Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Phitsanulok

For one person, living is cheaper in Phitsanulok: $899 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
43

Cost of Living Index in Phitsanulok
Learn more

Phitsanulok Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Phitsanulok

🇹🇭 Thailand

$899

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Phitsanulok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Phitsanulok actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $899 in Phitsanulok, rent included.

Ubud, Bali $1,331
Phitsanulok $899

A couple spends around $2,255 per month in Ubud, Bali vs $1,474 in Phitsanulok, rent included.

Ubud, Bali $2,255
Phitsanulok $1,474

A family of three spends $3,180 per month in Ubud, Bali vs $2,049 in Phitsanulok, rent included.

Ubud, Bali $3,180
Phitsanulok $2,049

Ubud, Bali costs about 48% more than Phitsanulok, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Phitsanulok are more affordable than the global median – Ubud, Bali 2% lower, Phitsanulok 33% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$2.19 ฿73.8

54.34%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$18.49 ฿624

87.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.55 ฿187

0.36%

Cappuccino

$2.62 Rp 47.5K

$1.66 ฿56.2

57.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.70 ฿23.64

120.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.34 ฿11.31

88.24%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.42 ฿81.5

10.33%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.77 ฿127

13.00%

Milk (1 liter)

$1.46 Rp 26.5K

$1.94 ฿65.5

-24.74%

White Bread (500g)

$2.29 Rp 41.6K

$1.49 ฿50.4

53.69%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.33 ฿45.01

-16.54%

Eggs

$2.10 Rp 38.1K

$2.33 ฿78.6

-9.87%

Local Cheese (1kg)

$15.94 Rp 289.2K

$16.54 ฿558

-3.63%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$2.67 ฿90.2

45.32%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.23 ฿311

23.51%

Apples (1kg)

$3.55 Rp 64.4K

$2.46 ฿83.0

44.31%

Banana (1kg)

$1.54 Rp 27.9K

$1.09 ฿36.72

41.28%

Oranges (1kg)

$2.23 Rp 40.5K

$1.60 ฿54.1

39.37%

Tomato (1kg)

$1.97 Rp 35.8K

$1.57 ฿53.1

25.48%

Potato (1kg)

$1.86 Rp 33.7K

$1.26 ฿42.51

47.62%

Onion (1kg)

$2.42 Rp 43.9K

$1.08 ฿36.56

124.07%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.76 ฿25.69

34.21%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.55 ฿18.63

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.29 ฿145

-48.72%

Wine (Bottle)

$21.79 Rp 395.2K

$17.76 ฿599

22.69%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.56 ฿52.6

49.36%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.79 ฿94.0

6.45%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.83 ฿28.11

-69.88%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.16 ฿39.26

-62.07%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.17 ฿5.68

176.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.73 ฿58.4

223.70%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.42 ฿47.87

-41.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$21.0K ฿707.6K

16.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$26.6K ฿898.4K

19.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$62.0 ฿2,092

24.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$11.83 ฿399

-48.10%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$19.68 ฿664

-3.86%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$48.82 ฿1,647

4.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$13.13 ฿443

38.99%

Cinema Ticket

$4.38 Rp 79.5K

$6.41 ฿216

-31.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$747 ฿25.2K

-34.04%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$16.8K ฿566.2K

-27.17%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$55.1 ฿1,858

-17.98%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$25.23 ฿851

38.29%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.6 ฿3,055

-13.52%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$71.4 ฿2,408

9.09%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$438 ฿14.8K

145.99%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$315 ฿10.6K

111.41%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,103 ฿37.2K

218.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$780 ฿26.3K

114.17%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,893 ฿63.9K

23.61%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,488 ฿50.2K

50.32%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$469 ฿15.8K

-64.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Phitsanulok: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Phitsanulok

$315 35% 52.7% $350

Groceries & Markets

Ubud, Bali

$279 21%

Phitsanulok

$237 26.4% 15.1% $42

Clothing & Footwear

Ubud, Bali

$106 8%

Phitsanulok

$109 12.1% 2.5% $2.7

Eating Out

Ubud, Bali

$106 8%

Phitsanulok

$78 8.7% 26.4% $28

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Phitsanulok

$94 10.4% 8.8% $9

Sport & Entertainment

Ubud, Bali

$60 4.5%

Phitsanulok

$62 6.9% 3.1% $1.9

Getting Around

Ubud, Bali

$12 0.9%

Phitsanulok

$5.3 * 0.6% 55.3% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $438 in Phitsanulok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Phitsanulok are about 2.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $18 in Phitsanulok. Monthly groceries follow the same trend: $279 vs $237 – making Phitsanulok the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Phitsanulok

🕒 Local time

10:10 10:10 AM

09:10 9:10 AM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

66,106

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Phitsanulok 3,260 km ≈ 4 h 30 min nonstop flight

From you

Ubud, Bali
Phitsanulok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phitsanulok: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 48% more than Phitsanulok, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,349 in Phitsanulok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phitsanulok, especially for central apartments: a one-bedroom in the center costs $438 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $899 in Phitsanulok. That makes Phitsanulok about 32% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $747 in Phitsanulok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $899 in Phitsanulok. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $899 in Phitsanulok to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.