Cost of Living Comparison Between Ubud, Bali and Panvel Cost of Living Comparison Between Ubud, Bali and Panvel

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $412 in Panvel, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $669 in Panvel, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $925 in Panvel, rent included.

Ubud, Bali costs about 232% more than Panvel, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Panvel is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.62 ₹252

31.30%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$14.33 ₹1,375

153.38%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.13 ₹300

82.43%

Cappuccino

$2.67 Rp 47.3K

$2.20 ₹211

21.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.46 ₹44.49

280.43%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.17 ₹15.95

411.76%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.06 ₹198

43.20%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.21 ₹308

40.81%

Milk (1 liter)

$1.62 Rp 28.7K

$0.71 ₹68.5

128.17%

White Bread (500g)

$2.33 Rp 41.3K

$0.49 ₹46.98

375.51%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.68 ₹65.2

63.24%

Eggs

$2.20 Rp 39.0K

$1.00 ₹96.1

120.00%

Local Cheese (1kg)

$17.69 Rp 313.3K

$6.08 ₹583

190.95%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.32 ₹318

23.49%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$2.09 ₹200

77.51%

Banana (1kg)

$1.59 Rp 28.1K

$0.64 ₹61.5

148.44%

Oranges (1kg)

$2.28 Rp 40.4K

$1.04 ₹99.7

119.23%

Tomato (1kg)

$1.95 Rp 34.6K

$0.47 ₹44.66

314.89%

Potato (1kg)

$1.91 Rp 33.7K

$0.43 ₹41.51

344.19%

Onion (1kg)

$2.33 Rp 41.3K

$0.45 ₹43.43

417.78%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.44 ₹41.80

129.55%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.40 ₹38.84

37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.10 ₹489

-56.27%

Wine (Bottle)

$23.07 Rp 408.6K

$6.21 ₹596

271.50%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.75 ₹168

38.29%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.65 ₹254

13.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹531

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.22 ₹21.15

22.73%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$3.67 ₹352

144.69%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.38 ₹36.85

26.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.25 ₹23.98

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.21 ₹116

366.12%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.07 ₹103

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$10.0K ₹959.9K

149.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$16.2K ₹1.6M

95.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$40.67 ₹3,902

100.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.74 ₹359

73.53%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.28 ₹698

157.83%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$10.53 ₹1,010

440.08%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$4.84 ₹464

-6.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$112 ₹10.8K

328.60%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,499 ₹239.8K

128.53%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$22.70 ₹2,177

100.53%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$28.60 ₹2,744

25.45%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$47.59 ₹4,566

68.92%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$35.94 ₹3,448

118.89%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$127 ₹12.2K

779.80%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$80.1 ₹7,682

771.30%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$340 ₹32.6K

969.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$220 ₹21.1K

690.62%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,028 ₹98.6K

170.85%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$744 ₹71.4K

207.86%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$240 ₹23.0K

-30.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.16

50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Panvel: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $127 in Panvel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $14.00 in Panvel. Monthly groceries follow the same trend: $295 vs $110 – making Panvel the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panvel: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 232% more than Panvel, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $618 in Panvel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $412 in Panvel. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 145% less in Panvel. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Panvel, where all-in costs run around $412, than in Ubud, Bali at $1,368. In Panvel it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panvel costs $412 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panvel. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.