Last update: Oct 2026

Cost of Living Comparison Between Parramatta and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,303 in Parramatta, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Parramatta
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Parramatta Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Parramatta

🇦🇺 Australia

$3,303

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Parramatta and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Parramatta and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,303 in Parramatta versus $1,349 in Ubud, Bali.

Parramatta $3,303
Ubud, Bali $1,349

Estimated couple costs with rent: $4,603 in Parramatta versus $2,305 in Ubud, Bali.

Parramatta $4,603
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,903 in Parramatta versus $3,261 in Ubud, Bali.

Parramatta $5,903
Ubud, Bali $3,261

Living in Parramatta is roughly 145% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.30 A$24.58

$3.32 Rp 60.4K

421.08%

Three-Course Dinner for Two, Mid-Range

$91.0 A$129

$35.64 Rp 647.8K

155.42%

Fast Food Meal (McDonalds, etc)

$11.95 A$16.98

$5.53 Rp 100.6K

116.09%

Cappuccino

$3.95 A$5.61

$2.72 Rp 49.4K

45.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 A$4.50

$1.70 Rp 30.9K

86.47%

Water (0.33 liter bottle)

$2.56 A$3.63

$0.76 Rp 13.8K

236.84%

Local Beer (0.5 liter draught)

$8.55 A$12.14

$2.65 Rp 48.2K

222.64%

Imported Beer (0.33 liter bottle)

$7.43 A$10.56

$4.38 Rp 79.6K

69.63%

Milk (1 liter)

$1.65 A$2.34

$1.49 Rp 27.1K

10.74%

White Bread (500g)

$2.80 A$3.97

$2.28 Rp 41.4K

22.81%

Rice (white) (1kg)

$2.38 A$3.39

$1.19 Rp 21.6K

100.00%

Eggs

$5.38 A$7.64

$2.04 Rp 37.0K

163.73%

Local Cheese (1kg)

$12.04 A$17.11

$17.70 Rp 321.7K

-31.98%

Chicken Fillets (1kg)

$9.56 A$13.58

$3.96 Rp 72.0K

141.41%

Beef Round Steak (1kg)

$15.42 A$21.91

$12.19 Rp 221.6K

26.50%

Apples (1kg)

$4.01 A$5.70

$3.66 Rp 66.4K

9.56%

Banana (1kg)

$3.21 A$4.57

$1.52 Rp 27.6K

111.18%

Oranges (1kg)

$3.48 A$4.94

$2.23 Rp 40.5K

56.05%

Tomato (1kg)

$4.93 A$7.01

$1.97 Rp 35.9K

150.25%

Potato (1kg)

$3.08 A$4.38

$1.85 Rp 33.6K

66.49%

Onion (1kg)

$2.44 A$3.47

$2.42 Rp 44.1K

0.83%

Lettuce (1 head)

$2.56 A$3.63

$0.99 Rp 18.0K

158.59%

Water (1.5 liter bottle)

$1.38 A$1.97

$0.51 Rp 9,332

170.59%

Cigarettes 20 Pack (Marlboro, Camel)

$44.83 A$63.7

$2.22 Rp 40.4K

1919.37%

Wine (Bottle)

$14.05 A$19.96

$22.24 Rp 404.2K

-36.83%

Local Beer (0.5 liter bottle)

$4.07 A$5.79

$2.26 Rp 41.1K

80.09%

Imported Beer (0.33 liter bottle)

$4.04 A$5.74

$2.97 Rp 54.0K

36.03%

One-way Ticket (Public Transport)

$2.24 A$3.19

$0.25 Rp 4,562

796.00%

Public Transport Monthly Pass (Regular Price)

$139 A$198

$7.82 Rp 142.2K

1679.92%

Taxi Start (Normal Tariff)

$3.46 A$4.92

$0.44 Rp 7,989

686.36%

Taxi (Normal Tariff) (1km)

$1.59 A$2.26

$0.43 Rp 7,817

269.77%

Taxi 1hour Waiting (Normal Tariff)

