Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Panvel

For one person, living is cheaper in Panvel: $408 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
20

Cost of Living Index in Panvel
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Panvel Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Panvel

🇮🇳 India

$408

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Panvel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Panvel actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $408 in Panvel, rent included.

Ubud, Bali $1,349
Panvel $408

A couple spends around $2,305 per month in Ubud, Bali vs $666 in Panvel, rent included.

Ubud, Bali $2,305
Panvel $666

A family of three spends $3,261 per month in Ubud, Bali vs $924 in Panvel, rent included.

Ubud, Bali $3,261
Panvel $924

Ubud, Bali costs about 231% more than Panvel, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.61 ₹248

27.20%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$13.75 ₹1,305

159.20%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.70 ₹351

49.46%

Cappuccino

$2.72 Rp 49.3K

$2.12 ₹201

28.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.49 ₹46.55

246.94%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.51

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.15 ₹204

23.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.17 ₹301

38.17%

Milk (1 liter)

$1.49 Rp 27.0K

$0.69 ₹65.1

115.94%

White Bread (500g)

$2.28 Rp 41.3K

$0.52 ₹49.11

338.46%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.66 ₹63.0

80.30%

Eggs

$2.04 Rp 36.9K

$1.02 ₹97.0

100.00%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.35 ₹603

178.74%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.20 ₹304

23.75%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$2.18 ₹207

67.89%

Banana (1kg)

$1.52 Rp 27.5K

$0.68 ₹64.2

123.53%

Oranges (1kg)

$2.23 Rp 40.4K

$1.05 ₹99.5

112.38%

Tomato (1kg)

$1.97 Rp 35.8K

$0.48 ₹45.58

310.42%

Potato (1kg)

$1.85 Rp 33.5K

$0.41 ₹38.82

351.22%

Onion (1kg)

$2.42 Rp 44.0K

$0.46 ₹44.13

426.09%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.40 ₹38.41

147.50%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.40 ₹37.64

27.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.15 ₹489

-56.89%

Wine (Bottle)

$22.24 Rp 403.4K

$6.35 ₹602

250.24%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.67 ₹159

35.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.80 ₹266

6.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.61 ₹533

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.22 ₹20.90

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$3.58 ₹340

118.44%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.43 ₹41.19

2.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.25 ₹23.53

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.24 ₹117

336.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ₹103

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.2K ₹1.1M

112.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$17.8K ₹1.7M

78.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$41.13 ₹3,905

92.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.89 ₹370

65.81%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$7.22 ₹685

157.34%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$10.65 ₹1,011

364.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$5.11 ₹485

-16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$112 ₹10.6K

339.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,313 ₹219.5K

145.36%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$20.65 ₹1,960

116.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$26.69 ₹2,534

30.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$43.94 ₹4,171

81.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$38.39 ₹3,645

106.88%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$127 ₹12.0K

786.27%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$82.7 ₹7,848

712.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$338 ₹32.1K

954.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$223 ₹21.2K

672.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,063 ₹100.9K

156.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$727 ₹69.0K

214.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$243 ₹23.0K

-32.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.16

50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Panvel: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Panvel

$83 20.3% 87.7% $589

Groceries & Markets

Ubud, Bali

$288 21.4%

Panvel

$111 27.1% 61.6% $178

Eating Out

Ubud, Bali

$108 8%

Panvel

$77 18.9% 28.4% $31

Clothing & Footwear

Ubud, Bali

$108 8%

Panvel

$58 14.3% 45.7% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Panvel

$52 12.8% 49.8% $52

Sport & Entertainment

Ubud, Bali

$58 4.3%

Panvel

$21 5.1% 64% $37

Getting Around

Ubud, Bali

$11 0.9%

Panvel

$6.1 1.5% 46.3% $5.3

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $127 in Panvel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $14 in Panvel. Monthly groceries follow the same trend: $288 vs $111 – making Panvel the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Panvel

🕒 Local time

17:03 5:03 PM

14:33 2:33 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

180,020

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Panvel 5,540 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Panvel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panvel: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 231% more than Panvel, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $612 in Panvel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments: a one-bedroom in the center costs $127 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $408 in Panvel. That makes Panvel about 70% cheaper.

Public transport costs about 54% less in Panvel. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Panvel, where all-in costs run around $408, than in Ubud, Bali at $1,349. In Panvel it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Panvel – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Panvel is the easier option financially – housing and daily costs are lower, and overall it costs about 70% less, which matters a lot on a fixed budget or early-career salary.