Last update: Nov 2026

Cost of Living Comparison Between Phitsanulok and Ubud, Bali

For one person, living is cheaper in Phitsanulok: $899 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Phitsanulok
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Phitsanulok Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Phitsanulok

🇹🇭 Thailand

$899

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Phitsanulok and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phitsanulok and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $899 per month in Phitsanulok vs $1,331 in Ubud, Bali, rent included.

Phitsanulok $899
Ubud, Bali $1,331

A couple spends around $1,474 per month in Phitsanulok vs $2,255 in Ubud, Bali, rent included.

Phitsanulok $1,474
Ubud, Bali $2,255

A family of three spends $2,049 per month in Phitsanulok vs $3,180 in Ubud, Bali, rent included.

Phitsanulok $2,049
Ubud, Bali $3,180

Phitsanulok is about 32% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Phitsanulok and Ubud, Bali are more affordable than the global median – Phitsanulok 33% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.19 ฿73.8

$3.38 Rp 61.2K

-35.21%

Three-Course Dinner for Two, Mid-Range

$18.49 ฿624

$34.65 Rp 628.6K

-46.64%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$5.57 Rp 101.1K

-0.36%

Cappuccino

$1.66 ฿56.2

$2.62 Rp 47.5K

-36.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.64

$1.54 Rp 27.9K

-54.55%

Water (0.33 liter bottle)

$0.34 ฿11.31

$0.64 Rp 11.6K

-46.88%

Local Beer (0.5 liter draught)

$2.42 ฿81.5

$2.67 Rp 48.4K

-9.36%

Imported Beer (0.33 liter bottle)

$3.77 ฿127

$4.26 Rp 77.3K

-11.50%

Milk (1 liter)

$1.94 ฿65.5

$1.46 Rp 26.5K

32.88%

White Bread (500g)

$1.49 ฿50.4

$2.29 Rp 41.6K

-34.93%

Rice (white) (1kg)

$1.33 ฿45.01

$1.11 Rp 20.1K

19.82%

Eggs

$2.33 ฿78.6

$2.10 Rp 38.1K

10.95%

Local Cheese (1kg)

$16.54 ฿558

$15.94 Rp 289.2K

3.76%

Chicken Fillets (1kg)

$2.67 ฿90.2

$3.88 Rp 70.4K

-31.19%

Beef Round Steak (1kg)

$9.23 ฿311

$11.40 Rp 206.8K

-19.04%

Apples (1kg)

$2.46 ฿83.0

$3.55 Rp 64.4K

-30.70%

Banana (1kg)

$1.09 ฿36.72

$1.54 Rp 27.9K

-29.22%

Oranges (1kg)

$1.60 ฿54.1

$2.23 Rp 40.5K

-28.25%

Tomato (1kg)

$1.57 ฿53.1

$1.97 Rp 35.8K

-20.30%

Potato (1kg)

$1.26 ฿42.51

$1.86 Rp 33.7K

-32.26%

Onion (1kg)

$1.08 ฿36.56

$2.42 Rp 43.9K

-55.37%

Lettuce (1 head)

$0.76 ฿25.69

$1.02 Rp 18.6K

-25.49%

Water (1.5 liter bottle)

$0.55 ฿18.63

$0.52 Rp 9,475

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.29 ฿145

$2.20 Rp 39.9K

95.00%

Wine (Bottle)

$17.76 ฿599

$21.79 Rp 395.2K

-18.49%

Local Beer (0.5 liter bottle)

$1.56 ฿52.6

$2.33 Rp 42.2K

-33.05%

Imported Beer (0.33 liter bottle)

$2.79 ฿94.0

$2.97 Rp 53.9K

-6.06%

One-way Ticket (Public Transport)

$0.83 ฿28.11

$0.25 Rp 4,542

232.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$1.16 ฿39.26

$0.44 Rp 7,941

163.64%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.68

$0.47 Rp 8,489

-63.83%

Taxi 1hour Waiting (Normal Tariff)

$1.73 ฿58.4

$5.60 Rp 101.6K

-69.11%

Gasoline (1 liter)

