Last update: Oct 2026

Cost of Living Comparison Between Papeete and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,283 in Papeete, rent and utilities included – about $11,200 less a year. Other living expenses account for most of the difference.

109

Cost of Living Index in Papeete
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Papeete Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Papeete

🇵🇫 French Polynesia

$2,283

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Papeete and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Papeete and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,283 per month in Papeete vs $1,349 in Ubud, Bali, rent included.

Papeete $2,283
Ubud, Bali $1,349

A couple spends around $3,451 per month in Papeete vs $2,305 in Ubud, Bali, rent included.

Papeete $3,451
Ubud, Bali $2,305

A family of three spends $4,620 per month in Papeete vs $3,261 in Ubud, Bali, rent included.

Papeete $4,620
Ubud, Bali $3,261

Papeete costs about 69% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$18.56 CFPF 1,983

$3.32 Rp 60.4K

459.04%

Three-Course Dinner for Two, Mid-Range

$95.4 CFPF 10.2K

$35.64 Rp 648.1K

167.76%

Fast Food Meal (McDonalds, etc)

$14.54 CFPF 1,553

$5.53 Rp 100.6K

162.93%

Cappuccino

$3.41 CFPF 364

$2.72 Rp 49.4K

25.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 CFPF 280

$1.70 Rp 30.9K

54.12%

Water (0.33 liter bottle)

$3.25 CFPF 347

$0.76 Rp 13.8K

327.63%

Local Beer (0.5 liter draught)

$3.35 CFPF 358

$2.65 Rp 48.3K

26.42%

Imported Beer (0.33 liter bottle)

$3.76 CFPF 402

$4.38 Rp 79.7K

-14.16%

Milk (1 liter)

$1.49 CFPF 159

$1.49 Rp 27.1K

White Bread (500g)

$2.75 CFPF 293

$2.28 Rp 41.4K

20.61%

Rice (white) (1kg)

$1.61 CFPF 172

$1.19 Rp 21.6K

35.29%

Eggs

$6.36 CFPF 679

$2.04 Rp 37.0K

211.76%

Local Cheese (1kg)

$27.25 CFPF 2,911

$17.70 Rp 321.9K

53.95%

Chicken Fillets (1kg)

$15.12 CFPF 1,616

$3.96 Rp 72.1K

281.82%

Beef Round Steak (1kg)

$26.88 CFPF 2,872

$12.19 Rp 221.7K

120.51%

Apples (1kg)

$4.79 CFPF 512

$3.66 Rp 66.5K

30.87%

Banana (1kg)

$2.42 CFPF 258

$1.52 Rp 27.6K

59.21%

Oranges (1kg)

$6.39 CFPF 683

$2.23 Rp 40.5K

186.55%

Tomato (1kg)

$7.76 CFPF 830

$1.97 Rp 35.9K

293.91%

Potato (1kg)

$2.64 CFPF 282

$1.85 Rp 33.6K

42.70%

Onion (1kg)

$2.18 CFPF 233

$2.42 Rp 44.1K

-9.92%

Lettuce (1 head)

$3.65 CFPF 390

$0.99 Rp 18.0K

268.69%

Water (1.5 liter bottle)

$1.14 CFPF 121

$0.51 Rp 9,336

123.53%

Cigarettes 20 Pack (Marlboro, Camel)

$12.97 CFPF 1,386

$2.22 Rp 40.4K

484.23%

Wine (Bottle)

$21.00 CFPF 2,244

$22.24 Rp 404.4K

-5.58%

Local Beer (0.5 liter bottle)

$2.69 CFPF 288

$2.26 Rp 41.1K

19.03%

Imported Beer (0.33 liter bottle)

$3.19 CFPF 340

$2.97 Rp 54.0K

7.41%

One-way Ticket (Public Transport)

$1.91 CFPF 204

$0.25 Rp 4,564

664.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$9.23 CFPF 986

$0.44 Rp 7,992

1997.73%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$1.51 CFPF 162

$0.82 Rp 15.0K

84.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K CFPF 2.0M

$23.8K Rp 433.5M

-22.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K CFPF 3.0M

$31.7K Rp 577.3M

-12.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 CFPF 19.2K

$79.1 Rp 1.4M

126.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.50 CFPF 2,084

$6.45 Rp 117.2K

202.33%

Internet (50+ Mbps, Unlimited Data)

