Last update: Nov 2026

Cost of Living Comparison Between Pfaffikon and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,572 in Pfaffikon, rent and utilities included – about $26,900 less a year. Rent and utilities account for about half of the difference.

170

Cost of Living Index in Pfaffikon
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Pfaffikon Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pfaffikon

🇨🇭 Switzerland

$3,572

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Pfaffikon and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pfaffikon and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,572 per month in Pfaffikon vs $1,331 in Ubud, Bali, rent included.

Pfaffikon $3,572
Ubud, Bali $1,331

A couple spends around $5,442 per month in Pfaffikon vs $2,255 in Ubud, Bali, rent included.

Pfaffikon $5,442
Ubud, Bali $2,255

A family of three spends $7,311 per month in Pfaffikon vs $3,180 in Ubud, Bali, rent included.

Pfaffikon $7,311
Ubud, Bali $3,180

Pfaffikon costs about 168% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Pfaffikon sits 164% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$33.00 CHF 26.96

$3.38 Rp 61.3K

876.33%

Three-Course Dinner for Two, Mid-Range

$136 CHF 111

$34.65 Rp 629.1K

292.21%

Fast Food Meal (McDonalds, etc)

$18.09 CHF 14.78

$5.57 Rp 101.2K

224.78%

Cappuccino

$6.28 CHF 5.13

$2.62 Rp 47.6K

139.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.85 CHF 4.78

$1.54 Rp 27.9K

279.87%

Water (0.33 liter bottle)

$5.05 CHF 4.13

$0.64 Rp 11.6K

689.06%

Local Beer (0.5 liter draught)

$8.50 CHF 6.94

$2.67 Rp 48.4K

218.35%

Imported Beer (0.33 liter bottle)

$7.42 CHF 6.06

$4.26 Rp 77.4K

74.18%

Milk (1 liter)

$2.17 CHF 1.77

$1.46 Rp 26.5K

48.63%

White Bread (500g)

$3.70 CHF 3.02

$2.29 Rp 41.6K

61.57%

Rice (white) (1kg)

$4.22 CHF 3.45

$1.11 Rp 20.1K

280.18%

Eggs

$7.57 CHF 6.18

$2.10 Rp 38.1K

260.48%

Local Cheese (1kg)

$27.76 CHF 22.68

$15.94 Rp 289.4K

74.15%

Chicken Fillets (1kg)

$26.50 CHF 21.65

$3.88 Rp 70.5K

582.99%

Beef Round Steak (1kg)

$43.09 CHF 35.20

$11.40 Rp 207.0K

277.98%

Apples (1kg)

$3.70 CHF 3.02

$3.55 Rp 64.5K

4.23%

Banana (1kg)

$2.17 CHF 1.77

$1.54 Rp 27.9K

40.91%

Oranges (1kg)

$2.87 CHF 2.35

$2.23 Rp 40.5K

28.70%

Tomato (1kg)

$5.55 CHF 4.54

$1.97 Rp 35.8K

181.73%

Potato (1kg)

$1.99 CHF 1.63

$1.86 Rp 33.7K

6.99%

Onion (1kg)

$2.22 CHF 1.81

$2.42 Rp 43.9K

-8.26%

Lettuce (1 head)

$2.44 CHF 1.99

$1.02 Rp 18.6K

139.22%

Water (1.5 liter bottle)

$1.44 CHF 1.17

$0.52 Rp 9,483

176.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 CHF 8.94

$2.20 Rp 39.9K

397.27%

Wine (Bottle)

$16.51 CHF 13.49

$21.79 Rp 395.6K

-24.23%

Local Beer (0.5 liter bottle)

$2.79 CHF 2.28

$2.33 Rp 42.2K

19.74%

Imported Beer (0.33 liter bottle)

$3.49 CHF 2.85

$2.97 Rp 53.9K

17.51%

One-way Ticket (Public Transport)

$4.37 CHF 3.57

$0.25 Rp 4,546

1648.00%

Public Transport Monthly Pass (Regular Price)

$115 CHF 93.8

$8.17 Rp 148.4K

1305.14%

Taxi Start (Normal Tariff)

$7.86 CHF 6.42

$0.44 Rp 7,947

1686.36%

Taxi (Normal Tariff) (1km)

$4.79 CHF 3.91

$0.47 Rp 8,496

919.15%

Taxi 1hour Waiting (Normal Tariff)

