Cost of Living Comparison Between Ubud, Bali and Phitsanulok Cost of Living Comparison Between Ubud, Bali and Phitsanulok

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $736 in Phitsanulok, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,353 in Phitsanulok, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,969 in Phitsanulok, rent included.

Ubud, Bali costs about 95% more than Phitsanulok, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Phitsanulok is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$2.04 ฿66.4

75.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$18.39 ฿598

77.16%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$7.91 ฿257

-35.90%

Cappuccino

$2.83 Rp 48.8K

$2.00 ฿65.0

41.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.84 ฿27.23

59.52%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.33 ฿10.59

109.09%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$2.10 ฿68.3

42.38%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$3.79 ฿123

1.58%

Milk (1 liter)

$1.74 Rp 30.1K

$1.72 ฿55.9

1.16%

White Bread (500g)

$2.54 Rp 43.8K

$1.05 ฿34.11

141.90%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.15 ฿37.42

3.48%

Eggs

$2.43 Rp 41.9K

$1.95 ฿63.3

24.62%

Local Cheese (1kg)

$14.66 Rp 253.2K

$16.25 ฿528

-9.78%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$3.12 ฿101

33.97%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$10.86 ฿353

9.94%

Apples (1kg)

$3.69 Rp 63.6K

$2.71 ฿88.2

36.16%

Banana (1kg)

$1.61 Rp 27.7K

$1.17 ฿38.06

37.61%

Oranges (1kg)

$2.69 Rp 46.4K

$1.64 ฿53.4

64.02%

Tomato (1kg)

$2.33 Rp 40.2K

$1.59 ฿51.7

46.54%

Potato (1kg)

$1.91 Rp 32.9K

$1.32 ฿42.98

44.70%

Onion (1kg)

$2.19 Rp 37.7K

$1.20 ฿39.08

82.50%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.70 ฿22.91

51.43%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.53 ฿17.09

35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$4.60 ฿150

-31.96%

Wine (Bottle)

$23.49 Rp 405.6K

$18.48 ฿601

27.11%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.83 ฿59.4

49.73%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$3.16 ฿103

-8.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.89 ฿28.95

-67.42%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.42 ฿46.14

-68.31%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$1.30 ฿42.21

-67.69%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$8.17 ฿265

-24.60%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.24 ฿40.29

-32.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$21.8K ฿707.9K

20.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$21.8K ฿709.2K

48.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$71.1 ฿2,312

10.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$14.10 ฿459

-71.99%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$6.32 ฿205

286.08%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$50.2 ฿1,632

92.31%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$12.10 ฿393

-47.52%

Cinema Ticket

$4.04 Rp 69.7K

$5.88 ฿191

-31.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$310 ฿10.1K

-2.32%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$14.7K ฿476.7K

-55.52%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$56.4 ฿1,834

-4.54%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$26.05 ฿847

45.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$83.4 ฿2,711

4.03%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$72.0 ฿2,342

9.47%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$418 ฿13.6K

142.03%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$139 ฿4,522

384.87%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$805 ฿26.2K

320.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$652 ฿21.2K

221.85%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$2,404 ฿78.2K

24.14%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$1,510 ฿49.1K

54.87%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$497 ฿16.1K

-65.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Phitsanulok: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $418 in Phitsanulok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Phitsanulok, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Phitsanulok. Monthly groceries follow the same trend: $298 vs $240 – making Phitsanulok the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phitsanulok: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 95% more than Phitsanulok, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,105 in Phitsanulok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phitsanulok, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $736 in Phitsanulok. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $310 in Phitsanulok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Phitsanulok, where all-in costs run around $736, than in Ubud, Bali at $1,438. In Phitsanulok it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phitsanulok costs $736 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phitsanulok. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.