$70.8 CFPF 7,560

$18.58 Rp 337.8K

280.79%

Gym Membership (Monthly)

$84.0 CFPF 8,976

$49.48 Rp 899.8K

69.79%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$14.21 CFPF 1,518

$4.27 Rp 77.7K

232.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 CFPF 49.3K

$491 Rp 8.9M

-5.96%

International Primary School, 1 Child (Yearly)

$9,248 CFPF 988.1K

$5,674 Rp 103.2M

62.99%

Jeans (Levis 501 Or Similar)

$69.2 CFPF 7,390

$44.64 Rp 811.7K

54.93%

Summer Dress (H&M, Zara, etc)

$70.5 CFPF 7,528

$34.95 Rp 635.6K

101.57%

Sport Shoes (Adidas, Nike)

$77.7 CFPF 8,299

$79.9 Rp 1.5M

-2.79%

Men's Leather Business Shoes

$89.3 CFPF 9,543

$79.4 Rp 1.4M

12.45%

1-bedroom Apartment, City Center (Monthly)

$1,328 CFPF 141.9K

$1,125 Rp 20.5M

18.06%

1-bedroom Apartment, Outside City Center (Monthly)

$947 CFPF 101.2K

$671 Rp 12.2M

41.10%

3-bedroom Apartment, City Center (Monthly)

$1,806 CFPF 193.0K

$3,565 Rp 64.8M

-49.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,513 CFPF 161.6K

$1,723 Rp 31.3M

-12.23%

Buy Apartment in City Center (m2)

$7,081 CFPF 756.6K

$2,732 Rp 49.7M

159.23%

Buy Apartment Outside City Center (m2)

$7,507 CFPF 802.1K

$2,284 Rp 41.5M

228.65%

Average Monthly Net Salary (After Tax)

$2,222 CFPF 237.4K

$164 Rp 3.0M

1256.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

13.78

-67.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papeete: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Papeete

$947 41.5%

Ubud, Bali

$672 49.8% 29.1% $276

Groceries & Markets

Papeete

$517 22.7%

Ubud, Bali

$288 21.4% 44.2% $229

Eating Out

Papeete

$281 12.3%

Ubud, Bali

$108 8% 61.6% $173

Monthly Utilities & Internet

Papeete

$270 11.8%

Ubud, Bali

$104 7.7% 61.4% $166

Clothing & Footwear

Papeete

$138 6%

Ubud, Bali

$108 8% 22.1% $30

Sport & Entertainment

Papeete

$112 4.9%

Ubud, Bali

$58 4.3% 48.4% $54

Getting Around

Papeete

$17 * 0.7%

Ubud, Bali

$11 0.9% 32.3% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,328 in Papeete versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Papeete are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95 in Papeete versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $517 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇵🇫 Papeete

🇮🇩 Ubud, Bali

🕒 Local time

18:27 6:27 PM

12:27 12:27 PM

18 h ahead of Papeete

🌤 Weather

👥 Population

26,050 Capital

74,800

💱 Currency

CFP Franc XPF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 XPF = 9.36 USD

1,000 XPF = 8.41 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 29, 2026: 1 USD = 107 XPF (1,000 XPF = 9.36 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to XPF in detail →

On the map

Lowest

Highest

Between locations

Papeete Ubud, Bali 10,270 km ≈ 13 h nonstop flight

From you

Papeete
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Papeete vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Papeete is pricier by about 69%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,424 per month in Papeete and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,328 in Papeete.

Monthly expenses with rent come to $2,283 in Papeete and $1,349 in Ubud, Bali. That makes Ubud, Bali about 41% cheaper.

Kindergarten costs $461 per month in Papeete and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,283 in Papeete and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Papeete has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,283 in Papeete. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Papeete makes more sense. Both are solid long-term options with distinct trade-offs.