Last update: Oct 2026

Cost of Living Comparison Between Panvel and Ubud, Bali

For one person, living is cheaper in Panvel: $401 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Panvel
Learn more

Panvel Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Panvel

🇮🇳 India

$401

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Panvel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panvel and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $401 per month in Panvel vs $1,368 in Ubud, Bali, rent included.

Panvel $401
Ubud, Bali $1,368

A couple spends around $658 per month in Panvel vs $2,314 in Ubud, Bali, rent included.

Panvel $658
Ubud, Bali $2,314

A family of three spends $915 per month in Panvel vs $3,260 in Ubud, Bali, rent included.

Panvel $915
Ubud, Bali $3,260

Panvel is about 71% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Panvel sits 70% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.59 ₹246

$3.33 Rp 59.8K

-22.22%

Three-Course Dinner for Two, Mid-Range

$14.91 ₹1,416

$35.18 Rp 631.2K

-57.62%

Fast Food Meal (McDonalds, etc)

$3.09 ₹293

$5.80 Rp 104.1K

-46.72%

Cappuccino

$2.21 ₹210

$2.73 Rp 49.0K

-19.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.11

$1.64 Rp 29.4K

-70.12%

Water (0.33 liter bottle)

$0.18 ₹16.63

$0.83 Rp 14.9K

-78.31%

Local Beer (0.5 liter draught)

$2.14 ₹203

$2.70 Rp 48.4K

-20.74%

Imported Beer (0.33 liter bottle)

$3.16 ₹300

$4.30 Rp 77.1K

-26.51%

Milk (1 liter)

$0.67 ₹63.8

$1.50 Rp 27.0K

-55.33%

White Bread (500g)

$0.48 ₹45.84

$2.30 Rp 41.2K

-79.13%

Rice (white) (1kg)

$0.64 ₹60.5

$1.18 Rp 21.1K

-45.76%

Eggs

$0.94 ₹88.8

$2.14 Rp 38.5K

-56.07%

Local Cheese (1kg)

$6.19 ₹587

$17.48 Rp 313.6K

-64.59%

Chicken Fillets (1kg)

$3.32 ₹315

$4.03 Rp 72.3K

-17.62%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

Apples (1kg)

$2.00 ₹190

$3.55 Rp 63.7K

-43.66%

Banana (1kg)

$0.73 ₹69.0

$1.57 Rp 28.2K

-53.50%

Oranges (1kg)

$1.05 ₹99.3

$2.24 Rp 40.1K

-53.13%

Tomato (1kg)

$0.44 ₹41.63

$1.93 Rp 34.6K

-77.20%

Potato (1kg)

$0.42 ₹39.42

$1.88 Rp 33.8K

-77.66%

Onion (1kg)

$0.46 ₹43.74

$2.29 Rp 41.1K

-79.91%

Lettuce (1 head)

$0.43 ₹40.90

$0.99 Rp 17.8K

-56.57%

Water (1.5 liter bottle)

$0.40 ₹38.18

$0.53 Rp 9,445

-24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 ₹491

$2.28 Rp 41.0K

126.75%

Wine (Bottle)

$6.22 ₹591

$23.01 Rp 412.9K

-72.97%

Local Beer (0.5 liter bottle)

$1.74 ₹165

$2.34 Rp 42.0K

-25.64%

Imported Beer (0.33 liter bottle)

$2.80 ₹266

$2.91 Rp 52.2K

-3.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.49 ₹521

One-way Ticket (Public Transport)

$0.20 ₹18.98

$0.24 Rp 4,301

-16.67%

Public Transport Monthly Pass (Regular Price)

$3.59 ₹341

$8.82 Rp 158.2K

-59.30%

Taxi Start (Normal Tariff)

$0.44 ₹41.43

$0.48 Rp 8,657

-8.33%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.70

$0.46 Rp 8,207

-45.65%

Taxi 1hour Waiting (Normal Tariff)

$1.22 ₹116

$5.45 Rp 97.9K

-77.61%

Gasoline (1 liter)

