😐A single person spends $3,477 per month in Pfaffikon vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $5,412 per month in Pfaffikon vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $7,346 per month in Pfaffikon vs $3,732 in Ubud, Bali, rent included.
😐Pfaffikon costs about 142% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Pfaffikon and Ubud, Bali sit above the global median – Pfaffikon by 160%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Pfaffikon
Ubud, Bali
Difference
Meal at Budget Restaurant
$32.15CHF 25.43
$3.57Rp 61.9K
800.56%
Three-Course Dinner for Two, Mid-Range
$147CHF 116
$32.58Rp 564.7K
350.58%
Fast Food Meal(McDonalds, etc)
$18.50CHF 14.63
$5.07Rp 87.8K
264.89%
Cappuccino
$6.40CHF 5.07
$2.83Rp 49.0K
126.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.75CHF 4.55
$1.34Rp 23.2K
329.10%
Water(0.33 liter bottle)
$5.10CHF 4.03
$0.69Rp 12.0K
639.13%
Local Beer(0.5 liter draught)
$7.59CHF 6.01
$2.99Rp 51.8K
153.85%
Imported Beer(0.33 liter bottle)
$6.99CHF 5.53
$3.85Rp 66.7K
81.56%
🛒 Groceries & Markets
Pfaffikon
Ubud, Bali
Difference
Milk(1 liter)
$2.18CHF 1.72
$1.74Rp 30.2K
25.29%
White Bread(500g)
$3.62CHF 2.86
$2.54Rp 44.0K
42.52%
Rice(white)(1kg)
$3.65CHF 2.89
$1.19Rp 20.6K
206.72%
Eggs
$7.73CHF 6.11
$2.43Rp 42.0K
218.11%
Local Cheese(1kg)
$29.12CHF 23.04
$14.66Rp 254.1K
98.64%
Chicken Fillets(1kg)
$32.46CHF 25.67
$4.18Rp 72.4K
676.56%
Beef Round Steak(1kg)
$43.57CHF 34.46
$11.94Rp 206.9K
264.91%
Apples(1kg)
$3.68CHF 2.91
$3.69Rp 63.9K
-0.27%
Banana(1kg)
$2.08CHF 1.65
$1.61Rp 27.8K
29.19%
Oranges(1kg)
$2.78CHF 2.20
$2.69Rp 46.5K
3.35%
Tomato(1kg)
$7.23CHF 5.72
$2.33Rp 40.4K
210.30%
Potato(1kg)
$2.59CHF 2.05
$1.91Rp 33.0K
35.60%
Onion(1kg)
$2.46CHF 1.95
$2.19Rp 37.9K
12.33%
Lettuce(1 head)
$2.59CHF 2.05
$1.06Rp 18.3K
144.34%
Water(1.5 liter bottle)
$1.45CHF 1.14
$0.72Rp 12.5K
101.39%
Cigarettes 20 Pack(Marlboro, Camel)
$10.55CHF 8.34
$3.13Rp 54.3K
237.06%
Wine(Bottle)
$16.85CHF 13.33
$23.49Rp 407.1K
-28.27%
Local Beer(0.5 liter bottle)
$2.52CHF 1.99
$2.74Rp 47.5K
-8.03%
Imported Beer(0.33 liter bottle)
$2.27CHF 1.80
$2.88Rp 49.9K
-21.18%
🚌 Getting Around
Pfaffikon
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.95CHF 3.13
$0.29Rp 5,029
1262.07%
Public Transport Monthly Pass(Regular Price)
$97.0CHF 76.7
$8.17Rp 141.6K
1086.78%
Taxi Start(Normal Tariff)
$6.96CHF 5.50
$0.45Rp 7,863
1446.67%
Taxi(Normal Tariff)(1km)
$4.15CHF 3.28
$0.42Rp 7,305
888.10%
Taxi 1hour Waiting(Normal Tariff)
$81.0CHF 64.0
$6.16Rp 106.7K
1214.29%
Gasoline(1 liter)
$2.15CHF 1.70
$0.84Rp 14.6K
155.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.6KCHF 32.2K
$26.2KRp 454.9M
54.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.6KCHF 32.9K
$32.5KRp 562.9M
28.10%
🧾 Monthly Utilities & Internet
Pfaffikon
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$297CHF 235
$78.4Rp 1.4M
278.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$59.6CHF 47.11
$3.95Rp 68.5K
1407.59%
Internet(50+ Mbps, Unlimited Data)
$53.7CHF 42.45
$24.40Rp 423.0K
119.92%
🎉 Sport & Entertainment
Pfaffikon
Ubud, Bali
Difference
Gym Membership(Monthly)
$87.6CHF 69.3
$96.5Rp 1.7M
-9.29%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 110.0K
-
Cinema Ticket
$23.64CHF 18.70
$4.04Rp 70.0K
485.15%
🧸 Childcare & Education
Pfaffikon
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,852CHF 2,256
$303Rp 5.2M
842.37%
International Primary School, 1 Child(Yearly)
$40.9KCHF 32.3K
$6,523Rp 113.1M
526.37%
👕👟 Clothing & Footwear
Pfaffikon
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$107CHF 84.4
$53.8Rp 933.1K
98.18%
Summer Dress(H&M, Zara, etc)
$53.0CHF 41.94
$37.98Rp 658.3K
39.60%
Sport Shoes(Adidas, Nike)
$156CHF 123
$86.8Rp 1.5M
79.66%
Men's Leather Business Shoes
$191CHF 151
$78.9Rp 1.4M
142.01%
🏠 Accommodation & Living
Pfaffikon
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,730CHF 1,368
$1,012Rp 17.5M
70.87%
1-bedroom Apartment, Outside City Center(Monthly)
$1,470CHF 1,163
$674Rp 11.7M
118.02%
3-bedroom Apartment, City Center(Monthly)
$2,777CHF 2,196
$3,390Rp 58.8M
-18.08%
3-bedroom Apartment, Outside City Center(Monthly)
$2,498CHF 1,976
$2,098Rp 36.4M
19.05%
Buy Apartment in City Center(m2)
$12.3KCHF 9,697
$2,985Rp 51.7M
310.72%
Buy Apartment Outside City Center(m2)
$11.2KCHF 8,850
$2,339Rp 40.5M
378.29%
💵 Salaries & Financials
Pfaffikon
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,517CHF 5,946
$173Rp 3.0M
4241.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.5
13.28
-81.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pfaffikon: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,730 in Pfaffikon versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4242% higher in Pfaffikon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $147 in Pfaffikon versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $653 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pfaffikon vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Pfaffikon and Ubud, Bali compare overall?
Monthly costs with rent: $3,477 in Pfaffikon, $1,438 in Ubud, Bali – roughly 142% apart. Pfaffikon costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Pfaffikon compared to Ubud, Bali?
For a comfortable life, plan on about $5,215 per month in Pfaffikon and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pfaffikon and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $147 in Pfaffikon and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Pfaffikon or Ubud, Bali?
Monthly expenses with rent come to $3,477 in Pfaffikon and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Pfaffikon at $3,477. In Ubud, Bali it covers expenses comfortably, while in Pfaffikon it requires careful planning or may not stretch far enough.
How does quality of life compare between Pfaffikon and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $3,477 in Pfaffikon. Climate, culture, job market, and personal taste all factor in.
Is Pfaffikon or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Pfaffikon and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.