Cost of Living Comparison Between Ubud, Bali and Panvel Cost of Living Comparison Between Ubud, Bali and Panvel

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $406 in Panvel, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $668 in Panvel, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $930 in Panvel, rent included.

Ubud, Bali costs about 247% more than Panvel, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Panvel is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.96 ₹285

16.55%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$17.38 ₹1,673

86.08%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$4.63 ₹446

4.54%

Cappuccino

$2.75 Rp 49.1K

$1.97 ₹190

39.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.44 ₹42.04

213.64%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.16 ₹15.78

368.75%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$2.39 ₹230

25.10%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.50 ₹337

10.00%

Milk (1 liter)

$1.74 Rp 31.1K

$0.72 ₹69.6

141.67%

White Bread (500g)

$2.46 Rp 44.0K

$0.50 ₹48.38

392.00%

Rice (white) (1kg)

$1.17 Rp 20.9K

$0.68 ₹65.7

72.06%

Eggs

$2.43 Rp 43.5K

$0.91 ₹87.2

167.03%

Local Cheese (1kg)

$14.50 Rp 259.5K

$6.95 ₹669

108.63%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$4.14 ₹399

5.07%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

$1.98 ₹191

87.88%

Banana (1kg)

$1.63 Rp 29.1K

$0.72 ₹69.5

126.39%

Oranges (1kg)

$2.74 Rp 49.1K

$1.11 ₹106

146.85%

Tomato (1kg)

$2.24 Rp 40.1K

$0.58 ₹55.5

286.21%

Potato (1kg)

$1.92 Rp 34.3K

$0.54 ₹52.1

255.56%

Onion (1kg)

$2.28 Rp 40.7K

$0.50 ₹48.38

356.00%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.44 ₹42.45

140.91%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.36 ₹35.11

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$4.15 ₹399

-20.72%

Wine (Bottle)

$23.19 Rp 414.9K

$6.41 ₹617

261.78%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.95 ₹188

42.56%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$3.01 ₹290

-9.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.87 ₹662

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.30 ₹29.11

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$8.46 ₹815

-4.14%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$0.45 ₹43.68

6.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$1.42 ₹137

338.03%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.19 ₹114

-31.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$15.3K ₹1.5M

73.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$22.6K ₹2.2M

42.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$27.71 ₹2,668

182.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.78 ₹364

7.67%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$9.06 ₹872

168.54%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$14.14 ₹1,361

597.38%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$6.98 ₹672

-9.17%

Cinema Ticket

$3.99 Rp 71.3K

$4.71 ₹454

-15.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$96.7 ₹9,310

215.47%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$1,403 ₹135.1K

373.50%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$22.00 ₹2,119

146.09%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$18.39 ₹1,771

105.60%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.68 ₹4,783

74.80%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$34.01 ₹3,274

124.49%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$125 ₹12.1K

691.94%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$77.4 ₹7,447

769.72%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$278 ₹26.7K

1114.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$179 ₹17.3K

1044.27%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$1,051 ₹101.2K

166.92%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$724 ₹69.7K

207.73%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$240 ₹23.1K

-30.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.14

45.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Panvel: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $125 in Panvel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $17.00 in Panvel. Monthly groceries follow the same trend: $297 vs $119 – making Panvel the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panvel: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 247% more than Panvel, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $609 in Panvel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $406 in Panvel. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 4% less in Panvel. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Panvel, where all-in costs run around $406, than in Ubud, Bali at $1,408. In Panvel it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panvel costs $406 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panvel. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.