Cost of Living Comparison Between Ubud, Bali and Panvel Cost of Living Comparison Between Ubud, Bali and Panvel

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $403 in Panvel, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $671 in Panvel, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $939 in Panvel, rent included.

Ubud, Bali costs about 252% more than Panvel, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Panvel is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.96 ₹282

20.27%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$17.76 ₹1,691

84.29%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$4.59 ₹437

7.84%

Cappuccino

$2.71 Rp 48.4K

$2.02 ₹193

34.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.40 ₹38.45

235.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.16 ₹14.90

337.50%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.37 ₹226

23.21%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.53 ₹336

12.18%

Milk (1 liter)

$1.81 Rp 32.3K

$0.73 ₹69.2

147.95%

White Bread (500g)

$2.52 Rp 45.0K

$0.47 ₹45.12

436.17%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.65 ₹62.2

78.46%

Eggs

$2.46 Rp 43.9K

$0.94 ₹89.3

161.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.96 ₹663

111.35%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.03 ₹384

7.20%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$3.84 Rp 68.6K

$1.98 ₹188

93.94%

Banana (1kg)

$1.56 Rp 27.8K

$0.67 ₹63.8

132.84%

Oranges (1kg)

$2.83 Rp 50.6K

$1.16 ₹110

143.97%

Tomato (1kg)

$2.33 Rp 41.5K

$0.58 ₹55.2

301.72%

Potato (1kg)

$1.91 Rp 34.2K

$0.50 ₹47.73

282.00%

Onion (1kg)

$2.20 Rp 39.3K

$0.54 ₹51.6

307.41%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.44 ₹42.13

129.55%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.34 ₹32.06

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.98 ₹379

-16.58%

Wine (Bottle)

$23.74 Rp 423.9K

$6.29 ₹599

277.42%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.03 ₹193

37.44%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.07 ₹293

-6.84%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.79 ₹647

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.30 ₹28.74

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$8.78 ₹837

-8.54%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.46 ₹43.73

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$1.44 ₹137

323.61%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.21 ₹115

-34.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$14.9K ₹1.4M

75.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$23.3K ₹2.2M

37.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$27.65 ₹2,634

189.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$3.71 ₹354

9.43%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$9.44 ₹899

149.15%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$13.70 ₹1,305

620.44%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$7.13 ₹679

-7.01%

Cinema Ticket

$4.15 Rp 74.1K

$4.74 ₹452

-12.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$93.6 ₹8,917

224.71%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$1,439 ₹137.1K

359.61%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$22.30 ₹2,125

149.06%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$18.28 ₹1,742

109.57%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$50.8 ₹4,835

74.55%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$34.10 ₹3,248

128.36%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$126 ₹12.0K

700.02%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$75.5 ₹7,194

794.24%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$269 ₹25.6K

1179.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$183 ₹17.4K

1014.51%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,048 ₹99.8K

171.09%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$746 ₹71.0K

203.52%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$242 ₹23.1K

-31.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.14

45.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Panvel: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $126 in Panvel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Panvel. Monthly groceries follow the same trend: $302 vs $118 – making Panvel the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panvel: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 252% more than Panvel, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $605 in Panvel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $403 in Panvel. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 9% less in Panvel. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Panvel, where all-in costs run around $403, than in Ubud, Bali at $1,419. In Panvel it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panvel costs $403 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panvel. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.