😐A single person spends $2,329 per month in Papeete vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $3,484 per month in Papeete vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $4,639 per month in Papeete vs $3,732 in Ubud, Bali, rent included.
😐Papeete costs about 62% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both Papeete and Ubud, Bali sit above the global median – Papeete by 74%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Papeete
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.17CFPF 1,750
$3.57Rp 61.6K
380.95%
Three-Course Dinner for Two, Mid-Range
$81.0CFPF 8,260
$32.58Rp 562.6K
148.74%
Fast Food Meal(McDonalds, etc)
$12.15CFPF 1,238
$5.07Rp 87.5K
139.64%
Cappuccino
$4.04CFPF 412
$2.83Rp 48.8K
42.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.28CFPF 334
$1.34Rp 23.1K
144.78%
Water(0.33 liter bottle)
$2.70CFPF 275
$0.69Rp 12.0K
291.30%
Local Beer(0.5 liter draught)
$2.92CFPF 298
$2.99Rp 51.6K
-2.34%
Imported Beer(0.33 liter bottle)
$3.97CFPF 405
$3.85Rp 66.4K
3.12%
🛒 Groceries & Markets
Papeete
Ubud, Bali
Difference
Milk(1 liter)
$1.52CFPF 155
$1.74Rp 30.1K
-12.64%
White Bread(500g)
$0.74CFPF 75.9
$2.54Rp 43.8K
-70.87%
Rice(white)(1kg)
$1.63CFPF 167
$1.19Rp 20.6K
36.97%
Eggs
$6.37CFPF 649
$2.43Rp 41.9K
162.14%
Local Cheese(1kg)
$26.18CFPF 2,669
$14.66Rp 253.2K
78.58%
Chicken Fillets(1kg)
$17.02CFPF 1,735
$4.18Rp 72.1K
307.18%
Beef Round Steak(1kg)
$26.64CFPF 2,715
$11.94Rp 206.1K
123.12%
Apples(1kg)
$5.24CFPF 534
$3.69Rp 63.6K
42.01%
Banana(1kg)
$2.23CFPF 228
$1.61Rp 27.7K
38.51%
Oranges(1kg)
$5.83CFPF 595
$2.69Rp 46.4K
116.73%
Tomato(1kg)
$7.81CFPF 796
$2.33Rp 40.2K
235.19%
Potato(1kg)
$2.90CFPF 296
$1.91Rp 32.9K
51.83%
Onion(1kg)
$2.65CFPF 270
$2.19Rp 37.7K
21.00%
Lettuce(1 head)
$3.86CFPF 393
$1.06Rp 18.3K
264.15%
Water(1.5 liter bottle)
$1.12CFPF 114
$0.72Rp 12.5K
55.56%
Cigarettes 20 Pack(Marlboro, Camel)
$12.25CFPF 1,248
$3.13Rp 54.1K
291.37%
Wine(Bottle)
$24.26CFPF 2,473
$23.49Rp 405.6K
3.28%
Local Beer(0.5 liter bottle)
$1.94CFPF 198
$2.74Rp 47.3K
-29.20%
Imported Beer(0.33 liter bottle)
$3.10CFPF 316
$2.88Rp 49.7K
7.64%
🚌 Getting Around
Papeete
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.99CFPF 203
$0.29Rp 5,010
586.21%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.0K
-
Taxi Start(Normal Tariff)
$9.43CFPF 961
$0.45Rp 7,834
1995.56%
Taxi(Normal Tariff)(1km)
-
$0.42Rp 7,278
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.16Rp 106.3K
-
Gasoline(1 liter)
$1.55CFPF 158
$0.84Rp 14.5K
84.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6KCFPF 2.0M
$26.2KRp 453.1M
-25.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6KCFPF 3.0M
$32.5KRp 560.8M
-8.75%
🧾 Monthly Utilities & Internet
Papeete
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$187CFPF 19.1K
$78.4Rp 1.4M
138.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.15CFPF 1,748
$3.95Rp 68.2K
334.18%
Internet(50+ Mbps, Unlimited Data)
$62.0CFPF 6,323
$24.40Rp 421.4K
154.26%
🎉 Sport & Entertainment
Papeete
Ubud, Bali
Difference
Gym Membership(Monthly)
$77.7CFPF 7,919
$96.5Rp 1.7M
-19.52%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$14.57CFPF 1,485
$4.04Rp 69.7K
260.64%
🧸 Childcare & Education
Papeete
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$490CFPF 49.9K
$303Rp 5.2M
61.80%
International Primary School, 1 Child(Yearly)
$9,746CFPF 993.3K
$6,523Rp 112.6M
49.41%
👕👟 Clothing & Footwear
Papeete
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$76.5CFPF 7,794
$53.8Rp 929.5K
42.05%
Summer Dress(H&M, Zara, etc)
$83.8CFPF 8,536
$37.98Rp 655.8K
120.51%
Sport Shoes(Adidas, Nike)
$76.8CFPF 7,827
$86.8Rp 1.5M
-11.49%
Men's Leather Business Shoes
$93.6CFPF 9,543
$78.9Rp 1.4M
18.73%
🏠 Accommodation & Living
Papeete
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,240CFPF 126.4K
$1,012Rp 17.5M
22.49%
1-bedroom Apartment, Outside City Center(Monthly)
$967CFPF 98.6K
$674Rp 11.6M
43.39%
3-bedroom Apartment, City Center(Monthly)
$1,888CFPF 192.4K
$3,390Rp 58.5M
-44.30%
3-bedroom Apartment, Outside City Center(Monthly)
$1,574CFPF 160.5K
$2,098Rp 36.2M
-24.96%
Buy Apartment in City Center(m2)
$8,828CFPF 899.8K
$2,985Rp 51.5M
195.79%
Buy Apartment Outside City Center(m2)
$6,349CFPF 647.1K
$2,339Rp 40.4M
171.44%
💵 Salaries & Financials
Papeete
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,442CFPF 248.9K
$173Rp 3.0M
1310.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
13.28
-54.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Papeete: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,240 in Papeete versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1310% higher in Papeete, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $81.0 in Papeete versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $508 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Papeete vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Papeete?
Yes – Papeete is pricier by about 62%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,494 per month in Papeete and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Papeete vs Ubud, Bali?
Monthly expenses with rent come to $2,329 in Papeete and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $490 per month in Papeete and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Papeete or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Papeete at $2,329. In Ubud, Bali it covers expenses comfortably, while in Papeete it requires careful planning or may not stretch far enough.
Is Papeete or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Papeete or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Papeete makes more sense. Both are solid long-term options with distinct trade-offs.