$1.42 ฿47.87

$0.83 Rp 15.0K

71.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿707.6K

$24.4K Rp 443.5M

-14.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K ฿898.4K

$31.7K Rp 575.0M

-15.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 ฿2,092

$77.5 Rp 1.4M

-19.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.83 ฿399

$6.14 Rp 111.5K

92.67%

Internet (50+ Mbps, Unlimited Data)

$19.68 ฿664

$18.92 Rp 343.1K

4.02%

Gym Membership (Monthly)

$48.82 ฿1,647

$51.0 Rp 925.0K

-4.26%

Tennis Court (1 Hour on Weekend)

$13.13 ฿443

$18.25 Rp 331.0K

-28.05%

Cinema Ticket

$6.41 ฿216

$4.38 Rp 79.5K

46.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$747 ฿25.2K

$492 Rp 8.9M

51.60%

International Primary School, 1 Child (Yearly)

$16.8K ฿566.2K

$12.2K Rp 221.7M

37.31%

Jeans (Levis 501 Or Similar)

$55.1 ฿1,858

$45.16 Rp 819.2K

21.92%

Summer Dress (H&M, Zara, etc)

$25.23 ฿851

$34.89 Rp 632.9K

-27.69%

Sport Shoes (Adidas, Nike)

$90.6 ฿3,055

$78.3 Rp 1.4M

15.63%

Men's Leather Business Shoes

$71.4 ฿2,408

$77.9 Rp 1.4M

-8.33%

1-bedroom Apartment, City Center (Monthly)

$438 ฿14.8K

$1,078 Rp 19.5M

-59.35%

1-bedroom Apartment, Outside City Center (Monthly)

$315 ฿10.6K

$665 Rp 12.1M

-52.70%

3-bedroom Apartment, City Center (Monthly)

$1,103 ฿37.2K

$3,510 Rp 63.7M

-68.57%

3-bedroom Apartment, Outside City Center (Monthly)

$780 ฿26.3K

$1,671 Rp 30.3M

-53.31%

Buy Apartment in City Center (m2)

$1,893 ฿63.9K

$2,340 Rp 42.4M

-19.10%

Buy Apartment Outside City Center (m2)

$1,488 ฿50.2K

$2,236 Rp 40.6M

-33.47%

Average Monthly Net Salary (After Tax)

$469 ฿15.8K

$166 Rp 3.0M

181.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phitsanulok: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phitsanulok

$315 35%

Ubud, Bali

$665 50% 111% $350

Groceries & Markets

Phitsanulok

$237 26.4%

Ubud, Bali

$279 21% 17.8% $42

Clothing & Footwear

Phitsanulok

$109 12.1%

Ubud, Bali

$106 8% 2.5% $2.7

Monthly Utilities & Internet

Phitsanulok

$94 10.4%

Ubud, Bali

$103 7.7% 9.7% $9

Eating Out

Phitsanulok

$78 8.7%

Ubud, Bali

$106 8% 35.8% $28

Sport & Entertainment

Phitsanulok

$62 6.9%

Ubud, Bali

$60 4.5% 3% $1.9

Getting Around

Phitsanulok

$5.3 * 0.6%

Ubud, Bali

$12 0.9% 124% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $438 in Phitsanulok versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Phitsanulok are about 2.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18 in Phitsanulok versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $237 vs $279 – making Phitsanulok the more affordable choice for daily food spending.

Good to know

🇹🇭 Phitsanulok

🇮🇩 Ubud, Bali

🕒 Local time

09:01 9:01 AM

10:01 10:01 AM

1 h ahead of Phitsanulok

🌤 Weather

👥 Population

66,106

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to THB in detail →

On the map

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Between locations

Phitsanulok Ubud, Bali 3,260 km ≈ 4 h 30 min nonstop flight

From you

Phitsanulok
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phitsanulok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 48% more than Phitsanulok, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,349 per month in Phitsanulok and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phitsanulok, especially for central apartments: a one-bedroom in the center costs $438 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $899 in Phitsanulok and $1,331 in Ubud, Bali. That makes Phitsanulok about 32% cheaper.

Kindergarten costs $747 per month in Phitsanulok and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $899 in Phitsanulok and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $899 in Phitsanulok to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.