlam
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$62.3 ₹5,849
$297 Rp 5.1M
-79.00%
International Primary School, 1 Child (Yearly)
$1,092 ₹102.5K
$6,661 Rp 114.5M
-83.61%
👕👟 Clothing & Footwear
Ratlam
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$7.91 ₹743
$55.0 Rp 944.5K
-85.61%
Summer Dress (H&M, Zara, etc)
$9.39 ₹881
$38.75 Rp 666.0K
-75.77%
Sport Shoes (Adidas, Nike)
$17.64 ₹1,656
$89.6 Rp 1.5M
-80.31%
Men's Leather Business Shoes
$29.04 ₹2,726
$78.9 Rp 1.4M
-63.19%
🏠 Accommodation & Living
Ratlam
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$136 ₹12.7K
$1,018 Rp 17.5M
-86.67%
1-bedroom Apartment, Outside City Center (Monthly)
$92.2 ₹8,655
$660 Rp 11.3M
-86.03%
3-bedroom Apartment, City Center (Monthly)
$175 ₹16.4K
$3,435 Rp 59.0M
-94.92%
3-bedroom Apartment, Outside City Center (Monthly)
$144 ₹13.5K
$2,053 Rp 35.3M
-93.01%
Buy Apartment in City Center (m2)
$969 ₹91.0K
$2,981 Rp 51.2M
-67.49%
Buy Apartment Outside City Center (m2)
$517 ₹48.5K
$2,368 Rp 40.7M
-78.18%
💵 Salaries & Financials
Ratlam
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$401 ₹37.6K
$172 Rp 3.0M
133.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.1
13.28
-31.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratlam: April 22, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Ratlam and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ratlam pays 133% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $7 in Ratlam vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $96 vs $299 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ratlam vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ratlam and Ubud, Bali?
Ratlam and Ubud, Bali differ by about 300% in total monthly costs ($352 vs $1,408 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Ratlam or Ubud, Bali?
Ratlam pays 133% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Ratlam and Ubud, Bali?
Rent for a central apartment: $136 in Ratlam versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ratlam or Ubud, Bali?
All in, you'll spend $352 per month in Ratlam versus $1,408 in Ubud, Bali – a 300% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ratlam and Ubud, Bali?
A monthly transit pass in Ratlam runs roughly 2% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $352 in Ratlam versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Ratlam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.
How does quality of life compare between Ratlam and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ratlam or Ubud, Bali safer for residents?
Safety-wise, Ratlam and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ratlam or Ubud, Bali?
Expats usually find Ratlam gentler on the wallet – expenses run 300% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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