Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Parramatta

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,303 in Parramatta, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
160

Cost of Living Index in Parramatta
Learn more

Parramatta Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Parramatta

🇦🇺 Australia

$3,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Parramatta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Parramatta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,303 in Parramatta.

Ubud, Bali $1,349
Parramatta $3,303

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,603 in Parramatta.

Ubud, Bali $2,305
Parramatta $4,603

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,903 in Parramatta.

Ubud, Bali $3,261
Parramatta $5,903

Living in Ubud, Bali costs roughly 59% less than in Parramatta, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.30 A$24.50

-80.81%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$91.0 A$129

-60.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.95 A$16.93

-53.72%

Cappuccino

$2.72 Rp 49.4K

$3.95 A$5.59

-31.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.17 A$4.49

-46.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.56 A$3.62

-70.31%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$8.55 A$12.11

-69.01%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$7.43 A$10.53

-41.05%

Milk (1 liter)

$1.49 Rp 27.1K

$1.65 A$2.33

-9.70%

White Bread (500g)

$2.28 Rp 41.4K

$2.80 A$3.96

-18.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.38 A$3.38

-50.00%

Eggs

$2.04 Rp 37.0K

$5.38 A$7.62

-62.08%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.04 A$17.05

47.01%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$9.56 A$13.54

-58.58%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$15.42 A$21.85

-20.95%

Apples (1kg)

$3.66 Rp 66.5K

$4.01 A$5.68

-8.73%

Banana (1kg)

$1.52 Rp 27.6K

$3.21 A$4.55

-52.65%

Oranges (1kg)

$2.23 Rp 40.5K

$3.48 A$4.93

-35.92%

Tomato (1kg)

$1.97 Rp 35.9K

$4.93 A$6.99

-60.04%

Potato (1kg)

$1.85 Rp 33.6K

$3.08 A$4.37

-39.94%

Onion (1kg)

$2.42 Rp 44.1K

$2.44 A$3.46

-0.82%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.56 A$3.62

-61.33%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.38 A$1.96

-63.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$44.83 A$63.5

-95.05%

Wine (Bottle)

$22.24 Rp 404.4K

$14.05 A$19.90

58.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$4.07 A$5.77

-44.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.04 A$5.72

-26.49%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.24 A$3.18

-88.84%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$139 A$197

-94.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.46 A$4.91

-87.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.59 A$2.25

-72.96%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$40.91 A$58.0

-86.78%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.34 A$1.90

-38.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$29.5K A$41.8K

-19.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$26.6K A$37.7K

19.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$254 A$360

-68.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$27.25 A$38.60

-76.33%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$54.9 A$77.7

-66.13%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$53.9 A$76.3

-8.15%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$20.01 A$28.35

-11.79%

Cinema Ticket

$4.27 Rp 77.7K

$15.91 A$22.54

-73.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,337 A$3,311

-79.01%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$20.4K A$28.9K

-72.23%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$80.0 A$113

-44.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$55.8 A$79.1

-37.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$107 A$152

-25.47%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$127 A$180

-37.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$2,541 A$3,599

-55.73%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,872 A$2,652

-64.14%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,737 A$5,294

-4.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,728 A$3,864

-36.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$4,197 A$5,945

-34.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,358 A$4,757

-31.98%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,034 A$5,715

-95.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.92

132.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Parramatta: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Parramatta

$1.9K 56.7% 179% $1.2K

Groceries & Markets

Ubud, Bali

$288 21.4%

Parramatta

$381 11.5% 32.1% $93

Eating Out

Ubud, Bali

$108 8%

Parramatta

$302 9.1% 181% $194

Clothing & Footwear

Ubud, Bali

$108 8%

Parramatta

$166 5% 54.8% $59

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Parramatta

$336 10.2% 223% $232

Sport & Entertainment

Ubud, Bali

$58 4.3%

Parramatta

$86 2.6% 47.7% $28

Getting Around

Ubud, Bali

$11 0.9%

Parramatta

$160 4.8% 1297% $148

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,541 in Parramatta. Housing cost is often the main lever when comparing two cities.

Parramatta pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $91 in Parramatta for a mid-range dinner for two. Groceries echo the gap at $288 vs $381 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Parramatta

🕒 Local time

09:03 9:03 AM

12:03 12:03 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

19,745

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.706 USD

1 AUD = 0.634 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.634 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Parramatta 4,610 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Parramatta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Parramatta: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 59% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,541 in Parramatta. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $3,303 in Parramatta – Ubud, Bali is about 59% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 94% less than in Parramatta. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Parramatta are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Parramatta. Beyond cost, consider language, visa policies, and how big the international community is in each city.