$36.80 CHF 30.07

$5.60 Rp 101.7K

557.14%

Gasoline (1 liter)

$2.37 CHF 1.94

$0.83 Rp 15.0K

185.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K CHF 32.4K

$24.4K Rp 443.8M

62.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K CHF 31.8K

$31.7K Rp 575.5M

22.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 CHF 189

$77.5 Rp 1.4M

199.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.29 CHF 26.38

$6.14 Rp 111.6K

425.90%

Internet (50+ Mbps, Unlimited Data)

$62.1 CHF 50.8

$18.92 Rp 343.4K

228.44%

Gym Membership (Monthly)

$94.5 CHF 77.2

$51.0 Rp 925.8K

85.29%

Tennis Court (1 Hour on Weekend)

$49.51 CHF 40.45

$18.25 Rp 331.3K

171.29%

Cinema Ticket

$23.93 CHF 19.55

$4.38 Rp 79.6K

446.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,969 CHF 2,426

$492 Rp 8.9M

502.94%

International Primary School, 1 Child (Yearly)

$38.1K CHF 31.1K

$12.2K Rp 221.9M

211.62%

Jeans (Levis 501 Or Similar)

$139 CHF 113

$45.16 Rp 819.9K

207.46%

Summer Dress (H&M, Zara, etc)

$70.1 CHF 57.3

$34.89 Rp 633.4K

100.97%

Sport Shoes (Adidas, Nike)

$145 CHF 118

$78.3 Rp 1.4M

85.05%

Men's Leather Business Shoes

$174 CHF 142

$77.9 Rp 1.4M

123.74%

1-bedroom Apartment, City Center (Monthly)

$1,856 CHF 1,516

$1,078 Rp 19.6M

72.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,594 CHF 1,302

$665 Rp 12.1M

139.71%

3-bedroom Apartment, City Center (Monthly)

$3,008 CHF 2,457

$3,510 Rp 63.7M

-14.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,626 CHF 2,146

$1,671 Rp 30.3M

57.17%

Buy Apartment in City Center (m2)

$17.3K CHF 14.1K

$2,340 Rp 42.5M

639.51%

Buy Apartment Outside City Center (m2)

$11.0K CHF 9,005

$2,236 Rp 40.6M

392.91%

Average Monthly Net Salary (After Tax)

$7,137 CHF 5,831

$166 Rp 3.0M

4190.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

13.78

-86.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pfaffikon: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pfaffikon

$1.6K 44.6%

Ubud, Bali

$665 50% 58.3% $929

Groceries & Markets

Pfaffikon

$613 17.2%

Ubud, Bali

$279 21% 54.4% $333

Eating Out

Pfaffikon

$495 13.9%

Ubud, Bali

$106 8% 78.6% $389

Monthly Utilities & Internet

Pfaffikon

$326 9.1%

Ubud, Bali

$103 7.7% 68.6% $224

Clothing & Footwear

Pfaffikon

$238 6.7%

Ubud, Bali

$106 8% 55.3% $131

Getting Around

Pfaffikon

$164 4.6%

Ubud, Bali

$12 0.9% 92.7% $152

Sport & Entertainment

Pfaffikon

$142 4%

Ubud, Bali

$60 4.5% 58% $83

Cost Breakdown

A central one-bedroom costs $1,856 in Pfaffikon versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pfaffikon are about 43 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $136 in Pfaffikon versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $613 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Pfaffikon

🇮🇩 Ubud, Bali

🕒 Local time

13:36 1:36 PM

20:36 8:36 PM

7 h ahead of Pfaffikon

🌤 Weather

👥 Population

10,602

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of November 4, 2026: 1 USD = 0.817 CHF (1 CHF = 1.22 USD). 1 EUR = 0.916 CHF (1 CHF = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Pfaffikon Ubud, Bali 11,940 km ≈ 15 h nonstop flight

From you

Pfaffikon
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pfaffikon vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,572 in Pfaffikon, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 63% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,358 per month in Pfaffikon and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,856 in Pfaffikon.

A mid-range dinner for two costs $136 in Pfaffikon and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,572 in Pfaffikon and $1,331 in Ubud, Bali. That makes Ubud, Bali about 63% cheaper.

$1,000 is a stretch for both – monthly costs hit $3,572 in Pfaffikon and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Pfaffikon makes more sense. Both are solid long-term options with distinct trade-offs.