🙂A single person spends $1,380 per month in Ubud, Bali vs $2,370 in Papeete, rent included.
🙂A couple spends around $2,368 per month in Ubud, Bali vs $3,575 in Papeete, rent included.
🙂A family of three spends $3,356 per month in Ubud, Bali vs $4,780 in Papeete, rent included.
🙂Ubud, Bali is about 42% cheaper than Papeete, driven mainly by Groceries & Markets.
📊Both Ubud, Bali and Papeete sit above the global median – Ubud, Bali by 2%, Papeete by 75%.
Currency
🍽 Eating Out
Ubud, Bali
Papeete
Difference
Meal at Budget Restaurant
$3.30Rp 58.9K
$19.46CFPF 1,999
-83.04%
Three-Course Dinner for Two, Mid-Range
$38.28Rp 682.5K
$95.9CFPF 9,849
-60.06%
Fast Food Meal(McDonalds, etc)
$5.48Rp 97.7K
$15.32CFPF 1,574
-64.23%
Cappuccino
$2.63Rp 47.0K
$3.42CFPF 351
-23.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.65Rp 29.5K
$2.78CFPF 286
-40.65%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$3.33CFPF 342
-78.98%
Local Beer(0.5 liter draught)
$2.63Rp 47.0K
$3.49CFPF 358
-24.64%
Imported Beer(0.33 liter bottle)
$4.25Rp 75.8K
$3.97CFPF 408
7.05%
🛒 Groceries & Markets
Ubud, Bali
Papeete
Difference
Milk(1 liter)
$1.52Rp 27.1K
$1.54CFPF 158
-1.30%
White Bread(500g)
$2.33Rp 41.5K
$2.70CFPF 277
-13.70%
Rice(white)(1kg)
$1.07Rp 19.2K
$1.63CFPF 168
-34.36%
Eggs
$2.07Rp 37.0K
$6.52CFPF 670
-68.25%
Local Cheese(1kg)
$17.34Rp 309.2K
$28.48CFPF 2,926
-39.12%
Chicken Fillets(1kg)
$4.06Rp 72.3K
$15.66CFPF 1,610
-74.07%
Beef Round Steak(1kg)
$12.11Rp 216.0K
$27.45CFPF 2,820
-55.88%
Apples(1kg)
$3.70Rp 66.0K
$4.98CFPF 512
-25.70%
Banana(1kg)
$1.55Rp 27.7K
$2.56CFPF 263
-39.45%
Oranges(1kg)
$2.35Rp 41.8K
$6.68CFPF 686
-64.82%
Tomato(1kg)
$1.99Rp 35.5K
$8.32CFPF 855
-76.08%
Potato(1kg)
$1.89Rp 33.7K
$2.71CFPF 279
-30.26%
Onion(1kg)
$2.18Rp 38.9K
$2.24CFPF 230
-2.68%
Lettuce(1 head)
$1.03Rp 18.4K
$3.80CFPF 391
-72.89%
Water(1.5 liter bottle)
$0.52Rp 9,188
$1.18CFPF 122
-55.93%
Cigarettes 20 Pack(Marlboro, Camel)
$2.29Rp 40.9K
$13.37CFPF 1,374
-82.87%
Wine(Bottle)
$23.66Rp 421.8K
$21.98CFPF 2,259
7.64%
Local Beer(0.5 liter bottle)
$2.32Rp 41.5K
$2.91CFPF 299
-20.27%
Imported Beer(0.33 liter bottle)
$2.77Rp 49.4K
$3.30CFPF 339
-16.06%
🚌 Getting Around
Ubud, Bali
Papeete
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,405
$1.91CFPF 196
-86.91%
Public Transport Monthly Pass(Regular Price)
$8.60Rp 153.3K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,115
$9.54CFPF 980
-95.18%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,654
-
-
Taxi 1hour Waiting(Normal Tariff)
$5.60Rp 99.8K
-
-
Gasoline(1 liter)
$0.80Rp 14.3K
$1.51CFPF 155
-47.02%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1KRp 430.6M
$19.6KCFPF 2.0M
23.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6KRp 563.3M
$29.4KCFPF 3.0M
7.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Papeete
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.1Rp 1.4M
$190CFPF 19.5K
-57.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.51Rp 116.0K
$20.08CFPF 2,064
-67.58%
Internet(50+ Mbps, Unlimited Data)
$18.71Rp 333.6K
$72.8CFPF 7,477
-74.29%
🎉 Sport & Entertainment
Ubud, Bali
Papeete
Difference
Gym Membership(Monthly)
$55.7Rp 993.0K
$86.9CFPF 8,926
-35.90%
Tennis Court(1 Hour on Weekend)
$18.19Rp 324.3K
-
-
Cinema Ticket
$4.34Rp 77.3K
$14.36CFPF 1,476
-69.78%
🧸 Childcare & Education
Ubud, Bali
Papeete
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$478Rp 8.5M
$480CFPF 49.3K
-0.39%
International Primary School, 1 Child(Yearly)
$5,798Rp 103.4M
$9,627CFPF 989.1K
-39.77%
👕👟 Clothing & Footwear
Ubud, Bali
Papeete
Difference
Jeans(Levis 501 Or Similar)
$46.95Rp 837.1K
$72.0CFPF 7,401
-34.82%
Summer Dress(H&M, Zara, etc)
$35.69Rp 636.3K
$73.1CFPF 7,509
-51.16%
Sport Shoes(Adidas, Nike)
$79.5Rp 1.4M
$79.2CFPF 8,134
0.37%
Men's Leather Business Shoes
$80.8Rp 1.4M
$92.2CFPF 9,478
-12.39%
🏠 Accommodation & Living
Ubud, Bali
Papeete
Difference
1-bedroom Apartment, City Center(Monthly)
$1,138Rp 20.3M
$1,392CFPF 143.0K
-18.25%
1-bedroom Apartment, Outside City Center(Monthly)
$691Rp 12.3M
$953CFPF 97.9K
-27.47%
3-bedroom Apartment, City Center(Monthly)
$3,595Rp 64.1M
$1,883CFPF 193.4K
90.98%
3-bedroom Apartment, Outside City Center(Monthly)
$1,712Rp 30.5M
$1,533CFPF 157.5K
11.64%
Buy Apartment in City Center(m2)
$2,809Rp 50.1M
$7,380CFPF 758.3K
-61.94%
Buy Apartment Outside City Center(m2)
$2,295Rp 40.9M
$7,657CFPF 786.8K
-70.03%
💵 Salaries & Financials
Ubud, Bali
Papeete
Difference
Average Monthly Net Salary(After Tax)
$171Rp 3.0M
$2,466CFPF 253.4K
-93.06%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
4.5
206.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 11, 2026
Last update for Papeete: August 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,138 in Ubud, Bali versus $1,392 in Papeete. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1342% higher in Papeete, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $38.00 in Ubud, Bali versus $96.0 in Papeete. Monthly groceries follow the same trend: $292 vs $537 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Papeete: Cost of Living - Frequently Asked Questions
Is Papeete cheaper than Ubud, Bali?
Yes – Papeete is pricier by about 72%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,070 per month in Ubud, Bali and $3,556 in Papeete. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali and in Papeete?
Monthly expenses with rent come to $1,380 in Ubud, Bali and $2,370 in Papeete. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $478 per month in Ubud, Bali and $480 in Papeete. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Papeete?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,380, than in Papeete at $2,370. In Ubud, Bali it covers expenses comfortably, while in Papeete it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Papeete more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Papeete?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Papeete makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared