Cost of Living Comparison Between Ubud, Bali and Pfaffikon Cost of Living Comparison Between Ubud, Bali and Pfaffikon

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $3,509 in Pfaffikon, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $5,376 in Pfaffikon, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $7,244 in Pfaffikon, rent included.

Ubud, Bali is about 60% cheaper than Pfaffikon, driven mainly by Eating Out.

Both Ubud, Bali and Pfaffikon sit above the global median – Ubud, Bali by 5%, Pfaffikon by 163%.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$32.61 CHF 25.86

-89.57%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$151 CHF 120

-78.51%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$18.46 CHF 14.64

-72.91%

Cappuccino

$2.82 Rp 50.0K

$6.36 CHF 5.05

-55.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$5.87 CHF 4.66

-76.49%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$5.17 CHF 4.10

-85.88%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$7.56 CHF 5.99

-60.58%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$7.02 CHF 5.57

-43.45%

Milk (1 liter)

$1.79 Rp 31.8K

$2.26 CHF 1.79

-20.80%

White Bread (500g)

$2.46 Rp 43.7K

$3.81 CHF 3.02

-35.43%

Rice (white) (1kg)

$1.20 Rp 21.2K

$3.76 CHF 2.98

-68.09%

Eggs

$2.39 Rp 42.3K

$7.97 CHF 6.32

-70.01%

Local Cheese (1kg)

$14.40 Rp 255.1K

$28.97 CHF 22.98

-50.29%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$32.11 CHF 25.47

-86.67%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$43.69 CHF 34.65

-72.95%

Apples (1kg)

$3.78 Rp 67.0K

$3.71 CHF 2.94

1.89%

Banana (1kg)

$1.63 Rp 28.9K

$2.13 CHF 1.69

-23.47%

Oranges (1kg)

$2.80 Rp 49.6K

$2.85 CHF 2.26

-1.75%

Tomato (1kg)

$2.26 Rp 40.0K

$7.19 CHF 5.70

-68.57%

Potato (1kg)

$2.00 Rp 35.3K

$2.49 CHF 1.98

-19.68%

Onion (1kg)

$2.21 Rp 39.2K

$2.53 CHF 2.01

-12.65%

Lettuce (1 head)

$1.07 Rp 18.9K

$2.49 CHF 1.97

-57.03%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.51 CHF 1.20

-49.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$10.64 CHF 8.44

-70.58%

Wine (Bottle)

$23.81 Rp 421.9K

$17.29 CHF 13.72

37.71%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$2.43 CHF 1.93

16.87%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.28 CHF 1.81

21.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$3.89 CHF 3.08

-93.06%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$98.3 CHF 78.0

-91.48%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$6.71 CHF 5.32

-93.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$4.17 CHF 3.31

-89.69%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$78.9 CHF 62.6

-92.42%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.23 CHF 1.77

-64.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$40.7K CHF 32.3K

-36.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$41.5K CHF 32.9K

-23.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$290 CHF 230

-72.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$59.3 CHF 47.00

-93.01%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$52.7 CHF 41.76

-54.20%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$89.1 CHF 70.7

9.68%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$23.56 CHF 18.69

-82.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$2,884 CHF 2,287

-89.70%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$41.0K CHF 32.5K

-83.93%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$110 CHF 86.9

-49.69%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$53.8 CHF 42.65

-28.38%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$157 CHF 124

-45.05%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$190 CHF 151

-59.03%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$1,690 CHF 1,341

-41.71%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$1,484 CHF 1,177

-55.20%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$2,889 CHF 2,291

19.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$2,475 CHF 1,963

-17.49%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$17.7K CHF 14.0K

-83.99%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$13.2K CHF 10.5K

-82.74%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$7,285 CHF 5,778

-97.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Pfaffikon: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $1,690 in Pfaffikon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4205% higher in Pfaffikon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $151 in Pfaffikon. Monthly groceries follow the same trend: $299 vs $657 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pfaffikon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $3,509 in Pfaffikon – roughly 152% apart. Pfaffikon costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $5,264 in Pfaffikon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $151 in Pfaffikon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,394 in Ubud, Bali and $3,509 in Pfaffikon. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Pfaffikon at $3,509. In Ubud, Bali it covers expenses comfortably, while in Pfaffikon it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,394 in Ubud, Bali to $3,509 in Pfaffikon. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.