Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Pfaffikon

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,572 in Pfaffikon, rent and utilities included – about $26,900 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
170

Cost of Living Index in Pfaffikon
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Pfaffikon Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Pfaffikon

🇨🇭 Switzerland

$3,572

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pfaffikon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pfaffikon actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $3,572 in Pfaffikon, rent included.

Ubud, Bali $1,331
Pfaffikon $3,572

A couple spends around $2,255 per month in Ubud, Bali vs $5,442 in Pfaffikon, rent included.

Ubud, Bali $2,255
Pfaffikon $5,442

A family of three spends $3,180 per month in Ubud, Bali vs $7,311 in Pfaffikon, rent included.

Ubud, Bali $3,180
Pfaffikon $7,311

Ubud, Bali is about 63% cheaper than Pfaffikon, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Pfaffikon is 164% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$33.00 CHF 26.96

-89.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$136 CHF 111

-74.50%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$18.09 CHF 14.78

-69.21%

Cappuccino

$2.62 Rp 47.6K

$6.28 CHF 5.13

-58.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$5.85 CHF 4.78

-73.68%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$5.05 CHF 4.13

-87.33%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$8.50 CHF 6.94

-68.59%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.42 CHF 6.06

-42.59%

Milk (1 liter)

$1.46 Rp 26.5K

$2.17 CHF 1.77

-32.72%

White Bread (500g)

$2.29 Rp 41.6K

$3.70 CHF 3.02

-38.11%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.22 CHF 3.45

-73.70%

Eggs

$2.10 Rp 38.1K

$7.57 CHF 6.18

-72.26%

Local Cheese (1kg)

$15.94 Rp 289.4K

$27.76 CHF 22.68

-42.58%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$26.50 CHF 21.65

-85.36%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$43.09 CHF 35.20

-73.54%

Apples (1kg)

$3.55 Rp 64.5K

$3.70 CHF 3.02

-4.05%

Banana (1kg)

$1.54 Rp 27.9K

$2.17 CHF 1.77

-29.03%

Oranges (1kg)

$2.23 Rp 40.5K

$2.87 CHF 2.35

-22.30%

Tomato (1kg)

$1.97 Rp 35.8K

$5.55 CHF 4.54

-64.50%

Potato (1kg)

$1.86 Rp 33.7K

$1.99 CHF 1.63

-6.53%

Onion (1kg)

$2.42 Rp 43.9K

$2.22 CHF 1.81

9.01%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.44 CHF 1.99

-58.20%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.44 CHF 1.17

-63.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.94 CHF 8.94

-79.89%

Wine (Bottle)

$21.79 Rp 395.6K

$16.51 CHF 13.49

31.98%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.79 CHF 2.28

-16.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.49 CHF 2.85

-14.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$4.37 CHF 3.57

-94.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$115 CHF 93.8

-92.88%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$7.86 CHF 6.42

-94.40%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$4.79 CHF 3.91

-90.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$36.80 CHF 30.07

-84.78%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.37 CHF 1.94

-64.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$39.6K CHF 32.4K

-38.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$38.9K CHF 31.8K

-18.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$232 CHF 189

-66.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$32.29 CHF 26.38

-80.98%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$62.1 CHF 50.8

-69.55%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$94.5 CHF 77.2

-46.03%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$49.51 CHF 40.45

-63.14%

Cinema Ticket

$4.38 Rp 79.6K

$23.93 CHF 19.55

-81.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,969 CHF 2,426

-83.41%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$38.1K CHF 31.1K

-67.91%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$139 CHF 113

-67.48%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$70.1 CHF 57.3

-50.24%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$145 CHF 118

-45.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$174 CHF 142

-55.31%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,856 CHF 1,516

-41.95%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,594 CHF 1,302

-58.28%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$3,008 CHF 2,457

16.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,626 CHF 2,146

-36.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$17.3K CHF 14.1K

-86.48%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$11.0K CHF 9,005

-79.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,137 CHF 5,831

-97.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Pfaffikon: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Pfaffikon

$1.6K 44.6% 140% $929

Groceries & Markets

Ubud, Bali

$279 21%

Pfaffikon

$613 17.2% 119% $333

Clothing & Footwear

Ubud, Bali

$106 8%

Pfaffikon

$238 6.7% 124% $131

Eating Out

Ubud, Bali

$106 8%

Pfaffikon

$495 13.9% 368% $389

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Pfaffikon

$326 9.1% 218% $224

Sport & Entertainment

Ubud, Bali

$60 4.5%

Pfaffikon

$142 4% 138% $83

Getting Around

Ubud, Bali

$12 0.9%

Pfaffikon

$164 4.6% 1273% $152

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,856 in Pfaffikon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pfaffikon are about 43 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $136 in Pfaffikon. Monthly groceries follow the same trend: $279 vs $613 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Pfaffikon

🕒 Local time

20:49 8:49 PM

13:49 1:49 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,602

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Swiss Franc exchange rates as of November 4, 2026: 1 USD = 0.817 CHF (1 CHF = 1.22 USD). 1 EUR = 0.916 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Pfaffikon 11,940 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Pfaffikon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pfaffikon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $3,572 in Pfaffikon – Ubud, Bali comes out roughly 63% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $5,358 in Pfaffikon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,856 in Pfaffikon.

A mid-range dinner for two costs $35 in Ubud, Bali and $136 in Pfaffikon. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $3,572 in Pfaffikon. That makes Ubud, Bali about 63% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $3,572 in Pfaffikon. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.