Cost of Living Comparison Between Ubud, Bali and Pfaffikon Cost of Living Comparison Between Ubud, Bali and Pfaffikon

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $3,436 in Pfaffikon, rent included.

A couple spends around $2,361 per month in Ubud, Bali vs $5,304 in Pfaffikon, rent included.

A family of three spends $3,330 per month in Ubud, Bali vs $7,171 in Pfaffikon, rent included.

Ubud, Bali is about 59% cheaper than Pfaffikon, driven mainly by Eating Out.

Both Ubud, Bali and Pfaffikon sit above the global median – Ubud, Bali by 3%, Pfaffikon by 153%.

Meal at Budget Restaurant

$3.30 Rp 59.3K

$31.96 CHF 25.89

-89.67%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 694.1K

$137 CHF 111

-71.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.5K

$18.28 CHF 14.82

-69.75%

Cappuccino

$2.62 Rp 47.2K

$6.41 CHF 5.19

-59.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 Rp 28.6K

$5.80 CHF 4.70

-72.59%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$5.07 CHF 4.11

-85.01%

Local Beer (0.5 liter draught)

$2.62 Rp 47.1K

$8.77 CHF 7.11

-70.13%

Imported Beer (0.33 liter bottle)

$4.25 Rp 76.5K

$7.81 CHF 6.33

-45.58%

Milk (1 liter)

$1.58 Rp 28.4K

$2.30 CHF 1.86

-31.30%

White Bread (500g)

$2.30 Rp 41.3K

$3.63 CHF 2.94

-36.64%

Rice (white) (1kg)

$1.04 Rp 18.7K

$4.24 CHF 3.43

-75.47%

Eggs

$2.07 Rp 37.2K

$7.83 CHF 6.34

-73.56%

Local Cheese (1kg)

$17.61 Rp 316.8K

$27.21 CHF 22.05

-35.28%

Chicken Fillets (1kg)

$3.97 Rp 71.4K

$26.65 CHF 21.59

-85.10%

Beef Round Steak (1kg)

$11.99 Rp 215.6K

$43.47 CHF 35.22

-72.42%

Apples (1kg)

$3.53 Rp 63.5K

$3.78 CHF 3.06

-6.61%

Banana (1kg)

$1.60 Rp 28.7K

$2.19 CHF 1.78

-26.94%

Oranges (1kg)

$2.33 Rp 41.9K

$2.91 CHF 2.36

-19.93%

Tomato (1kg)

$1.94 Rp 34.9K

$5.35 CHF 4.33

-63.74%

Potato (1kg)

$1.79 Rp 32.3K

$2.10 CHF 1.70

-14.76%

Onion (1kg)

$2.26 Rp 40.6K

$2.31 CHF 1.87

-2.16%

Lettuce (1 head)

$0.98 Rp 17.7K

$2.46 CHF 1.99

-60.16%

Water (1.5 liter bottle)

$0.52 Rp 9,331

$1.39 CHF 1.13

-62.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 41.6K

$11.26 CHF 9.12

-79.48%

Wine (Bottle)

$23.35 Rp 420.0K

$16.81 CHF 13.62

38.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.46 CHF 1.99

-8.13%

Imported Beer (0.33 liter bottle)

$2.81 Rp 50.5K

$2.80 CHF 2.27

0.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,878

$4.72 CHF 3.83

-94.28%

Public Transport Monthly Pass (Regular Price)

$9.16 Rp 164.7K

$106 CHF 85.6

-91.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,991

$7.68 CHF 6.23

-94.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$4.86 CHF 3.94

-91.15%

Taxi 1hour Waiting (Normal Tariff)

$5.51 Rp 99.1K

$90.6 CHF 73.4

-93.92%

Gasoline (1 liter)

$0.79 Rp 14.3K

$2.22 CHF 1.80

-64.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.1M

$43.4K CHF 35.1K

-44.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K Rp 551.2M

$40.8K CHF 33.1K

-24.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.5M

$211 CHF 171

-61.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.31 Rp 113.5K

$33.31 CHF 26.99

-81.06%

Internet (50+ Mbps, Unlimited Data)

$18.30 Rp 329.2K

$62.7 CHF 50.8

-70.80%

Gym Membership (Monthly)

$54.0 Rp 970.9K

$107 CHF 86.3

-49.32%

Tennis Court (1 Hour on Weekend)

$17.89 Rp 321.8K

$40.05 CHF 32.45

-55.33%

Cinema Ticket

$4.24 Rp 76.3K

$22.08 CHF 17.89

-80.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 Rp 8.7M

$2,861 CHF 2,319

-83.17%

International Primary School, 1 Child (Yearly)

$5,756 Rp 103.5M

$36.0K CHF 29.2K

-84.03%

Jeans (Levis 501 Or Similar)

$44.99 Rp 809.2K

$145 CHF 117

-68.90%

Summer Dress (H&M, Zara, etc)

$34.88 Rp 627.3K

$67.0 CHF 54.3

-47.97%

Sport Shoes (Adidas, Nike)

$78.2 Rp 1.4M

$148 CHF 120

-47.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$174 CHF 141

-54.33%

1-bedroom Apartment, City Center (Monthly)

$1,148 Rp 20.7M

$1,731 CHF 1,403

-33.67%

1-bedroom Apartment, Outside City Center (Monthly)

$688 Rp 12.4M

$1,462 CHF 1,185

-52.96%

3-bedroom Apartment, City Center (Monthly)

$3,619 Rp 65.1M

$2,895 CHF 2,346

25.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.0M

$2,527 CHF 2,048

-31.83%

Buy Apartment in City Center (m2)

$2,783 Rp 50.1M

$15.6K CHF 12.6K

-82.13%

Buy Apartment Outside City Center (m2)

$2,238 Rp 40.2M

$12.0K CHF 9,714

-81.33%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$7,108 CHF 5,760

-97.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 2, 2026

Last update for Pfaffikon: August 3, 2026

Cost Breakdown

A central one-bedroom costs $1,148 in Ubud, Bali versus $1,731 in Pfaffikon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4107% higher in Pfaffikon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $137 in Pfaffikon. Monthly groceries follow the same trend: $290 vs $612 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pfaffikon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $3,436 in Pfaffikon – roughly 147% apart. Pfaffikon costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $5,154 in Pfaffikon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $137 in Pfaffikon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $3,436 in Pfaffikon. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Pfaffikon at $3,436. In Ubud, Bali it covers expenses comfortably, while in Pfaffikon it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $3,436 in Pfaffikon. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.