Cost of Living Comparison Between Ubud, Bali and Panama City Cost of Living Comparison Between Ubud, Bali and Panama City

🙂 Solo nomad: Ubud, Bali is 3% cheaper than Panama City without rent, and 22.2% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 24.7% cheaper than Panama City without rent, and 1.6% more expensive with rent.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$10.13 PAB 10.13

-65.65%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 563.9K

$50.2 PAB 50.2

-34.49%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.19 PAB 8.19

-37.85%

Cappuccino

$2.75 Rp 47.1K

$3.63 PAB 3.63

-24.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.68 PAB 1.68

-17.86%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.39 PAB 1.39

-48.92%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$2.99 PAB 2.99

-3.68%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.89 PAB 3.89

-0.51%

Milk (1 liter)

$1.79 Rp 30.7K

$1.82 PAB 1.82

-1.65%

White Bread (500g)

$2.45 Rp 42.0K

$2.47 PAB 2.47

-0.81%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.40 PAB 2.40

-49.58%

Eggs

$2.39 Rp 40.9K

$2.82 PAB 2.82

-15.25%

Local Cheese (1kg)

$14.70 Rp 252.1K

$11.46 PAB 11.46

28.27%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$7.36 PAB 7.36

-42.39%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$9.81 PAB 9.81

23.14%

Apples (1kg)

$3.66 Rp 62.9K

$3.38 PAB 3.38

8.28%

Banana (1kg)

$1.61 Rp 27.5K

$1.47 PAB 1.47

9.52%

Oranges (1kg)

$2.72 Rp 46.6K

$2.83 PAB 2.83

-3.89%

Tomato (1kg)

$2.27 Rp 39.0K

$3.09 PAB 3.09

-26.54%

Potato (1kg)

$1.90 Rp 32.6K

$2.24 PAB 2.24

-15.18%

Onion (1kg)

$2.30 Rp 39.4K

$2.77 PAB 2.77

-16.97%

Lettuce (1 head)

$1.02 Rp 17.4K

$2.13 PAB 2.13

-52.11%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$1.54 PAB 1.54

-49.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

$6.03 PAB 6.03

-46.27%

Wine (Bottle)

$24.06 Rp 412.6K

$10.98 PAB 10.98

119.13%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.28 PAB 1.28

121.87%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.40 PAB 2.40

16.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.41 PAB 0.41

-34.15%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.3K

$22.68 PAB 22.68

-63.67%

Taxi Start (Normal Tariff)

$0.45 Rp 7,707

$2.55 PAB 2.55

-82.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,304

$1.83 PAB 1.83

-76.50%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$21.82 PAB 21.82

-72.41%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.87 PAB 0.87

-1.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.0M

$19.7K PAB 19.7K

32.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.6M

$20.8K PAB 20.8K

52.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$121 PAB 121

-35.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$30.37 PAB 30.37

-86.83%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$48.88 PAB 48.88

-50.18%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$45.39 PAB 45.39

110.99%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$32.72 PAB 32.72

-80.26%

Cinema Ticket

$4.01 Rp 68.7K

$8.08 PAB 8.08

-50.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$470 PAB 470

-35.86%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

$15.8K PAB 15.8K

-58.51%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.2K

$51.7 PAB 51.7

3.35%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.1K

$46.93 PAB 46.93

-17.86%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$89.0 PAB 89.0

0.08%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$123 PAB 123

-36.06%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$1,149 PAB 1,149

-11.56%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$883 PAB 883

-23.87%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$2,063 PAB 2,063

63.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,595 PAB 1,595

32.13%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$3,067 PAB 3,067

-2.14%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,712 PAB 1,712

36.46%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$947 PAB 947

-81.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.23

113.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Panama City: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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