$40.91 A$58.1

$5.41 Rp 98.3K

656.19%

Gasoline (1 liter)

$1.34 A$1.90

$0.82 Rp 15.0K

63.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K A$41.9K

$23.8K Rp 433.3M

23.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K A$37.8K

$31.7K Rp 577.0M

-16.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 A$361

$79.1 Rp 1.4M

221.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.25 A$38.72

$6.45 Rp 117.2K

322.48%

Internet (50+ Mbps, Unlimited Data)

$54.9 A$78.0

$18.58 Rp 337.7K

195.26%

Gym Membership (Monthly)

$53.9 A$76.6

$49.48 Rp 899.4K

8.87%

Tennis Court (1 Hour on Weekend)

$20.01 A$28.44

$17.65 Rp 320.8K

13.37%

Cinema Ticket

$15.91 A$22.60

$4.27 Rp 77.7K

272.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,337 A$3,321

$491 Rp 8.9M

376.50%

International Primary School, 1 Child (Yearly)

$20.4K A$29.0K

$5,674 Rp 103.1M

260.08%

Jeans (Levis 501 Or Similar)

$80.0 A$114

$44.64 Rp 811.4K

79.12%

Summer Dress (H&M, Zara, etc)

$55.8 A$79.3

$34.95 Rp 635.3K

59.69%

Sport Shoes (Adidas, Nike)

$107 A$152

$79.9 Rp 1.5M

34.17%

Men's Leather Business Shoes

$127 A$180

$79.4 Rp 1.4M

59.75%

1-bedroom Apartment, City Center (Monthly)

$2,541 A$3,610

$1,125 Rp 20.4M

125.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,872 A$2,660

$671 Rp 12.2M

178.83%

3-bedroom Apartment, City Center (Monthly)

$3,737 A$5,310

$3,565 Rp 64.8M

4.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,728 A$3,876

$1,723 Rp 31.3M

58.29%

Buy Apartment in City Center (m2)

$4,197 A$5,963

$2,732 Rp 49.6M

53.64%

Buy Apartment Outside City Center (m2)

$3,358 A$4,771

$2,284 Rp 41.5M

47.02%

Average Monthly Net Salary (After Tax)

$4,034 A$5,732

$164 Rp 3.0M

2362.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

13.78

-57.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Parramatta: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Parramatta

$1.9K 56.7%

Ubud, Bali

$672 49.8% 64.1% $1.2K

Groceries & Markets

Parramatta

$381 11.5%

Ubud, Bali

$288 21.4% 24.3% $93

Monthly Utilities & Internet

Parramatta

$336 10.2%

Ubud, Bali

$104 7.7% 69.1% $232

Eating Out

Parramatta

$302 9.1%

Ubud, Bali

$108 8% 64.4% $194

Clothing & Footwear

Parramatta

$166 5%

Ubud, Bali

$108 8% 35.4% $59

Getting Around

Parramatta

$160 4.8%

Ubud, Bali

$11 0.9% 92.8% $148

Sport & Entertainment

Parramatta

$86 2.6%

Ubud, Bali

$58 4.3% 32.3% $28

Cost Breakdown

A one-bedroom apartment in the center runs $2,541 in Parramatta and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Parramatta pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $91 in Parramatta vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $381 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Parramatta

🇮🇩 Ubud, Bali

🕒 Local time

10:47 10:47 AM

07:47 7:47 AM

3 h behind Parramatta

🌤 Weather

👥 Population

19,745

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Parramatta Ubud, Bali 4,610 km ≈ 6 h nonstop flight

From you

Parramatta
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Parramatta vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 59% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Parramatta is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,541 in Parramatta versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,303 per month in Parramatta versus $1,349 in Ubud, Bali – Ubud, Bali is about 59% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 94% less than in Parramatta. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Parramatta and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Parramatta. Beyond cost, consider language, visa policies, and how big the international community is in each city.