Cost of Living Comparison Between Ubud, Bali and Pfaffikon Cost of Living Comparison Between Ubud, Bali and Pfaffikon

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $3,477 in Pfaffikon, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $5,412 in Pfaffikon, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $7,346 in Pfaffikon, rent included.

Ubud, Bali is about 59% cheaper than Pfaffikon, driven mainly by Eating Out.

Both Ubud, Bali and Pfaffikon sit above the global median – Ubud, Bali by 7%, Pfaffikon by 160%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$32.15 CHF 25.43

-88.90%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$147 CHF 116

-77.81%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$18.50 CHF 14.63

-72.59%

Cappuccino

$2.83 Rp 49.0K

$6.40 CHF 5.07

-55.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$5.75 CHF 4.55

-76.70%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$5.10 CHF 4.03

-86.47%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$7.59 CHF 6.01

-60.61%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$6.99 CHF 5.53

-44.92%

Milk (1 liter)

$1.74 Rp 30.2K

$2.18 CHF 1.72

-20.18%

White Bread (500g)

$2.54 Rp 44.0K

$3.62 CHF 2.86

-29.83%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.65 CHF 2.89

-67.40%

Eggs

$2.43 Rp 42.0K

$7.73 CHF 6.11

-68.56%

Local Cheese (1kg)

$14.66 Rp 254.1K

$29.12 CHF 23.04

-49.66%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$32.46 CHF 25.67

-87.12%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$43.57 CHF 34.46

-72.60%

Apples (1kg)

$3.69 Rp 63.9K

$3.68 CHF 2.91

0.27%

Banana (1kg)

$1.61 Rp 27.8K

$2.08 CHF 1.65

-22.60%

Oranges (1kg)

$2.69 Rp 46.5K

$2.78 CHF 2.20

-3.24%

Tomato (1kg)

$2.33 Rp 40.4K

$7.23 CHF 5.72

-67.77%

Potato (1kg)

$1.91 Rp 33.0K

$2.59 CHF 2.05

-26.25%

Onion (1kg)

$2.19 Rp 37.9K

$2.46 CHF 1.95

-10.98%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.59 CHF 2.05

-59.07%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.45 CHF 1.14

-50.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$10.55 CHF 8.34

-70.33%

Wine (Bottle)

$23.49 Rp 407.1K

$16.85 CHF 13.33

39.41%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.52 CHF 1.99

8.73%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.27 CHF 1.80

26.87%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$3.95 CHF 3.13

-92.66%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$97.0 CHF 76.7

-91.57%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$6.96 CHF 5.50

-93.53%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$4.15 CHF 3.28

-89.88%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$81.0 CHF 64.0

-92.39%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.15 CHF 1.70

-60.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$40.6K CHF 32.2K

-35.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$41.6K CHF 32.9K

-21.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$297 CHF 235

-73.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$59.6 CHF 47.11

-93.37%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$53.7 CHF 42.45

-54.53%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$87.6 CHF 69.3

10.24%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$23.64 CHF 18.70

-82.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$2,852 CHF 2,256

-89.39%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$40.9K CHF 32.3K

-84.03%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$107 CHF 84.4

-49.54%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$53.0 CHF 41.94

-28.37%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$156 CHF 123

-44.34%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$191 CHF 151

-58.68%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,730 CHF 1,368

-41.48%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$1,470 CHF 1,163

-54.13%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,777 CHF 2,196

22.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,498 CHF 1,976

-16.00%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$12.3K CHF 9,697

-75.65%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$11.2K CHF 8,850

-79.09%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$7,517 CHF 5,946

-97.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Pfaffikon: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $1,730 in Pfaffikon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4242% higher in Pfaffikon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $147 in Pfaffikon. Monthly groceries follow the same trend: $298 vs $653 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pfaffikon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $3,477 in Pfaffikon – roughly 142% apart. Pfaffikon costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $5,215 in Pfaffikon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $147 in Pfaffikon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $3,477 in Pfaffikon. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Pfaffikon at $3,477. In Ubud, Bali it covers expenses comfortably, while in Pfaffikon it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $3,477 in Pfaffikon. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.