Cost of Living Comparison Between Ubud, Bali and Pfaffikon Cost of Living Comparison Between Ubud, Bali and Pfaffikon

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $3,382 in Pfaffikon, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $5,261 in Pfaffikon, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $7,139 in Pfaffikon, rent included.

Ubud, Bali is about 60% cheaper than Pfaffikon, driven mainly by Eating Out.

Both Ubud, Bali and Pfaffikon sit above the global median – Ubud, Bali by 0%, Pfaffikon by 147%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$32.01 CHF 26.30

-89.25%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$137 CHF 113

-73.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$18.24 CHF 14.99

-68.70%

Cappuccino

$2.67 Rp 47.4K

$6.57 CHF 5.40

-59.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$5.66 CHF 4.65

-69.08%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$5.28 CHF 4.34

-83.52%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$8.84 CHF 7.27

-66.63%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$7.79 CHF 6.40

-41.98%

Milk (1 liter)

$1.62 Rp 28.7K

$2.21 CHF 1.81

-26.70%

White Bread (500g)

$2.33 Rp 41.3K

$3.69 CHF 3.04

-36.86%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.31 CHF 3.54

-74.25%

Eggs

$2.20 Rp 39.0K

$7.74 CHF 6.36

-71.58%

Local Cheese (1kg)

$17.69 Rp 313.9K

$27.09 CHF 22.26

-34.70%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$26.43 CHF 21.72

-84.49%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$42.24 CHF 34.71

-71.16%

Apples (1kg)

$3.71 Rp 65.8K

$3.64 CHF 2.99

1.92%

Banana (1kg)

$1.59 Rp 28.2K

$2.10 CHF 1.72

-24.29%

Oranges (1kg)

$2.28 Rp 40.5K

$2.86 CHF 2.35

-20.28%

Tomato (1kg)

$1.95 Rp 34.7K

$5.62 CHF 4.62

-65.30%

Potato (1kg)

$1.91 Rp 33.8K

$2.07 CHF 1.70

-7.73%

Onion (1kg)

$2.33 Rp 41.4K

$2.29 CHF 1.88

1.75%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.36 CHF 1.94

-57.20%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$1.40 CHF 1.15

-60.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$10.92 CHF 8.98

-79.58%

Wine (Bottle)

$23.07 Rp 409.3K

$16.90 CHF 13.89

36.51%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.43 CHF 1.99

-0.41%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.79 CHF 2.29

7.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$4.55 CHF 3.74

-94.07%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$99.9 CHF 82.1

-91.01%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$7.74 CHF 6.36

-93.80%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$4.96 CHF 4.07

-91.33%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$88.7 CHF 72.9

-93.64%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.27 CHF 1.86

-64.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$43.1K CHF 35.4K

-42.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$39.7K CHF 32.7K

-20.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$230 CHF 189

-64.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$33.28 CHF 27.35

-80.50%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$63.9 CHF 52.5

-70.63%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$90.4 CHF 74.3

-37.10%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$46.96 CHF 38.59

-60.11%

Cinema Ticket

$4.54 Rp 80.5K

$22.56 CHF 18.54

-79.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$2,937 CHF 2,414

-83.64%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$35.9K CHF 29.5K

-84.11%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$145 CHF 119

-68.52%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$68.7 CHF 56.4

-47.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$147 CHF 121

-45.23%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$178 CHF 147

-55.91%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,721 CHF 1,414

-35.23%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,462 CHF 1,201

-52.27%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$2,855 CHF 2,346

27.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,516 CHF 2,068

-30.95%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$16.5K CHF 13.5K

-83.08%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$12.5K CHF 10.3K

-81.75%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$7,210 CHF 5,925

-97.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Pfaffikon: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,721 in Pfaffikon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4191% higher in Pfaffikon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $137 in Pfaffikon. Monthly groceries follow the same trend: $295 vs $606 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pfaffikon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $3,382 in Pfaffikon – roughly 147% apart. Pfaffikon costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $5,073 in Pfaffikon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $137 in Pfaffikon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $3,382 in Pfaffikon. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Pfaffikon at $3,382. In Ubud, Bali it covers expenses comfortably, while in Pfaffikon it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,382 in Pfaffikon. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.