$1.08 ₹103

$0.88 Rp 15.9K

22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,811 ₹931.5K

$24.6K Rp 440.8M

-60.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K ₹1.5M

$31.2K Rp 559.6M

-48.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.78 ₹3,777

$83.0 Rp 1.5M

-52.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.71 ₹352

$6.45 Rp 115.7K

-42.48%

Internet (50+ Mbps, Unlimited Data)

$7.39 ₹701

$18.57 Rp 333.1K

-60.20%

Gym Membership (Monthly)

$10.78 ₹1,024

$55.8 Rp 1.0M

-80.69%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

Cinema Ticket

$4.98 ₹472

$4.38 Rp 78.6K

13.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$111 ₹10.5K

$493 Rp 8.8M

-77.54%

International Primary School, 1 Child (Yearly)

$2,334 ₹221.6K

$5,754 Rp 103.2M

-59.43%

Jeans (Levis 501 Or Similar)

$20.53 ₹1,949

$46.19 Rp 828.8K

-55.55%

Summer Dress (H&M, Zara, etc)

$26.51 ₹2,517

$35.33 Rp 634.0K

-24.96%

Sport Shoes (Adidas, Nike)

$42.48 ₹4,034

$79.1 Rp 1.4M

-46.29%

Men's Leather Business Shoes

$37.34 ₹3,545

$78.4 Rp 1.4M

-52.37%

1-bedroom Apartment, City Center (Monthly)

$127 ₹12.1K

$1,142 Rp 20.5M

-88.86%

1-bedroom Apartment, Outside City Center (Monthly)

$81.1 ₹7,700

$676 Rp 12.1M

-88.00%

3-bedroom Apartment, City Center (Monthly)

$342 ₹32.5K

$3,503 Rp 62.9M

-90.24%

3-bedroom Apartment, Outside City Center (Monthly)

$219 ₹20.8K

$1,700 Rp 30.5M

-87.13%

Buy Apartment in City Center (m2)

$1,059 ₹100.6K

$2,784 Rp 50.0M

-61.95%

Buy Apartment Outside City Center (m2)

$728 ₹69.1K

$2,241 Rp 40.2M

-67.51%

Average Monthly Net Salary (After Tax)

$244 ₹23.2K

$165 Rp 3.0M

48.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.16

13.78

-33.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panvel: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Panvel

$109 27.2%

Ubud, Bali

$290 21.2% 166% $181

Accommodation & Living

Panvel

$81 20.2%

Ubud, Bali

$676 49.4% 733% $595

Eating Out

Panvel

$76 19%

Ubud, Bali

$109 8% 42.7% $33

Clothing & Footwear

Panvel

$57 14.2%

Ubud, Bali

$108 7.9% 88.4% $50

Monthly Utilities & Internet

Panvel

$51 12.7%

Ubud, Bali

$108 7.9% 112% $57

Sport & Entertainment

Panvel

$21 5.2%

Ubud, Bali

$65 4.7% 212% $44

Getting Around

Panvel

$6.1 1.5%

Ubud, Bali

$13 0.9% 107% $6.5

Cost Breakdown

A central one-bedroom costs $127 in Panvel versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $15.00 in Panvel versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $109 vs $290 – making Panvel the more affordable choice for daily food spending.

Good to know

🇮🇳 Panvel

🇮🇩 Ubud, Bali

🕒 Local time

19:27 7:27 PM

21:57 9:57 PM

2 h 30 min ahead of Panvel

🌤 Weather

👥 Population

180,020

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Panvel Ubud, Bali 5,540 km ≈ 7 h nonstop flight

From you

Panvel
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panvel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 241% more than Panvel, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $602 per month in Panvel and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $401 in Panvel and $1,368 in Ubud, Bali. That's a gap of about 241%.

Public transport costs about 146% less in Panvel. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Panvel, where all-in costs run around $401, than in Ubud, Bali at $1,368. In Panvel it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panvel costs $401 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panvel. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.