Cost of Living Comparison Between Ubud, Bali and Phitsanulok Cost of Living Comparison Between Ubud, Bali and Phitsanulok

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $885 in Phitsanulok, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,463 in Phitsanulok, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,040 in Phitsanulok, rent included.

Ubud, Bali costs about 55% more than Phitsanulok, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Phitsanulok is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$2.09 ฿69.5

64.59%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$19.98 ฿665

81.73%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.56 ฿185

2.70%

Cappuccino

$2.67 Rp 47.4K

$1.83 ฿61.0

45.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.72 ฿23.84

143.06%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.32 ฿10.59

171.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.27 ฿75.5

29.96%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$3.70 ฿123

22.16%

Milk (1 liter)

$1.62 Rp 28.7K

$1.99 ฿66.2

-18.59%

White Bread (500g)

$2.33 Rp 41.3K

$1.50 ฿50.1

55.33%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.36 ฿45.27

-18.38%

Eggs

$2.20 Rp 39.0K

$2.24 ฿74.6

-1.79%

Local Cheese (1kg)

$17.69 Rp 313.8K

$15.97 ฿532

10.77%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.07 ฿102

33.55%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$9.81 ฿326

24.16%

Apples (1kg)

$3.71 Rp 65.7K

$2.61 ฿86.8

42.15%

Banana (1kg)

$1.59 Rp 28.2K

$1.10 ฿36.59

44.55%

Oranges (1kg)

$2.28 Rp 40.5K

$1.64 ฿54.7

39.02%

Tomato (1kg)

$1.95 Rp 34.6K

$1.48 ฿49.13

31.76%

Potato (1kg)

$1.91 Rp 33.8K

$1.31 ฿43.52

45.80%

Onion (1kg)

$2.33 Rp 41.3K

$1.11 ฿37.10

109.91%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.80 ฿26.54

26.25%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.54 ฿18.08

1.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.24 ฿141

-47.41%

Wine (Bottle)

$23.07 Rp 409.2K

$18.09 ฿602

27.53%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.73 ฿57.5

39.88%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.93 ฿97.6

2.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.87 ฿28.80

-68.97%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.19 ฿39.52

-59.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.53 ฿17.77

-18.87%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$2.48 ฿82.6

127.42%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.45 ฿48.12

-44.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$21.2K ฿704.8K

17.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$27.2K ฿904.6K

16.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$64.8 ฿2,157

25.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$13.14 ฿437

-50.61%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$20.45 ฿681

-8.22%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$48.32 ฿1,609

17.69%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$14.06 ฿468

33.21%

Cinema Ticket

$4.54 Rp 80.5K

$6.72 ฿224

-32.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$812 ฿27.0K

-40.83%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$14.9K ฿494.9K

-61.58%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$55.3 ฿1,840

-17.66%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$25.90 ฿862

38.53%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$93.8 ฿3,121

-14.26%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$72.3 ฿2,408

8.77%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$449 ฿14.9K

148.38%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$299 ฿9,937

133.72%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,437 ฿47.8K

153.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$758 ฿25.2K

129.28%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,987 ฿66.2K

40.09%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,587 ฿52.8K

44.28%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$481 ฿16.0K

-65.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Phitsanulok: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $449 in Phitsanulok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 186% higher in Phitsanulok, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $20.00 in Phitsanulok. Monthly groceries follow the same trend: $295 vs $242 – making Phitsanulok the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phitsanulok: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 55% more than Phitsanulok, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,328 in Phitsanulok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phitsanulok, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $885 in Phitsanulok. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $812 in Phitsanulok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Phitsanulok, where all-in costs run around $885, than in Ubud, Bali at $1,368. In Phitsanulok it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phitsanulok costs $885 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phitsanulok. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.